Polish & Slavic Credit Union Algonquin IL | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to Polish & Slavic, where we believe that financial support should feel like family. Located at 2371 County Line Rd, Algonquin, IL 60102, our branch has been serving the community since 1976. With over 121,826 members, we pride ourselves on being a trusted partner in your financial journey. At Polish & Slavic, we're not just about numbers; we care about you. With total assets amounting to an impressive $2,597,707,967 and total deposits of $58,976,537, our strength lies in our commitment to helping members achieve their financial goals. We offer a variety of services including personal banking accounts, auto loans, mortgage options, and business banking solutions designed with your needs in mind. Our dedicated team of 374 employees, led by CEO Bogdan Chmielewski and Board President Krzysztof Matyszczyk, works tirelessly to ensure that every member receives personalized service. Whether you have questions about loans or need assistance with online banking, we're here for you. While members can visit us at our branch location, official correspondence should be sent to the same address: 2371 County Line Rd, Algonquin, IL 60102-2565. We invite you to experience the difference with Polish & Slavic. Our commitment to community impact is reflected in our net worth of $274,172,796 and a cash reserve of $17,136,470 ready to support your financial aspirations. Ready to take the next step? Call us at 847-582-3961 or visit our website at www.psfcu.com today! Let's build a brighter future together!

Branch History & Mission

At Polish & Slavic Credit Union, we take pride in our rich history and commitment to serving the community. Established in 1976, our Algonquin branch has grown alongside its members, offering a wide array of financial services with a focus on personal connections and community support. Located at 2371 County Line Rd, Algonquin, IL 60102, our branch is easily accessible for all residents of McHenry County. Since our opening, we have welcomed over 121,826 members who trust us with their financial needs. Our mission is simple yet profound: to empower individuals and families through accessible banking solutions while fostering a sense of community. We aim to provide not just financial services but also support for local initiatives that enrich the lives of those around us. With total assets of over $2.59 billion, our strength allows us to offer competitive products such as checking and savings accounts, auto loans, mortgages, and credit cards with rewards. We are proud to maintain an atmosphere that prioritizes member service and satisfaction. Our operating hours are designed to fit your busy life: Monday through Friday from 11:00 AM to 7:00 PM and Saturday from 9:00 AM to 2:00 PM. We also provide convenient amenities like ATM access and drive-thru banking for quick transactions. While members can visit us at 2371 County Line Rd, official correspondence should be sent to 2371 County Line Rd, Algonquin, IL 60102-2565 if necessary. Our focus on innovation means we offer digital banking options like online banking and mobile payments, making it easier than ever to manage your finances on the go. As part of our mission, we actively engage in community outreach efforts and partnerships that uplift local organizations. We believe in giving back because when our community thrives, we all benefit. Join us at Polish & Slavic Credit Union today! Experience the difference of being part of a supportive financial family dedicated to your success. Whether you are looking for a loan or simply want to explore your options, we invite you to reach out or visit us soon! For any inquiries or assistance, feel free to call us at 847-582-3961.

Branch Location & Accessibility

Convenient Access and Nearby Landmarks

Our branch is nestled in a vibrant area of Algonquin, making it easy to combine your banking with errands or leisure activities. You'll find us close to local favorites like the Algonquin Commons and just a short drive from the picturesque Fox River. Ample parking is available, ensuring your visit is hassle-free. We are committed to accessibility, featuring ADA-compliant facilities including ramps for ease of entry.

Get In Touch!

Have questions or need assistance? Feel free to give us a call at 847-582-3961. Our knowledgeable staff is ready to help you navigate your financial journey. If you're looking for a supportive community bank experience, come visit us at the Polish & Slavic Credit Union's Algonquin Branch today! We look forward to serving you!

Operating Hours and Services Offered

We understand that life can be busy, which is why our lobby hours are designed with you in mind. We're open Monday through Friday from 11:00 AM to 7:00 PM and Saturday from 9:00 AM to 2:00 PM, giving you plenty of time to drop by at your convenience. At the Polish & Slavic Credit Union Algonquin Branch, we offer a wide range of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we've got you covered. Need a quick cash withdrawal? Our ATM is available on-site for your convenience. Plus, if you're in a hurry, take advantage of our drive-thru banking for simple transactions without leaving your vehicle.

