Polish & Slavic Credit Union Wallington NJ | Affordable Auto Loans & ATM Services

Introduction

Welcome to the Wallington Branch of Polish & Slavic Credit Union, where your financial well-being is our top priority! Located at 375 Paterson Ave, Wallington, NJ 07057, we have proudly served our community since 1976. With a commitment to fostering strong relationships and empowering our members, we currently support over 121,826 members with a range of financial services tailored to meet their needs. At Polish & Slavic, we understand that every member has unique goals. That's why our total assets exceed an impressive $2.59 billion, allowing us to offer competitive rates on everything from auto loans to personal banking solutions. Our dedicated team is here to help you navigate your financial journey with ease and confidence. Whether you're looking for a new vehicle, saving for a home, or simply managing your day-to-day expenses, we have the tools and expertise to guide you. Under the leadership of our CEO, Bogdan Chmielewski, and Board President, Krzysztof Matyszczyk, our focus remains on community impact and member satisfaction. With a net worth of $274 million and total deposits amounting to $58.98 million, we are committed to ensuring that your hard-earned money is not only safe but also working for you. While members can visit us at our branch location, official correspondence should be sent to the same address: 375 Paterson Ave, Wallington, NJ 07057. Feel free to reach out at (201) 531-1430 during our convenient hours: Monday through Friday from 9:00 AM to 7:00 PM and Saturday from 9:00 AM to 2:00 PM. Join us today and discover how Polish & Slavic Credit Union can help you achieve your financial dreams! For more information, visit our website at psfcu.com or stop by our branch we're excited to serve you!

Branch History & Mission

Our Journey

Since opening our doors in 1976, Polish & Slavic has evolved significantly. We started as a small credit union focused on serving the financial needs of the Polish and Slavic communities. Over the years, we have expanded our services and outreach, adapting to the changing needs of our members. Today, with total assets exceeding $2.5 billion, we offer a wide range of personal and business banking solutions, including checking and savings accounts, auto loans, mortgages, personal loans, and credit cards with rewards. Our commitment to innovation is evident in our digital banking services that make managing finances easier than ever. Members can access online banking and mobile payments seamlessly from their devices. While we currently do not offer ATM or drive-thru services at this location, our focus remains on providing exceptional service during our lobby hours: Monday through Friday from 9 AM to 7 PM and Saturday from 9 AM to 2 PM.

Our Mission

At Polish & Slavic Credit Union, our mission is simple yet powerful: to provide excellent financial services while supporting the growth and well-being of our members and the broader community. We believe that everyone deserves access to affordable financial products that empower them to achieve their goals. Whether you are looking for a loan to buy your first car or seeking business financing options, we're here to help. Community support is at the heart of what we do. We actively participate in local events and partnerships that promote cultural heritage and foster economic growth within Wallington and beyond. By investing in community initiatives, we aim not only to improve financial literacy but also to build lasting relationships with those we serve. While members can visit us at 375 Paterson Ave for their banking needs, official correspondence should be sent to the same address for clarity. If you're interested in joining us or learning more about what we offer, don't hesitate to reach out at (201) 531-1430 or visit us online at psfcu.com. Join us today at Polish & Slavic Credit Union where your financial success is our priority!

Branch Location & Accessibility

Connect with Us

Have questions? Feel free to give us a call at 201-531-1430 or stop by during our operating hours. We look forward to welcoming you into our community and helping you achieve your financial goals!

Nearby Landmarks and Accessibility

Our branch is just a short drive away from popular spots like Wallington High School and the bustling downtown area. You can find ample parking available nearby, making it simple for you to pop in whenever you need assistance. Plus, our facility is designed with accessibility in mind, featuring ramps and other ADA-compliant features so everyone can visit us comfortably.

Operating Hours

We know that life gets busy! That's why we offer flexible hours for your convenience. Our lobby is open Monday through Friday from 9:00 AM to 7:00 PM and Saturday from 9:00 AM to 2:00 PM. Whether you prefer to stop by during your lunch break or over the weekend, we'll be ready to help you with all your banking needs.

Services Offered

At our Wallington Branch, we provide a wide range of services tailored for both personal and business banking. From checking and savings accounts to auto loans and mortgage refinancing, we are equipped to meet all your financial requirements. While we do not currently have ATM services or drive-thru banking available, our knowledgeable staff is always on hand to assist you inside the branch.

Member Eligibility

Joining the Polish & Slavic community at Polish & Slavic is more than just opening an account; it's about becoming part of a supportive family that values your financial well-being. To be eligible for membership, you simply need to meet a few friendly criteria, such as being a resident of the areas we serve or having connections to the Polish or Slavic community. We welcome individuals and families alike, making it easy for you to access our variety of services designed with you in mind. For more detailed information on eligibility, feel free to check out our resource at http://www.psfcu.com/banking/become-a-member. Once you're ready to become a member, opening an account is straightforward! You can easily start your journey by visiting us online at https://psfcu.bd.digitals.dmattercloud.com/ or by calling us directly at (201) 531-1430 if you have any questions. We're excited to help you take this step towards better banking right here at our branch located at 375 Paterson Ave Wallington Nj 07057.

Business Banking & Commercial Services

Member Commercial Loans

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $424 in commercial loans for our members, helping businesses scale and succeed. Imagine having the funds to hire new staff, invest in equipment, or open another location all made possible with our member-focused loan options.

Non-Member Commercial Loans

We also support the broader business community with $8 in non-member commercial loans, providing flexible financing solutions. This means that even if you're not yet a member of Polish & Slavic, you can still access the capital needed to turn your ideas into reality.

