Port Arthur Teachers Credit Union TX | Affordable Auto Loans & Business Banking

Introduction

Welcome to Port Arthur Teachers, your trusted partner in financial services since 1953. Located at 3001 Jimmy Johnson Blvd, Port Arthur, TX 77642, we take pride in serving our community with integrity and dedication. With over 3,133 members and a robust asset base of $34,877,580, we are committed to providing personalized banking solutions tailored to meet your needs. At Port Arthur Teachers, our mission is simple: to enhance the financial well-being of our members. We offer a wide range of services, from checking and savings accounts to auto loans and mortgage refinancing. Our total deposits stand at $2,252,844, reflecting the trust our members place in us. With a net worth of $5,101,990 and cash in hand amounting to $428,455, you can rest assured that your finances are in good hands. Under the leadership of CEO Cindy Drummond and Board President Charles Trahan, our dedicated team of 11 employees works tirelessly to support you. We understand that financial decisions can be daunting; that's why we're here to guide you every step of the way. While members can visit us at our branch location for face-to-face assistance, official correspondence should be sent to the same address. If you're looking for a friendly and reliable credit union that values community engagement and member satisfaction, look no further than Port Arthur Teachers. Ready to take charge of your financial future? Call us today at (409) 729-3075 or visit our website at patfcu.org to learn more about how we can assist you!

Branch History & Mission

Welcome to Port Arthur Teachers, a cornerstone of financial support in Port Arthur, Texas. Established in 1953, our credit union has proudly served the community for decades, growing alongside our members and adapting to their needs. From humble beginnings, we have evolved into a trusted financial partner with total assets amounting to $34,877,580 and a membership base of over 3,133 individuals. Located at 3001 Jimmy Johnson Blvd, our branch is easily accessible for all members. Whether you're stopping by for personal banking or exploring loan options, you'll find us ready to assist you during our operating hours: 9:00 AM to 5:00 PM Monday through Friday for lobby services and extended drive-thru hours until 6:00 PM. Our drive-thru service ensures convenience for those on the go. Our mission at Port Arthur Teachers extends beyond providing essential financial services; we are dedicated to enhancing the lives of our members and strengthening our local community. We offer a wide range of services including checking and savings accounts, auto loans, mortgages, personal loans, and credit cards with rewards. Each service is designed not just to meet your financial needs but also to empower you toward achieving your goals. While members can visit us at 3001 Jimmy Johnson Blvd, official correspondence should be sent to 3001 JIMMY JOHNSON BLVD, PORT ARTHUR, TX 77642 if different. In addition to our commitment to personal banking, we pride ourselves on being ADA compliant and actively embracing digital advancements that make banking easier for everyone. Community outreach is at the heart of what we do. We engage with local schools and organizations to foster education about financial literacy while offering support where it's needed most. Our partnerships with various entities enhance our ability to give back and create lasting relationships within Port Arthur. As we look forward to the future, we invite you to join our family at Port Arthur Teachers. Experience the difference of being part of a credit union that truly cares about its members and community. Together, let's achieve great things! For more information or to become a member today, call us at 409-729-3075 or visit us online at www.patfcu.org.

Branch Location & Accessibility

Convenient Access and Nearby Landmarks

Finding us is easy! We're situated near popular local spots that make your trip convenient. Whether you're coming from work or running errands, you can stop by our branch without any hassle. We offer ample parking and features that ensure accessibility for all members, including ADA-compliant entrances and ramps.

Get in Touch

Ready to experience friendly banking? Give us a call at 409-729-3075 for any inquiries or just drop by! We're excited to welcome you into our community and help you achieve your financial goals.

Operating Hours

We understand that your time is valuable. That's why we're open Monday through Friday from 9:00 AM to 5:00 PM for lobby access. If you prefer drive-thru services, we're available until 6:00 PM on weekdays. This flexibility allows you to manage your banking needs at your convenience.

Services Offered

At Port Arthur Teachers Credit Union, we provide a range of services designed to meet your financial needs. From checking and savings accounts to auto loans and mortgage refinancing, we have something for everyone. Need a quick transaction? Our drive-thru service makes deposits and withdrawals simple and fast. Plus, if you're a member of one of our partner credit unions, you can take advantage of shared services right here!

Member Eligibility

Becoming a member of Port Arthur Teachers is like joining a family where your financial well-being is our top priority. If you live, work, worship, or attend school in the Port Arthur area, you're likely eligible to join us! We welcome individuals who share our commitment to supporting one another and building a stronger community together. As a member, you'll gain access to a range of benefits including personal banking services, loans with competitive rates, and friendly customer support right here at our branch located at 3001 Jimmy Johnson Blvd Port Arthur Tx 77642. If you're ready to take the next step or want more details on eligibility criteria, feel free to give us a call at (409) 729-3075 or visit our website at for the latest updates. It's easy to get started just head over to https://securecuonline.com/patfcu/loanapp.aspx to open your account today!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. Additionally, we also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In today's fast-paced world, having reliable payment options is crucial for any business. Our merchant services allow you to accept payments easily and efficiently, whether you're a small retail shop or a service provider. Imagine a busy Saturday at your café; with our easy-to-use payment systems, you can serve more customers without delays. This not only enhances customer satisfaction but also helps boost your sales. Let us partner with you at Port Arthur Teachers, located at 3001 Jimmy Johnson Blvd Port Arthur Tx 77642 in Port Arthur, TX. Together, we can turn your business goals into reality! For more information, call us at (409) 729-3075 or visit our website at Port Arthur Teachers Fcu.