Member Eligibility

Becoming a member of Polish & Slavic is like joining a family that truly cares about your financial well-being. We welcome anyone who has a connection to our community, whether you live, work, worship, or attend school in the area. It's that simple! If you're ready to take advantage of our competitive rates and personalized services, just know that you can find all the specific eligibility details at http://www.psfcu.com/banking/become-a-member . Our team is eager to help you through the account opening process, which is designed to be quick and straightforward. You can start your journey by visiting us online at https://psfcu.bd.digitals.dmattercloud.com/ , or feel free to give us a call at (847) 582-3961 if you have any questions. Join us today at our welcoming location at 2371 County Line Rd Algonquin Il 60102, and experience the benefits of being part of the Polish & Slavic community!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $424 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $8 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $252,668,464, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In today's fast-paced market, efficient payment processing is essential. Our merchant services allow you to accept payments seamlessly, whether it's in-store or online. Imagine having the ability to provide your customers with various payment options while managing your transactions easily from one platform. This not only enhances customer satisfaction but also helps streamline your operations. Visit us at 2371 County Line Rd Algonquin Il 60102 in Algonquin, IL or call us at (847) 582-3961 to learn more about how our business banking and commercial services can support your goals.

Comprehensive List Of Services

ATM & Drive-Thru Services

For quick transactions, take advantage of our ATM and cash withdrawal services available at our branch. You can easily withdraw cash or check balances without stepping inside. Additionally, our basic drive-thru banking allows members to conduct deposits, withdrawals, and other simple transactions efficiently perfect for those busy days when time is of the essence. At Polish & Slavic, we pride ourselves on being more than just a financial institution; we are a supportive partner in achieving financial wellness for all our members. Our dedicated team is here to assist you with any questions or needs you may have. Ready to experience the benefits of membership? Call us today at (847) 582-3961 or visit us at 2371 County Line Rd Algonquin Il 60102 in Algonquin, IL. We look forward to serving you!

Business Banking

If you're a business owner, Polish & Slavic is here to support your growth. Our business banking services include merchant services that simplify payment processing for your customers, as well as business loans that can provide the funding necessary to expand your operations.

Digital Banking Solutions

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking features that allow you to manage your finances from anywhere. With easy access to account information, bill payments, and fund transfers right at your fingertips, staying on top of your finances has never been easier. Our mobile payments feature also provides an additional layer of convenience for transactions on the go.

Personal Banking

Managing your finances should be simple and effective. That's why our personal banking services include checking and savings accounts that help you manage your day-to-day expenses while saving for future goals. Need a new car? Our auto loans and vehicle financing options make it easy to drive off with the vehicle you want. If you're considering buying a home, our mortgage loans and refinancing solutions are designed to help you navigate the process smoothly. For those times when unexpected expenses arise, we offer personal loans and debt consolidation options that can provide the relief you need. Plus, our credit cards come with rewards, allowing you to earn benefits while making everyday purchases.

Digital & Online Banking

Key Features

Our online banking platform allows you to view your account balances, transfer funds, and pay bills all in one place. Need to send money to a friend? Our person-to-person transfer feature makes it quick and easy. Plus, if you're always on the go, our mobile application lets you manage your finances right from your smartphone. You can even take advantage of mobile payments for added convenience when shopping.

Security You Can Trust

We take your security seriously. While we currently do not offer electronic signature authorization, rest assured that your personal information is protected with robust security measures. Our online services are designed with user-friendly features that prioritize both ease of use and safety.

Stay Organized with E-Statements

Say goodbye to paper clutter! With e-statements available at Polish & Slavic, you can easily keep track of your transactions and financial statements electronically. This not only helps you stay organized but also reduces your environmental footprint. Whether you're checking your balance or making payments, our digital banking services provide real-time account management at your fingertips. Experience the ease and flexibility of banking with us today!

Financial Strength

Commitment to Growth

With $272,608,346 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to growth is evident in our lending capacity; with $4,293 in used auto loans and $1,541,136,429 in total loans and leases, we support our members' financial goals across various sectors.

Operational Efficiency

Our operational efficiency is reflected in our $0, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 357 full-time employees and 17 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Secure Savings Opportunities

Members' savings are secured through $452,388,269 in share certificates and $13,419,870 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $274,172,796, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,055 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Trustworthy Partnership

Total Share and Deposit Accounts: 262,124, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Polish & Slavic is your trusted partner. Visit us at 2371 County Line Rd Algonquin Il 60102 or call (847) 582-3961 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We have already issued over $81,887,754 in used vehicle loans and $99,928,581 in new vehicle loans helping members get on the road with confidence. Whether you're purchasing a new or used vehicle, we ensure that our terms are favorable and accessible.

Business Financing

For business owners seeking growth opportunities, our outstanding commercial loans totaling $252,668,464 provide the capital needed to expand and thrive. We understand the unique challenges businesses face and are here to support your financial journey.

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $31,074,682. We make buying or refinancing simple with competitive rates and flexible terms tailored to your situation.

Refinancing Options

If you're considering refinancing any existing loans or need eligibility options for our products, please don't hesitate to ask! Our team is ready to help you find solutions that suit your financial needs. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Discover how our loan products can work for you by visiting us today or calling us at (847) 582-3961. Let Polish & Slavic be your partner on this financial journey!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $46,110,117 in loans helping members manage their finances effectively. These cards come with benefits designed to fit your lifestyle and provide peace of mind when making purchases.

Loan Aggregator

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