Popa Credit Union Monterey Park CA | Affordable Auto Loans & Business Banking

Introduction

Welcome to Popa, your trusted credit union located at 1100 Corporate Center Dr Ste 101, Monterey Park, CA 91754. Since our establishment in 1978, we have dedicated ourselves to serving the financial needs of our community and helping our members achieve their goals. With a strong membership base of 20,196 individuals and total assets reaching an impressive $377,691,475, we pride ourselves on being a solid pillar of support for those who choose us as their financial partner. At Popa, we understand that every member has unique financial aspirations. That's why we offer a wide range of services tailored to meet your needs from personal banking solutions like checking and savings accounts to auto loans and mortgages. Our commitment to providing excellent service is reflected in our total deposits of $31,539,838, showcasing the trust our members place in us. While members can visit us at our branch for all their banking needs, official correspondence should be sent to the same address. We encourage you to explore our services online at popafcu.org or reach out directly at (562) 229-9181. Our friendly team, led by CEO Raymond Bartus and Board President Terry Black, is ready to assist you Monday through Friday from 8:30 AM to 4:30 PM. Join us as we continue making a positive impact in the lives of our members and the wider community! Whether you're looking for a new loan or simply need assistance with your account, we're here for you every step of the way. Visit us today and discover how Popa can help you thrive financially!

Branch History & Mission

Community Commitment

Popa is not just about numbers; it's about people. We actively engage with local organizations and participate in events that uplift our community. From educational workshops to charitable drives, we aim to make a positive impact beyond financial services. As we look toward the future, we invite you to join us on this journey. Experience firsthand what it means to be part of a credit union that truly cares about its members and the community. Visit us today or contact us at 562-229-9181 to learn more about how we can help you reach your financial dreams!

Mission Statement

Our mission at Popa is clear: We strive to empower our members by providing them with accessible financial solutions that help them achieve their goals. We believe in fostering strong relationships within the community, which is why we focus on supporting local initiatives and outreach programs. We understand that financial success goes hand-in-hand with personal growth and community well-being. While members can visit us at our branch address in Monterey Park, official correspondence should be sent to the same location: 1100 Corporate Center Dr Ste 101, Monterey Park, CA 91754.

Our Evolution

From our humble beginnings, Popa has evolved significantly. What started as a small credit union has transformed into a trusted financial partner for many families and businesses in the area. Throughout the years, we've embraced innovation while staying true to our core values of community support and member satisfaction. Our commitment to enhancing member experience is evident through various initiatives such as online banking and mobile payment options.

Branch Location & Accessibility

Location Highlights

At our branch, you can enjoy hassle-free parking right outside the door. We strive to make banking accessible for everyone, so our location is ADA compliant with ramps and spacious entryways. Whether you're popping in for a quick transaction or need assistance with your accounts, our team is here to help in a warm and welcoming environment.

Operating Hours

We know that life can get busy, which is why we offer convenient lobby hours from 8:30 AM to 4:30 PM Monday through Friday. We encourage you to visit us during these times when our dedicated staff is ready to assist you with everything from personal banking services like checking and savings accounts to auto loans and credit cards with rewards.

Services Offered

While we don't currently have ATM services or drive-thru banking available at this location, our team is well-equipped to handle all your financial queries inside the branch. From mortgage loans and refinancing options to business banking solutions, we are committed to providing quality service tailored just for you. If you need any official correspondence sent our way, please address it to the same location as our branch. We're excited to serve you and help you navigate your financial journey. Feel free to reach out by phone at 562-229-9181 if you have any questions or want more information before visiting. We look forward to seeing you soon at the Popa Monterey Park Branch!

Member Eligibility

Becoming a member of Popa feels like joining a caring community where your financial well-being is the priority. To be eligible, you simply need to live, work, worship, or attend school in certain areas around Monterey Park. It's really that straightforward! The benefits of membership include access to a variety of financial services tailored to meet your needs whether you're looking for loans, savings accounts, or just some friendly advice on managing your finances. Plus, being a member means you can enjoy competitive rates and personalized service that larger banks often overlook. If you want to learn more about the specific eligibility requirements, feel free to check out our website at http://www.popafcu.org/about-us/about-us/how-to-join-test . We're excited to welcome you into the Popa family! If you have any questions or want assistance with the account opening process, don't hesitate to give us a call at (562) 229-9181. You can also find more details about opening an account at http://www.popafcu.org/loans/vehicle-loans/auto-loans .

Business Banking & Commercial Services

Loan Options for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. While we currently have $0 in member commercial loans and $0 in non-member commercial loans, we are dedicated to exploring new financing opportunities that can help local enterprises thrive.

Merchant Services Tailored for Your Business

Additionally, our merchant services provide practical tools that make transactions easy and efficient. Imagine running your shop without the hassle of complicated payment systems our services allow you to focus on what you do best: serving your customers. By choosing Popa, you equip your business with solutions that enhance cash flow and improve customer satisfaction. Located at 1100 Corporate Center Dr Ste 101 Monterey Park Ca 91754 in Monterey Park, CA, we're here to help your business reach its full potential. For inquiries or more information about how we can assist you, call us at (562) 229-9181 during our operating hours from 8:30 AM to 4:30 PM, Monday through Friday.

