Polish & Slavic Credit Union Orland Park IL | Affordable Auto Loans & Business Banking

Introduction

Welcome to Polish & Slavic, your trusted financial partner located in the heart of Orland Park at 15108 S La Grange Rd, IL 60462. Since our establishment in 1976, we have proudly served our community with a commitment to provide exceptional banking services tailored to meet the diverse needs of our 121,826 members. Our friendly team is dedicated to fostering relationships built on trust and reliability, ensuring that you receive personalized support every step of the way. At Polish & Slavic, we understand the importance of financial stability and growth. With total assets exceeding $2.5 billion, we are well-equipped to offer a variety of services, including auto loans, personal loans, and credit cards with rewards. Our total deposits stand at $58,976,537, reflecting the confidence our members place in us. We strive to ensure that your money is not just safe but working hard for you. Led by our CEO, Bogdan Chmielewski, and Board President, Krzysztof Matyszczyk, we take pride in being a cooperative institution that prioritizes the needs of our members over profits. With a dedicated staff of 374 employees, we are here to assist you during our convenient operating hours: Monday through Thursday from 9:00 AM to 5:00 PM, Friday from 11:00 AM to 7:00 PM, and Saturday from 9:00 AM to 2:00 PM. While members can visit us at our branch for all their banking needs, official correspondence should be sent to the same address for convenience. Whether you're looking for a new loan or simply want advice on saving for your future, we're just a phone call away at 630-696-9820. Join us today and experience how Polish & Slavic can make a difference in your financial journey! Visit our website at psfcu.com or stop by our branch we look forward to serving you!

Branch History & Mission

A Commitment to Service

We understand that convenience matters in today's fast-paced world. That's why we offer ATM access for quick transactions and online banking options so you can manage your finances anytime, anywhere. Though we do not have drive-thru services or shared service centers at this location, our friendly staff is always ready to assist you during lobby hours: Monday through Thursday from 9 AM to 5 PM, Friday from 11 AM to 7 PM, and Saturday from 9 AM to 2 PM. In conclusion, we invite you to join Polish & Slavic Credit Union today! Experience first-hand how our dedicated team works hard every day to support your financial journey while uplifting our beloved community. Together, let's build a brighter future! For more information or assistance, feel free to contact us at (630) 696-9820 or visit our website at Polish & Slavic.

Our Journey

The story of Polish & Slavic began with a vision to provide accessible financial services tailored to the needs of the Polish and Slavic communities. From its modest beginnings at 15108 S La Grange Rd, Orland Park, IL 60462, the branch has expanded its offerings while maintaining its core mission: to empower members through financial education and resources. Over the decades, we have embraced digital advancements that enhance our members' experience while ensuring our services remain ADA compliant and accessible to all.

Our Mission

Our mission is straightforward yet profound: we strive to enrich the lives of our members by providing reliable financial services that foster independence and prosperity. We believe that everyone deserves a chance to achieve their dreams, whether it's buying a home, financing a vehicle, or managing day-to-day expenses. Beyond financial products like checking accounts, auto loans, and mortgages, we focus heavily on community support initiatives. We partner with local organizations to give back and ensure that our community thrives together. While you can visit us at our physical location in Orland Park for all your banking needs, official correspondence should be sent to our mailing address: 15108 S. LaGrange Rd, Orland Park, IL 60462.

Branch Location & Accessibility

Convenient Hours

We understand that life can get busy, which is why we offer flexible operating hours. Visit us Monday through Thursday from 9:00 AM to 5:00 PM, Friday from 11:00 AM to 7:00 PM, and Saturday from 9:00 AM to 2:00 PM. Our friendly staff is here to assist you during these hours, ready to help with everything from personal banking needs to loan inquiries.

Easy Access and Parking

Our branch offers ample parking space to make your visit hassle-free. We are committed to accessibility, ensuring that everyone can easily enter and navigate our facilities. With ADA-compliant features in place, we strive to make your banking experience comfortable and welcoming.

Services Designed for You

At Polish & Slavic, we provide a variety of services tailored for our members. From checking and savings accounts to auto loans, mortgage refinancing, and credit cards with rewards we have options that fit your lifestyle. Plus, with ATM availability on-site, accessing cash has never been easier! While members can visit us at our branch address for all their banking needs, official correspondence should be sent to our mailing address at 15108 S. LaGrange Rd, Orland Park, IL 60462. We invite you to come in or call us at 630-696-9820 today! Experience firsthand how we can support your financial journey with personalized service and a community-focused approach. Your satisfaction is our priority!

Member Eligibility

At Polish & Slavic, we believe that becoming a member is like joining a family where everyone supports one another. If you live, work, or attend school in our community, you're likely eligible to join us! We embrace individuals from various backgrounds and stages of life, making it easy for you to access all the benefits of membership. To get more specific details about eligibility requirements, check out our comprehensive guide at http://www.psfcu.com/banking/become-a-member . Joining is straightforward once you confirm your eligibility, you can open an account by visiting us at our welcoming location at 15108 S La Grange Rd Orland Park Il 60462 or online through this link: https://psfcu.bd.digitals.dmattercloud.com/ . If you have any questions or need assistance, feel free to call us at (630) 696-9820. We're here to help you every step of the way as you take advantage of everything Polish & Slavic has to offer!

