Polish & Slavic Credit Union Norridge IL | Affordable Auto Loans & Easy ATM Access

Introduction

Welcome to Polish & Slavic, your trusted financial partner located at 4147 N Harlem Ave, Norridge, IL 60706. Since opening our doors in 1976, we've proudly served over 121,826 members, helping them achieve their financial goals with personalized service and community commitment. Our dedicated team of 374 employees is here to support you, whether you're looking for a new auto loan or need assistance with personal banking. At Polish & Slavic, we understand that every member has unique needs. That's why we offer a range of services tailored just for you from checking and savings accounts to auto loans, mortgage refinancing, and business banking solutions. With total assets exceeding $2.5 billion, and total deposits reaching $58,976,537, our solid financial standing reflects our dedication to providing secure and reliable banking options. While members can visit us at our branch for all their banking needs, official correspondence should be sent to the same address: 4147 N Harlem Ave, Norridge, IL 60706. Feel free to reach out via phone at (708) 457-0750 during our lobby hours: Monday through Friday from 9:00 AM to 7:00 PM and Saturday from 9:00 AM to 2:00 PM. Led by CEO Bogdan Chmielewski and Board President Krzysztof Matyszczyk, we strive to create a welcoming environment where everyone feels like family. With a focus on community impact and member satisfaction, we're excited about what we can achieve together. Ready to take the next step in your financial journey? Visit us today or check out our website at www.psfcu.com for more information on how we can assist you!

Branch History & Mission

At Polish & Slavic Credit Union, we are proud of our roots and the journey we've taken since our founding in 1976. Located at 4147 N Harlem Ave in Norridge, IL, our branch has become a cornerstone of the community, serving over 121,000 members with dedication and care. Our total assets have grown to an impressive $2,597,707,967, reflecting our commitment to providing reliable financial services. Our mission is simple yet powerful: to empower our members through quality financial services while supporting the community we cherish. We believe that everyone deserves access to personalized banking solutions that fit their unique needs. Whether you're looking for a checking account, an auto loan, or assistance with a mortgage, we are here to help you achieve your financial goals. Since our inception, we have continuously evolved to meet the changing needs of our members. From expanding our range of services including personal loans and business banking to embracing technology with online and mobile banking options, we prioritize your convenience. Our branch is ADA compliant and equipped with ATM services for easy cash access. While members can visit us at our main location in Norridge, official correspondence should be sent to the same address: 4147 N Harlem Ave, Norridge, IL 60706. Our operating hours are designed to accommodate your busy schedule: Monday through Friday from 9 AM to 7 PM and Saturday from 9 AM to 2 PM. We take pride in being more than just a credit union; we are actively involved in community outreach efforts that strengthen our ties with local organizations. These partnerships enable us to give back and make a meaningful impact in the lives of those around us. Join us at Polish & Slavic Credit Union and experience a welcoming environment where your financial well-being is our top priority. Together, let's build a brighter future for you and your family! For more information or to become a member today, please call us at 708-457-0750 or visit our website.

Branch Location & Accessibility

Welcome to the Polish & Slavic Credit Union's Norridge Branch, conveniently located at 4147 N Harlem Ave in the vibrant community of Norridge, IL. Our branch is not just a place for banking; it's a hub where we prioritize your financial needs in a friendly and accessible environment. If you need to send official correspondence, feel free to use our mailing address, which is the same as our branch address. Nestled near popular spots like the Norridge Park District and just a short drive from the bustling Harlem Irving Plaza, our location is easy to find and reach. We offer ample parking for our members, ensuring that you can visit us without any hassle. Our branch is designed with accessibility in mind, featuring ADA-compliant entrances and ramps to accommodate everyone. At Polish & Slavic, we understand that your time is valuable. That's why we are open Monday through Friday from 9:00 AM to 7:00 PM and Saturday from 9:00 AM to 2:00 PM. Whether you have questions about personal banking, auto loans, or credit card options, our dedicated team is here to assist you during these hours. For added convenience, we provide ATM access so you can manage your cash needs easily. While we currently do not offer drive-thru services, our lobby is spacious and welcoming, designed to make your visit comfortable. Ready to take the next step? We invite you to stop by or give us a call at 708-457-0750. Our friendly staff looks forward to helping you with all your banking needs!

Member Eligibility

At Polish & Slavic, we believe that everyone deserves a place in our welcoming community. Becoming a member is simple and open to anyone who shares our values. If you live, work, worship, or go to school in the area or have family ties to our community, you're likely eligible to join us. By choosing Polish & Slavic, you'll gain access to a variety of financial services tailored to meet your needs, from checking accounts to loans designed just for you. We pride ourselves on being a supportive partner in your financial journey. To get started, all you need to do is visit our website at http://www.psfcu.com/banking/become-a-member for detailed eligibility information and check out how easy it is to open an account with us through this link: https://psfcu.bd.digitals.dmattercloud.com/. If you have any questions or need assistance, don't hesitate to call us at (708) 457-0750. We're here to help you every step of the way!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $424 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $8 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $252,668,464, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer merchant services designed to streamline your operations. Imagine being able to accept payments seamlessly from your customers, whether they're using credit cards or mobile payments. This not only enhances customer satisfaction but also helps you manage your cash flow more effectively. Visit us at 4147 N Harlem Ave Norridge Il 60706 in Norridge, IL, or call us at (708) 457-0750 to learn how our business banking and commercial services can support your journey towards success!