Comprehensive List Of Services

Accessible Services

While we currently do not have ATMs or drive-thru service at this location, our team is always ready to assist you during our operating hours from 8:30 AM to 4:30 PM, Monday through Friday. You can also reach us anytime at (562) 229-9181 for any questions or assistance needed. At Popa, we're committed to ensuring that financial services are accessible and user-friendly. We invite you to explore all we have to offer by visiting us or checking out our website at https://www.popafcu.org . Let us be your trusted partner in achieving financial success!

Business Banking

If you run a business, you'll appreciate our comprehensive business banking services. We offer merchant services to streamline payments, as well as business loans that can provide the funding necessary for growth and expansion. Our commitment is to ensure that your business thrives.

Digital Banking Features

In today's fast-paced world, convenience is key. That's why Monterey Park Branch offers robust online and mobile banking options. You can manage your accounts from anywhere with just a few clicks or taps on your smartphone. Our online banking platform allows you to check balances, transfer funds, pay bills, and even utilize person-to-person payment services without stepping foot in a branch.

Personal Banking

We understand that managing your finances can sometimes feel overwhelming. That's why our personal banking options are tailored just for you. From checking and savings accounts that fit your lifestyle, to auto loans and vehicle financing that get you on the road, we offer competitive rates and flexible terms to make borrowing straightforward and stress-free. If you're considering buying a home, our mortgage loans and refinancing options provide the support you need at every step of the way. For those moments when unexpected expenses arise, our personal loans and debt consolidation services can help lighten the load. Plus, our credit cards come with rewards that benefit you with every purchase.

Digital & Online Banking

Key Features

We're proud to offer features that enhance your banking experience. For example, you can easily enroll in e-statements for quick access to your financial documents without the clutter of paper. Plus, if you're on the go, our mobile application lets you manage your accounts right from your smartphone. Whether you're paying bills or checking balances, everything is just a tap away. Need to send money to a friend? Our person-to-person transfer feature makes it simple and secure to share funds with others instantly. And if mobile payments are more your style, you'll be pleased to know that we support them too! This means you can make purchases directly from your phone, making shopping easier than ever.

Security and Accessibility

Your security is our top priority. While we don't currently offer electronic signature authorization, we employ robust measures to keep your information safe during online transactions. You can bank with confidence knowing that we've taken steps to protect your data. In summary, at Popa, we're committed to providing accessible and user-friendly digital banking solutions tailored to fit your lifestyle. Explore all these services today at https://www.popafcu.org and take charge of your financial journey!

Financial Strength

Growing Membership Base

Total Share and Deposit Accounts: 37,843, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $132,156 further illustrates our commitment to being your trusted partner. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Popa is your trusted partner. Visit us at 1100 Corporate Center Dr Ste 101 Monterey Park Ca 91754 or call (562) 229-9181 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Members' savings are secured through $99,124,970 in share certificates and $24,038,803 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 54 full-time employees and 0 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvestment for Growth

With $40,012,110 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. With $2,624 in used auto loans and $262,835,054 in total loans and leases, our lending capacity supports members' financial goals across various sectors.

Solid Financial Foundation

With a net worth of $41,171,530, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,087 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $47,974,817 in used vehicle loans and $42,309,547 in new vehicle loans already helping members get on the road. Whether you are considering financing for a brand-new model or a reliable used vehicle, our team is here to guide you through the process.

Credit Lines

Our total credit lines stand at $121,061,309, giving you the freedom to borrow what you need when you need it. This option provides members with flexibility and convenience for any financial situation.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $56,322,614, make buying or refinancing simple. We provide various mortgage solutions to accommodate your specific needs and budget, ensuring that you feel confident every step of the way.

Refinancing Options

If you're considering refinancing an existing loan or are unsure about your eligibility for one of our products, our knowledgeable staff can assist you in exploring your options. We aim to make borrowing straightforward and accessible for all members. For any questions or assistance regarding our loan offerings, don't hesitate to reach out. You can contact us at (562) 229-9181, visit us at 1100 Corporate Center Dr Ste 101 Monterey Park Ca 91754, or explore more online at https://www.popafcu.org . Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let us support you in taking the next step towards achieving your financial dreams!

Unsecured Credit Card Loans

Managing day-to-day expenses can be challenging. That's why we also offer flexible terms on unsecured credit card loans, with a total of $19,124,444 in loans helping members manage their finances effectively. Enjoy access to credit without the need for collateral, making it easier to handle unexpected costs or consolidate existing debt.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: All loan offers are sourced from credible financial institutions, guaranteeing transparency in your comparisons. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions. The goal is to provide unbiased results so you can focus on what matters finding the best rate for you. - Real-Time Rate Comparisons: Stay updated with up-to-the-minute loan rates from multiple institutions, allowing you to make informed decisions quickly. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Ensuring Accurate Loan Comparisons

LendMesh sources its loan data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This ensures that users receive fair and transparent offers tailored to their needs. With LendMesh, you can trust that the information you see reflects real-time rates from legitimate lenders.

POPA FEDERAL CREDIT UNION - Monterey Park, CA