Polish & Slavic Credit Union Copiague NY | Affordable Auto Loans & ATM Access

Introduction

Welcome to Polish & Slavic at our Copiague Branch, located at 314 Great Neck Rd, Copiague, NY 11726. Since our establishment in 1976, we've been dedicated to serving our community with a commitment to trust, transparency, and member satisfaction. With over 121,826 members and total assets reaching an impressive $2,597,707,967, we are proud to be a cornerstone of financial support for individuals and families in the area. At Polish & Slavic Credit Union, we understand that navigating financial choices can be challenging. That's why we offer a wide range of services tailored to meet your needs from checking and savings accounts to auto loans and mortgages. With total deposits amounting to $58,976,537 and a solid net worth of $274,172,796, we ensure that your money is in safe hands. Our team of 374 dedicated employees, led by CEO Bogdan Chmielewski and Board President Krzysztof Matyszczyk, strives every day to foster a welcoming environment where you feel valued and supported. Whether you're looking for straightforward banking solutions or guidance on more complex financial decisions, we're here to assist you every step of the way. While members can visit us at our branch for personal service, official correspondence should be directed to the same address: 314 Great Neck Rd, Copiague, NY 11726. We invite you to explore what Polish & Slavic has to offer. Feel free to reach out at 631-957-0573 or visit us online at www.psfcu.com for more information. Join us today and experience the difference that comes with being part of a community-focused credit union!

Branch History & Mission

Commitment to Innovation

As technology advances, we remain committed to enhancing member experiences. Our digital banking solutions allow members to manage their accounts conveniently through online and mobile banking platforms. With features like mobile payments and person-to-person transfers, managing finances has never been easier or more accessible. We ensure that our facilities are ADA compliant so all members can access our services without barriers. Additionally, we offer drive-thru banking for quick service and ATM availability for those who prefer cash transactions.

Join Us Today!

As we look towards the future, Polish & Slavic Credit Union invites you to join us on this journey. Experience firsthand how we can help you reach your financial goals while making a difference in your community. Visit us today at 314 Great Neck Rd or give us a call at 631-957-0573. Together, let's build a brighter future!

Our Mission

At Polish & Slavic Credit Union, our mission is simple yet powerful: to provide exceptional financial services while supporting the communities we serve. We believe that everyone deserves access to reliable banking options that help them achieve their goals. From personal checking accounts to auto loans and mortgages, our comprehensive range of services is designed with our members' best interests in mind. We also focus on giving back through community outreach initiatives that strengthen ties with local organizations and support those in need. By partnering with various charities and hosting events, we strive to make a positive impact beyond just financial transactions.

Branch Location & Accessibility

Accessibility Features

We take pride in ensuring that our branch is accessible to everyone. Our facilities are designed with ADA compliance in mind, featuring ramps and other accommodations to assist those who need them. Whether you prefer to walk in or use our drive-thru service, we've got you covered.

Operating Hours

At Polish & Slavic Credit Union, we understand that convenience matters. That's why we offer flexible operating hours: Monday, Tuesday, Thursday, and Friday from 11:00 AM to 7:00 PM, and Saturday from 9:00 AM to 2:00 PM. We want to be available when you need us most!

Services Offered

Inside our welcoming branch, you'll find a range of services tailored just for you. From checking and savings accounts to auto loans and credit cards with rewards, we have financial solutions designed to meet your needs. Plus, our ATM is available for quick cash withdrawals and balance checks anytime you need it. While members can visit us at 314 Great Neck Rd for all their banking needs, official correspondence should be sent to the same address if you ever need to reach out by mail. If you have any questions or would like more information about what we offer, feel free to give us a call at 631-957-0573. We look forward to welcoming you into our branch soon!

Member Eligibility

At Polish & Slavic, we believe that everyone deserves a place in our community. Becoming a member is simple and welcoming! If you live, work, worship, or attend school in the area, you're likely eligible to join us. We're proud to serve individuals from various backgrounds, and we encourage anyone interested in better financial solutions to take this step with us. For more detailed eligibility information, feel free to check out our website at http://www.psfcu.com/banking/become-a-member . Once you know you're eligible, opening an account is just as easy! You can start your membership journey online or by visiting us at our branch located at 314 Great Neck Rd Copiague Ny 11726. Our friendly team is here to help you through the process and answer any questions you might have. Feel free to give us a call at (631) 957-0573 if you'd like to chat before coming in. Join us today and experience the advantages of being part of the Polish & Slavic family!

