Polish & Slavic Credit Union Maspeth NY | Affordable Auto Loans & Business Banking

Introduction

At Polish & Slavic Credit Union, we believe in building strong financial futures together. Located at 6614 Grand Ave, Maspeth, NY 11378, our branch has been serving the community since 1976. With a total membership of 121,826 and assets exceeding $2.5 billion, we are proud to be a trusted partner in your financial journey. Under the leadership of CEO Bogdan Chmielewski and Board President Krzysztof Matyszczyk, we prioritize our members' needs by offering personalized banking solutions that include checking and savings accounts, auto loans, mortgages, and business banking services. Our commitment to excellence is reflected in our robust net worth of $274,172,796 and total deposits of $58,976,537, ensuring that your money is safe and growing. As part of our dedication to serving you better, we offer convenient access to online and mobile banking services, as well as an ATM on-site for easy cash withdrawals. We understand that every member's needs are unique; that's why we provide tailored financial advice and support to help you achieve your goals. While members can visit us at 6614 Grand Ave, official correspondence should be sent to the same address for your convenience. If you have any questions or need assistance, don't hesitate to reach out at 718-478-7580. Join us at Polish & Slavic Credit Union today. Whether you're looking to open a new account or explore loan options, we're here to help you every step of the way! Visit our website at psfcu.com for more information or stop by our branch to meet with our friendly staff. Your financial success is just a call or visit away!

Branch History & Mission

At Polish & Slavic Credit Union, we take pride in our rich history and unwavering commitment to serving our community. Established in 1976, our Maspeth branch has grown alongside its members, offering financial services that empower individuals and families. Located at 6614 Grand Ave, Maspeth, NY 11378, we are not just a financial institution; we are a vital part of the local landscape. Since opening our doors, we have built a strong foundation based on trust and member satisfaction. Over the years, we have expanded our offerings to meet the evolving needs of our community. Today, with a membership of over 121,826 people and total assets exceeding $2.5 billion, we continue to serve as a reliable partner for all your financial needs. Our mission is clear: to provide exceptional financial services while fostering a sense of belonging within the Polish-American community and beyond. We understand that banking is about more than just transactions; it's about relationships. Our team is dedicated to supporting members through every stage of life whether you're looking for personal banking solutions like checking and savings accounts or seeking assistance with auto loans and mortgages. While members can visit us at 6614 Grand Ave for their banking needs, official correspondence should be sent to the same address. Our branch features convenient ATM availability to ensure easy access to cash whenever needed. Though we do not offer drive-thru services or shared service centers, we make up for it with robust online and mobile banking options designed for your convenience. As part of our commitment to accessibility and community engagement, we actively seek partnerships that enrich the lives of those we serve. Our outreach initiatives aim to uplift local organizations and foster an environment where everyone can thrive. We invite you to join the Polish & Slavic Credit Union family and experience firsthand how we can help you achieve your financial goals. With operating hours tailored for your convenience Monday from 9 AM to 7 PM, Tuesday, Thursday, and Friday from 12 PM to 7 PM, and Saturday from 9 AM to 2 PM we are here when you need us most. Join us today by calling us at 718-478-7580 or visiting our website. Together, let's build a brighter financial future!

Branch Location & Accessibility

Convenient Location

You'll find us conveniently situated near local landmarks, making it easy to pop in during your busy day. Our location is well-connected and has ample parking available for members. We also ensure that our facilities are fully accessible, featuring ADA-compliant entrances and ramps for those who need them.

Operating Hours

We understand that life can be hectic, which is why we've tailored our hours to fit your schedule. Visit us on Monday from 9:00 AM to 7:00 PM, or stop by Tuesday, Thursday, and Friday from 12:00 PM to 7:00 PM. For those weekend errands, we're open Saturday from 9:00 AM to 2:00 PM. No matter when you decide to visit, you can expect a warm welcome and dedicated service from our team.

Services Offered

At Polish & Slavic Credit Union, we offer a wide range of services designed to cater to your financial goals. From checking and savings accounts to auto loans and mortgage refinancing, we have options that suit everyone. Our ATM is available for quick cash withdrawals and balance checks whenever you need it. While we do not currently offer drive-thru banking or shared services, our team is always ready to assist you inside the branch. If you have questions or need assistance before your visit, don't hesitate to give us a call at 718-478-7580. We look forward to welcoming you soon at Polish & Slavic Credit Union!

Member Eligibility

Joining the Polish & Slavic community is more than just opening an account; it's about becoming part of a supportive family that truly cares about your financial well-being. If you're wondering whether you can become a member, you'll be pleased to know that eligibility is open to anyone who lives, works, or worships in the area or has a family member who is already part of our credit union. This means that if you're in the neighborhood around 6614 Grand Ave Maspeth Ny 11378, we would love to welcome you! Plus, being a member at Polish & Slavic comes with fantastic benefits like competitive rates on loans and savings, personalized service, and access to a range of financial products designed just for you. Ready to take the next step? The process to join us is straightforward and welcoming. You can find all the details about membership eligibility by visiting our website at http://www.psfcu.com/banking/become-a-member . If you're ready to open an account, simply follow this link: https://psfcu.bd.digitals.dmattercloud.com/ . Should you have any questions or need assistance, feel free to give us a call at (718) 478-7580. We can't wait to help you start your journey with us!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $424 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $8 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $252,668,464, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we provide comprehensive merchant services that simplify payment processing and help you manage transactions efficiently. Imagine being able to accept payments seamlessly, whether in-store or online, allowing you to focus more on what you love growing your business. Located conveniently at 6614 Grand Ave Maspeth Ny 11378 in Maspeth, NY, we are here to help your business thrive. For more information, give us a call at (718) 478-7580 or visit our website here. Your business deserves the best support, and we're ready to provide it!

