Popa Credit Union Cerritos CA | Best Auto Loans & Business Banking

Introduction

At Popa, we believe in building strong relationships with our members and empowering them to achieve their financial goals. Located at 13304 Alondra Blvd, Cerritos, CA 90703, our Cerritos Branch is more than just a financial institution; it's a community hub dedicated to providing personalized banking solutions tailored to your unique needs. Established in 1978, Popa has proudly served over 20,196 members and continues to grow with the support of our thriving community. With total assets exceeding $377,691,475 and deposits amounting to $31,539,838, we are committed to offering safe and reliable financial services that you can trust. Our financial strength is reflected in our net worth of $41,171,530 and cash reserves of $707,378, which enable us to offer competitive rates on loans and deposits. Led by our dedicated CEO, Raymond Bartus, and Board President, Terry Black, our team of 54 employees is here to assist you every step of the way. Whether you're looking for auto loans, mortgage options, or personal banking services, we have something for everyone. Our commitment extends beyond just transactions; we strive to enhance the quality of life for our members by fostering a sense of belonging and support. While you can visit us at our branch for all your banking needs, official correspondence should be sent to the same address: 13304 Alondra Blvd, Cerritos, CA 90703-2205. For any questions or assistance, feel free to call us at 562-229-9181. Join us today at Popa where your financial journey matters! Visit our website at popafcu.org for more information on how we can serve you better. Your future starts here!

Branch History & Mission

Community Focus

While members can visit us at 13304 Alondra Blvd for all their banking needs, official correspondence should be sent to our mailing address: 13304 Alondra Blvd, Cerritos, CA 90703-2205. With convenient operating hours from 8:30 AM to 4:30 PM Monday through Friday and ATM availability for quick access to cash, we are here when you need us most. As we look toward the future, we invite you to join us on this journey. Experience the difference at Popa; become part of a community-focused credit union that puts its members first. Together, let's build a brighter financial future! If you're ready to take the next step or learn more about what we offer, please call us at (562) 229-9181 or visit our website at popafcu.org.

Mission Statement

At the heart of Popa is a simple yet profound mission: to empower our members by providing them with the tools they need for financial success while fostering strong community ties. We strive to create an inclusive environment where everyone feels valued and supported. This means not only offering competitive rates and personalized service but also being a trusted partner in our members' financial journeys. We are proud of our ADA compliance efforts and customer-centric initiatives designed to make banking easier for everyone. Whether you're visiting us at our branch or accessing services online, we aim to provide a seamless experience.

Our Journey

From the start, our mission has been clear: to provide accessible financial services while uplifting the communities we serve. Initially established to meet the needs of local residents, Popa has continuously evolved to include a range of products such as personal banking, auto loans, mortgages, and business services. As we've expanded our offerings, we have also embraced technology to ensure that our members can easily manage their finances online or through mobile applications. Our commitment to service goes beyond just banking. We actively participate in local outreach initiatives and partner with organizations that focus on improving community welfare. We believe that when our community thrives, so do we.

Branch Location & Accessibility

Welcome to the Popa Cerritos Branch, your friendly neighborhood credit union located at 13304 Alondra Blvd, Cerritos, CA 90703. We're proud to be a part of the Cerritos community, situated conveniently near local landmarks that make your visit easy and enjoyable. Whether you're heading to the nearby Cerritos Towne Center or just passing through, you can count on us for all your banking needs. At Popa, we prioritize accessibility for all our members. Our branch features ADA-compliant entrances and ramps, ensuring that everyone can access our services without any hassle. Parking is available right outside the branch for your convenience, making it easy to stop by. We are open Monday through Friday from 8:30 AM to 4:30 PM, giving you plenty of time during the week to take care of your banking errands. If you need assistance or have questions about our services, feel free to call us at 562-229-9181. In addition to personal banking options like checking and savings accounts, we offer a range of services including auto loans, mortgage refinancing, and credit cards with rewards. Need cash? Our ATM is available for quick withdrawals and balance checks whenever you need it. While members can visit us at our branch location for all their banking needs, official correspondence should be sent to our mailing address at 13304 Alondra Blvd, Cerritos, CA 90703-2205. We invite you to come in and experience the Popa difference! Our friendly staff is here to help you navigate your financial journey. Stop by today!

Member Eligibility

Joining Popa is like becoming part of a close-knit family that truly cares about its members. If you're looking to enjoy a range of financial services tailored just for you, becoming a member is a simple and welcoming process. To qualify, you generally need to live, work, worship, or attend school in the area surrounding our branch at 13304 Alondra Blvd Cerritos Ca 90703. We believe in making banking accessible for everyone, so even if you're new to the area or just exploring your options, we invite you to reach out and see how you can become part of our community. Once you're ready to join us, opening an account is straightforward. You can find all the details you need about account opening here. If you have any questions or need assistance, don't hesitate to give us a call at (562) 229-9181. For more information on eligibility and to stay updated on any changes, feel free to visit our dedicated page at this link. We can't wait to welcome you!

