Polish & Slavic Credit Union Staten Island NY | Affordable Auto Loans & Business Banking

Introduction

Welcome to the Polish & Slavic Credit Union, a trusted financial partner for over four decades. Located at 1919 Hylan Blvd, Staten Island, NY 10305, our branch is dedicated to serving our diverse community with personalized banking solutions tailored to meet your needs. Established in 1976, we have grown alongside our members, now proudly supporting a vibrant membership of 121,826 individuals. At Polish & Slavic, our commitment to you goes beyond just numbers. With total assets reaching an impressive $2,597,707,967 and total deposits of $58,976,537, we ensure that your money is secure and working for you. Our loans and leases total 38,453, helping members achieve their dreams whether it's buying a car or financing a home. Our CEO, Bogdan Chmielewski, along with Board President Krzysztof Matyszczyk, leads our team of 374 employees who are here to assist you every step of the way. While members can visit us at our branch on Hylan Blvd for all your banking needs including auto loans, mortgages, and personal accounts official correspondence should be sent to the same address. We also provide convenient services such as online and mobile banking, ensuring you can manage your finances anytime, anywhere. Whether you're looking for competitive rates on loans or simply need assistance with everyday banking tasks, Polish & Slavic Credit Union is here to support you. Don't hesitate to reach out! You can call us at 718-668-2787 or explore our offerings at www.psfcu.com. Join us in making your financial goals a reality today!

Branch History & Mission

A Journey Through Time

Located at 1919 Hylan Blvd, Staten Island, NY 10305, our branch has been a cornerstone of financial support for families and businesses alike. Over the years, we have expanded our services and offerings while maintaining a focus on personal connections. As we celebrate decades of service, we are proud to report total assets of ${total_assets}, demonstrating our stability and dedication to helping our members achieve their financial goals. Our headquarters in Brooklyn, NY, serves as the driving force behind our mission. Each day, we strive to provide exceptional service through personal banking solutions like checking and savings accounts, auto loans, mortgages, and business banking services. We also embrace technology with online and mobile banking options that make managing finances easier than ever.

Join Us Today!

As we look ahead, Polish & Slavic remains dedicated to serving Staten Island with integrity and compassion. We invite you to join our family and experience the benefits of being part of a credit union that truly cares about its members. Whether you're looking for personal banking options or seeking support for your business endeavors, we're here for you every step of the way. Explore what membership can mean for you by visiting us or calling us at (718) 668-2787. Together, let's build a brighter financial future!

Our Mission: Empowering Communities

The core of our mission is simple: to empower individuals and families through accessible financial services while fostering community growth. We believe in building strong relationships that extend beyond transactions. This means not only providing excellent products but also engaging in outreach efforts that support local initiatives. While members can visit us at 1919 Hylan Blvd Staten Island Ny 10305, official correspondence should be sent to 1919 Hylan Blvd, Staten Island, NY 10305-2114. We understand the importance of being accessible; that's why we offer convenient operating hours from Monday to Friday (11:00 AM - 7:00 PM) and Saturday (9:00 AM - 2:00 PM). Plus, with ATM availability right here at the branch, accessing your funds is quick and easy.

Branch Location & Accessibility

Local Landmarks and Access

Nestled near prominent local landmarks, our branch is easy to find and access. We have ample parking available to ensure your visit is hassle-free. The building complies with ADA standards, featuring ramps and accessible entrances, making it suitable for all members of our community.

Operating Hours

We're here when you need us! Our lobby hours are set for your convenience: Monday, Tuesday, Thursday, and Friday from 11:00 AM to 7:00 PM, and Saturday from 9:00 AM to 2:00 PM. Whether you're coming in for a quick transaction or need assistance with more complex banking services, we are ready to help during these hours.

Services Offered

At the Hylan Boulevard Branch, we offer a range of services tailored to meet your financial needs. From personal checking and savings accounts to auto loans and credit cards with rewards, we have options that cater to everyone. Our ATM is available for quick cash withdrawals and balance checks whenever you need it. While we currently do not have drive-thru service or shared service centers, our friendly staff is always ready to assist you inside the branch. If you have questions or need more information about our services or membership eligibility, feel free to give us a call at 718-668-2787. We invite you to visit us soon and discover how Polish & Slavic Credit Union can support your financial journey!

Member Eligibility

Joining the Polish & Slavic community at Polish & Slavic is more than just opening a bank account; it's about becoming part of a supportive family that looks out for each other. If you live, work, or worship in the area, you're likely eligible to become a member! We pride ourselves on being inclusive and welcoming to all who meet our simple criteria, which can be found in detail at http://www.psfcu.com/banking/become-a-member . Once you're ready to take this exciting step, opening an account is a breeze. Just visit us at our branch located at 1919 Hylan Blvd Staten Island Ny 10305, or give us a call at (718) 668-2787 for any questions you might have. Our dedicated team is here to help you through the process and ensure your transition into membership is smooth and enjoyable. We can't wait to welcome you aboard!

