Welcome to postal-community, a trusted financial institution that has been serving our community since 1922. Located in the heart of Saint Joseph, MO, we pride ourselves on our commitment to empowering our members through exceptional service and innovative banking solutions. Under the leadership of CEO James Spafford and Board President Joe Mistek, we strive to foster financial stability and growth for individuals, families, and local businesses alike.

As a member-focused credit union, we understand the importance of providing accessible and reliable financial services. That's why we offer a range of modern banking tools designed to make managing your finances easier than ever. With features such as online banking, a convenient mobile application, e-statements, and secure transactions, we are dedicated to delivering a seamless banking experience. Furthermore, your deposits are safeguarded by NCUA insurance, ensuring peace of mind since 11/14/1977 0:00. At postal-community, we believe in putting our members first and supporting our community with every service we provide. For more information or assistance, feel free to reach out to us at (816) 279-5660 or visit our website at https://yourpccu.org/ .

At Postal & Community Credit Union, we pride ourselves on providing a comprehensive suite of financial services designed to meet the diverse needs of our members. From personal banking options such as checking and savings accounts to specialized services like auto loans and vehicle financing, we are dedicated to helping you manage your finances effectively. Our mortgage loans and refinancing solutions enable you to plan for significant life milestones, while our personal loans and debt consolidation options offer flexibility for those unexpected expenses. We also cater to small businesses with tailored merchant services and business loans, ensuring that every member has the tools they need to thrive.

In today's fast-paced world, we understand the importance of digital access. That’s why our members enjoy robust online banking capabilities, along with a mobile application that allows you to manage your accounts anytime, anywhere. While person-to-person transfers and mobile payments are not available at this time, we do offer convenient e-statements to keep you organized and informed about your financial health. If you're looking for assistance or have questions about membership qualifications, please visit or reach out directly at (816) 279-5660. Whether you're comparing loan rates using resources like https://www.lendmesh.com/loans/vehicle_loans or simply exploring your options, we're here to support you every step of the way in achieving your financial goals.

Postal & Community Credit Union stands as a pillar of trust and reliability in the financial landscape, serving a robust membership of 11,091 individuals. Established in 1922, this credit union has cultivated a strong foundation, evidenced by its impressive total assets of 83,185,066 and a commendable net worth of 7,711,923. Such metrics not only reflect stability but also underscore the commitment to safeguarding members' financial interests.

With a focus on fostering community connections, Postal & Community Credit Union has built a diverse portfolio that includes 3,579 loans and leases, highlighting its role as an essential partner in personal and business financing. The total deposits amounting to 2,652,787 further illustrate the trust placed in this institution by its members, while the solid net worth ratio of 927 signifies a well-capitalized organization poised for continued growth.

In addition to its financial strength, the credit union prides itself on delivering personalized service through its dedicated team of 15 employees. This approach ensures that each member receives tailored guidance suited to their unique financial needs. With a credit card loan volume reaching 605 and an auto loan volume of 1,934, it is evident that Postal & Community Credit Union is committed to providing diverse lending options that empower members to achieve their goals.

As part of its dedication to transparency and member engagement, Postal & Community Credit Union adheres to the highest standards set by regulatory bodies. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , ensuring accountability and fostering confidence among its members.

For those seeking competitive loan options, look no further than Postal & Community Credit Union. Compare real-time loan offers today at https://www.lendmesh.com/loans/vehicle_loans and find the best rates for your needs.