Policemen's Credit Union South Bend IN | Best Auto Loans & Business Banking

Introduction

At Policemen's Federal Credit Union, we believe that financial services should be as trustworthy and reliable as the community they serve. Located at 1130 S Main St, South Bend, IN 46601, our credit union has been a cornerstone of support for our members since 1967. With a total membership of 4,411 and assets reaching an impressive $84,545,242, we are dedicated to providing personalized financial solutions that truly make a difference. While members can visit us at our branch for all their banking needs, official correspondence should be sent to 1130 S Main St, South Bend, IN 46601-3338. Our commitment to you is reflected not just in numbers but in the relationships we build with each member. Under the guidance of our CEO, Beth Berry, and Board President, Ronald Wilson, we strive to create an environment where every member feels valued and heard. In addition to offering competitive rates on loans and deposits, including over 2,935 active loans and $1,949,200 in deposits, we focus on community engagement and support. Our team of 12 employees works diligently to ensure you have access to essential services like checking and savings accounts, auto loans, personal loans, and business banking solutions. We invite you to discover how Policemen's Federal Credit Union can help you achieve your financial goals. Whether you're looking for personal banking options or need assistance with business finances, we're here for you. Call us today at 574-234-1524 or explore more about our services on our website: policemensfcu.org. Join us in building a stronger financial future together!

Branch History & Mission

Commitment to Innovation

We understand that convenience is key in today's fast-paced world. That's why we've embraced digital advancements that make banking easier than ever. Our members enjoy access to online banking, mobile applications for managing accounts on-the-go, and e-statements for hassle-free record-keeping. With an ATM available on-site and drive-thru banking until 5:30 PM on weekdays, we're here to serve you when you need us.

Community Focus

Our dedication goes beyond just providing financial services. We take pride in being active participants in the South Bend community by supporting local initiatives and events that uplift those around us. We believe that as our members thrive, so does our community.

Join Us

As we look toward the future, we invite you to become part of our family at Policemen's Federal Credit Union. Experience firsthand how we can help you achieve your financial goals while also making a positive impact in your community. Visit us or call 574-234-1524 today! Together, let's build a brighter future for all.

Our Journey

From humble beginnings, Policemen's has continually evolved to meet the needs of our members and their families. As we expanded our services and membership base, we remained committed to our founding mission: providing affordable financial services while fostering a spirit of community support. Today, with total assets exceeding $84,545,242, we offer a variety of personal and business banking services tailored to empower individuals in their financial journeys.

Our Mission

At Policemen's Federal Credit Union, our mission is clear: we strive to enhance the financial well-being of our members by offering quality products and exceptional service. We believe in building lasting relationships rooted in trust and integrity. Our commitment extends beyond financial transactions; we actively engage with the community through outreach programs and partnerships that promote social responsibility. While members can visit us at 1130 S Main St, official correspondence should be sent to 1130 S Main St, South Bend, IN 46601-3338 if different from the branch address.

Branch Location & Accessibility

Accessibility and Features

At Policemen's, we prioritize your convenience. Our branch features ample parking spaces, ensuring that you can easily access our services without any hassle. We are committed to accessibility for all members; our facilities comply with ADA standards, providing ramps and other accommodations so everyone can visit us comfortably.

Contact Us

We invite you to come visit us at Policemen's Federal Credit Union! If you have any questions or need assistance before stopping by, don't hesitate to call us at 574-234-1524. Our friendly team is eager to assist you in achieving your financial goals!

Operating Hours

We know your time is valuable, which is why our lobby is open Monday through Friday from 9:00 AM to 5:00 PM. If you need a little extra time for those last-minute transactions, our drive-thru service remains available until 5:30 PM. It's all part of our effort to make banking easier for you!

Services Offered

As a member of Policemen's Federal Credit Union, you'll enjoy a wide range of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we have something for everyone. Need cash? Our ATM is readily available for withdrawals and balance checks. Plus, if you prefer the convenience of online or mobile banking, we offer those options too! While members can visit us at 1130 S Main St for all their banking needs, please note that official correspondence should be sent to the same address.

Member Eligibility

Welcome to the community at Policemen's! Becoming a member is an exciting step that opens the door to a world of financial benefits. If you live, work, or worship in St. Joseph County, or if you're related to someone who does, you're likely eligible for membership. This means you can enjoy personalized services and competitive rates designed with your needs in mind. To learn more about specific eligibility criteria, feel free to visit our website at https://policemensfcu.org/membership/. Joining is easy! Simply reach out to us at (574) 234-1524, and our friendly staff will guide you through the account opening process. You can also visit us at our branch located at 1130 S Main St South Bend In 46601. We look forward to welcoming you into our family at Policemen's, where you'll find support and resources tailored just for you!

Business Banking & Commercial Services

Merchant Services That Make a Difference

In addition to loans, we offer merchant services that simplify payment processing. Imagine being able to accept payments easily from customers using credit cards or mobile wallets. This convenience not only enhances customer satisfaction but also helps streamline your operations. At Policemen's, we're here to equip you with the tools needed to thrive in today's competitive market. Located at 1130 S Main St South Bend In 46601 in South Bend, IN, we're just a call away at (574) 234-1524. Let's work together to build a brighter future for your business!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking

For our business members, we understand that managing finances is crucial for success. That's why we provide merchant services and business loans tailored to help your business thrive. You can focus on growing your business while we take care of the banking side.

