Policemen's Credit Union Mishawaka IN | Reliable ATM Services Only

Introduction

At Policemen's, we pride ourselves on being more than just a financial institution; we're a trusted partner in the Mishawaka community. Since our establishment in 1967, we've dedicated ourselves to serving our members with integrity and care. Our branch, located at 1816 N Main St, Mishawaka, IN 46545, has become a cornerstone for many families and individuals looking to achieve their financial goals. With over 4,400 members and assets totaling $84,545,242, we understand the importance of personal relationships in banking. Under the leadership of our CEO, Beth Berry, and Board President, Ronald Wilson, we strive to provide not only excellent service but also innovative financial solutions tailored to your needs. At Policemen's, we offer a range of services designed to support you from loans that help you buy your dream car or home to deposit accounts that keep your money safe and accessible. With total deposits reaching $1,949,200 and a net worth of $13,447,830, we are financially strong and ready to assist you. While members can visit us at our branch location, official correspondence should be sent to the same address: 1816 N Main St, Mishawaka, IN 46545. If you have questions or need assistance, don't hesitate to call us at 574-255-3193 during our convenient hours: Monday through Friday from 9:00 AM to 5:00 PM and Saturday from 9:00 AM to 12:00 PM. Join us as we continue building a better community together. Explore what Policemen's can do for you by visiting our website at policemensfcu.org. Your journey toward financial well-being starts here!

Branch History & Mission

Community Commitment

Policemen's is deeply rooted in community engagement. We actively partner with local organizations and participate in outreach programs aimed at enhancing financial literacy and supporting those in need within Mishawaka and surrounding areas. Our efforts reflect a commitment not only to banking but also to fostering a thriving community where everyone can succeed. As we look toward the future, we invite you to join us on this journey. Experience firsthand the benefits of membership at Policemen's Credit Union. Together, we can achieve greater financial wellness while strengthening our community ties. For any inquiries or assistance, feel free to reach out at (574) 255-3193 we're here for you!

Our Journey

Our journey began more than half a century ago when a small group of dedicated individuals sought to create a financial institution that prioritized the needs of its members above all else. From our original location, we have expanded our services and outreach efforts to ensure that every member has access to reliable financial products and personalized support. Today, you can find us at 1816 N Main St, Mishawaka, IN 46545, conveniently located near local landmarks that make it easy for our community to visit us. Over the years, Policemen's has achieved many milestones. We've embraced modern technology by introducing online banking and mobile applications to ensure that managing finances is simple and efficient for everyone. Our commitment to accessibility includes being ADA compliant, ensuring that all members can utilize our services comfortably.

Our Mission

At the heart of Policemen's mission is the desire to empower our members through comprehensive financial education and tailored services. We are not just about transactions; we strive to build lasting relationships with each person who walks through our doors. Our aim is to provide not only banking solutions but also community support initiatives that uplift those around us. While you can visit us at 1816 N Main St, any official correspondence should be sent to the same address since it's also our mailing address. Our operating hours are designed with your convenience in mind: Monday through Friday from 9:00 AM to 5:00 PM and Saturday from 9:00 AM to 12:00 PM.

Branch Location & Accessibility

Call to Action

We invite you to come by Policemen's and discover how we can help you achieve your financial dreams. Whether you're a long-time member or considering joining us, our team is eager to welcome you! For any inquiries or more information about membership, visit us online at policemensfcu.org or call today!

Nearby Landmarks and Accessibility

Just a stone's throw away from popular destinations like the Mishawaka Riverwalk and the local shopping areas, we are proud to serve our community with accessible banking solutions. We prioritize your convenience; our branch features ADA-compliant access points and ample parking to ensure everyone can visit us without hassle.

Operating Hours

At Policemen's, we understand the importance of flexibility. Our doors are open Monday through Friday from 9:00 AM to 5:00 PM, and on Saturdays from 9:00 AM to 12:00 PM. Whether you need assistance with loans or just want to ask questions about your account, our friendly staff is here to help during these hours.

Services Offered

While we currently don't offer ATM services or drive-thru banking, our dedicated team is ready to assist you in-person with various services tailored to meet your financial goals. If you're looking for personalized advice or support with your accounts, feel free to stop by or give us a call at 574-255-3193.

Member Eligibility

At Policemen's, we believe that becoming a member means joining a welcoming community where your financial well-being is our top priority. If you live or work in St. Joseph County, or if you're a family member of an existing member, you're already eligible to join us! We value each of our members and strive to provide personalized services that meet your unique needs. By becoming part of Policemen's, you'll gain access to a variety of financial products and services designed to help you thrive. Getting started is easy! To learn more about the specific eligibility criteria and ensure you meet all requirements, check out our detailed information at this link. If you have any questions or want to chat about membership options, feel free to give us a call at (574) 255-3193. We're excited to welcome you to the Policemen's family!