Business Banking & Commercial Services

Commercial Loans That Fuel Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $424 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $8 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $252,668,464, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services for Everyday Needs

In addition to loans, we provide merchant services that simplify payment processing. Whether you're at a bustling local market or running a brick-and-mortar store, our easy-to-use systems ensure you can accept payments seamlessly. This allows you to focus on what matters most growing your business and serving your customers. Visit us at 1919 Hylan Blvd Staten Island Ny 10305 in Staten Island, NY, or call us at (718) 668-2787 to learn more about how our business banking services can support your entrepreneurial journey!

Comprehensive List Of Services

Business Banking Services

For those running a business, Polish & Slavic offers comprehensive business banking services. From merchant services that simplify payment processing to business loans designed to help you grow, we're here to support entrepreneurs in our community.

Call Us Today!

We invite you to explore all these services and more at Hylan Boulevard Branch. If you have any questions or would like to learn more about how we can assist you in achieving your financial goals, don't hesitate to call us at (718) 668-2787. We're here to help!

Convenient ATM Access

Need cash on the go? Our branch features an ATM where you can perform basic functions like withdrawals and balance checks without any hassle. Enjoy the convenience of accessing your funds whenever you need them.

Credit Cards with Rewards

Don't forget about our credit cards! With rewards programs designed to give back to our members, every purchase can earn you points toward exciting benefits. Whether you're planning a trip or looking for cash back on everyday expenses, we have options that suit your lifestyle.

Mortgage Loans and Refinancing

Thinking about buying a home? Our mortgage loans and refinancing options can help make your dream a reality. With personalized guidance throughout the process, we ensure that you find a mortgage solution that works best for you.

Personal Banking Solutions

Whether you're looking to open a checking or savings account, our personal banking services are designed with you in mind. You can easily manage your finances through our online and mobile banking platforms, which allow for hassle-free transactions, balance checks, and account management right from your smartphone or computer. If you're considering purchasing a new vehicle or refinancing an existing one, our auto loans and vehicle financing options offer competitive rates and flexible terms. We also provide personal loans for various needs, including debt consolidation, making it easier for you to take control of your finances.

Digital & Online Banking

User-Friendly Features

Staying connected with your money is simple with our mobile application. Whether you're using mobile payments for quick transactions or sending money to friends through person-to-person transfers, we've got you covered. Plus, enjoy the benefits of e-statements going paperless not only helps the environment but also keeps your financial documents organized and easily accessible. While we don't require electronic signature authorization for many services, rest assured that all our digital offerings are secured with top-notch technology to protect your information. You can bank confidently knowing that your data is safe with us. In today's fast-paced world, we recognize the importance of real-time account management. Our digital tools provide you with instant updates and notifications, helping you stay informed about your finances without any hassle. At Polish & Slavic, we're committed to making banking easier for you. Explore our digital and online banking options today, and experience the convenience of managing your finances at your fingertips!

Financial Strength

At Polish & Slavic, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We strive to provide you with the confidence that comes from knowing your credit union is built on a solid foundation. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. With a net worth of $274,172,796, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,055 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $452,388,269 in share certificates and $13,419,870 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $272,608,346 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $4,293 in used auto loans and $1,541,136,429 in total loans and leases. Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 357 full-time employees and 17 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $0. Total Share and Deposit Accounts: 262,124, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Polish & Slavic is your trusted partner. Visit us at 1919 Hylan Blvd Staten Island Ny 10305 or call (718) 668-2787 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans provide some of the lowest rates in the industry, with over $81,887,754 in used vehicle loans and $99,928,581 in new vehicle loans already helping members get on the road. We make financing your next vehicle straightforward and manageable.

Credit Lines

For those who prefer greater flexibility, our credit lines allow you to borrow as needed. With total credit lines available at $442,597,945, you can access funds quickly without having to take out a full loan.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $31,074,682, make buying or refinancing simple. We are here to guide you through every step of the process so you can feel confident in your investment.

Refinancing Options

If you're considering refinancing any existing loans to lower your payments or consolidate debt, we are happy to discuss eligibility options with you. It's all about finding the best fit for your financial situation. At Polish & Slavic located at 1919 Hylan Blvd Staten Island NY 10305, we're committed to providing personalized service and expert guidance every step of the way. You can reach us at 718-668-2787 during our operating hours: Monday, Tuesday, Thursday and Friday from 11:00 AM - 7:00 PM and Saturday from 9:00 AM - 2:00 PM. All performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Your financial future is important to us. Let's work together to make it brighter!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $46,110,117 in loans helping members manage their finances effectively. These cards can be a great way to handle unexpected expenses or simply provide a safety net when needed.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. This transparency is essential for consumers looking to make informed decisions about their borrowing options. LendMesh ensures accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This means that users receive fair and transparent offers, as all information is derived from reliable financial institutions. One of the key benefits of using LendMesh is its commitment to verified data. Loan offers are sourced exclusively from legitimate financial institutions, ensuring transparency in the process. Additionally, LendMesh features no sponsored listings, meaning that lenders are not prioritized based on paid promotions. Instead, users receive unbiased results that empower them to make well-informed choices. Another advantage is real-time rate comparisons. The platform provides up-to-date loan rates from multiple institutions, which helps users navigate through various options efficiently. This timely information can significantly impact a user's decision-making process. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials illustrate the platform's reliability and effectiveness in connecting consumers with competitive loan offers. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

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