Business Banking & Commercial Services

Merchant Services That Matter

Imagine being able to accept payments effortlessly, manage cash flow smoothly, and streamline operations all while saving time. Our merchant services provide practical solutions designed to help your business thrive. From credit card processing to point-of-sale systems, we equip you with the tools you need to focus on what you do best running your business. If you're ready to elevate your business banking experience, visit us at 314 Great Neck Rd Copiague Ny 11726 in Copiague, NY, or give us a call at (631) 957-0573. Let's work together to turn your business goals into reality!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $424 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $8 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $252,668,464, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Solutions

For entrepreneurs and small business owners, we offer specialized business banking services that include merchant services and business loans. We understand that running a business comes with its own set of challenges; that's why we're here to support your growth with tailored financial products that help streamline operations.

Convenient Banking Features

At Copiague Branch, convenience is key. Our online and mobile banking platforms allow you to manage your finances effortlessly. You can also take advantage of our ATM services for quick cash withdrawals and balance checks without visiting the branch. For those who prefer face-to-face interactions, our drive-thru service makes it easy for you to complete basic transactions like deposits and withdrawals without leaving your vehicle.

Credit Cards and Rewards

With our credit cards offering rewards, every purchase you make brings you closer to benefits like cashback or travel points. This means that whether you're shopping for groceries or booking a vacation, you're earning rewards on everyday spending.

Get Started Today!

Ready to explore all that Polish & Slavic has to offer? We invite you to reach out! Call us at (631) 957-0573 or visit us during our operating hours: Monday through Friday from 11:00 AM to 7:00 PM and Saturday from 9:00 AM to 2:00 PM. Join us today and discover how we can help you achieve your financial goals!

Personal Banking Services

Our personal banking services include checking and savings accounts designed to fit your lifestyle. Imagine having easy access to your funds through online banking and mobile apps, allowing you to check balances, make transfers, and pay bills anytime, anywhere. If you're planning to buy a new car, our auto loans and vehicle financing can help you get behind the wheel with competitive rates and terms that suit your budget. For those considering home ownership or refinancing, our mortgage loans provide flexible solutions that cater to various financial situations. Additionally, if you're facing unexpected expenses or want to consolidate debt, our personal loans are here to assist you in achieving peace of mind.

Digital & Online Banking

Key Features

Stay on top of your finances with E-Statements, available at Polish & Slavic. By choosing electronic statements, you reduce paper clutter while enjoying faster access to your account information. Plus, our mobile application makes banking even more convenient. You can manage your accounts directly from your smartphone whether you're paying bills or checking transaction history, it's all just a tap away. We also know how important it is for you to make payments quickly and efficiently. That's why we offer a mobile payments feature, allowing you to make purchases using your smartphone without hassle. For those moments when you need to send money to friends or family, our person-to-person transfer service makes sending cash simple and instant. While security is always a priority for us at Polish & Slavic, we want you to feel confident in using our services. We employ robust security measures to protect your financial information. Although we do not currently support electronic signature authorization, rest assured that our systems are designed with your safety in mind. In summary, whether you're looking for real-time account management or easy payment options, Polish & Slavic has everything you need for a smooth banking experience. Join us today and take control of your finances with confidence!

Financial Strength

Growing Together

Total Share Accounts stand at 262,124, showing a strong and growing member base that trusts us with their finances. This trust is what drives us to continually enhance the services we offer. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Polish & Slavic is your trusted partner. Visit us at 314 Great Neck Rd Copiague Ny 11726 or call (631) 957-0573 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Members' savings are secured through $452,388,269 in share certificates and $13,419,870 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We take pride in having 357 full-time employees and 17 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvesting for You

With $272,608,346 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $4,293 in used auto loans and a total of $1,541,136,429 in loans and leases.

Solid Financial Foundation

With a net worth of $274,172,796, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,055 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We've already provided $81,887,754 in used vehicle loans and $99,928,581 in new vehicle loans, helping members get on the road with confidence. Whether it's financing for a brand-new model or a reliable pre-owned vehicle, our flexible options make it easy for you to find the right fit.

Business Loans

For business owners seeking growth opportunities, our outstanding commercial loans totaling $252,668,464 provide the capital needed to expand and invest in your business's future. We understand that every business has unique challenges and goals; our team is here to support you every step of the way.

Credit Cards and Personal Loans

We also provide flexible terms on unsecured credit card loans, with a total of $46,110,117 in loans helping members manage their finances effectively. Our credit cards come with rewards and competitive rates that can help you stretch your budget further.

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $31,074,682. These loans are designed to simplify the process of buying or refinancing your home, allowing you to focus on what truly matters making it yours.

Refinancing Options

If you're interested in refinancing any existing loans or exploring eligibility options for our various products, we're here to assist you. Refinancing can often lead to better rates and lower monthly payments helping you save money over time. Our branch is located at 314 Great Neck Rd, Copiague, NY 11726. If you have any questions about our loan offerings or would like to discuss your specific financial needs further, feel free to call us at 631-957-0573. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let Polish & Slavic be your partner in achieving your financial dreams!

Loan Aggregator

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