Polish & Slavic Credit Union Brooklyn NY | Affordable Auto Loans & Business Banking

Introduction

Welcome to Polish & Slavic, your trusted financial partner located at 1260 60Th St, Brooklyn, NY 11219. Since our establishment in 1976, we've been dedicated to serving our community with integrity and commitment. As a proud member of the Polish and Slavic communities, we understand the unique needs of our members, ensuring that everyone feels valued and supported. With a thriving membership of over 121,826 individuals, our credit union has grown to manage total assets of approximately $2.6 billion. We believe in empowering our members through financial education and offering a wide range of services tailored to help you achieve your financial goals. Whether you're interested in auto loans, mortgages, or personal banking solutions, we've got you covered. Our leadership team, headed by CEO Bogdan Chmielewski and Board President Krzysztof Matyszczyk, is committed to fostering a warm and welcoming atmosphere. With a dedicated staff of 374 employees, we're here to ensure you receive personalized service every time you visit us or reach out by phone at 718-437-7745. While members can visit us at our branch for all their banking needs, official correspondence should be sent to the same address: 1260 60th St, Brooklyn, NY 11219. With total deposits exceeding $58.9 million and a net worth standing strong at about $274.2 million, we are well-positioned to support our members' aspirations. Join us as we continue to make a positive impact in our community! Explore more about how we can assist you by visiting our website at www.psfcu.com or stop by today. Your financial future starts here!

Branch History & Mission

Welcome to the Polish & Slavic branch, a cornerstone of community banking in Brooklyn, NY. Since our establishment in 1976, we have been dedicated to serving the financial needs of our members while fostering a strong sense of community. Located at 1260 60th St, Brooklyn, NY 11219, our branch has grown alongside the vibrant neighborhoods we serve. Over the years, we have proudly expanded our services and membership base. Today, we are honored to support over 121,826 members with total assets exceeding $2.5 billion. Our journey began with a small group of individuals who shared a vision for accessible financial services tailored to the unique needs of Polish and Slavic communities. As we've evolved, so has our commitment to providing exceptional personal and business banking services. At Polish & Slavic, our mission is simple yet powerful: to empower our members through comprehensive financial solutions and unwavering support. We offer a wide range of services including checking and savings accounts, auto loans, mortgage loans, credit cards with rewards, and online banking options. We strive to make banking easy and accessible for everyone. While members can visit us at 1260 60Th St Brooklyn Ny 11219, official correspondence should be sent to 1260 60th St, Brooklyn, NY 11219. Our operating hours are designed with your convenience in mind: Monday from 9 AM to 7 PM; Tuesday through Friday from 12 PM to 7 PM; and Saturday from 9 AM to 2 PM. Our commitment goes beyond just financial transactions; we actively engage in community outreach initiatives that strengthen our local ties. From educational workshops to partnerships with local organizations, we believe in giving back to the community that supports us. We recognize the importance of technology in today's world. That's why we provide features like mobile payments and online banking services making it easier for you to manage your finances anytime, anywhere. Join us at Polish & Slavic and experience firsthand how we blend traditional values with modern banking solutions. Together, let's build a brighter financial future for you and our community! For more information or assistance, please call us at (718) 437-7745 or visit our website at www.psfcu.com.

Branch Location & Accessibility

Convenient Access

At Polish & Slavic, we prioritize your convenience. Our branch offers ample parking for members, so you won't have to worry about finding a spot when you visit. We are also committed to accessibility, featuring ADA-compliant facilities that ensure everyone can easily access our services. While members can visit us at our physical location on 60th Street, any official correspondence should be directed to the same address: 1260 60th St, Brooklyn, NY 11219.

Operating Hours and Services

We understand that life gets busy! That's why we offer flexible banking hours tailored to fit your schedule. Our lobby is open on Monday from 9:00 AM to 7:00 PM, Tuesday through Friday from 12:00 PM to 7:00 PM, and Saturday from 9:00 AM to 2:00 PM. Whether you need to open an account or seek assistance with loans, our friendly staff is ready to help during these hours. You'll find that we offer a variety of services designed with your needs in mind whether it's personal banking like checking and savings accounts or auto loans and mortgages. Plus, if you're looking for quick cash access, you'll be pleased to know we have an ATM available right here at the branch.

Visit Us Today!

Don't hesitate! Come down and experience how easy banking can be with Polish & Slavic. For any questions or if you want to learn more about our services before visiting, feel free to give us a call at 718-437-7745. We look forward to welcoming you at the Boro Park Branch soon!

Member Eligibility

At Polish & Slavic, we believe that everyone deserves a chance to be part of a supportive community that puts its members first. If you're looking to join us, you'll be happy to know that becoming a member is simple and welcoming! We invite individuals who live, work, worship, or attend school in the areas we serve, as well as their family members, to apply for membership. This means if you have a connection to our community, you could easily become part of our family. For detailed eligibility criteria, feel free to check out this resource. Once you're ready to take the next step toward membership at Polish & Slavic, opening an account is just as easy. You can begin your journey by visiting our account opening page here. Our friendly team is here to assist you every step of the way don't hesitate to give us a call at (718) 437-7745 if you have any questions. Join us at 1260 60Th St Brooklyn Ny 11219 today and experience the many advantages of being a member of Polish & Slavic!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $424 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $8 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $252,668,464, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Beyond loans, we offer merchant services tailored for local businesses. Imagine being able to process payments quickly and efficiently, giving your customers a smooth shopping experience while improving your cash flow. Our services allow you to accept payments from various platforms, making transactions easier for everyone involved. Join us at Polish & Slavic, located at 1260 60Th St Brooklyn Ny 11219, Brooklyn, NY. Let's work together to build a bright future for your business! For more information, call us at (718) 437-7745 or visit our website at https://www.psfcu.com/ .