Business Banking & Commercial Services

Financing Your Vision

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $424 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $8 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $252,668,464, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Matter

In addition to loans, we offer merchant services that help streamline your operations. Imagine effortlessly processing payments while focusing on what you do best running your business. Our solutions are designed to simplify transactions, allowing you to serve your customers better and grow your bottom line. Visit us at 15108 S La Grange Rd Orland Park Il 60462 or give us a call at (630) 696-9820 to explore how our business banking and commercial services can support your ambitions. Together, let's pave the way for your success!

Comprehensive List Of Services

ATM Access

We also provide access to ATMs for cash withdrawals and balance checks whenever you need them. With our ATM services available at multiple locations, you'll have quick access to your funds without the hassle. At Polish & Slavic in Orland Park, we're committed to providing exceptional service tailored to meet the diverse needs of our members. If you're interested in learning more about how we can assist you financially or if you're ready to open an account, please call us at 630-696-9820 or visit us online at www.psfcu.com. Join us today and experience the difference!

Business Banking Services

For local entrepreneurs, we offer comprehensive business banking solutions, including merchant services and business loans. We know that running a business comes with its challenges, which is why we aim to provide tailored services that help you thrive in today's market.

Credit Cards and Rewards

Don't forget about our credit cards with rewards! These cards not only provide convenience but also give back through points that can be redeemed for various perks. Whether you're making everyday purchases or planning a special trip, using our credit card can add value to every transaction.

Digital Banking Features

In this fast-paced world, convenience is key. That's why at Polish & Slavic, we emphasize our online and mobile banking capabilities. You can easily manage your accounts from anywhere at any time. Whether it's checking balances, transferring funds, or paying bills on-the-go, our digital features are designed for ease of use.

Personal Banking Solutions

For your everyday banking needs, we offer checking and savings accounts that fit your lifestyle. Imagine having a reliable place to manage your money while earning interest on your savings. Our auto loans and vehicle financing make it easy to get behind the wheel of your dream car. With flexible terms and competitive rates, financing your next vehicle is simple and stress-free. If you're considering homeownership or refinancing, our mortgage loans can guide you through the process. We understand that buying a home is one of the biggest decisions you'll ever make, and we're here to support you every step of the way. Additionally, our personal loans are perfect for debt consolidation or unexpected expenses, allowing you to take control of your finances.

Digital & Online Banking

Key Services

Our online banking platform offers a variety of features designed to help you take control of your money. Whether you want to check your balance, transfer funds, or pay bills, everything is just a click away. Plus, with the availability of e-statements, you'll receive your account statements electronically, making it easy to stay organized without the clutter of paper. Need to send money quickly? Our person-to-person transfer feature allows you to easily send money to friends or family with just a few taps on your mobile device. And speaking of mobile devices, our user-friendly mobile application means you can manage your accounts right from your smartphone. It's perfect for those on-the-go moments when you need quick access to your finances.

Security and Ease-of-Use

We take your security seriously. Although we do not currently offer electronic signature authorization, rest assured that all transactions made through our platform are encrypted and secure. You can bank with confidence knowing that your information is protected. In addition to convenience and security, our digital banking services are designed with ease-of-use in mind. Navigating our website and mobile application is straightforward, allowing you to manage your accounts in real-time without any hassle. Whether you're looking to pay bills, make transfers, or simply check on your savings, Polish & Slavic has the tools you need for effective financial management all from the comfort of home or wherever life takes you. Join us today and experience banking made simple!

Financial Strength

Growing Membership Base

Total Share and Deposit Accounts: 262,124, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $0. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Polish & Slavic is your trusted partner. Visit us at 15108 S La Grange Rd Orland Park Il 60462 or call (630) 696-9820 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.*

Investment in Growth

With $272,608,346 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to growth is also reflected in our lending capacity: with $4,293 in used auto loans and $1,541,136,429 in total loans and leases, we support members' financial goals across various sectors.

Member-Focused Savings

Members' savings are secured through $452,388,269 in share certificates and $13,419,870 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 357 full-time employees and 17 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Solid Financial Health

With a net worth of $274,172,796, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,055 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We have already issued over $81,887,754 in used vehicle loans and $99,928,581 in new vehicle loans, helping members get on the road with affordable financing options. Whether you're purchasing a brand-new vehicle or a reliable used one, our flexible terms and competitive rates make it easy for you.

Business Financing

For business owners seeking growth opportunities, our outstanding commercial loans amounting to $252,668,464 provide the capital necessary to expand your operations or invest in new projects. We are dedicated to supporting local businesses and fostering economic growth within our community.

Mortgage Loans

Thinking about homeownership? Our mortgage options simplify the process of buying or refinancing your home. We provide Junior Lien 1-4 Family Residential Properties loans totaling $31,074,682, making it easier for you to secure the financing you need. Our team is here to guide you through every step of the mortgage process.

Refinancing and Eligibility Options

If you're considering refinancing your current loans or exploring eligibility options for any of our products, don't hesitate to reach out. Our knowledgeable staff can assist you with understanding your options and finding the best solution tailored to your financial situation. For more details on our loan offerings or to discuss how we can assist you further, please contact us at 630-696-9820. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. At Polish & Slavic, we are committed to helping you navigate your financial journey with confidence.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans. With a total of $46,110,117 in unsecured credit card loans helping members manage their finances effectively, these cards are ideal for everyday purchases and unexpected expenses. Enjoy peace of mind with manageable repayment options.

Loan Aggregator

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