Polish & Slavic Credit Union Linden NJ | Low Mortgage Rates & Business Loans

Introduction

Welcome to Polish & Slavic at our Linden Branch, located at 619 W Edgar Rd, Linden, NJ 07036. Since opening our doors in 1976, we have proudly served our community with a commitment to financial well-being and member satisfaction. With over 121,826 members and total assets exceeding $2.5 billion, we are dedicated to providing personalized financial services that truly meet the needs of our members. At Polish & Slavic, we understand that every member's journey is unique. That's why we offer a wide range of services including checking and savings accounts, auto loans, mortgage refinancing, credit cards with rewards, and business banking solutions. Our robust portfolio features over 38,453 loans and leases tailored to help you achieve your goals. Led by our experienced CEO Bogdan Chmielewski and Board President Krzysztof Matyszczyk, our team of 374 employees is here to assist you with friendly service and expert advice. We take pride in maintaining strong financial health with net worth standing at $274,172,796 and total deposits reaching $58,976,537. Additionally, we have ensured our members' funds are safeguarded with a cash reserve of $17,136,470. While members can visit us at our branch for all their banking needs, official correspondence should be directed to the same address: 619 W Edgar Rd, Linden, NJ 07036. We invite you to explore how Polish & Slavic can support your financial journey today. Whether you're looking to open an account or need assistance with a loan application, don't hesitate to reach out! Call us at 908-862-6448, or check out our website at www.psfcu.com for more information. Your trusted partner in finance awaits!

Branch History & Mission

Community Connections

Community outreach is at the heart of what we do. We partner with local organizations and participate in events that promote education and financial literacy. By supporting initiatives that uplift those around us, we reinforce our commitment to the neighborhoods we serve. As we continue to grow and adapt in this ever-changing world, we invite you to become part of our family. Experience firsthand the benefits of membership at Polish & Slavic Credit Union. Join us today and let us help you navigate your financial journey! For more information or assistance, feel free to reach out at 908-862-6448. Together, let's build a brighter future!

Our Journey

Located at 619 W Edgar Rd, Linden, NJ 07036, our branch has seen significant milestones throughout the years. From humble beginnings to becoming a key player in the local economy, we have continuously adapted to meet the needs of our members. Our history reflects not only growth in numbers but also an evolution in services from basic banking offerings to comprehensive solutions that include personal loans, auto financing, and business services. While you can visit us at our branch address for all your banking needs, official correspondence should be sent to our mailing address: 619 W Edgar Rd, Linden, NJ 07036. We are conveniently situated near local landmarks that make it easy for members to find us.

Our Mission

Our mission at Polish & Slavic Credit Union is clear: we aim to empower our members by providing accessible financial services while fostering a sense of community and belonging. We believe that everyone deserves the opportunity to achieve their financial goals, whether it's buying a home or starting a business. Through our various products and personalized support, we strive to create lasting relationships built on trust and integrity. We are committed to making banking easier through digital advancements like online banking and mobile payments. Accessibility is important to us; we ensure compliance with ADA standards so everyone can enjoy our services without barriers. Additionally, our ATM availability means you can access your funds whenever you need them.

Branch Location & Accessibility

Convenient Access and Amenities

At our Linden Branch, we prioritize your convenience. You'll find ample parking available right outside, making it easy for you to stop by and speak with our friendly staff. Our branch is designed to be welcoming for everyone, featuring ADA-compliant access points and ramps for those who may need them. For those on the go, we offer ATM services, allowing you to make cash withdrawals and check balances without needing to enter the branch. Unfortunately, we do not currently have drive-thru banking available; however, our lobby hours are designed to accommodate your busy schedule. You can visit us Monday from 9 AM to 7 PM, Tuesday through Friday from 11 AM to 7 PM, and Saturday from 9 AM to 2 PM.

Stay Connected

While you can reach us directly at 908-862-6448, we also encourage you to explore our website at www.psfcu.com for more information about our offerings, including personal banking options such as checking and savings accounts, auto loans, mortgage loans, credit cards with rewards, and business banking services. If you need to send us official correspondence, please note that while you can visit us at 619 W Edgar Rd, official mail should be directed to 619 W Edgar Rd, Linden, NJ 7036. We invite you to come by the Polish & Slavic branch today! Let us help you with all your financial needs our dedicated team looks forward to serving you.

