Polish National Credit Union Hampden MA | Low Mortgage Rates & Quick Personal Loans

Introduction

Welcome to Polish National, your trusted credit union located at 25 E Longmeadow Rd, Hampden, MA 01036. Since our establishment in 1921, we have been dedicated to serving our community with financial solutions tailored to meet the unique needs of our members. With a total membership of 27,983 and assets exceeding $708,986,666, we are committed to fostering financial wellness for all. At Polish National, we take pride in offering a wide array of services including personal banking, auto loans, mortgages, and business banking solutions. Our goal is not just to be a place where you bank but a partner in your financial journey. We understand the importance of trust and reliability when it comes to your finances, which is why our experienced team led by CEO James Kelly and Board President Gary Ziemba is always here to support you. While members can visit us at our physical location for banking needs, official correspondence should be sent to the same address: 25 E Longmeadow Rd, Hampden, MA 01036. With over 143 employees, we ensure that help is always within reach. We also maintain strong financial health, boasting $11,813,608 in total deposits and a net worth of $100,169,302. Our commitment extends beyond numbers; we aim to make a positive impact in the community through responsible lending and accessible financial services. Feel free to give us a call at 413-566-0084 or visit our website at www.pncu.com for more information. Let Polish National be your first choice for all your banking needs!

Branch History & Mission

Welcome to Polish National, a proud part of the Hampden community since 1921. Located at 25 E Longmeadow Rd, Hampden, MA 01036, our branch has been a cornerstone for financial services and community support for over a century. With a strong commitment to helping our members thrive, we have grown alongside the people we serve, now boasting a membership of 27,983 individuals. From our humble beginnings, Polish National has evolved into a trusted financial institution with total assets amounting to $708,986,666. Our mission is simple yet impactful: to provide accessible financial services while fostering a sense of belonging and support within our community. We believe that when our members succeed, so does the entire community. Throughout the years, we have introduced various services tailored to meet the needs of our diverse membership base. Whether you're looking for checking and savings accounts, auto loans, mortgages, or business banking solutions, Polish National is here to help you achieve your financial goals. Our digital advancements ensure that you can manage your finances anytime and anywhere through online and mobile banking options. We understand that accessibility is vital. That's why we offer convenient features like ATM availability and drive-thru banking services to make your experience as smooth as possible. Our operating hours are designed with you in mind: Monday through Wednesday from 8:45 am to 4:00 pm, Thursday and Friday from 8:45 am to 5:00 pm, and Saturday from 8:45 am to 12:00 pm. While members can visit us at 25 E Longmeadow Rd, official correspondence should be sent to the same address for clarity. If you ever need assistance or want more information about our offerings, feel free to reach out at 413-566-0084. At Polish National, we're not just about banking; we're about building relationships. We actively engage in community outreach initiatives that support local causes and foster connections among residents. We value partnerships that strengthen our community ties and enhance the lives of those around us. Join us today and discover how Polish National can make a difference in your financial journey! Experience firsthand the benefits of being part of a credit union that truly cares about its members and their success. Visit our website at pncu.com for more information on becoming a member or explore what we have to offer!

Branch Location & Accessibility

Banking Hours That Fit Your Schedule

At Polish National Credit Union, we know your time is valuable. That's why we offer convenient operating hours: Monday through Wednesday from 8:45 AM to 4:00 PM, Thursday and Friday from 8:45 AM to 5:00 PM, and even Saturday mornings from 8:45 AM to 12:00 PM. Our team is here to help you during these times with friendly service tailored to your needs.

Nearby Landmarks and Accessibility

Located near local favorites, our branch is just a short drive from the bustling center of Hampden. With ample parking available right outside, visiting us is hassle-free. We also ensure that our facilities are fully accessible for everyone, with features such as ADA-compliant ramps to make your experience comfortable.

Reach Out Anytime!

Have questions or want to learn more about our services? Feel free to give us a call at 413-566-0084. We're excited to assist you! While you can visit us at our branch location, please note that any official correspondence should be sent to the same address at 25 E Longmeadow Rd, Hampden, MA. We look forward to welcoming you soon at Polish National Credit Union!

Services Offered

We're proud to provide a wide range of services designed with our members in mind. From personal checking and savings accounts to auto loans and mortgages, we have options for everyone. Need cash on the go? Our ATM is available for quick withdrawals and balance checks whenever you need it. Plus, enjoy the convenience of drive-thru banking for simple transactions without leaving your car.

Member Eligibility

At Polish National, we believe that everyone deserves the chance to belong to a community that supports their financial journey. If you're looking to join us at our welcoming branch located at 25 E Longmeadow Rd Hampden Ma 01036, you'll find it's easier than you think! Membership is open to anyone who lives, works, or attends school in our local area. We also invite family members of existing members to join. This means that when you become a member, you're not just opening an account; you're stepping into a world of personalized service and community-focused banking that truly values your needs. To kickstart your membership, simply check out the eligibility details at https://www.pncu.com/membership/ . You'll see how straightforward it is to become part of our family. Once you're ready, opening your account can be done quickly online by visiting https://secure.myvirtualbranch.com/pncu/signin.aspx?p_r=1 . If you have any questions or need assistance, don't hesitate to reach out at (413) 566-0084. We're excited to welcome you into the Polish National community!