Business Banking & Commercial Services

Merchant Services That Work for You

In addition to loans, we offer merchant services that streamline payment processing, making it easier for you to manage transactions. Imagine a busy Saturday at your shop; our services ensure you can handle payments quickly and securely, allowing you to focus on serving your customers rather than worrying about cash flow. Located at 13304 Alondra Blvd Cerritos Ca 90703 in Cerritos, CA, we invite you to connect with us today. Call us at (562) 229-9181 or visit our website at https://www.popafcu.org to learn more about how we can support your business journey.

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Services

For small business owners, we understand the importance of reliable banking solutions. Our business banking services, including merchant services and business loans, are structured to support your growth. Imagine having access to the funds you need when opportunities arise.

Digital Banking Convenience

In today's fast-paced world, convenience matters. That's why we offer robust online and mobile banking platforms that allow you to handle your finances anytime, anywhere. Whether it's checking your balance on-the-go or transferring funds quickly through our person-to-person payment service, managing your finances has never been easier. Need cash? Our ATM & cash withdrawal services are readily available for quick access to your funds. With basic ATM access for withdrawals and balance checks, you're covered whether you're at home or out running errands.

Personal Banking Solutions

When it comes to personal banking, Popa offers a variety of options to help you achieve your financial goals. Our checking and savings accounts come with features designed for everyday use, making it easy to manage your money. Imagine having a checking account that not only helps you keep track of your spending but also earns interest! If you're considering purchasing a vehicle, our auto loans and vehicle financing options provide competitive rates to get you on the road without breaking the bank. You can also explore our mortgage loans and refinancing services that help make homeownership more attainable. For those who need a little extra support, our personal loans and debt consolidation services can assist in managing existing debts efficiently. Plus, if you enjoy rewards for your spending, check out our credit cards with rewards program designed to give back as you shop.

Your Local Support Team

Our dedicated team is here for you! If you have questions or need assistance with any of our services, don't hesitate to reach out at (562) 229-9181 during our lobby hours from 8:30 AM to 4:30 PM on weekdays. At Popa, we're not just about transactions; we're about building relationships with our members. We invite you to visit us or explore more about our offerings by visiting our website. Join us today and take control of your financial future!

Digital & Online Banking

Key Features

One standout feature is our person-to-person transfer service. This allows you to send money to friends and family quickly and securely, making splitting bills or sending gifts hassle-free. Additionally, our mobile payments feature lets you make purchases directly from your smartphone, simplifying everyday transactions. For members who appreciate going paperless, we provide e-statements to keep your financial records organized and easily accessible. You can say goodbye to cluttered mailboxes while enjoying the benefits of viewing your statements whenever you need them. Security is a top priority at Popa. Although we don't currently offer electronic signature authorization, our digital services are designed with robust security measures to protect your information while ensuring a smooth experience. In summary, whether you're at home or on the go, our digital banking tools are here to help you manage your finances effectively and securely. Explore all that Popa has to offer today!

Financial Strength

A Growing Member Base

Our strength is reflected not only in numbers but also in relationships. With a total of 37,843 share accounts, it's clear that our growing member base trusts us with their finances. Net Shares available for lending stand at $132,156, further indicating our commitment to supporting your borrowing needs.

Conclusion

Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Popa is your trusted partner. Visit us at 13304 Alondra Blvd Cerritos Ca 90703 or call (562) 229-9181 to learn more about how we can help you achieve your financial goals.

Member Savings

Members' savings are secured through $99,124,970 in share certificates and $24,038,803 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency shines through our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 54 full-time employees and 0 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Our Financial Health

With a net worth of $41,171,530, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,087 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Reinvestment for Growth

With $40,012,110 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust; with $2,624 in used auto loans and $262,835,054 in total loans and leases, we support members' financial goals across various sectors.

Loan Offering

Additional Services

If you need a line of credit for unexpected expenses or investments, our total credit lines amount to $121,061,309 available for eligible members. At Popa, we're committed to making financing accessible for everyone. If you're interested in refinancing options or want to check your eligibility for any of our products, feel free to reach out. To learn more about our offerings or apply for a loan today, visit us at 13304 Alondra Blvd., Cerritos, CA 90703, or call us at 562-229-9181. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Your financial future starts here at Popa!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $47,974,817 in used vehicle loans and $42,309,547 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates to ensure that you can drive away satisfied.

Credit Cards

We also offer flexible terms on unsecured credit card loans, with a total of $19,124,444 in loans helping members manage their finances effectively. Our credit cards come with rewards and benefits designed to enhance your purchasing power while keeping your budget intact.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $56,322,614, make buying or refinancing simple. We guide you through the process so you can focus on making your house a home.

Loan Aggregator

Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This guarantees that all offers presented are fair and transparent. Users can trust that they are comparing legitimate options when seeking a loan.

Benefits of Using LendMesh

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POPA FEDERAL CREDIT UNION - Cerritos, CA