Committed Team
We take pride in having 125 full-time employees and 18 part-time employees ready to serve you with knowledge and dedication. Our team is always here to assist you with whatever you need.
Focused on You
Unlike traditional banks, we focus on our members' needs. With non-member deposits at $0, we ensure that our resources are directed towards benefiting you through better loan rates, lower fees, and exclusive perks. Your loyalty is our priority.
Growing Membership Base
With total share accounts numbering 51,278, it's clear that more people trust us with their finances every day. Our growing membership reflects our commitment to providing excellent service. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Polish National is your trusted partner. Visit us at 25 E Longmeadow Rd Hampden Ma 01036 or call (413) 566-0084 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.*
Lending Support
Our capacity to support your financial goals is reflected in our lending activities. With $1,103 in used auto loans and $594,656,694 in total loans and leases, we are here to help you achieve your dreams whether it's buying a new car or financing an important project.
Member-Centric Savings
We prioritize your savings. Members' funds are secured through $142,704,545 in share certificates and $138,327,866 in money market shares, offering stable and rewarding financial growth opportunities. This means that your money is working hard for you while enjoying the peace of mind that comes from our strong backing.
Operational Efficiency
Our operational efficiency shines through with a net income of $1,169,170. This success allows us to continue offering competitive loan rates and solid financial products tailored for our members.
Reinvestment for Growth
With $87,640,931 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This commitment to reinvesting ensures that we are always improving and adapting to meet your financial needs.
Solid Financial Health
With a net worth of $100,169,302, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 14.13% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.
