Polish & Slavic Credit Union Trenton NJ | Low Mortgage Rates & Quick Auto Loans

Introduction

Welcome to Polish & Slavic, your trusted partner in financial growth and community support, located at 1110 N Olden Ave, Trenton, NJ 08638. Since our establishment in 1976, we have proudly served over 121,826 members, offering a wide range of services designed to meet your personal and business banking needs. With total assets reaching an impressive $2,597,707,967 and total deposits of $58,976,537, we are committed to ensuring the financial well-being of our members. At Polish & Slavic, we understand that life can be unpredictable. That's why we offer various loans over 38,453 loans and leases tailored to help you navigate those ups and downs. Whether you're looking for an auto loan or a mortgage refinance, our dedicated team is here to guide you every step of the way. Under the leadership of our CEO, Bogdan Chmielewski, and Board President, Krzysztof Matyszczyk, we strive to create a welcoming environment where you feel valued and supported. Our experienced staff of 374 employees is always ready to assist you with any questions or concerns. While members can visit us at our branch address for personalized service, official correspondence should be sent to our mailing address: 1110 N Olden Ave, Trenton, NJ 8638. Explore our website at www.psfcu.com for more information about our services or call us at 609-278-9580 during lobby hours: Monday through Friday from 11:00 AM - 7:00 PM and Saturday from 9:00 AM - 2:00 PM. We invite you to join our community and discover how Polish & Slavic can make a difference in your financial journey!

Branch History & Mission

At Polish & Slavic Credit Union, we take pride in our rich history and unwavering commitment to our community. Established in 1976, our Trenton Branch has been a cornerstone for individuals and families in Trenton, NJ, providing them with the financial resources they need to thrive. Located at 1110 N Olden Ave, our branch stands ready to serve you with a range of services designed to meet your banking needs. Over the years, Polish & Slavic has grown significantly, now boasting a total membership of 121,826 and total assets amounting to an impressive $2,597,707,967. Our journey began with a simple mission: to support the financial well-being of our members while fostering a sense of community and belonging. Each milestone we achieve reflects our dedication to empowering individuals through financial education and accessible services. Our mission is not just about banking; it's about building relationships. We believe that every member deserves personalized service and support. At Polish & Slavic Credit Union, we strive to create an environment where everyone feels valued and heard. Whether you're looking for personal banking options like checking accounts or auto loans or seeking business banking solutions, we're here to help you achieve your goals. While members can visit us at 1110 N Olden Ave, official correspondence should be sent to 1110 N Olden Ave, Trenton, NJ 8638 if different. Our dedicated team operates during convenient hours Monday through Tuesday and Thursday to Friday from 11:00 AM to 7:00 PM, and Saturday from 9:00 AM to 2:00 PM making it easy for you to connect with us. In addition to traditional services, we embrace modern advancements that enhance your banking experience. From online and mobile banking options to ATM access throughout the area, we prioritize your convenience while ensuring compliance with ADA standards for accessibility. Our commitment extends beyond financial transactions; we actively engage in community outreach efforts that uplift those around us. By partnering with local organizations and supporting various initiatives, we aim to make a positive impact in Trenton and beyond. Join us at Polish & Slavic Credit Union today! Experience firsthand how we can help you navigate your financial journey with confidence. Let's build a brighter future together! For more information or to become a member, feel free to call us at 609-278-9580 or visit our website at www.psfcu.com.

Branch Location & Accessibility

Convenient Access and Features

At our Trenton location, you'll find ample parking available to ensure your visit is hassle-free. The branch is designed with accessibility in mind, featuring ADA-compliant entrances and ramps for all our members. Whether you're coming in for personal banking services or simply need assistance, our friendly staff is ready to help.

Operating Hours

We understand that your time is valuable. That's why our lobby hours are designed to fit your schedule: we are open Monday through Tuesday and Thursday through Friday from 11:00 AM to 7:00 PM, and on Saturday from 9:00 AM to 2:00 PM. Unfortunately, we do not have drive-thru banking at this location, but we do offer ATM services for your convenience.

Services Available

At the Polish & Slavic Trenton Branch, we provide a wide range of financial services tailored to meet your needs. From personal banking options like checking and savings accounts to auto loans and credit cards with rewards, we're here to support your financial journey. Our online and mobile banking services also make managing your finances easier than ever. While members can visit us at 1110 N Olden Ave, official correspondence should be sent to the same address. If you have any questions or need assistance, feel free to give us a call at 609-278-9580. We invite you to stop by and experience the friendly service that sets us apart!

Member Eligibility

At Polish & Slavic, we believe that everyone deserves a supportive financial community, and becoming a member is your first step into this welcoming environment. If you live, work, or worship in the areas we serve, you may be eligible to join us. We also welcome family members of existing members! Joining is simple: just visit our website at http://www.psfcu.com/banking/become-a-member for detailed eligibility criteria. The advantages of membership here include access to a variety of financial products designed to help you achieve your goals, from checking and savings accounts to loans tailored to your needs. When you're ready to open your account, the process is easy and straightforward. You can start by filling out an application online through this link: https://psfcu.bd.digitals.dmattercloud.com/. If you have any questions or need assistance, feel free to give us a call at (609) 278-9580. We're here to help you every step of the way!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $424 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $8 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $252,668,464, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer comprehensive merchant services that make transactions smooth for your business. Imagine being able to accept payments quickly and easily, whether in-store or online. Our solutions help you manage sales efficiently, allowing you more time to focus on what matters most growing your business. Let's work together to achieve your business goals! Visit us at 1110 N Olden Ave Trenton Nj 08638 or call us at (609) 278-9580 to learn more about how we can assist you today.

