Police Credit Union Washington DC | Affordable Auto Loans & Business Banking

Introduction

Welcome to Police Credit Union, a trusted financial partner serving the community since 1935. Located at 4665 Blue Plains Dr SW, Washington, DC 20032, we are proud to offer a range of services designed to meet your personal and business banking needs. With over 13,858 members and total assets amounting to an impressive $172,447,655, our commitment to providing exceptional value and support remains unwavering. At Police Credit Union, we believe in empowering our members through tailored financial solutions. Our offerings include checking and savings accounts, auto loans, mortgage financing, and credit cards with rewards. With total deposits reaching $282,000, we ensure that your funds are safe while providing access to various financial products that can help you achieve your goals. Under the leadership of CEO Tim Doyle and Board President Danny Gregg, our dedicated team of 40 employees is here to serve you. We understand that every member's journey is unique, which is why we take pride in fostering a welcoming atmosphere where you can discuss your financial needs openly. While members can visit us at our branch location for in-person assistance, official correspondence should be sent to our mailing address: 9100 Presidential Parkway, Upper Marlboro, MD 20772. With a net worth of $24,630,600 and cash readily available at $1,264,784, Police Credit Union stands strong as a reliable institution ready to support its members. Whether you're looking for loans or simply want a safe place for your savings, we're here for you every step of the way. We invite you to explore our services further on our website at http://www.policefcu.com . Feel free to call us at 301-817-1223 for any inquiries or assistance you may need. Join us today and experience the difference of being part of a community-focused credit union!

Branch History & Mission

Welcome to Police, a cornerstone of the community in Washington, DC. Established in 1935, our branch has been dedicated to serving members with care and commitment for nearly a century. With a rich history rooted in support and growth, we have evolved into a trusted financial partner for our members, fostering lasting relationships built on trust and integrity. Located at 4665 Blue Plains Dr Sw Washington Dc 20032, we are conveniently situated near local landmarks that make us easily accessible. Our branch embodies the spirit of community, focusing not only on financial services but also on uplifting those around us. Over the years, we have proudly grown to serve over 13,858 members, managing assets totaling $172,447,655. This growth reflects our unwavering dedication to helping individuals achieve their financial goals. At the heart of our mission is a simple yet powerful statement: we strive to empower our members through personalized financial solutions and community support. We understand that every member's journey is unique, which is why we offer a wide range of services from personal banking and auto loans to business banking solutions tailored to your needs. We believe that when our members thrive, so does the entire community. While you can visit us at 4665 Blue Plains Dr Sw Washington Dc 20032, official correspondence should be directed to our mailing address at 9100 Presidential Parkwat, Upper Marlboro, MD 20772 if it differs from our physical location. We pride ourselves on being accessible not just in person, but through modern conveniences as well. Our online banking and mobile application allow you to manage your finances effortlessly from anywhere. We are dedicated to making banking easier for everyone, which includes ensuring ADA compliance and offering ATM services for quick access to cash. Though we do not have drive-thru banking or shared service centers, our commitment to providing exceptional service remains unwavering. Through partnerships and community outreach efforts, Police aims to make a positive impact beyond traditional banking. We host various events and initiatives aimed at supporting local organizations and promoting financial literacy within our community. As we look toward the future, we invite you to join us at Police. Experience firsthand how we can help you navigate your financial journey with confidence and ease. Contact us today at (301) 817-1223 or visit our website at http://www.policefcu.com for more information on how you can become a member of our thriving family. Together, let's build a brighter future!

Branch Location & Accessibility

ATM Services and More

For those quick transactions on the go, we offer ATM services right here at the branch, allowing you to withdraw cash or check your balance conveniently. Although we do not have drive-thru banking at this location, our team is committed to providing a welcoming atmosphere inside. Should you wish to send official correspondence, please note that while we welcome visits at our branch address, mail can be directed to our mailing address at 9100 Presidential Parkway, Upper Marlboro, MD 20772.

Convenient Access and Features

Our location boasts ample parking for your convenience, ensuring that you can easily access our services without any hassle. The branch is designed with accessibility in mind, featuring ADA-compliant ramps and entrances to accommodate all members of our community. Whether you need to handle personal banking tasks or explore options for auto loans, mortgages, or credit cards with rewards, we have got you covered. While members can stop by anytime during our flexible operating hours available as needed our friendly staff is always ready to assist you with any inquiries.

Get in Touch

If you have questions or would like to learn more about our services, feel free to give us a call at 301-817-1223. We invite you to visit us and discover how Police Credit Union can help you achieve your financial goals. Your journey towards better banking starts here!

Member Eligibility

At Police, we believe that becoming a member is like joining a family that supports your financial journey. To be eligible, you can be a member of the police community, their families, or even employees of select organizations. This means if you're connected to the law enforcement community in any way, you likely qualify! Joining us comes with fantastic benefits such as competitive loan rates, personalized service, and access to a variety of financial products tailored just for you. If you're ready to take the next step, opening an account is straightforward and welcoming. You can find all the details about eligibility on our website at . For any questions or assistance, feel free to give us a call at (301) 817-1223. We can't wait to welcome you to Police at 4665 Blue Plains Dr Sw Washington Dc 20032!

Business Banking & Commercial Services

Business Loan Options

Imagine securing the funds needed to launch that innovative project or invest in new equipment. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. Additionally, we also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions tailored to your needs. With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Alongside our lending options, we offer merchant services that can streamline your operations. Picture this: you're at a busy market and need to process payments quickly. Our merchant solutions help you accept payments seamlessly, allowing you to focus on what matters most growing your business. Located conveniently at 4665 Blue Plains Dr Sw Washington Dc 20032, Washington, DC, our team is ready to assist you with all your business banking needs. Connect with us today at (301) 817-1223 and explore how we can help your business thrive!