Member Eligibility

At Polish & Slavic, we believe that everyone deserves a chance to be part of a community that cares. Becoming a member is easy and welcoming, making it feel like joining a family. To qualify, you simply need to meet certain criteria which can include being part of specific groups or residing in particular areas. If you're interested, please check out the detailed eligibility information available at http://www.psfcu.com/banking/become-a-member. It's straightforward and designed to ensure that you can enjoy all the benefits we offer. Joining us means access to great financial services tailored just for you, from checking and savings accounts to loans and credit cards with rewards. Plus, our dedicated team at 619 W Edgar Rd Linden Nj 07036 is always ready to assist you on your journey to financial well-being. Ready to get started? Opening an account is simple! Visit us online through this link: https://psfcu.bd.digitals.dmattercloud.com/, or give us a call at (908) 862-6448 if you have any questions. We can't wait to welcome you into our vibrant community!

Business Banking & Commercial Services

Merchant Services That Matter

In addition to loans, we offer essential merchant services that make daily operations smoother. Imagine being able to process payments easily, whether it's through credit cards or digital wallets. These services not only enhance customer satisfaction but also streamline your workflow, allowing you to focus on what truly matters growing your business. Visit us at 619 W Edgar Rd Linden Nj 07036 in Linden, NJ, or call us at (908) 862-6448 to learn more about how our business banking solutions can empower your success!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $424 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $8 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $252,668,464, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Thinking about buying a new car? Our auto loans and vehicle financing options could be just what you need. We offer competitive rates that can help you drive off in the car of your dreams without breaking the bank. Plus, the application process is straightforward, allowing you to get pre-approved quickly, so you can shop with confidence.

Business Banking

For our business members, we offer a suite of services including merchant services and business loans tailored to help your venture succeed. We know running a business comes with its own set of challenges, and we're committed to supporting local businesses with reliable banking solutions.

Credit Cards with Rewards

Our credit cards come packed with rewards that allow you to earn while you spend. Whether you're using it for groceries, gas, or travel, you'll enjoy benefits that add value to your everyday purchases. Plus, managing your card is simple through our online banking system.

Digital Banking Features

At Polish & Slavic, convenience is key. With our robust online and mobile banking options, accessing your account has never been easier. You can deposit checks, pay bills, transfer money between accounts, or even send money to friends using person-to-person payment services right from your phone or computer. Whether you're stopping by our branch or accessing services online at Linden Branch, we're here for you! For any questions about how we can assist you further or if you'd like to learn more about becoming a member, don't hesitate to reach out at (908) 862-6448. We're excited to be part of your financial journey!

Mortgage Loans & Refinancing

Homeownership is within reach with our mortgage loans and refinancing options. Whether you're looking to buy your first home or refinance an existing mortgage for better terms, we provide personalized solutions that fit your financial goals. Our team is here to guide you through the process from start to finish.

Personal Banking

When it comes to personal banking, we offer various options like checking and savings accounts designed for everyday use. Whether you're saving for a big purchase or simply managing your day-to-day expenses, our accounts come with features that make banking easy and accessible. You can check your balance or transfer funds anytime through our online and mobile banking platforms, which are both user-friendly and secure.

Personal Loans & Debt Consolidation

If you have unexpected expenses or want to consolidate debt into one manageable payment, our personal loans can help. We understand that life can throw surprises your way, and having access to funds when needed can make all the difference. Our team will work with you to find a loan option that suits your situation.

Digital & Online Banking

Key Features

Our online banking platform lets you check your account balances, transfer funds, and pay bills all in one place. You can easily access your e-statements anytime you need them, helping you stay organized without the clutter of paper. Plus, if you're always on the go, our mobile application makes it simple to bank from your phone. Whether you're making purchases or checking transactions, everything is at your fingertips.

Security and Convenience

Safety is a top priority for us at Polish & Slavic. While we do not currently offer electronic signature authorization, rest assured that our online systems are built with robust security measures to protect your information. You can also enjoy the peace of mind that comes with using our mobile payments feature, allowing you to make secure transactions directly from your smartphone.

