Polish & Slavic Credit Union New Britain CT | Top Auto Loans & Business Banking

Introduction

Welcome to Polish & Slavic Credit Union, your trusted financial partner since 1976! Located at 38 Broad St, New Britain, CT 06053, we proudly serve a vibrant community of over 121,826 members. Our commitment is to provide personalized banking solutions that cater to your unique needs. At Polish & Slavic, we believe in the power of community and strive to make a positive impact through our various services. With total assets exceeding $2.5 billion, we are equipped to offer a wide range of financial products including auto loans, mortgages, and personal loans. Our total deposits stand at $58,976,537, reflecting the trust our members place in us. Our dedicated team of 374 employees, led by CEO Bogdan Chmielewski and Board President Krzysztof Matyszczyk, works tirelessly to ensure that you receive exceptional service every time you visit or call. We understand that banking should be straightforward and accessible; that's why we offer online and mobile banking options for your convenience. While members can visit us at our branch, official correspondence should be sent to the same address: 38 Broad St, New Britain, CT 60553. If you have any questions or need assistance, don't hesitate to reach out at 203-913-7503. We're here to help! Join us today and experience the benefits of being part of a member-focused credit union. Explore our website at www.psfcu.com for more information on how we can assist you on your financial journey!

Branch History & Mission

Join Us

We invite you to experience the benefits of membership at Polish & Slavic Credit Union. Whether you're looking for a checking account or planning your future with a mortgage or vehicle loan, we're here to help every step of the way. Discover how our dedicated team can assist you by calling us at 203-913-7503 or visiting our website at www.psfcu.com. Join us today and become part of a community-focused credit union committed to your financial success!

Our Journey

From humble beginnings, the Polish & Slavic Credit Union was founded to meet the unique needs of Polish and Slavic communities. Over the years, we have expanded our services to cater to everyone in New Britain and beyond. Our commitment to quality service and community involvement has driven us to evolve continually. Today, we offer a range of products including personal banking services, auto loans, mortgages, and business banking solutions. As we grew, so did our dedication to making banking accessible for all. We are proud to provide convenient services such as ATM availability and online banking options that make managing your finances easier than ever. Our operating hours Tuesday through Friday from 9:00 AM to 5:00 PM and Saturday from 9:00 AM to 2:00 PM ensure that you can reach us when you need assistance.

Our Mission

At the heart of Polish & Slavic is our mission: to empower our members by providing affordable financial services while fostering community engagement. We believe that strong financial education leads to stronger communities. That's why we invest in local initiatives and partnerships designed to uplift those around us. Our branch not only focuses on meeting your financial needs but also strives to enhance the quality of life in New Britain through outreach programs and support for local events. We aim to be more than just a credit union; we want to be a reliable partner in your journey toward financial well-being. While members can visit us at 38 Broad St, official correspondence should be sent to 38 Broad St, New Britain, CT 6053 if needed.

Branch Location & Accessibility

Welcome to the Polish & Slavic Credit Union's New Britain Branch, your friendly financial partner located right at 38 Broad St, New Britain, CT 06053. We are here to make your banking experience as easy and convenient as possible. Nestled in a vibrant area, our branch is easily accessible and close to local landmarks, ensuring that you can stop by with ease. While members can visit us at 38 Broad St, official correspondence should be sent to the same address for your convenience. Our branch is designed with accessibility in mind, featuring ADA-compliant entrances and ample parking spaces to accommodate all our members. We are proud to serve you from Tuesday to Friday between 9:00 AM and 5:00 PM, and on Saturday from 9:00 AM to 2:00 PM. Whether you need assistance with personal banking, auto loans, or business services, our dedicated staff is ready to help during these hours. For those on the go, we offer ATM services right at our location, allowing you to manage your cash needs quickly and efficiently. Although we do not have drive-thru banking available, our team is always happy to assist you inside the branch. If you have any questions or need further assistance, don't hesitate to reach out! You can give us a call at 203-913-7503. We invite you to visit us soon and discover how we can help with your financial needs!

Member Eligibility

At Polish & Slavic, we believe that everyone deserves a chance to be part of a friendly and supportive community. Becoming a member is simple and welcoming! If you live, work, or worship in the area, or if you have family members who are already part of our credit union, you can easily join us. We cater to a diverse group, ensuring that our services are accessible to everyone who meets these criteria. You can find more details about eligibility on our website at http://www.psfcu.com/banking/become-a-member, where we provide all the information you need to see if you qualify. Once you're ready to take the next step, opening an account with us is just as easy! Simply visit our account opening page at https://psfcu.bd.digitals.dmattercloud.com/ or give us a call at (203) 913-7503 for assistance. We're here to help you every step of the way, so don't hesitate to reach out. Join us at Polish & Slavic located at 38 Broad St New Britain Ct 06053, and experience the numerous benefits that come with being part of our community!

Business Banking & Commercial Services

Loan Options for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $424 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $8 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $252,668,464, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Matter

In addition to loans, we offer comprehensive merchant services that simplify payment processing for local businesses. Whether you're a small café or a growing retail store, our services help you manage transactions efficiently. Picture this: a customer walks into your shop, makes a purchase using their mobile wallet, and you receive the funds instantly making your operations smoother and enhancing customer satisfaction. Join us at Polish & Slavic, located at 38 Broad St New Britain Ct 06053, and let's work together to fuel your business's success. For inquiries or to set up an appointment, call us at (203) 913-7503.

