Police & Fire Credit Union Springfield PA | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to Police & Fire, your trusted community credit union located in the heart of Springfield at the Springfield Square North Shopping Center, Springfield, PA 19064. Since our establishment in 1938, we have proudly served over 451,692 members, helping them achieve their financial goals with personalized service and commitment. At Police & Fire, we understand that banking is about more than just numbers; it's about building relationships and supporting our members' dreams. With total assets exceeding $9.28 billion, total deposits of $3.05 billion, and a robust net worth of $1.58 billion, we stand strong as a reliable partner in your financial journey. Our team is dedicated to providing you with exceptional services such as personal banking, auto loans, mortgage options, and business financing. Led by our CEO, James Duke, and Board President Anthony La Rosa, our experienced staff of 842 employees is here to ensure you receive the highest quality service. Whether you're visiting us at our branch or exploring our online services at pffcu.org, we are committed to making your banking experience convenient and rewarding. While members can visit us at our Springfield location, official correspondence should be sent to the same address for all mailing needs. If you have any questions or need assistance, don't hesitate to reach out at (610) 605-2801. Join us today and see how Police & Fire can help you thrive financially!

Branch History & Mission

Welcome to the vibrant community of Police & Fire, where our mission has always been rooted in service and support for our members. Established in 1938, our Springfield Branch has grown alongside the community, driven by a commitment to provide exceptional financial services while fostering a spirit of cooperation and mutual aid. Located at Springfield Square North Shopping Center, Springfield, PA 19064, our branch has become a trusted partner for countless families and individuals. We invite you to visit us during our operating hours: Monday to Friday from 8:30 AM to 6:00 PM and Saturday from 8:30 AM to 4:00 PM. While you can reach us at this address, if you need to send official correspondence, please use our mailing address: Springfield Square North Shopping Center, Springfield, PA 19064. Our journey began with a handful of dedicated members who believed in the power of financial cooperation. Over the decades, we have expanded our services and now proudly serve over 451,000 members with total assets amounting to an impressive $9.29 billion. This growth reflects not just our dedication but also the trust placed in us by the community we serve. At Police & Fire, we aim to empower our members through a wide range of services including personal banking options like checking and savings accounts, auto loans, mortgage financing, personal loans, credit cards with rewards, and business banking solutions. We understand that financial needs vary widely; that's why we also offer online and mobile banking to ensure convenience at your fingertips. Our mission goes beyond banking; it's about building relationships within our community. We actively engage in outreach efforts and partnerships that benefit local organizations and initiatives. By investing in our community's well-being, we hope to create lasting impacts that go far beyond just financial transactions. As part of our commitment to accessibility, we are proud to offer ATM availability at our branch. Unfortunately, we do not have drive-thru banking or shared service centers at this location; however, our dedicated staff is always ready to assist you inside the branch. We invite anyone looking for reliable financial services to join us at Police & Fire. Experience firsthand how we prioritize your needs while supporting the community around us. Visit us today or give us a call at 610-605-2801 let's start building your financial future together!

Branch Location & Accessibility

Accessibility Features

At our branch, we prioritize accessibility for all members. You'll find ample parking available, including designated spaces for those with disabilities. Our facility is fully ADA compliant, featuring ramps and accessible entryways to ensure everyone can easily visit us.

Get in Touch

Have questions or need assistance? Don't hesitate to reach out! You can call us at 610-605-2801. Our friendly staff is ready to help you with any inquiries or to assist you in-person at our branch. We invite you to visit us soon at the Police & Fire branch in Springfield Square! Your financial journey starts here.

Operating Hours

We understand that life can get busy. That's why our lobby is open Monday through Friday from 8:30 AM to 6:00 PM and on Saturdays from 8:30 AM to 4:00 PM. Whether you need to stop by during lunch or after work, we're here when you need us.

Services Offered

The Police & Fire branch offers a wide range of services designed to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and mortgages, we have you covered. We also provide convenient online and mobile banking services so you can manage your finances anytime, anywhere. If you're looking for cash on the go, our ATM is available for withdrawals and balance checks.

Member Eligibility

At Police & Fire, we're excited to welcome you into our community! Becoming a member is straightforward and open to many. If you live, work, or worship in the areas we serve, you're likely eligible to join us. We believe in supporting our members with personalized financial services designed just for you. Joining Police & Fire means more than just banking; it's about becoming part of a family that genuinely cares about your financial well-being. For detailed eligibility requirements, feel free to check out our website at . Once you're ready to take the next step, opening an account is easy and convenient just visit us at for all the information you'll need. If you have any questions or want to learn more, don't hesitate to give us a call at (610) 605-2801. We can't wait to help you get started on your journey with us!