Comprehensive List Of Services

Business Banking

For our business members, we offer comprehensive banking solutions designed to support your growth. From merchant services that streamline payment processing to business loans that help fund expansion plans, we are here to empower your enterprise.

Digital Convenience

In today's fast-paced world, convenience matters. That's why at Police, you can take advantage of our online and mobile banking services. With features like person-to-person payments and basic ATM access for withdrawals and balance checks, managing your finances has never been easier. Our ATM services are available 24/7 for quick cash withdrawals when you need them most.

Get Started Today!

We invite you to explore all the ways Police can serve you better. With our dedicated team ready to assist you at (301) 817-1223, there's no better time than now to reach out or visit us at 4665 Blue Plains Dr Sw Washington Dc 20032 in Washington, DC. Let us help you achieve your financial goals today!

Loans and Credit Options

If life throws unexpected expenses your way, our personal loans can help cover those costs without the stress of high-interest rates. We also offer debt consolidation solutions to simplify your monthly payments into one manageable sum. Additionally, our credit cards come with rewards that make every purchase rewarding. Whether it's cash back or travel points, you'll enjoy benefits that fit your lifestyle.

Personal Banking

Starting with personal banking, we offer checking and savings accounts that help you manage your day-to-day finances effortlessly. Imagine having a reliable place to store your money while also earning interest. Our accounts come with easy access through online and mobile banking, making it simple for you to check balances or transfer funds anytime, anywhere. When it comes to financing your next vehicle, our auto loans and vehicle financing options make purchasing a new or used car straightforward. Picture yourself driving away in that new ride with manageable monthly payments tailored just for you. For those looking to invest in real estate, we provide mortgage loans and refinancing options that can save you money over time. Whether you're buying your first home or refinancing an existing loan, our experienced staff will guide you through each step.

Digital & Online Banking

Key Features for Your Convenience

Our services include the ability to send money directly to friends or family through our person-to-person transfers feature. This means no more scrambling for cash or writing checks just quick and easy transactions that fit into your busy life. If you prefer to manage your finances on the go, our mobile application is here to help. It's user-friendly and packed with features that make banking from your smartphone a breeze. You can deposit checks, view e-statements, and monitor your spending right from your pocket. Speaking of e-statements, we provide them for all members, making it easy to keep track of your financial history without the clutter of paper statements.

Security You Can Trust

We prioritize your security with advanced measures in place to protect your information. While we currently do not offer electronic signature authorization, rest assured that our systems are designed to keep your data safe while providing you with an enjoyable banking experience. At Police, we believe that banking should be accessible and hassle-free. From straightforward mobile payments (coming soon!) to real-time account management, our digital services are tailored to meet the needs of our members. Experience the freedom of banking on your terms with us today!

Financial Strength

At Police, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that trust is built through transparency and strong performance, which is why we're proud to share our financial strength with you. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. With a net worth of $24,630,600, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,428 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $43,009,647 in share certificates and $30,372,801 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $24,630,600 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $938 in used auto loans and $117,511,894 in total loans and leases. Our operational efficiency is reflected in our $0, which allows us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 38 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares available for lending and investments amount to $285,298. We also boast a strong and growing member base with a total of 25,441 share accounts trusting us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Police is your trusted partner. Visit us at 4665 Blue Plains Dr Sw Washington Dc 20032 or call (301) 817-1223 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $18,470,136 in used vehicle loans and $17,334,532 in new vehicle loans already helping members get on the road. Whether you're looking for a brand-new model or a reliable used vehicle, our financing options can make your purchase more affordable.

Credit Lines and Additional Services

For those seeking additional financial flexibility, we provide credit lines totaling $58,534,000. This can be an excellent resource for managing cash flow or funding larger purchases when needed. At Police, our commitment is to offer personalized service and support for all your borrowing needs. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Whether you're interested in purchasing a vehicle, buying a home, or managing expenses with a credit card, we're here to help you find the right solution that suits your financial situation. Don't hesitate to reach out for more information on any of our loan products!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $7,403,934, make buying or refinancing simple. We aim to provide you with competitive rates and flexible terms that fit your lifestyle. If you're considering refinancing your current mortgage, ask about our eligibility options.

Unsecured Credit Card Loans

Managing everyday expenses? We also offer flexible terms on unsecured credit card loans, with a total of $2,536,039 in loans helping members manage their finances effectively. This option allows you to handle unexpected costs without the worry of collateral.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. With LendMesh, borrowers can navigate the lending landscape with confidence, knowing they have access to accurate and up-to-date information. Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This commitment ensures fair and transparent offers for consumers looking to secure loans. By relying on verified sources, LendMesh fosters trust among its users. One of the standout features of LendMesh is its dedication to providing verified data. Loan offers are sourced from legitimate financial institutions, which enhances transparency in the comparison process. Additionally, there are no sponsored listings LendMesh does not prioritize lenders based on paid promotions. The goal here is clear: to provide unbiased results so that users can make informed decisions without any hidden agendas. Another significant benefit is the real-time rate comparisons offered by LendMesh. Users receive up-to-date loan rates from multiple institutions, allowing them to quickly identify the best options available. This capability can save time and money for borrowers who are often pressed for both. Thousands of users trust LendMesh for their loan comparisons. One member shared their experience: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight the effectiveness of this tool in helping consumers achieve their financial goals. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

POLICE FEDERAL CREDIT UNION