Polam Credit Union Lone Tree CO | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to Polam, your trusted financial partner located in the heart of Lone Tree, Colorado. Since opening our doors in 1973, we have been committed to providing personalized banking solutions tailored to meet the unique needs of our community. At our branch on 9227 E Lincoln Ave Ste 200, you will find a welcoming atmosphere where our dedicated team is ready to assist you with all your financial goals. As a proud member of the Polam family, you join over 3,394 fellow members who enjoy the benefits of cooperative banking. With total assets exceeding $74 million and deposits amounting to $1,064,443, we prioritize the financial well-being of our members above all else. Our commitment is reflected in our robust offerings, which include everything from personal checking accounts to auto loans and business financing options. Under the leadership of CEO Mark Chrzanowski and Board President Andrzej Wolny, we continually strive for excellence while ensuring that each member feels valued and supported. Whether you're looking for a competitive loan rate or expert advice on managing your finances, you can count on us. While you can visit us at our branch for services like deposits, withdrawals, and loan inquiries, please note that any official correspondence should be sent to our mailing address: 9227 E Lincoln Ave Ste 200, Lone Tree, CO 80124-5504. We invite you to discover how Polam can make a difference in your financial journey. For more information or assistance, don't hesitate to call us at 303-439-2881. Visit our website at polamfcu.com today and experience the Polam difference!

Branch History & Mission

Join Us

As we look ahead, Polam invites you to be part of our growing family. With operating hours from 9:00 AM to 4:00 PM on Mondays, Tuesdays, Wednesdays, and Fridays; as well as extended hours until 6:00 PM on Thursdays, we're here when you need us most. If you're ready to experience personalized service and become part of a community-focused institution, reach out today at 303-439-2881 or visit us online at polamfcu.com. Together, let's build a brighter financial future!

Modern Advancements

As we move forward into a more digital world, Polam remains dedicated to enhancing the member experience through technology. We offer online and mobile banking options that allow members to manage their finances conveniently from anywhere. Our commitment extends beyond just financial services; we ensure that all members can access our facilities comfortably by adhering to ADA compliance standards. While you can visit us at 9227 E Lincoln Ave Ste 200, official correspondence should be sent to 9227 E Lincoln Ave Ste 200, Lone Tree, CO 80124-5504 if different from our branch address.

Our Journey

Since opening our doors at 9227 E Lincoln Ave Ste 200, Polam has focused on providing exceptional financial services tailored to the needs of our members. Our location is easily accessible and situated in a vibrant area of Lone Tree, making it convenient for families and individuals alike to take advantage of our offerings. Throughout our history, we have reached significant milestones that reflect our dedication to growth and service. Today, with total assets amounting to $74,380,698, we are proud to provide an array of products including personal banking services, auto loans, mortgages, credit cards with rewards, and business banking options. Each service is designed with the unique needs of our members in mind.

Our Mission

At Polam, our mission is simple yet powerful: to improve the financial well-being of our members while fostering a strong sense of community. We believe in empowering individuals through education and access to resources that help them achieve their financial goals. We strive to create a welcoming environment where everyone feels valued and supported. In addition to providing traditional banking services, we actively engage in community outreach initiatives. Whether it's partnering with local organizations or offering workshops that enhance financial literacy, we are committed to making a positive impact in Lone Tree and beyond.

Branch Location & Accessibility

Accessibility and Parking

Our branch is designed with accessibility in mind. You'll find ample parking available, along with features that comply with ADA standards, ensuring everyone can easily visit us. Whether you're coming in for personal banking, loans, or to discuss your financial goals, we are here to help.

Connect With Us

Although there are no ATMs or drive-thru services at this location currently, our friendly team is always ready to assist you inside the branch. If you have questions or need assistance before your visit, feel free to call us at 303-439-2881. We invite you to come see us at Polam Credit Union your trusted partner in financial wellness right here in Lone Tree!

Operating Hours and Services

At Polam Credit Union, we know your time is valuable. That's why we offer flexible operating hours: we're open from 9:00 AM to 4:00 PM on Mondays, Tuesdays, Wednesdays, and Fridays, and extend our hours until 6:00 PM on Thursdays. This way, you can choose a time that fits your busy schedule. While visiting us, you can take advantage of a wide range of services including checking and savings accounts, auto loans, mortgage refinancing options, personal loans for debt consolidation, credit cards with rewards, and business banking solutions. Plus, as part of our shared service center program, members can conduct basic transactions even if they belong to partner credit unions.

Member Eligibility

Joining the family at Polam is not just about opening an account; it's about becoming part of a caring community that supports you every step of the way. To become a member, you'll need to meet some simple eligibility criteria. Generally, we welcome individuals who live, work, or worship in the area, as well as their family members. This means if you have connections to our community, you're likely eligible! Plus, as a member, you'll enjoy a range of benefits such as competitive rates on loans and savings accounts, personalized service, and access to financial education resources. Getting started is easy! You can visit us at our branch located at 9227 E Lincoln Ave Ste 200 Lone Tree Co 80124, or give us a call at (303) 439-2881 for more details on how to open your account. For the most current eligibility requirements and to ensure you meet them, feel free to check out our website at . We look forward to welcoming you into the Polam family!