Business Banking & Commercial Services

Merchant Services

In today's fast-paced world, having efficient payment solutions is key. Our merchant services simplify transactions, allowing you to focus on what matters most running your business. Imagine processing payments seamlessly while providing customers with various options. With us at your side, you can enhance customer satisfaction and streamline operations. Join us at Police & Fire located at Springfield Square North Shopping Center Springfield Pa 19064, Springfield, PA, and let us help you take your business to the next level!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Services

For entrepreneurs and business owners, we provide specialized services through our business banking offerings. From merchant services that simplify transactions to business loans tailored for growth, we're invested in helping your business thrive.

Convenient Digital Banking

In today's fast-paced world, convenience is key. Our online and mobile banking platforms ensure that you can manage your finances anytime, anywhere. With features like mobile payments and person-to-person transfers, accessing your funds has never been easier. And with an ATM conveniently located near us, withdrawing cash is just a few taps away.

Credit Options and Debt Management

If you need extra funds for personal projects or unexpected expenses, our personal loans and debt consolidation services can help streamline your finances. Plus, we offer credit cards with rewards, allowing you to earn while you spend perfect for those who love to travel or enjoy dining out!

Get Started Today!

We invite you to explore all that Police & Fire has to offer. Our friendly team is ready to assist you with any questions about our services or help you get started on your financial goals. Feel free to give us a call at (610) 605-2801, or visit us during lobby hours from Monday to Friday, 8:30 AM - 6:00 PM and Saturday from 8:30 AM - 4:00 PM. Join us at Police & Fire, where your financial success is our priority!

Personal Banking Solutions

Our personal banking services are designed with you in mind. We offer checking and savings accounts that cater to everyday banking needs. Whether you're managing day-to-day expenses or saving for future goals, our accounts provide easy access and competitive rates. Thinking about getting a new car? Our auto loans and vehicle financing options make purchasing your dream vehicle easier than ever. You can find flexible terms that fit your budget and lifestyle. And if you're considering homeownership or refinancing, our mortgage loans are crafted to guide you through every step of the process. We understand that buying a home is a significant investment, so we're dedicated to making it a smooth experience.

Digital & Online Banking

Key Services

Our online banking services allow you to manage your finances in real-time. You can check your balances, view transaction history, and transfer funds with just a few clicks. Plus, for those who are always on the go, our mobile application provides all the features of online banking right at your fingertips. Whether you're paying bills or making person-to-person transfers, you can do it all smoothly and securely.

Mobile Payments & More

Want to pay friends or family quickly? Our mobile payments feature makes it easy to send money directly from your phone. All of these features come together to create a user-friendly experience that empowers you to take charge of your financial life. With 24/7 online banking services at Police & Fire, managing your money has never been easier or more secure. Explore all that we have to offer by visiting us today!

Security & Accessibility

Your security is our top priority. We provide electronic signature authorization, so you can sign documents safely without needing to visit the branch. Additionally, we offer e-statements to help you keep track of your finances while reducing paper clutter. This way, you can access your statements whenever you need them without waiting for the mail.

Financial Strength

A Solid Financial Foundation

With a net worth of $1,577,581,329, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,697 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Committed Team Ready to Serve You

Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 809 full-time employees and 33 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Growing Together

Our commitment to serving you is evident as we manage $42,280,435 available for lending and investments. Furthermore, we proudly support a robust member base with 1,384,543, showing that more people trust us with their finances every day. In conclusion, our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Police & Fire is your trusted partner. Visit us at Springfield Square North Shopping Center Springfield Pa 19064 or call (610) 605-2801 to learn more about how we can help you achieve your financial goals.

Investing in Our Members' Future

With $1,567,776,621 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This commitment allows us to provide various lending opportunities with $62,704 in used auto loans and $6,045,611,073 in total loans and leases. We aim to support our members' financial goals across diverse sectors.

Secure Savings for Members

Members' savings are secured through $635,712,523 in share certificates and $4,522,513,924 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,065,303,826 in used vehicle loans and $654,488,604 in new vehicle loans already helping members get on the road. We provide financing for both new and used vehicles, ensuring that you can find a solution that fits your budget. Plus, our refinancing options make it easy for you to lower your monthly payments if needed.

Credit Lines

For those who need ongoing access to funds, our credit lines total $2,463,739,739 and are structured to give you peace of mind when unexpected expenses arise. You only pay interest on what you use, making it a practical choice for managing cash flow. For more information about our loan products or to discuss your specific needs, don't hesitate to reach out at (610) 605-2801. Our friendly team is here to assist you during our operating hours: Monday through Friday from 8:30 AM to 6:00 PM and Saturday from 8:30 AM to 4:00 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Choose Police & Fire as your trusted partner for all your lending needs!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $1,082,615,806, make buying or refinancing simple. We guide you through the process with clear information and support, so you can feel confident making such an important decision.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $291,884,842 in loans helping members manage their finances effectively. These cards come with rewards programs and no hidden fees, allowing you to spend wisely while earning benefits along the way.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions help users identify the best options available. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This kind of feedback underscores LendMesh's commitment to providing reliable information that empowers consumers. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that users receive fair and transparent offers. Each loan listing is updated regularly to reflect current rates, allowing users to make informed decisions without guesswork.

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