Popa Credit Union Valencia CA | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Popa at our Valencia Branch, where we believe in building strong relationships with our members and the community. Established in 1978, we have grown to serve over 20,196 members, offering a range of financial solutions tailored to meet your needs. With total assets exceeding $377,691,475, we are committed to ensuring your financial well-being. Located conveniently at 27220 Turnberry Ln Ste 100, Valencia, CA 91355, our branch is dedicated to providing personal banking services that include checking and savings accounts, auto loans, mortgages, and credit cards with rewards. While you can visit us at this location for all your banking needs, please direct any official correspondence to the same address. Under the leadership of our CEO, Raymond Bartus, and Board President, Terry Black, our team of 54 employees is here to assist you. We pride ourselves on being a trusted partner in your financial journey. Our commitment to excellence is reflected in our total deposits of $31,539,838 and robust net worth of $41,171,530. At Popa, we understand that every member's journey is unique. Whether you're looking for a personal loan or exploring business banking options, we're here to guide you every step of the way. We also offer modern conveniences such as online and mobile banking for easy access to your accounts anytime. Ready to experience personalized service? Call us today at (562) 229-9181 or visit our website at www.popafcu.org to learn more about how we can help you achieve your financial goals. Your future starts here!

Branch History & Mission

At Popa, we have a proud history that stretches back to 1978 when our Valencia Branch first opened its doors. Located at 27220 Turnberry Ln Ste 100, Valencia, CA 91355, our branch has been a cornerstone of the community for over four decades. As we look back on our journey, we are filled with gratitude for the trust and support of our members, which has allowed us to grow to a total membership of 20,196 and manage assets totaling $377,691,475. From humble beginnings, Popa was founded with a clear mission: to provide accessible and affordable financial services while supporting our local community. We believe in the power of people helping people. This principle guides us as we strive to deliver exceptional service through personal banking options such as checking and savings accounts, auto loans, mortgage loans, credit cards with rewards, and business banking solutions. Our commitment to community outreach and partnership initiatives reflects our dedication not just to financial success but also to enhancing the quality of life for those we serve. In addition to traditional banking services, we've embraced technology to meet the evolving needs of our members. Our online and mobile banking platforms allow members to manage their finances conveniently from anywhere. We also offer features like person-to-person payments and e-statements for added convenience. While members can visit us at our Valencia branch address for all their banking needs, official correspondence should be sent to our mailing address: 27220 Turnberry Ln Ste 100, Valencia, CA 91355-1020. We invite you to call us at 562-229-9181 during our lobby hours from 8:30 AM to 4:30 PM Monday through Friday. At Popa, we are more than just a financial institution; we are part of your community. Join us today and experience the benefits that come with being a member of Popa. Together, we can achieve your financial goals while making a positive impact in Valencia and beyond. Visit us online at popafcu.org or stop by our branch we look forward to serving you!

Branch Location & Accessibility

Connect with Us

Have questions? Feel free to call us at (562) 229-9181. We invite you to stop by and experience the friendly service that makes Popa not just a place for banking but a community hub where members feel valued and understood. We look forward to serving you!

Location Highlights

At Popa, we understand how important convenience is for our members. That's why we're proud to offer a location with ample parking and easy access for everyone, including those who require ADA-compliant features. Whether you're stopping by for a quick transaction or to discuss your financial goals, our welcoming environment is designed to make your visit as smooth as possible.

Operating Hours & Services

We're here for you Monday through Friday from 8:30 AM to 4:30 PM, making it easy for you to fit banking into your busy schedule. While we currently do not have ATM services or drive-thru banking at this location, our dedicated staff is ready to assist you with a range of services including personal banking, auto loans, mortgage options, and more. If you ever need to send us official correspondence, please note that while you can visit us at our branch address, any mailing should be directed to 27220 Turnberry Ln Ste 100, Valencia, CA 91355-1020.

Member Eligibility

Becoming a member of Popa is like joining a family that truly cares about your financial well-being. We welcome anyone who lives, works, worships, or attends school in the Valencia area to join us. It's easy to become part of our community simply meet our eligibility requirements and open an account! You can find all the details you need about what it takes to qualify by visiting this link. The perks of membership are plentiful, from competitive loan rates to personalized service that makes you feel valued every step of the way. When you're ready to take that first step toward membership, opening an account with us is straightforward and welcoming. Just give us a call at (562) 229-9181, or check out the process outlined here for further details. Your journey towards better banking starts at 27220 Turnberry Ln Ste 100 Valencia Ca 91355, where we look forward to helping you achieve your financial goals!