Stay Connected

Need to send money to a friend? Our person-to-person transfer service makes it quick and easy to send cash with just a few taps on your screen. No more worrying about carrying cash or writing checks; it's all done digitally in real-time. In summary, whether you're accessing your accounts through the web or our mobile app, Polish & Slavic provides an accessible and user-friendly experience tailored for today's busy lifestyles. Visit us online at https://www.psfcu.com/ to learn more about how our digital banking services can help simplify your financial life!

Financial Strength

A Growing Community of Trust

Total Share Accounts: 262,124, showing a strong and growing member base that trusts us with their finances. We are here for you every step of the way. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Polish & Slavic is your trusted partner. Visit us at 619 W Edgar Rd Linden Nj 07036 or call (908) 862-6448 to learn more about how we can help you achieve your financial goals.

Committed Team Ready to Serve You

We also take pride in having 357 full-time employees and 17 part-time employees who are dedicated to serving you with knowledge and commitment. Our team is always ready to assist you with any inquiries or needs you may have.

Member-Focused Savings Options

Your savings are secure with us. We hold $452,388,269 in share certificates and $13,419,870 in money market shares, offering stable and rewarding financial growth opportunities tailored for our members. Unlike traditional banks, we prioritize your interests; our resources are focused on benefiting you through better loan rates and exclusive perks.

Reinvesting in Your Future

With $272,608,346 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve you better. This commitment allows us to provide the best possible experience as you navigate your financial journey.

Solid Financial Health

With a net worth of $274,172,796, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,055 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Supporting Your Financial Goals

We understand the importance of accessible lending solutions. With $4,293 in used auto loans and $1,541,136,429 in total loans and leases, our lending capacity supports your financial goals across various sectors. Our operational efficiency is reflected in our $0, allowing us to offer competitive loan rates and solid financial products.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We have already issued $81,887,754 in used vehicle loans and $99,928,581 in new vehicle loans, helping members get on the road with confidence. Whether you're interested in financing a brand-new model or a reliable used vehicle, we are here to provide personalized support throughout the process.

Credit Lines and Business Loans

For those looking for more flexibility, our credit lines provide quick access to funds when you need them most. With a total of $442,597,945 available in credit lines, it's easier than ever to cover unexpected costs or make important purchases. Additionally, if you're a business owner seeking growth opportunities, our outstanding commercial loans totaling $252,668,464 can provide the capital needed for expansion and success. At Polish & Slavic, we believe that financial empowerment starts with access to the right resources. If you're considering refinancing or want more information about eligibility options for any of our loan products, feel free to reach out to us at (908) 862-6448 or visit us at 619 W Edgar Rd Linden Nj 07036 in Linden, NJ. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Your financial journey is important to us, and we're here to support you every step of the way!

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. With total Junior Lien 1-4 Family Residential Properties loans amounting to $31,074,682, we offer tailored solutions that fit your budget and lifestyle. Our team is ready to guide you through each step of the mortgage process, ensuring you find the best option for your needs.

Unsecured Credit Card Loans

Managing everyday expenses can be challenging, which is why we also offer flexible terms on unsecured credit card loans. With a total of $46,110,117 in loans available, our credit cards are designed to help you manage your finances effectively while enjoying various rewards and benefits.

Loan Aggregator

Benefits of Using LendMesh

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Polish Slavic

Introduction

Branch History & Mission

Community Connections

Our Journey

Our Mission

Branch Location & Accessibility

Convenient Access and Amenities

Stay Connected

Member Eligibility

Business Banking & Commercial Services

Merchant Services That Matter

Tailored Loan Options

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Business Banking

Credit Cards with Rewards

Digital Banking Features

Mortgage Loans & Refinancing

Personal Banking

Personal Loans & Debt Consolidation

Digital & Online Banking

Key Features

Security and Convenience

Stay Connected

Financial Strength

A Growing Community of Trust

Committed Team Ready to Serve You

Member-Focused Savings Options

Reinvesting in Your Future

Solid Financial Health

Supporting Your Financial Goals

Loan Offering

Auto Loans

Credit Lines and Business Loans

Mortgage Loans

Unsecured Credit Card Loans

Loan Aggregator

Benefits of Using LendMesh

Join Our Community