Polish & Slavic Credit Union Union NJ | Affordable Vehicle Loans & ATM Access

Introduction

Welcome to Polish & Slavic, your trusted community credit union located at 667 Chestnut St, Union, NJ 07083. Since our establishment in 1976, we've been dedicated to serving our members with reliable financial services that help build a better future. With a proud membership of 121,826 and total assets exceeding $2.5 billion, we are here to support you with everything from personal banking needs to business loans. At Polish & Slavic, we believe in the power of community and strive to make a positive impact on the lives of our members. Whether you're looking for an auto loan, mortgage refinancing, or simply want to open a checking account, our team is ready to assist you every step of the way. Our total deposits stand at $58,976,537, showcasing our commitment to safeguarding your funds while also providing competitive loan options with over 38,453 loans and leases currently available. Your trust is essential to us, which is why we maintain a net worth of $274,172,796 and cash in hand amounting to $17,136,470, ensuring we can meet your financial needs whenever they arise. Under the leadership of CEO Bogdan Chmielewski and Board President Krzysztof Matyszczyk, our dedicated team of 374 employees is always ready to provide personalized service that feels like family. While you can visit us at our branch for all your banking needs, please remember that official correspondence should be sent to the same address: 667 Chestnut St, Union, NJ 7083. Ready to take the next step in your financial journey? Call us today at 908-688-6596 or explore more about our offerings on our website here. Join us as we work together toward achieving your financial goals!

Branch History & Mission

Welcome to the story of Polish & Slavic Credit Union, a beacon of support and financial empowerment in Union, NJ. Established in 1976, our branch has been dedicated to serving our community with integrity and care for over four decades. Located at 667 Chestnut St, Union, NJ 07083, we are proud to be part of a legacy that began with a simple mission: to provide accessible financial services tailored to the needs of our members. Since opening our doors, we have seen incredible growth. Today, we serve over 121,000 members and manage total assets exceeding $2.5 billion. This remarkable journey reflects our commitment to fostering strong relationships within the community and ensuring that every member has access to the resources they need to achieve their financial goals. Our mission goes beyond just providing banking services; it's about building a supportive environment where everyone can thrive. We believe that when our members succeed financially, so does our community. Our offerings include personal banking options like checking and savings accounts, auto loans, mortgages, credit cards with rewards, and business banking solutions. We also embrace modern technology with online and mobile banking options that make managing your finances easier than ever. While members can visit us at 667 Chestnut St for all their banking needs, official correspondence should be sent to the same address. Our operating hours are designed with your convenience in mind: Monday through Tuesday and Thursday through Friday from 11:00 AM to 7:00 PM, and Saturday from 9:00 AM to 2:00 PM. As part of our ongoing commitment to community engagement, we strive for inclusivity by ensuring ADA compliance in our facilities and offering services that cater to diverse financial needs. Additionally, while we currently do not have drive-thru banking or shared service centers available at this branch, we are continually exploring ways to enhance member experience. Join us on this journey as we continue to grow and adapt to the needs of our community. At Polish & Slavic Credit Union in Union, NJ, you're not just a member; you're part of a family dedicated to supporting one another. Whether you're looking for guidance on loans or simply want to explore new financial opportunities, we're here for you. We invite you to become a part of our vibrant community today! Visit us or call us at 908-688-6596 to learn more about how Polish & Slavic Credit Union can help you achieve your financial dreams. Together, let's build a brighter future!

Branch Location & Accessibility

Welcome to the Polish & Slavic Credit Union, your friendly neighborhood financial partner located conveniently at 667 Chestnut St in Union, NJ. Nestled in a vibrant community close to local favorites like the Union Town Center and the scenic Galloping Hill Golf Course, our branch is designed with your needs in mind. We're here to make banking easy and accessible for everyone. While members can visit us at our main location on Chestnut Street, any official correspondence should be sent to the same address. Our branch is fully equipped to ensure a smooth banking experience. You'll find plenty of parking available, and we've made sure that our facilities are ADA compliant, so everyone can easily access our services. We're excited to serve you during our lobby hours: Monday through Tuesday and Thursday through Friday from 11:00 AM to 7:00 PM, and Saturdays from 9:00 AM to 2:00 PM. Whether you're stopping by for personal banking services, auto loans, or business banking solutions, our dedicated team is ready to assist you. For those who prefer to bank on-the-go, we also offer ATM services for quick cash withdrawals and balance checks right outside our door. Although we currently do not have drive-thru service, our welcoming staff is always here to help you inside. If you have any questions or need assistance, don't hesitate to give us a call at 908-688-6596. We look forward to seeing you soon at Polish & Slavic Credit Union!

Member Eligibility

At Polish & Slavic, we believe that becoming a member is more than just opening an account; it's about joining a welcoming community that supports your financial goals. To become a part of our family at Polish & Slavic located at 667 Chestnut St Union Nj 07083, you'll find the process straightforward and inviting. We welcome anyone who shares our vision of community and cooperation, whether you're from the Polish or Slavic heritage or simply interested in being part of our mission. To learn more about specific eligibility requirements, please visit our detailed resource at http://www.psfcu.com/banking/become-a-member. Joining us is easy! Once you confirm your eligibility, you can open your account online by visiting https://psfcu.bd.digitals.dmattercloud.com/ or give us a call at (908) 688-6596 if you have any questions. We're here to help you every step of the way as you take this important step toward better banking. Welcome to the family!