Business Banking & Commercial Services

Commercial Loans for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make Sense

In today's fast-paced environment, having reliable merchant services is essential. Imagine processing payments easily while keeping your cash flow steady. At Popa, we offer practical merchant solutions that simplify transactions, allowing you to focus more on what matters running your business. Located at 27220 Turnberry Ln Ste 100 Valencia Ca 91355 in Valencia, CA, our team is ready to assist you in navigating your financial options. Give us a call at (562) 229-9181 or visit us online at https://www.popafcu.org to learn more about how we can support your business goals.

Comprehensive List Of Services

Business Banking Solutions

Small businesses play an essential role in our community, and that's why we offer specialized business banking services including merchant services and business loans. Whether you're just starting out or looking to expand, we're here to support your business journey.

Convenient Digital Banking

In today's fast-paced world, convenience is key. That's why we focus on providing robust online and mobile banking features that allow you to manage your accounts anytime, anywhere. Whether you're checking balances, making payments, or transferring funds, our digital tools are designed for ease of use. If you have questions or need assistance with any of our services, don't hesitate to reach out! You can contact us at (562) 229-9181 during our operating hours from 8:30 AM to 4:30 PM Monday through Friday. At Popa, we're more than just a financial institution; we're part of your community. Visit us at 27220 Turnberry Ln Ste 100 Valencia Ca 91355 in Valencia, CA, and let us help you achieve your financial goals today! For more information about all our services, feel free to visit our website at https://www.popafcu.org.

Financing Your Dreams

Need a new car? Our auto loans and vehicle financing options come with competitive rates to help you get behind the wheel without stretching your budget. If you're looking for a place to call home, consider our mortgage loans and refinancing services that can make homeownership more accessible than ever.

Personal Banking Made Easy

We offer a variety of personal banking options including checking and savings accounts that are tailored to fit your lifestyle. Imagine easily managing your finances online or through our mobile app, giving you the freedom to bank wherever you are. With our services, tracking expenses and setting savings goals becomes a breeze.

Rewards That Matter

For those who enjoy earning while they spend, check out our credit cards with rewards. These cards not only provide purchasing power but also reward you for everyday purchases making it easier to save on future travels or special treats.

Support When You Need It

Life can be unpredictable, which is why we also provide personal loans and debt consolidation solutions. These options allow you to tackle unexpected expenses or simplify your finances by combining multiple debts into one manageable payment. We understand that every member's situation is unique, so our team is here to guide you through the process.

Digital & Online Banking

Key Features

One of the standout features of our service is the ability to send money instantly with person-to-person transfers. Whether you're splitting a bill or sending a gift, it's as simple as a few taps on your screen. And if you're looking to go paperless, we offer e-statements that keep your financial information secure and easily accessible. Security is our top priority. While we do not currently provide electronic signature authorization, rest assured that all transactions are protected with advanced encryption technology. You can bank confidently, knowing that your personal information is safe with us. With mobile payments enabled, you can make purchases quickly without the need for cash or cards. Just link your accounts and enjoy hassle-free transactions at participating merchants. In short, Popa's digital and online banking services are here to simplify your financial life while ensuring maximum security. Explore all these features today by visiting https://www.popafcu.org and take charge of your banking like never before!

Financial Strength

Member-Centric Savings Options

Members' savings are secured through $99,124,970 in share certificates and $24,038,803 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. Although our non-member deposits stand at $0, our focus remains firmly on enhancing your experience with better loan rates and exclusive perks.

Operational Efficiency

Our commitment to operational efficiency is evident in our $0, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 54 full-time employees who are always ready to serve you with a knowledgeable, committed team.

Reinvesting for Your Benefit

With $40,012,110 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is significant; we have $2,624 in used auto loans and $262,835,054 in total loans and leases to support your financial goals across various sectors.

Solid Financial Foundation

With a net worth of $41,171,530, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,087 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Strong Membership Base

We boast a robust membership base with a total of 37,843 share accounts, reflecting the trust our community places in us. Additionally, net shares available for lending and investments amount to $132,156, demonstrating our readiness to meet your financial needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Popa is your trusted partner. Visit us at 27220 Turnberry Ln Ste 100 Valencia Ca 91355 or call (562) 229-9181 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.*

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $47,974,817 in used vehicle loans and $42,309,547 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable used vehicle, our team is here to assist you every step of the way.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $56,322,614, make buying or refinancing simple. We can guide you through the eligibility process and help you find the right mortgage solution tailored to your needs.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $19,124,444 in loans helping members manage their finances effectively. These cards are perfect for everyday purchases and can provide financial flexibility when needed. At Popa, we believe in making borrowing straightforward and accessible. Our dedicated team is available to discuss refinancing options if you are looking to lower your monthly payments or consolidate debt. You can reach us at (562) 229-9181 for any questions or to schedule an appointment. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Visit us at our branch located at 27220 Turnberry Ln Ste 100 Valencia Ca 91355, Valencia, CA to learn more about how we can support your financial journey today!

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