Comprehensive List Of Services

Business Banking

Running a business comes with its own set of challenges. That's why we offer specialized business banking services that include merchant services and business loans. Whether you're starting a new venture or expanding an existing one, our team is ready to assist you in finding the right financial solutions tailored for your success.

Connect With Us

We invite you to experience the exceptional services at Polish & Slavic. Feel free to reach out by calling us at (203) 913-7503 during our operating hours: Tuesday through Friday from 9:00 AM to 5:00 PM and Saturday from 9:00 AM to 2:00 PM. Our friendly staff is eager to assist you with all your financial needs! Explore more about how we can support you by visiting our website at New Britain Branch today!

Digital Convenience

At Polish & Slavic, we understand that convenience is key in today's fast-paced world. That's why we provide robust online and mobile banking features. With options like person-to-person payments, ATM access for withdrawals and balance checks, as well as cash withdrawal services available at ATMs near you, managing your finances has never been easier.

Personal Banking

Our personal banking options include checking and savings accounts that cater to all lifestyles. Imagine effortlessly managing your finances with a user-friendly online banking platform that allows you to check balances, transfer funds, and pay bills from the comfort of your home or on the go using our mobile app. For those looking to make significant purchases, our auto loans and vehicle financing are tailored just for you. Picture yourself driving away in a new car while enjoying competitive rates and flexible terms. We also offer mortgage loans and refinancing options to help you secure your dream home or lower your existing mortgage payments. If you're facing unexpected expenses or want to consolidate debt, our personal loans can provide the relief you need. Plus, our credit cards come with rewards programs that let you earn points for your everyday spending making every purchase count!

Digital & Online Banking

Key Services

One of the standout features of our online banking is its 24/7 availability. This means you can check balances, transfer money, and pay bills anytime day or night. Our mobile application further enhances your banking experience, allowing you to manage your accounts right from your smartphone. Whether you're at home or on the go, everything is just a tap away. For those who love modern payment methods, our mobile payments feature lets you make quick purchases without needing cash or cards. Plus, if you need to send money to friends or family, our person-to-person transfer option makes it simple and fast.

Security and Accessibility

Your security is our top priority. While we do not currently offer electronic signature authorization, rest assured that all transactions through our online platform are protected with the latest security measures. Additionally, we provide e-statements for your convenience; these statements are available at any time so that you can keep track of your financial activities without the clutter of paper. We know that accessibility matters. Our services are designed to be straightforward and easy to navigate, ensuring that every member can manage their finances effectively. Whether you're tech-savvy or just starting with online banking, you'll find that Polish & Slavic has the resources to support you every step of the way. In summary, our digital and online banking services at Polish & Slavic are crafted for today's busy lifestyle offering flexibility, security, and ease-of-use so you can focus on what truly matters. Visit us online at https://www.psfcu.com/ to explore all these features and more!

Financial Strength

At Polish & Slavic, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that you want to know your money is safe and that we are well-equipped to meet your financial needs. That's why we're proud to share insights into our strong financial foundation. With a net worth of $274,172,796, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,055 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $452,388,269 in share certificates and $13,419,870 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $272,608,346 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $4,293 in used auto loans and $1,541,136,429 in total loans and leases. Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 357 full-time employees and 17 part-time employees who are dedicated to serving you with knowledgeable support. Total Share Accounts at 262,124 show a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Polish & Slavic is your trusted partner. Visit us at 38 Broad St New Britain Ct 06053 or call (203) 913-7503 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.*

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $81,887,754 in used vehicle loans and $99,928,581 in new vehicle loans already helping members get on the road. We provide flexible financing options that make it easier to afford the vehicle you want.

Business Loans

For business owners, our outstanding commercial loans totaling $252,668,464 provide the capital needed to grow and expand your business. We understand the unique challenges faced by entrepreneurs and are committed to supporting your success.

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $31,074,682, making buying or refinancing simple. Our team is here to guide you through every step of the process and help you secure a mortgage that works for your budget.

Refinancing Options

If you're considering refinancing any existing loans or credit lines, we have options available that could help lower your payments or reduce your interest rate. Check with us about eligibility details tailored to your situation. At Polish & Slavic Credit Union, we aim to empower our members with financial solutions that work. For more information about our loan offerings or to discuss your specific needs further, please call us at 203-913-7503. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you take the next step toward achieving your financial goals!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $46,110,117 in loans helping members manage their finances effectively. Our credit cards come with competitive rates and rewards that allow you to earn while you spend.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. You can feel confident knowing that the options presented are credible and trustworthy. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. This means you see loan offers purely based on their merits rather than any financial incentives. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions help users make informed decisions. You will always have access to the latest information as you search for the best deals. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight the effectiveness of our platform in helping individuals achieve their financial goals. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This strict adherence to regulatory guidelines guarantees fair and transparent offers, allowing users to trust the information they receive.

Polish Slavic