Business Banking & Commercial Services

At Policemen's, we understand that every business has unique needs and aspirations. Whether you're looking to launch a new venture or expand an existing one, the right financing can make all the difference. Our commercial loan options are designed to support your journey, providing you with the capital necessary to grow and thrive. Imagine having access to tailored solutions that fit your business model perfectly. We provide member commercial loans to help our members reach their goals. Although currently, we have not issued any member commercial loans, our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. In addition to loans, we offer merchant services that help streamline your payment processes. For instance, consider how fast and efficient transactions can elevate customer satisfaction. Imagine a busy Saturday at your store; with our merchant services, you can process payments quickly and keep lines moving smoothly. At Policemen's, located at 1816 N Main St Mishawaka In 46545 in Mishawaka, IN, we are dedicated to being your partner in success. If you're ready to explore how we can assist you in achieving your business goals, contact us today at (574) 255-3193!

Comprehensive List Of Services

A Variety of Services for Every Need

Whether you're looking to manage your daily finances or plan for the future, Policemen's has you covered. Our offerings include convenient ATM services that make accessing your money simple and straightforward. Imagine being out and about, needing cash for a quick purchase, and knowing you can easily find an ATM nearby as part of our service. In today's fast-paced world, convenience is key. That's why we also emphasize our digital banking features. With online banking, you can check your account balance, transfer funds, and pay bills from the comfort of your home or on the go. This flexibility allows you to manage your finances according to your schedule. Our commitment to serving you extends beyond just transactions. If you're considering taking out a loan or need assistance with budgeting, our knowledgeable staff is here to help guide you through the process and answer any questions you may have. We understand that every member's situation is unique, which is why we take the time to understand your individual needs.

Supporting Your Financial Goals

At Policemen's, we know that financial well-being means more than just having access to services; it's about building a relationship with our members. Our friendly team is always ready to assist you, whether it's helping you navigate through various options or providing insights on how to achieve your financial goals. We invite you to visit us during our operating hours: Monday through Friday from 9:00 AM to 5:00 PM and Saturday from 9:00 AM to 12:00 PM. If you have any questions or need further information about our services, feel free to reach out at (574) 255-3193. Join us at Tlcu Financial today and experience firsthand how we can support your financial journey!

Digital & Online Banking

Convenience and Security

Security is a top priority at Policemen's. While we currently do not offer electronic signature authorization, we ensure that your transactions are safe and secure every step of the way. Plus, with e-statements available, you can easily keep track of your financial activity without cluttering your mailbox. Even though mobile payments are not available yet, our focus remains on providing user-friendly services that meet your needs now and in the future. We're committed to ensuring that accessing your accounts is straightforward and convenient. With Policemen's digital banking options, you're always connected to your finances in a way that works for you. Join us today and experience the benefits of modern banking tailored just for you!

Key Features

With our online banking services, you can enjoy real-time account management right from your smartphone or computer. You can check your balances, transfer money, and pay bills all without stepping into a branch. Need to send money to a friend? Our person-to-person transfer feature makes it simple and fast. For those who prefer using an app, we're excited to share that we have a mobile application available for download. This means you can access all your banking needs wherever you are, making it easier than ever to stay on top of your finances.

Financial Strength

Committed Team

We also take pride in having 10 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. This dedicated workforce is here to make your banking experience smooth and enjoyable.

Growing Member Base

Total Share Accounts stand at 9,034, showcasing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Policemen's is your trusted partner. Visit us at 1816 N Main St Mishawaka IN 46545 or call 574-255-3193 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.*

Investing Back into the Community

With $11,376,239 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. This means more resources to help you reach your financial goals.

Member Savings Secured

We prioritize your savings by securing them through $17,555,792 in share certificates and $1,336,036 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we focus our resources on benefiting you through better loan rates and exclusive perks.

Our Financial Health

With a net worth of $13,447,830, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1590 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Supporting Your Borrowing Needs

Our lending capacity supports members' financial objectives with $8,870 in used auto loans and a total of $31,805,417 in loans and leases available. Whether you're looking for an auto loan or other financing options, we're here to assist you every step of the way.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $14,603,855 in used vehicle loans and $6,238,477 in new vehicle loans already helping members get on the road. We provide financing options for both new and used vehicles, ensuring you find the right fit for your budget.

Credit Lines

Need extra flexibility? Our total credit lines amount to $3,650,000, providing members with access to additional funds when needed. This option allows you to borrow only what you need while having peace of mind knowing that funds are available for unexpected expenses. If you're interested in exploring refinancing options or checking your eligibility for any of our loan products, please feel free to reach out. You can contact us at 574-255-3193 during our lobby hours: Monday-Friday from 9:00 AM to 5:00 PM and Saturday from 9:00 AM to 12:00 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. At Policemen's, we are committed to providing transparent and supportive lending solutions tailored just for you!

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $2,760,810, making buying or refinancing simple. We are here to guide you through the process and provide competitive rates that fit your financial plan.

Unsecured Credit Card Loans

Managing day-to-day expenses can be challenging. That's why we also offer flexible terms on unsecured credit card loans, with a total of $1,513,970 in loans helping members manage their finances effectively. Our credit cards come with features designed to support your spending habits without overwhelming interest rates.

Loan Aggregator

Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This sourcing method ensures that users receive fair and transparent offers, reflecting the current market conditions.

Key Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency in every comparison. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Users can access up-to-date loan rates from multiple institutions, helping them make informed decisions quickly. Thousands of users trust LendMesh for their loan comparisons. One satisfied member shared their experience: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" If you're ready to find the best loan rates tailored to your needs, compare real-time loan offers today at LendMesh. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

POLICEMEN'S FEDERAL CREDIT UNION