Business Banking & Commercial Services

Merchant Services That Work for You

In addition to loans, we offer merchant services tailored to meet the daily needs of your business. Imagine seamlessly processing payments while focusing on what you do best running your company. Whether you're a local shop or a growing enterprise, our merchant solutions simplify transactions so you can spend less time worrying about finances and more time serving your customers. Located at 9227 E Lincoln Ave Ste 200 Lone Tree Co 80124 in Lone Tree, CO, we invite you to explore how our services can help propel your business forward. For more information, call us at (303) 439-2881 or visit our website at https://polamfcu.com/ . Let's work together to build a brighter future for your business!

Tailored Lending Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $8 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $3,586,286, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking

For entrepreneurs and small business owners, we offer specialized business banking services including merchant services and business loans. We understand the unique challenges faced by businesses today and aim to provide the support needed for growth and success.

Convenient Access

Accessing your accounts is easy! Our online and mobile banking platforms allow you to conduct transactions anytime, anywhere. You can enjoy ATM services for cash withdrawals along with shared branch transactions like deposits and withdrawals if you happen to be near one of our partner credit unions. With Polam's comprehensive list of services from personal banking options to loans and business solutions we're here to support you at every financial stage. Have questions? Don't hesitate to reach out! Call us at 303-439-2881 or visit us at 9227 E Lincoln Ave Ste 200, Lone Tree, CO 80124. We look forward to helping you on your financial journey!

Credit Cards

Our credit cards come with rewards that can benefit you daily. Use them for everyday purchases and earn points that can be redeemed for exciting rewards. It's an excellent way to make your spending work for you.

Loans and Financing

For those considering a new car or refinancing their home, our auto loans and mortgage options are designed with competitive rates and flexible terms. Whether you're purchasing a new vehicle or consolidating debt with personal loans, we're here to guide you every step of the way. Picture yourself driving away in a reliable car or enjoying a lower monthly mortgage payment our financing solutions make these dreams achievable.

Personal Banking

Our personal banking services include checking and savings accounts designed to fit various lifestyles. With easy access to your funds through online and mobile banking, managing your money has never been simpler. Imagine being able to check your balance, transfer funds, or pay bills right from your phone or computer this is all possible with our digital banking features.

Digital & Online Banking

Accessibility and Security

Your safety is our top priority. All our digital services come equipped with advanced security features to keep your information safe. You can confidently use our mobile payments feature for quick transactions while shopping or dining out. At Polam, we strive to provide user-friendly solutions that fit into your lifestyle. Whether you're sitting at home or out running errands, managing your finances is easy and accessible. With real-time account management tools at your fingertips, staying updated on your financial health has never been so straightforward. Join us at Polam today and experience the convenience of modern banking!

Key Features

Visit us online at https://polamfcu.com/ to discover our robust online banking platform. You'll enjoy features like 24/7 online banking services, which means you can check your balance or pay bills whenever it suits you. Plus, with electronic signature authorization available, signing important documents has never been easier or more secure. We also offer e-statements, allowing you to receive and manage your bank statements electronically no more paper clutter! If you're always on the go, our mobile application makes banking even simpler. You can deposit checks, view transactions, and even make person-to-person transfers with just a tap on your smartphone.

Financial Strength

A Solid Financial Foundation

With a net worth of $10,527,777, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,415 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Commitment to Growth

Our $10,527,777 in undivided earnings allows us to reinvest in innovative banking tools and stronger lending options to serve you better. We have $1,036 in used auto loans and $63,416,457 in total loans and leases, which support our members' financial goals across various sectors.

Growing Trust

With a total of 6,333 share accounts, we demonstrate a strong and growing member base that trusts us with their finances. Our net shares available for lending stand at $2,463,245, reflecting our capability to meet your borrowing needs while keeping your funds secure. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Polam is your trusted partner. Visit us at 9227 E Lincoln Ave Ste 200 Lone Tree Co 80124 or call (303) 439-2881 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Members' savings are secured through $7,923,265 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $2,242,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our $0, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 14 full-time employees and 7 part-time employees who are always ready to assist you with a knowledgeable and committed team.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $4,941,521 in used vehicle loans and $2,764,344 in new vehicle loans already helping members get on the road. We make it easy to finance your dream car with flexible repayment options and competitive interest rates.

Business Financing

For business owners, our outstanding commercial loans totaling $3,586,286 provide the capital needed to grow and expand. We understand the challenges that come with running a business, and we're committed to supporting our local entrepreneurs.

Credit Lines

If you're looking for additional flexibility, our credit lines allow you access to funds when you need them most. With $5,000,000 available, you can tackle unexpected expenses without worry. At Polam, we believe in making borrowing straightforward and accessible. If you're interested in refinancing options or want to learn more about eligibility requirements for any of our loan products, please don't hesitate to reach out. You can contact us at (303) 439-2881, or visit us at our branch located at 9227 E Lincoln Ave Ste 200 Lone Tree Co 80124. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. We're here to help you every step of the way!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $8,404,799, make buying or refinancing simple. We're here to guide you through every step of the process so you can feel secure in your investment.

Unsecured Credit Card Loans

Managing everyday expenses has never been easier. We also offer flexible terms on unsecured credit card loans, with a total of $168,318 in loans helping members manage their finances effectively. Our credit cards come with various rewards and benefits that cater to your lifestyle.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Get up-to-date loan rates from multiple institutions to help you make informed decisions. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This kind of feedback highlights how effective the tool is for everyday borrowers looking to save money. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This ensures that the offers you see are fair and transparent. The platform prioritizes accuracy by working only with trusted lenders, eliminating guesswork and uncertainty.

POLAM FEDERAL CREDIT UNION