Business Banking & Commercial Services

Merchant Services That Matter

In addition to our loan offerings, we provide comprehensive merchant services that simplify transactions for your business. Imagine being able to accept payments seamlessly, whether online or in-person, allowing you to focus on what truly matters growing your business. Our tools are designed for everyday use, making it easy for you to manage sales and customer relationships effectively. Visit us at 25 E Longmeadow Rd Hampden Ma 01036 in Hampden, MA, or give us a call at (413) 566-0084 to learn more about how we can help your business succeed!

Supporting Your Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $143 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $210 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $45,834,894, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Services

For our business members, we offer essential services such as merchant services and business loans to help fuel growth and manage daily operations. We're here to support local businesses with flexible financing options tailored specifically for their unique challenges.

Convenient Access

We know life gets busy, which is why we provide numerous ways to access your accounts and conduct transactions easily. Our drive-thru service allows for quick deposits and withdrawals without leaving your car. If you prefer using an ATM, we have machines available for cash withdrawals and balance checks.

Credit Cards and Rewards

Who doesn't love earning rewards? Our credit cards come with attractive rewards programs that give you something back every time you use them. Whether it's cash back on groceries or travel points for your next vacation, we've got a card that fits your spending habits.

Get Started Today!

If you're ready to explore how Polish National can assist you with all your financial needs, don't hesitate to reach out! Call us at 413-566-0084 or visit us in person at our Hampden branch. You can also check out our website at pncu.com for more information about opening an account or becoming a member. Join us today at Polish National your trusted partner in financial success!

Personal Banking Solutions

Our personal banking services are crafted with your everyday needs in mind. You can open checking and savings accounts that fit your lifestyle. Imagine being able to manage your finances seamlessly through our online and mobile banking platforms. With just a few taps on your phone or clicks on your computer, you can check balances, transfer funds, and pay bills without ever leaving home. When it comes to financing big purchases like a new car or home, our auto loans and vehicle financing options make it easy to get behind the wheel. We also offer mortgage loans and refinancing solutions to help you secure the best rates available. If you're facing financial hurdles, our personal loans and debt consolidation services can provide relief by simplifying payments into one manageable amount.

Digital & Online Banking

Key Features

Our services include e-statements for those who prefer to go paperless. This not only helps the environment but also makes it easier to keep track of your transactions and balances. If you're on the go, take advantage of our mobile payments feature, which allows you to make secure purchases directly from your phone. Need to send money quickly? With our person-to-person transfer option, sharing funds with friends or family is simple and instant. Plus, we provide electronic signature authorization for an added layer of convenience allowing you to complete necessary paperwork without the hassle of printing and mailing documents.

Security You Can Trust

At Polish National, your security is our top priority. Our online banking services are designed with state-of-the-art security measures to keep your personal information safe while providing a smooth banking experience. Join us today at Polish National and discover how our digital and online banking solutions can simplify your financial life!

Financial Strength

Committed Team

We take pride in having 125 full-time employees and 18 part-time employees ready to serve you with knowledge and dedication. Our team is always here to assist you with whatever you need.

Focused on You

Unlike traditional banks, we focus on our members' needs. With non-member deposits at $0, we ensure that our resources are directed towards benefiting you through better loan rates, lower fees, and exclusive perks. Your loyalty is our priority.

Growing Membership Base

With total share accounts numbering 51,278, it's clear that more people trust us with their finances every day. Our growing membership reflects our commitment to providing excellent service. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Polish National is your trusted partner. Visit us at 25 E Longmeadow Rd Hampden Ma 01036 or call (413) 566-0084 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.*

Lending Support

Our capacity to support your financial goals is reflected in our lending activities. With $1,103 in used auto loans and $594,656,694 in total loans and leases, we are here to help you achieve your dreams whether it's buying a new car or financing an important project.

Member-Centric Savings

We prioritize your savings. Members' funds are secured through $142,704,545 in share certificates and $138,327,866 in money market shares, offering stable and rewarding financial growth opportunities. This means that your money is working hard for you while enjoying the peace of mind that comes from our strong backing.

Operational Efficiency

Our operational efficiency shines through with a net income of $2,102,882. This success allows us to continue offering competitive loan rates and solid financial products tailored for our members.

Reinvestment for Growth

With $87,640,931 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This commitment to reinvesting ensures that we are always improving and adapting to meet your financial needs.

Solid Financial Health

With a net worth of $100,169,302, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,413 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $11,550,685 in used vehicle loans and $5,067,969 in new vehicle loans already helping members get on the road. Whether you're interested in financing a new or used vehicle, our team is ready to assist you with flexible terms and competitive interest rates.

Credit Lines and Business Loans

For those seeking additional financial flexibility or business funding, our total credit lines amount to $196,697,847, providing ample resources for various personal and commercial needs. For business owners specifically, our outstanding commercial loans totaling $45,834,894 deliver the capital necessary for growth and expansion. If you are considering refinancing any existing loans or exploring eligibility options for our products, please reach out. We're committed to finding solutions that work best for you. For more information about our loan offerings or to discuss your unique situation further, feel free to contact us at 413-566-0084 or visit us at 25 E Longmeadow Rd Hampden MA 01036. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Your financial journey matters to us let's take it together!

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $54,224,358. Our dedicated staff can guide you through the process and help you find the right mortgage solution for your situation.

Unsecured Credit Cards

We also offer flexible terms on unsecured credit card loans, with a total of $101,786 in loans helping members manage their finances effectively. These credit cards provide an easy way to handle everyday expenses while allowing you to build your credit score.

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POLISH NATIONAL CREDIT UNION - Hampden, MA