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Looking to purchase a new car? Our Auto Loans & Vehicle Financing make it simple and straightforward. We offer competitive rates and flexible terms so you can hit the road in your dream car without breaking the bank. Imagine driving off with confidence, knowing you've made an informed choice with our help.

Business Banking Solutions

For our entrepreneurial members, we offer robust Business Banking services including merchant services and business loans. These tools are designed to help you grow and manage your business efficiently. Imagine having the financial backing you need to expand your business dreams.

Credit Cards with Rewards

Get more out of your spending with our Credit Cards with Rewards. Earn points on everyday purchases that can be redeemed for travel, merchandise, or cashback. It's like getting rewarded simply for using your card!

Digital Banking Features

In today's fast-paced world, convenience matters. That's why we emphasize Online & Mobile Banking services that allow you to manage your accounts anytime, anywhere. From making transfers to checking balances, everything is just a click away! Plus, enjoy easy access through ATMs for cash withdrawals and balance checks without hassle. At Polish & Slavic in Norridge, IL, we are committed to supporting our members' financial journeys with comprehensive services tailored to meet their unique needs. If you have questions or want to learn more about how we can assist you today, feel free to reach out at 708-457-0750 or visit us in person! Your financial future starts here let's take this journey together!

Mortgage Loans & Refinancing

Homeownership is within reach with our Mortgage Loans & Refinancing options. Whether you're buying your first home or refinancing an existing mortgage for better rates, our team is here to guide you every step of the way. Picture yourself settling into a cozy home that fits your family's needs perfectly.

Personal Banking Solutions

We understand that managing your finances can be challenging. That's why we offer Personal Banking services, including checking and savings accounts designed to help you save for your future while maintaining easy access to your funds. Whether you're saving for a vacation or just want a safe place for your everyday expenses, we have options that fit your lifestyle.

Personal Loans & Debt Consolidation

If you're facing unexpected expenses or looking to streamline your finances, our Personal Loans & Debt Consolidation services can provide relief. With tailored solutions, we aim to empower our members by helping them manage their debt effectively.

Digital & Online Banking

Always Available

Our 24/7 online banking services mean you're in control of your money whenever it suits you. No more rushing to the bank before closing time! Whether it's checking your balance late at night or transferring funds during lunch breaks, our digital solutions put you in charge of your finances. With every feature designed for ease of use and accessibility, Polish & Slavic is committed to providing a banking experience that fits your lifestyle. Explore all these services today and see how easy managing your money can be!

Key Features

When it comes to convenience, we've got you covered. With our mobile payments feature, making purchases is as simple as a tap on your phone. You can also send money easily with our person-to-person transfer service perfect for splitting bills or sending gifts to friends and family. Security is a top priority at Polish & Slavic. While we currently do not offer electronic signature authorization, we ensure that all transactions through our online banking are protected with advanced security measures. This means you can manage your account with confidence.

Financial Strength

A Trusted Partner for Your Financial Journey

Total Share Accounts stand at 262,124, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Polish & Slavic is your trusted partner. Visit us at 4147 N Harlem Ave Norridge Il 60706 or call (708) 457-0750 to learn more about how we can help you achieve your financial goals.

Commitment to Growth

With $272,608,346 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $4,293 in used auto loans and $1,541,136,429 in total loans and leases.

Member Savings and Security

Members' savings are secured through $452,388,269 in share certificates and $13,419,870 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is highlighted by a net income of $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 357 full-time employees and 17 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Strong Financial Foundations

With a net worth of $274,172,796, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,055 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Are you thinking about purchasing a new vehicle? Our auto loans come with some of the most competitive rates around. With $81,887,754 in used vehicle loans and $99,928,581 in new vehicle loans already helping members hit the road, we're committed to making your car-buying experience smooth and affordable.

Business Financing

If you're a business owner, our outstanding commercial loans totaling $252,668,464 can offer the capital needed to grow and expand your operations. We aim to support local businesses by providing accessible funding solutions. At Polish & Slavic, we're dedicated to serving our community with personalized service and a variety of loan products that fit diverse needs. If you're interested in refinancing or exploring eligibility options for any of these products, please reach out to us at (708) 457-0750 or visit us during our operating hours: Monday - Friday from 9:00 AM to 7:00 PM and Saturday from 9:00 AM to 2:00 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We invite you to stop by or contact us today to discuss how we can assist you on your financial journey!

Credit Card Loans

For those looking to manage their finances effectively, we also provide flexible terms on unsecured credit card loans, with a total of $46,110,117 in loans helping our members navigate their expenses. This option can be particularly beneficial for consolidating debt or making larger purchases manageable.

Mortgage Loans

Thinking about homeownership? Our mortgage options are designed to make the process as straightforward as possible. We offer Junior Lien 1-4 Family Residential Properties loans totaling $31,074,682, providing you with reliable financing for your dream home or a chance to refinance your existing mortgage.

Loan Aggregator

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How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that users receive fair and transparent offers. By utilizing reliable sources, LendMesh maintains a high level of accuracy in its loan comparisons.

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