Business Banking & Commercial Services

Merchant Services That Matter

In addition to loans, our merchant services provide practical solutions that simplify transactions. Picture your customers making quick payments using various methods at your point of sale this convenience enhances their experience while boosting your sales. Whether you need payment processing or tools to manage your cash flow, Polish & Slavic offers tailored solutions designed for busy entrepreneurs like you. Ready to take your business to the next level? Visit us at 667 Chestnut St Union Nj 07083 in Union, NJ, or call us at (908) 688-6596 to explore how we can help you thrive!

Supporting Your Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $424 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $8 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $252,668,464, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Services

Running a business comes with its own set of challenges. That's why we also offer specialized services like Merchant Services and Business Loans tailored specifically for entrepreneurs. Whether you're looking to expand your operations or need support with cash flow, we're here to partner with you every step of the way.

Convenient Access Anytime

To make your banking experience even more convenient, we provide access to Online & Mobile Banking, allowing you to manage your finances from anywhere at any time. If you prefer visiting us in person, we're equipped with an ATM for quick cash withdrawals and balance checks.

Get Started Today!

If you're ready to experience the comprehensive financial services offered by Polish & Slavic, give us a call at (908) 688-6596 or visit us at 667 Chestnut St Union Nj 07083 in Union, NJ. Our welcoming staff is eager to assist you with any questions or services you may need. Don't miss out come see how we can help simplify your banking experience today!

Personal Banking Solutions

Whether you're just starting your financial journey or looking for ways to enhance your savings, our personal banking services have got you covered. With Checking & Savings Accounts, you can manage your day-to-day finances while saving for future goals. Our accounts come with easy online and mobile banking features, so checking balances or transferring money is just a tap away! If you're thinking about buying a car, our Auto Loans & Vehicle Financing options make it easy for you to drive home in the vehicle you want. We offer competitive rates and flexible terms that fit your budget. And if home ownership is on your mind, explore our Mortgage Loans & Refinancing services designed to help you secure the best possible deal. For those unexpected expenses or debt consolidation, our Personal Loans provide a straightforward solution without hidden fees. Plus, don't forget about our Credit Cards with Rewards that allow you to earn while you spend perfect for everyday purchases.

Digital & Online Banking

Accessibility at Your Fingertips

Gone are the days of waiting in line or worrying about branch hours. With mobile payments available through our app, you can make purchases directly from your phone. And if you prefer traditional methods, we still offer easy access to statements without needing an electronic signature authorization. At Polish & Slavic, we're committed to providing accessible and efficient banking solutions tailored to your needs. Explore all that we have to offer by visiting https://www.psfcu.com/ today!

Key Features

Our online banking platform allows you to manage your finances effortlessly. You can view account balances, transfer funds, and pay bills with just a few clicks. Plus, our mobile application enhances this experience even further, letting you handle your banking on the go. Whether you're making person-to-person transfers or setting up e-statements for easy access to your financial records, we've got you covered.

Security and Convenience

Your security is our top priority. We ensure that all transactions are protected with advanced security measures so you can bank with peace of mind. Our user-friendly interface makes navigation a breeze, whether you're tech-savvy or just getting started with online banking.

Financial Strength

Efficient Operations

Our operational efficiency is evident with a net income of $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 357 full-time employees and 17 part-time employees who are dedicated to serving you with a knowledgeable team.

Growing Together

Total Share Accounts have reached an impressive 262,124, showcasing a strong and growing member base that trusts us with their finances. The net shares available for lending stand at $0, further affirming our ability to support your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Polish & Slavic is your trusted partner. Visit us at 667 Chestnut St Union Nj 07083 or call (908) 688-6596 to learn more about how we can help you achieve your financial goals.

Member-Focused Savings Solutions

Members' savings are secured through $452,388,269 in share certificates and $13,419,870 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Our Solid Financial Foundation

With a net worth of $274,172,796, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,055 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Reinvestment for Your Benefit

With $272,608,346 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This commitment allows us to offer substantial lending capacity; with $4,293 in used auto loans and $1,541,136,429 in total loans and leases, our lending supports your financial goals across various sectors.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $81,887,754 in used vehicle loans and $99,928,581 in new vehicle loans already helping members get on the road. Whether you're eyeing a brand-new model or a reliable pre-owned vehicle, we have flexible financing options to suit your budget.

Business Financing

For business owners seeking capital for growth and expansion, our outstanding commercial loans totaling $252,668,464 provide the necessary funding to enhance your business operations. Whether you need equipment financing or working capital, we're here to support your entrepreneurial journey.

Conclusion

Our commitment at Polish & Slavic is not just about lending; it's about building lasting relationships with our members. If you're interested in exploring any of these loan products or want to learn more about eligibility options, please don't hesitate to reach out. You can visit us at 667 Chestnut St., Union NJ 07083, or call us at 908-688-6596. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore our offerings today and see how we can assist you in reaching your financial goals!

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing straightforward. We offer Junior Lien 1-4 Family Residential Properties loans totaling $31,074,682, providing you with the support you need to secure your dream home. Our refinancing options are also available if you're looking to lower your monthly payments or take cash out from your home's equity.

Unsecured Credit Card Loans

Managing finances effectively is essential for everyone. We offer flexible terms on unsecured credit card loans, with a total of $46,110,117 in loans helping members maintain control over their spending while enjoying the convenience of credit.

Loan Aggregator

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