Police Credit Union Washington DC | Low Mortgage Rates & Quick Auto Loans

Introduction

Welcome to Police Credit Union, your trusted financial partner since 1935. Located at 441 4Th St Nw Ste 1140, Washington, DC 20001, we have proudly served our community for decades, ensuring that our members receive the best possible banking experience. Our commitment to providing personalized service is reflected in our growing membership of over 13,858 individuals who trust us with their financial needs. At Police Credit Union, we believe in empowering our members through accessible and affordable financial products. With total assets of $172,447,655 and total deposits amounting to $282,000, our financial strength allows us to offer a variety of services including checking and savings accounts, auto loans, mortgage options, personal loans, and credit cards with rewards. Whether you're looking to finance a vehicle or manage your everyday banking needs, we've got you covered. Our dedicated team of 40 employees, led by CEO Tim Doyle and Board President Danny Gregg, is here to assist you from Monday to Friday between 8 AM and 3 PM. While members can visit us at our branch for personal assistance, official correspondence can be sent to our mailing address: 441 4th St NW Ste 1140, Washington, DC 20001-2714. What sets us apart is not just our competitive rates but also our unwavering dedication to the communities we serve. We focus on building lasting relationships with our members by providing tailored solutions that meet their unique needs. With a net worth of $24,630,600 and cash in hand totaling $1,264,784, you can trust that your finances are in safe hands. Experience the difference today! Visit us at http://www.policefcu.com or call us at 301-817-1200 to learn more about how we can support your financial journey. Join the Police Credit Union family where your financial goals become ours!

Branch History & Mission

Welcome to Police, a beacon of community support and financial well-being located at 441 4Th St Nw Ste 1140 Washington Dc 20001 in the heart of Washington, DC. Since our founding in 1935, we have dedicated ourselves to serving our members with compassion and integrity, growing alongside the community we cherish. Over the years, Police has evolved significantly. Starting as a small credit union, we have grown to serve over 13,858 members, managing assets totaling an impressive $172,447,655. Our journey reflects not just financial growth but also a deep commitment to enhancing the lives of our members through tailored financial solutions. Our mission is clear: to provide accessible financial services while fostering a spirit of community among our members. We believe that everyone deserves the opportunity for financial stability and success. Whether it's through personal banking, auto loans, or business services, our goal is to empower individuals and families to achieve their dreams. While members can visit us at 441 4Th St Nw Ste 1140 Washington Dc 20001, official correspondence should be sent to 441 4th St NW Ste 1140, Washington, DC 20001-2714. Our branch operates Monday through Friday from 8 AM to 3 PM, ensuring that our services are available when you need them most. For those on-the-go, we also offer ATM services for quick cash access. In addition to traditional banking services, we pride ourselves on our digital offerings. Our online banking platform allows members to manage their accounts effortlessly, making transactions simple and convenient. We are also committed to ADA compliance and continuously seek ways to improve accessibility for all. At Police, community outreach is at the heart of what we do. We partner with local organizations and participate in various initiatives aimed at uplifting those around us. This includes providing educational workshops on financial literacy and supporting local events that bring people together. As we look towards the future, we invite you to become a part of the Police family. Join us today and experience firsthand the personalized service and community spirit that defines us. Together, we can build a brighter financial future for you and your loved ones!

Branch Location & Accessibility

Call to Action

We invite you to visit us at the Police branch today or give us a call at 301-817-1200 if you have any questions about our services. We're here to support your financial journey with care and expertise!

Nearby Landmarks and Accessibility

Situated near prominent landmarks, our branch is just a short walk from various government buildings and vibrant city life. You'll find ample parking nearby, making it convenient for those driving in. Our facility is designed with accessibility in mind, featuring ADA-compliant ramps and entrances to ensure everyone can easily access our services.

Operating Hours and Services Offered

We are open Monday through Friday from 8 AM to 3 PM, making it simple for you to drop by during your day. At the Police branch, we offer a range of services including personal banking options like checking and savings accounts, auto loans, mortgage loans, and credit cards with rewards. Additionally, members can enjoy online and mobile banking features for added convenience. For those on the go, we have an ATM available for quick cash withdrawals and balance checks. Although we do not currently offer drive-thru banking, our friendly staff is always ready to assist you inside.

Member Eligibility

At Police, we believe that everyone deserves the chance to be part of a caring and supportive community. Joining us is straightforward, and we're excited to welcome new members! If you live, work, worship, or attend school in the Washington D.C. area, you're likely eligible for membership. We also extend our doors to family members of current members, creating a wonderful opportunity for families to benefit from our services together. You can discover more about the specific eligibility criteria by visiting our website at . Becoming a member is just the beginning of your journey with us! At Police, we offer various financial products tailored to meet your needs, from checking and savings accounts to auto loans and credit cards with rewards. Opening an account is simple; just give us a call at (301) 817-1200 or stop by our branch located at 441 4Th St Nw Ste 1140 Washington Dc 20001 during our operating hours, Monday through Friday from 8 AM to 3 PM. We're here to guide you through every step of the process!

Business Banking & Commercial Services

Merchant Services That Matter

Imagine running your business smoothly without worrying about payment processing. Our merchant services simplify transactions, letting you focus on what truly matters serving your customers and growing your business. With easy-to-use tools and reliable support, you can accept payments effortlessly, ensuring a seamless experience for both you and your clients. Visit us at 441 4Th St Nw Ste 1140 Washington Dc 20001 in Washington, DC or call us at (301) 817-1200 to discover how our business banking solutions can help turn your ambitions into reality!