Credit Cards

Our credit cards come with rewards that can enhance your spending power. Whether it's cashback on everyday purchases or points for travel, our cards are designed to benefit you while making each transaction rewarding.

Digital Banking Services

In today's fast-paced world, convenience is key. Our online and mobile banking services allow you to manage your accounts anytime, anywhere. You can check balances, transfer funds, and pay bills all from the comfort of your home or on the go. Plus, with ATM access available for cash withdrawals and balance checks, you'll always have access to your funds when you need them.

Drive-Thru & ATM Services

We also offer basic drive-thru banking services for deposits and withdrawals, making quick transactions easier than ever. If you're out and about and need cash or want to check your balance quickly, our ATMs are here for you. At Policemen's, our commitment goes beyond just offering services; we're here to build lasting relationships with our members. We invite you to visit us or give us a call at (574) 234-1524 to learn more about how we can support your financial goals. Join us at Policemens Federal Credit Union today!

Loans and Financing

If you're considering a new vehicle, our auto loans provide competitive rates and flexible terms to fit your budget. Picture yourself driving off in that dream car with financing that works for you. For those looking to buy a home, our mortgage loans and refinancing options make homeownership attainable. Additionally, we offer personal loans for debt consolidation or unexpected expenses, ensuring that you can tackle life's challenges head-on.

Personal Banking

When it comes to personal banking, we offer checking and savings accounts that help you manage your money effectively. Imagine having the flexibility to access your funds easily while earning interest on your savings. Our accounts are designed with your needs in mind, allowing you to focus on what matters most.

Digital & Online Banking

Accessibility and Ease of Use

At Policemen's, we're committed to providing tools that make banking straightforward for everyone. With our online banking features, you'll have real-time access to your account details, making it easier than ever to keep track of your finances. From checking balances to scheduling payments, everything is designed with your busy lifestyle in mind. Explore all these features today by visiting us at https://policemensfcu.org/! Your financial journey is important, and we're here to help every step of the way.

Key Features

Our user-friendly mobile application makes it simple to stay connected with your accounts. You can download it easily and enjoy features like person-to-person transfers, allowing you to send money to friends or family quickly and securely. Plus, if you prefer to go paperless, we provide e-statements so you can view your account statements online whenever you need them. While we don't currently offer mobile payments, our platform is built with security in mind. You can trust that your information is protected while enjoying the convenience of electronic banking. Although we don't support electronic signature authorization, our system remains user-friendly, ensuring that you can complete transactions without hassle.

Financial Strength

A Growing Member Base

Total Share Accounts: 9,034, show a strong and growing member base that trusts us with their finances. This reflects not only our reliability but also the community support we cherish. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Policemen's is your trusted partner. Visit us at 1130 S Main St South Bend IN 46601 or call 574-234-1524 to learn more about how we can help you achieve your financial goals.

Committed Team to Serve You

We take pride in having 10 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Our staff is dedicated to providing exceptional service tailored to your unique needs.

Our Solid Financial Foundation

With a net worth of $13,447,830, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 15.90% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Robust Lending Capacity

Our lending capacity supports members' financial goals across various sectors with $8,870 in used auto loans and a total of $31,805,417 in loans and leases. Whether you're looking for an auto loan or other financing options, we have the resources to help you succeed.

Secure Savings for Members

Members' savings are secured through $17,555,792 in share certificates and $1,336,036 in money market shares, offering stable and rewarding financial growth opportunities. This focus on securing your funds reflects our commitment to prioritizing your interests over traditional banking practices.

Strong Earnings Reinvestment

With $11,376,239 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. This ensures that we continuously improve our offerings while keeping your financial goals in mind.

Loan Offering

Diverse Loan Products

With over 2935 loans issued, we've helped thousands of members achieve their financial goals. Our offerings include competitive auto loans, mortgage options, and unsecured credit cards. If you're in the market for a car, our auto loans are designed to provide you with some of the lowest rates in the industry. We've already issued $14,603,855 in used vehicle loans and $6,238,477 in new vehicle loans, making it easier for our members to get on the road without breaking the bank. Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $2,760,810, making buying or refinancing straightforward. We offer refinancing options to help you adjust your loan terms as needed. For those looking for flexibility in managing expenses, we also provide unsecured credit card loans. With a total of $1,513,970 in unsecured credit card loans helping members navigate their financial responsibilities effectively, you can enjoy peace of mind knowing that you have support when you need it most. Additionally, if you're a business owner seeking growth opportunities, our outstanding commercial loans totaling $0 may become available as we expand our services.

Why Choose Us?

Our friendly team at Policemen's is committed to guiding you through each step of the loan process. With exceptional service and personalized attention, we ensure that you feel supported while making important financial decisions. For more information about eligibility or to start an application today, don't hesitate to reach out! You can contact us at 574-234-1524 or visit us at 1130 S Main St South Bend IN 46601. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results. Let us help you find the right loan solution tailored just for you!

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