Outstanding Commercial Loans

With an outstanding commercial loan portfolio of $252,668,464, we continue to drive economic growth by financing new and expanding businesses. Each loan represents a story of ambition business owners like you taking steps toward success. Additionally, our merchant services make transactions smoother and easier. Imagine offering your customers multiple payment options seamlessly, helping you retain their loyalty while increasing sales. Visit us at 375 Paterson Ave Wallington Nj 07057 in Wallington, NJ or give us a call at (201) 531-1430 to learn more about how we can help your business thrive!

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Thinking about purchasing a new car? Our auto loans and vehicle financing options are designed to fit your budget. We offer competitive rates and flexible terms so you can get behind the wheel without breaking the bank. Imagine driving off in that new vehicle with a loan that suits your financial situation perfectly!

Business Banking Services

If you're a business owner, we offer tailored business banking services including merchant services and business loans. We're committed to supporting local businesses like yours by providing financial tools that help drive growth and success.

Credit Cards with Rewards

Maximize your purchases with our credit cards featuring rewards programs. Earn points on every dollar spent which can be redeemed for travel, merchandise, or cashback. It's a simple way to turn everyday spending into rewarding experiences!

Mortgage Loans & Refinancing

For those ready to buy a home or refinance an existing mortgage, we provide comprehensive mortgage loans tailored to your unique circumstances. Our experienced staff will guide you through the application process, helping you secure the best rates available in today's market.

Online & Mobile Banking

In today's fast-paced world, convenience is key. That's why we prioritize online and mobile banking solutions. Manage your accounts on-the-go with our easy-to-use app make payments, transfer funds, and even set up alerts right from your smartphone. At Polish & Slavic, we believe in empowering our members with the tools they need for their financial well-being. Whether you're just starting out or looking to expand your existing financial portfolio, we're here for you every step of the way. If you have any questions about our services or would like to open an account, feel free to call us at (201) 531-1430 or visit us during our operating hours: Monday - Friday from 9:00 AM - 7:00 PM and Saturday from 9:00 AM - 2:00 PM. We look forward to serving you!

Personal Banking Solutions

We understand that managing your money is essential for achieving your goals. That's why we offer a variety of personal banking options including checking and savings accounts that make everyday transactions simple and convenient. With features like online and mobile banking, you can easily check your balance, transfer funds, or pay bills from anywhere, anytime.

Personal Loans & Debt Consolidation

Life sometimes throws us curveballs, and having access to personal loans can help manage unexpected expenses or consolidate debt. Our straightforward application process allows you to get the funds you need quickly, so you can focus on what matters most.

Digital & Online Banking

Mobile Banking Made Easy

With our user-friendly mobile application, you can manage your accounts right from your smartphone. Whether you want to make person-to-person transfers or set up mobile payments, everything is designed for ease of use. Plus, our mobile app enhances your ability to pay bills on the go, ensuring you're never out of touch with your finances.

Online Banking Features

Our 24/7 online banking services allow you to view your account balances, pay bills, and transfer funds with just a few clicks. You can also take advantage of e-statements, which provide a secure and eco-friendly way to keep track of your financial activity. No more paper clutter your statements are available at your fingertips whenever you need them.

Security You Can Trust

Security is a top priority at Polish & Slavic. While we currently do not offer electronic signature authorization, we ensure that all transactions through our online and mobile platforms are protected by robust security measures. Your personal information stays safe while you enjoy the convenience of digital banking. In summary, Polish & Slavic provides an array of digital banking options that cater to your needs for accessibility and real-time account management. Experience the ease of managing your finances with us today! Visit https://www.psfcu.com/ for more information on our digital services.

Financial Strength

Commitment to Growth and Innovation

With $272,608,346 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $4,293 in used auto loans and $1,541,136,429 in total loans and leases.

Member-Centric Savings Options

Your savings are secured through $452,388,269 in share certificates and $13,419,870 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 357 full-time employees and 17 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Solid Financial Foundation

With a net worth of $274,172,796, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,055 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Trusted by Many

Total Share and Deposit Accounts: 262,124, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $0 further highlight our commitment to supporting our community's financial needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Polish & Slavic is your trusted partner. Visit us at 375 Paterson Ave Wallington Nj 07057 or call (201) 531-1430 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Additional Services

If you're considering refinancing or exploring eligibility options for any of our products, feel free to reach out. Our knowledgeable team is here to assist you in understanding your choices and finding what works best for you. Our performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. For any questions or assistance regarding our loan offerings or services like personal banking and online applications, don't hesitate to contact us at 201-531-1430. We're here to support you every step of the way!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $81,887,754 in used vehicle loans and $99,928,581 in new vehicle loans already helping members get on the road. Whether you're purchasing a brand-new vehicle or opting for a reliable used one, our competitive rates make it easier for you to drive away in the car you want.

Business Financing

For business owners, our outstanding commercial loans totaling $252,668,464 provide the capital needed to grow and expand. Whether you're starting out or looking to scale your operations, we have solutions that fit your business needs.

Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $46,110,117 in loans helping members manage their finances effectively. These cards come with various benefits and can be a great tool for building credit while enjoying rewards.

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $31,074,682, making buying or refinancing simple. We provide straightforward processes and clear information to help guide you through your home financing journey.

Loan Aggregator

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Ensuring Accurate Comparisons

LendMesh takes pride in its commitment to accuracy. Loan data is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that all offers are fair and transparent, allowing users to make informed decisions about their financial future.

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