Comprehensive List Of Services

Business Banking Services

For our entrepreneurial members, we provide comprehensive business banking solutions including merchant services and business loans. Whether you're just starting out or looking to grow your existing business, we're here to support your endeavors with financial products tailored specifically for businesses.

Convenient Access Anytime

At Maspeth Branch, convenience is key. With access to ATMs and cash withdrawal services, managing your money is simple and straightforward. Plus, our online and mobile banking features mean you're never far from your accounts whether it's making transfers or checking balances. If you have any questions about our services or would like assistance with anything specific, feel free to reach out at (718) 478-7580. We're always here to help! Ready to take control of your financial future? Visit us today at 6614 Grand Ave Maspeth Ny 11378 in Maspeth, NY, or explore more about what we offer by visiting our website: https://www.psfcu.com/ . Your journey towards better banking starts here at Polish & Slavic!

Financial Flexibility with Personal Loans

Life can throw unexpected expenses your way. That's why we offer personal loans and debt consolidation options that help simplify your finances. Whether it's an emergency repair or planning for a big event, our loans are designed to meet your needs without adding stress.

Home Ownership Support

Thinking about buying a home? Our mortgage loans and refinancing options can guide you through the process. We're here to assist you every step of the way from finding the right loan to ensuring you get the best deal possible. Owning a home can be a significant milestone, and we're committed to making it happen for you.

Personal Banking Solutions

Whether you're looking to open a new checking or savings account, our personal banking services are tailored for you. We understand that managing your finances is essential, so we offer accounts that provide flexibility and accessibility. Imagine having access to your funds anytime, anywhere through our online and mobile banking platforms. You can easily check balances, transfer money, or pay bills from the comfort of your home or on the go.

Rewarding Credit Options

Want to earn rewards while spending? Our credit cards come with benefits that make everyday purchases more rewarding. From cash back on groceries to travel points for your next adventure, we've got options that fit different lifestyles.

Vehicle Financing Made Easy

If you're in the market for a new car or need financing for your vehicle, look no further! Our auto loans and vehicle financing options come with competitive rates to help you drive away in the car you want. With straightforward applications and quick approvals, getting behind the wheel has never been easier.

Digital & Online Banking

At Polish & Slavic, we understand that your time is valuable, and that's why we've made banking easier and more secure with our digital and online services. Whether you're at home or on the go, managing your finances has never been more convenient. Our online banking platform, accessible at https://www.psfcu.com/ , allows you to take control of your accounts 24/7. You can check your balance, transfer funds, and pay bills all from the comfort of your own device. We also offer e-statements, so you can say goodbye to paper clutter and access your statements anytime you need them. Plus, with our mobile application, banking is right at your fingertips wherever you are. Need to send money to a friend? Our person-to-person transfer feature makes it quick and easy. Simply link your account and you're ready to go no cash required! We prioritize security in everything we do; while we currently don't support electronic signature authorization, rest assured that all transactions through our platform are protected with advanced security measures. For those who prefer a contactless approach, our mobile payments feature allows you to make purchases straight from your smartphone. Just tap and go! With Polish & Slavic, you have the tools for real-time account management in a safe environment. Experience the ease of banking on your terms today! If you're ready to explore these features further, visit us online at https://www.psfcu.com/ or give us a call at (718) 478-7580.

Financial Strength

A Growing Community

Total Share Accounts: 262,124, showing a strong and growing member base that trusts us with their finances. Our net shares (funds available for lending and investments) amount to $0, further demonstrating our commitment to supporting your financial journey. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Polish & Slavic is your trusted partner. Visit us at 6614 Grand Ave Maspeth Ny 11378 or call (718) 478-7580 to learn more about how we can help you achieve your financial goals.

Investment in Member Services

With $272,608,346 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members.

Secure Savings Options

Members' savings are secured through $452,388,269 in share certificates and $13,419,870 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $274,172,796, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,055 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Supporting Your Financial Goals

We take pride in having 357 full-time employees and 17 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. With $4,293 in used auto loans and $1,541,136,429 in total loans and leases, our lending capacity supports members' financial goals across various sectors.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $81,887,754 in used vehicle loans and $99,928,581 in new vehicle loans already helping members get on the road. We provide financing options for both new and used vehicles to ensure you can find the right fit for your budget. Plus, refinancing options are available to make managing your payments easier.

Business Loans

For business owners, our outstanding commercial loans totaling $252,668,464 provide the capital needed to grow and expand. Whether you're starting a new venture or looking to enhance an existing one, our competitive rates can support your business needs. At Polish & Slavic Credit Union in Maspeth, we're committed to providing personalized service and support. For any questions or assistance with your loan application process, don't hesitate to reach out at 718-478-7580. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results. Let us help you take the next step toward achieving your financial aspirations!

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $31,074,682, giving you a solid foundation to build your future. Our team is ready to guide you through the process and help you understand all your eligibility options.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans. With a total of $46,110,117 in unsecured credit card loans helping members manage their finances effectively, you can enjoy peace of mind while making purchases or consolidating debt.

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