Comprehensive List Of Services

Business Banking Services

For our entrepreneurial members, we provide dedicated business banking solutions including merchant services and business loans. These resources are designed to help local businesses thrive by providing the capital they need to grow and succeed.

Convenient Digital Banking Features

In today's fast-paced world, having access to your finances on-the-go is crucial. Our online and mobile banking platforms allow you to manage your accounts anytime, anywhere. Need cash? Use our ATM services for quick withdrawals or balance checks without any hassle. At Polish & Slavic, we're committed to making banking easy and accessible for everyone in our community. If you're interested in learning more about any of these services or want personalized assistance, don't hesitate to reach out! Call us at (718) 437-7745, visit us in person at 1260 60Th St Brooklyn Ny 11219, or explore our website at Boro Park Branch. Your financial well-being is just a conversation away!

Credit Cards That Reward You

Our credit cards with rewards add an extra layer of benefit to everyday spending. With every purchase, you're not just meeting your needs; you're earning rewards that can lead to exciting opportunities down the line. It's like getting paid for using your card!

Flexible Loan Choices

We recognize that life can be unpredictable, which is why we offer personal loans and debt consolidation options to help alleviate financial pressures. Whether you're looking to fund a special project or streamline your payments, we're here to support you with competitive rates.

Home Financing Options

When it's time to invest in a home, our mortgage loans and refinancing services can guide you through the process. Picture yourself settling into your dream home with a mortgage plan that suits your budget and lifestyle. Our team will work closely with you to ensure that every step feels manageable.

Personal Banking Solutions

Whether you're starting out or planning for the future, our personal banking services cover all bases. We offer checking and savings accounts designed to help you manage your day-to-day finances easily. Imagine having a place where your money can grow while still being readily available when you need it this is what our accounts provide. For those considering a new vehicle or needing assistance with existing debt, our auto loans and vehicle financing options are here for you. We understand that reliable transportation is essential, and we strive to make financing it as straightforward as possible.

Digital & Online Banking

At Polish & Slavic, we understand that managing your finances should be easy, secure, and accessible whenever you need it. Our digital and online banking services are designed to put you in control of your money, right from the comfort of your home or on the go. With our comprehensive online banking platform available at https://www.psfcu.com/ , you can check your account balances, transfer funds, and pay bills 24/7. We make it simple for you to stay on top of your financial health with just a few clicks. Want to send money to a friend? Our person-to-person transfer feature allows you to do that quickly and safely. Plus, our mobile application makes it even easier to manage your accounts directly from your smartphone. For those who prefer going paperless, we offer convenient e-statements that give you access to your monthly statements anytime, anywhere. Say goodbye to cluttered mailboxes! And if you're looking for a fast and modern way to pay, our mobile payments feature lets you make purchases with just a tap of your phone. Security is our top priority. Although we currently do not support electronic signature authorization, rest assured that all transactions made through our platform are protected with robust security measures. Your peace of mind is important to us. Whether you're at home or on the move, Polish & Slavic ensures that managing your finances is straightforward and stress-free. Join us today and experience the benefits of our online banking services tailored just for you!

Financial Strength

Commitment to Growth

Our commitment to growth is evident with $272,608,346 in undivided earnings. This allows us to reinvest in innovative banking tools and stronger lending options while enhancing security measures for our members. With $4,293 in used auto loans and $1,541,136,429 in total loans and leases, our lending capacity supports your financial goals across various sectors.

Growing Member Base

Total Share Accounts stand at 262,124, showcasing a strong and growing member base that trusts us with their finances. Our dedication ensures that every member feels valued and supported throughout their financial journey. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Polish & Slavic is your trusted partner. Visit us at 1260 60Th St Brooklyn Ny 11219 or call (718) 437-7745 to learn more about how we can help you achieve your financial goals.

Member Savings Secure

We prioritize your savings. Members' deposits are secured through $452,388,269 in share certificates and $13,419,870 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we focus our resources on benefiting you making sure you enjoy better loan rates and exclusive perks.

Operational Efficiency

Our operations are efficient as reflected by our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. With 357 full-time employees and 17 part-time employees, our branches are always ready to serve you with a knowledgeable, committed team.

Strong Net Worth

With a net worth of $274,172,796, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,055 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $81,887,754 in used vehicle loans and $99,928,581 in new vehicle loans already helping members get on the road. Whether you're looking for a dependable used car or a brand-new model, we have flexible financing options to suit your needs.

Business Loans

For business owners, our outstanding commercial loans totaling $252,668,464 provide the capital needed to grow and expand your operations. We understand the unique challenges businesses face and are here to help you navigate them. If you're interested in any of these loan offerings or would like to learn more about refinancing options and eligibility requirements, please give us a call at 718-437-7745 or visit us at 1260 60Th St Brooklyn NY 11219. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let us help you take the next step towards achieving your financial dreams!

Credit Lines

If you need more flexibility in your spending, consider our credit lines totaling $442,597,945. These lines can be used for various purposes whether it's unexpected expenses or planned purchases providing you with peace of mind when it comes to your finances.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $31,074,682, make buying or refinancing simple. We aim to provide competitive rates and terms that make it easier for you to settle into your new home.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $46,110,117 in loans helping members manage their finances effectively. This is an excellent option for those who want to build credit without needing collateral.

Loan Aggregator

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