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Convenience is key at Polish & Slavic. With our ATM services available around the clock, you can withdraw cash and check balances whenever needed. Plus, our basic ATM access ensures you have what you need at your fingertips. At Polish & Slavic, located at 1110 N Olden Ave Trenton Nj 08638, we prioritize making banking accessible and convenient for all our members. If you're interested in exploring these services or have any questions, don't hesitate to reach out! Call us at (609) 278-9580 or visit our website at Trenton Branch for more information. We're excited to support you on your financial journey!

Auto Loans & Vehicle Financing

Looking to hit the road with a new vehicle? Our auto loans and vehicle financing options make it easy for you to get behind the wheel. With competitive rates and flexible terms, you can drive off in your new car without breaking the bank.

Business Banking

Entrepreneurs can also benefit from our business banking services. We provide merchant services and business loans designed to help your business thrive. From handling daily transactions to securing funding for expansion, we are here for you.

Credit Cards with Rewards

Our credit cards come with rewards that enhance your spending experience. Whether it's cash back on everyday purchases or travel rewards for your next vacation, our credit card options cater to diverse preferences.

Mortgage Loans & Refinancing

For those ready to purchase a home or refinance their current mortgage, we provide personalized mortgage loans that fit various budgets. Our team is here to guide you through the process, ensuring you find a mortgage solution that works for your financial situation.

Personal Banking

We understand that personal banking is the foundation of your financial journey. Our checking and savings accounts offer easy access to your funds while helping you grow your savings. You can enjoy the convenience of online and mobile banking, allowing you to check balances, transfer money, and pay bills anytime, anywhere.

Personal Loans & Debt Consolidation

If you're facing unexpected expenses or looking to consolidate debt, our personal loans can help ease the burden. We offer straightforward terms that allow you to take control of your finances.

Digital & Online Banking

Key Features

Our mobile application adds another layer of convenience. With it, you can enjoy features like mobile payments, allowing you to make purchases directly from your phone without the need for cash or cards. Plus, our person-to-person transfer option makes it simple to send money to friends and family instantly perfect for splitting bills or sharing expenses. For those who prefer going paperless, we offer e-statements. This means you can view your account statements online anytime without waiting for them to arrive in the mail. And while we currently do not support electronic signature authorization, our processes remain straightforward and user-friendly. Security is paramount in everything we do. We utilize advanced technologies to keep your information safe while providing a smooth banking experience. You can bank with peace of mind knowing that your data is protected. In summary, Polish & Slavic combines technology with user-friendly design to help you manage your finances efficiently. With our various digital banking options, you're never far from control over your accounts. Embrace a more convenient way of banking today!

Financial Strength

Commitment to Growth

With $272,608,346 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $4,293 in used auto loans and $1,541,136,429 in total loans and leases.

Member-Centric Savings Options

Members' savings are secured through $452,388,269 in share certificates and $13,419,870 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 357 full-time employees and 17 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Strong Financial Position

With a net worth of $274,172,796, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,055 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Trustworthy Partnerships

Net Shares (Funds available for lending and investments): $0. Total Share and Deposit Accounts: 262,124, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Polish & Slavic is your trusted partner. Visit us at 1110 N Olden Ave Trenton Nj 08638 or call (609) 278-9580 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans provide some of the lowest rates in the industry. We have already issued over $81,887,754 in used vehicle loans and $99,928,581 in new vehicle loans to help our members get on the road with confidence. Whether you're considering a brand-new model or a reliable used option, we're here to assist you every step of the way.

Business Loans

For business owners looking for growth opportunities, our outstanding commercial loans total $252,668,464. These loans provide the capital needed for expansion and development an essential step for any entrepreneur aiming for success. At Polish & Slavic Credit Union, we strive to cater to various financial needs through our comprehensive loan offerings. If you're considering refinancing or want to know more about eligibility options for any of our products, please don't hesitate to reach out. Feel free to contact us at 609-278-9580 or visit us during our lobby hours: Monday, Tuesday, Thursday and Friday from 11:00 AM - 7:00 PM and Saturday from 9:00 AM - 2:00 PM. For more information about becoming a member and exploring our services further, visit us online at psfcu.com. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple and straightforward. We offer Junior Lien 1-4 Family Residential Properties loans totaling $31,074,682, ensuring that you have access to competitive financing when it's time to invest in your future.

Unsecured Credit Card Loans

Managing day-to-day expenses can be challenging. That's why we also offer flexible terms on unsecured credit card loans. With a total of $46,110,117 in unsecured credit card loans helping members manage their finances effectively, you can enjoy peace of mind while making everyday purchases.

Loan Aggregator

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Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to accuracy means that users receive fair and transparent offers that reflect current market conditions. Each listed loan offer comes from legitimate financial institutions, ensuring verified data is at your fingertips.

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