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. Additionally, we also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions that meet various needs. With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Accessible Services for Everyone

We also cater to members from partner credit unions through basic shared branch transactions, allowing deposits and withdrawals seamlessly. Our ATMs facilitate quick balance checks and cash withdrawals without hassle. With a commitment to member satisfaction, we invite you to reach out with any questions or visit us during our lobby hours from Monday to Friday, 8 AM to 3 PM. For more information about our services or assistance in choosing what's best for your needs, call us at (301) 817-1200 or explore our website at http://www.policefcu.com . Let Police be your trusted partner on your financial journey!

Business Solutions Tailored for You

For our business members, we offer specialized banking services such as merchant services and business loans. We understand how crucial it is to have reliable financial support when running a business, and we are here to provide just that.

Convenient Banking Options

In today's fast-paced world, convenience matters. Our online and mobile banking platforms allow you to manage your accounts anytime, anywhere whether it's checking balances or transferring money between accounts. Need cash? With ATM access available at our branch and through shared service centers, withdrawing cash has never been easier.

Financing Your Dreams

When it comes to major purchases like vehicles or homes, having the right financing makes all the difference. At Police, we provide auto loans and vehicle financing with competitive rates, making it easier for you to get behind the wheel of your dream car. If homeownership is on your horizon, our mortgage loans and refinancing options can help turn that dream into reality, offering personalized guidance throughout the process.

Personal Banking Made Easy

We understand that managing your finances can sometimes feel overwhelming. That's why we offer personal banking solutions, including checking and savings accounts designed to help you save for your goals while enjoying easy access to your funds. Whether you're saving for a vacation or building an emergency fund, our accounts come with flexible options that fit your lifestyle.

Support When You Need It

Life can be unpredictable, which is why we offer personal loans and debt consolidation services to help you navigate unexpected expenses or manage existing debt more effectively. Our credit cards come with rewards that benefit you every time you use them, turning everyday purchases into opportunities for savings.

Digital & Online Banking

Key Features of Our Digital Banking Services

Our online banking platform allows you to view your account balances, transfer funds, and pay bills all in one secure location. You can also take advantage of e-statements, making it easy to keep track of your financial activity without the clutter of paper statements. And because we care about your security, our system is designed to protect your personal information every step of the way. For those who prefer using their mobile devices, our mobile application offers a user-friendly experience that fits right in your pocket. Whether you're checking balances or making person-to-person transfers, everything is just a tap away. While mobile payments aren't available yet, we are constantly working on improving our services to meet your needs.

Real-Time Account Management

At Police, we believe in giving you control over your finances. With real-time account management features, you can stay on top of your spending and savings effortlessly. Plus, if you need to sign documents electronically, we've got you covered with our electronic signature authorization service. No matter where life takes you, managing your money should be simple and stress-free. Our digital banking services empower you to do just that so you can focus on what really matters. Visit us at http://www.policefcu.com today to explore all the ways we can help streamline your banking experience!

Financial Strength

Growing Member Base

Total Share and Deposit Accounts: 25,441, showing a strong and growing member base that trusts us with their finances. This trust translates into a community of engaged members who benefit from our collective strength. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Police is your trusted partner. Visit us at 441 4Th St Nw Ste 1140 Washington Dc 20001 or call (301) 817-1200 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.*

Lending Capacity

We support your financial goals across various sectors with $938 in used auto loans and $117,511,894 in total loans and leases. Our lending capacity allows us to provide you with the funds necessary for purchasing vehicles or meeting other financial needs.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 38 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvesting for Your Benefit

With $24,630,600 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This means that the benefits of your membership extend beyond simple transactions; they include access to improved services designed with your needs in mind.

Secure Savings Opportunities

Members' savings are secured through $43,009,647 in share certificates and $30,372,801 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $24,630,600, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,428 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Financing Options

For those needing extra funds for personal projects or unexpected expenses, our personal loans are designed for quick access to cash without unnecessary hassle. If you're considering refinancing existing loans or exploring eligibility options for any of our products, please don't hesitate to reach out. Our team at Police, located at 441 4Th St Nw Ste 1140 Washington Dc 20001, Washington, DC, is ready to guide you through your choices and help find the best fit for your financial journey. For more information or questions about any of our loan products, feel free to call us at (301) 817-1200 during our operating hours from Monday to Friday, 8 AM to 3 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let us partner with you in achieving your financial goals!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $18,470,136 in used vehicle loans and $17,334,532 in new vehicle loans already helping members get on the road. We pride ourselves on making the process simple and straightforward so you can focus on what matters most getting behind the wheel.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $7,403,934, make buying or refinancing simple. We understand that purchasing a home is a significant milestone, and our dedicated team is here to assist you every step of the way.

Unsecured Credit Cards

We also offer flexible terms on unsecured credit card loans, with a total of $2,536,039 in loans helping members manage their finances effectively. Our credit cards come with rewards and benefits that cater to your lifestyle while ensuring you stay within your budget.

Loan Aggregator

Get Started Today

Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This rigorous sourcing ensures that users receive fair and transparent offers tailored to their needs. LendMesh prioritizes transparency and reliability in its service. Here are some key features: - Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions empower users to make informed decisions. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimonial highlights how effective and beneficial LendMesh can be for consumers seeking better loan options.

POLICE FEDERAL CREDIT UNION