Comprehensive List Of Services

ATM & Drive-Thru Services

While we don't have ATMs on-site, we ensure you have access to cash through our basic Drive-Thru Banking services which cover deposits, withdrawals, and simple transactions. Additionally, if you're a member of a partner credit union, our shared branch transactions make it easy for you to handle deposits and withdrawals seamlessly. Whether you're stopping by at 3001 Jimmy Johnson Blvd Port Arthur Tx 77642 or giving us a call at (409) 729-3075, we're here Monday through Friday from 9 AM to 5 PM in the lobby and until 6 PM at the drive-thru. Let us be your trusted partner in financial success! Visit us online at Port Arthur Teachers Fcu or stop by today to learn more about how we can serve you better!

Business Banking Solutions

For our business members, we offer comprehensive Business Banking services including Merchant Services and Business Loans. We recognize how vital small businesses are to our community's economy and strive to support their growth and success.

Digital Convenience

In today's fast-paced world, convenience is key. Our Online & Mobile Banking platforms allow you to manage your accounts anytime and anywhere. Whether it's checking balances or transferring funds, everything is just a few clicks away.

Flexible Financing Options

If you're considering buying a new car or refinancing an existing loan, our Auto Loans & Vehicle Financing options provide competitive rates and flexible terms. We know that transportation is essential, so we're committed to making the process smooth and straightforward. For those dreaming of homeownership, our Mortgage Loans & Refinancing services can guide you through purchasing a home or refinancing your current mortgage. Our team will work with you every step of the way, ensuring you understand all your options.

Personal Banking Made Easy

We understand that managing personal finances can be overwhelming at times. That's why we offer Checking & Savings Accounts designed to fit your lifestyle. Whether you need a simple checking account for daily transactions or a savings account to help you reach your goals, we're here to help.

Support for Personal Needs

Life can throw unexpected expenses your way. With our Personal Loans & Debt Consolidation services, we aim to ease some financial burdens by offering loans that can help you manage debts effectively. Plus, our Credit Cards with Rewards provide not just a means of payment but also rewards for your everyday purchases.

Digital & Online Banking

Key Features of Our Digital Services

One of the standout features is our 24/7 online banking service. Whether it's early in the morning or late at night, you can check balances, pay bills, and transfer funds with just a few clicks. Plus, if you prefer to manage your finances on-the-go, our mobile application makes it even easier to stay connected to your accounts. For those who love convenience, we also offer person-to-person transfers. This feature allows you to send money directly to friends and family without any hassle perfect for splitting bills or sending gifts. And if you're looking for a paperless option, we provide e-statements so you can view your account statements online whenever you need them.

Security and Ease of Use

We take your security seriously. Our electronic signature authorization ensures that transactions are safe and verified, giving you peace of mind as you manage your finances digitally. You don't have to worry about complicated processes; everything is designed to be user-friendly so that you can navigate easily. In summary, with services like online banking, mobile access through our app, and secure person-to-person transfers, Port Arthur Teachers makes banking convenient and accessible for everyone. Embrace the ease of digital banking today!

Financial Strength

At Port Arthur Teachers, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are dedicated to providing a strong foundation for your financial needs. With a net worth of $5,101,990, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,463 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $715,501 in share certificates and $5,042,806 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $4,967,741 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to lending is evident with $277 in used auto loans and $9,512,418 in total loans and leases, which support members' financial goals across various sectors. Our operational efficiency is reflected in our $134,249, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 10 full-time employees and 1 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share and Deposit Accounts: 5,076, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Port Arthur Teachers is your trusted partner. Visit us at 3001 Jimmy Johnson Blvd Port Arthur Tx 77642 or call (409) 729-3075 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $4,376,853 in used vehicle loans and $2,058,566 in new vehicle loans already helping members get on the road. We offer flexible terms and competitive interest rates tailored to fit your budget. Whether you're interested in financing a brand-new vehicle or a reliable used car, our team is here to help guide you through the process.

Business Financing

For business owners, although we currently have no outstanding commercial loans, we recognize the importance of having access to capital for growth and expansion. If you're considering starting or expanding your business, reach out to us for guidance on available options that may suit your needs.

Contact Us

At Port Arthur Teachers, located at 3001 Jimmy Johnson Blvd Port Arthur Tx 77642 in Port Arthur, TX, we are committed to serving our community with integrity and transparency. For any inquiries regarding our loan products or to start your application process, please call us at (409) 729-3075 during our operating hours from 9:00 AM to 5:00 PM Monday through Friday. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you take the next step towards achieving your financial dreams!

Credit Lines and Unsecured Loans

Managing everyday expenses can sometimes be a challenge. That's why we also offer flexible terms on unsecured credit card loans, with a total of $1,054,890 in loans helping members manage their finances effectively. Our unsecured credit lines provide an easy way to access funds when you need them most without putting your assets at risk.

Mortgage Options

Thinking about homeownership? Our mortgage options make buying or refinancing simple. While we currently do not offer Junior Lien 1-4 Family Residential Properties loans totaling $0, we are committed to helping our members find suitable alternatives for their housing needs. If you're exploring refinancing options, our knowledgeable staff can provide insights into eligibility and potential savings.

Loan Aggregator

Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to accuracy ensures that users receive fair and transparent offers. By relying on verified information, LendMesh empowers consumers to make informed decisions about their loans.

Key Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency in every comparison. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Stay updated with current loan rates from multiple institutions, helping you find the best deals available. Thousands of users trust LendMesh for their loan comparisons. One member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials reflect the effectiveness and reliability of this tool in assisting borrowers like you. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*