Point West Credit Union Portland OR | Best Auto Loans & Mortgage Rates

Introduction

Welcome to Point West, where we believe in building strong relationships with our members and the community. Located at 1107 NE 9th Ave Ste 108, Portland, OR 97232, our branch has been serving its members since 1934. With a total membership of 8,541, we take pride in offering personalized financial solutions tailored to your needs. At Point West, we understand that financial matters can be daunting, which is why we're here to guide you every step of the way. Our total assets stand at an impressive $110,535,159, showcasing our commitment to providing stability and security for our members. We have also facilitated over 8,111 loans and leases, ensuring that you have access to the funds needed for life's important moments. Our dedicated team of 29 employees, led by CEO Amy Nelson and Board President Pete Hand, works tirelessly to ensure that your banking experience is smooth and enjoyable. Whether you're looking for personal banking services such as checking and savings accounts or seeking assistance with auto loans or mortgage refinancing, we're equipped to help. While you can visit us at our branch location for all your banking needs, please note that official correspondence should be directed to our mailing address: PO Box 11999, Portland, OR 97211. With total deposits reaching $16,236,344 and a net worth of $12,144,214, Point West is more than just a credit union; we are a trusted partner in your financial journey. Our commitment extends beyond numbers we're dedicated to making a positive impact in the community we serve. If you're ready to experience exceptional service and support, don't hesitate to reach out! Give us a call at 503-546-5000 or visit our website at Point West to learn more about how we can assist you today.

Branch History & Mission

Call to Action

Join Point West today and experience the difference a member-focused credit union can make in your life! Explore our range of products and services tailored just for you by visiting our website or calling us at 503-546-5000. Together, let's build a brighter financial future!

Commitment to Accessibility

Point West is dedicated to ensuring that everyone can access our services. We are proud of our ADA compliance initiatives that make it easier for all members of the community to engage with us. With ATM availability and user-friendly mobile banking options, we're here to assist you whenever you need us.

Our Journey

Since opening our doors nearly nine decades ago, Point West has evolved significantly. We have adapted to meet the changing needs of our members while remaining true to our core mission: to provide excellent financial services and support the communities we live in. Our journey is marked by significant milestones that highlight our growth, such as expanding our range of services and embracing modern technology to enhance member experience.

Our Mission

Our mission at Point West is clear: we aim to empower individuals and families by providing personalized financial solutions that help them achieve their goals. Whether it's through personal banking services like checking and savings accounts or loans for auto financing and mortgages, we strive to make banking easy and accessible. Community support is at the heart of what we do; we engage in various outreach efforts aimed at fostering economic well-being within Portland. While members can visit us at 1107 Ne 9Th Ave Ste 108 Portland Or 97232, official correspondence should be sent to PO Box 11999, Portland, OR 97211. We encourage all members to utilize our digital resources as well our online banking platform offers convenient access to your accounts anytime, anywhere.

Branch Location & Accessibility

Conveniently Located

Our branch is just a stone's throw away from popular local landmarks, making it easy to include us in your daily routine. If you're out enjoying the sights of Portland or running errands, swing by to see us! Plus, we offer ample parking for our members, ensuring you can visit without any hassle. We are committed to accessibility for everyone; our facilities are ADA compliant with ramps and other features that help all our members feel welcome.

Get in Touch

Have questions or need assistance? Feel free to give us a call at 503-546-5000. Our dedicated team is here to help you every step of the way. We invite you to drop by or reach out let's get started on building a brighter financial future together!

Operating Hours & Services

At Point West, we understand that life can get busy. That's why we're open Monday through Thursday from 9 AM to 5 PM and Friday from 9 AM to 6 PM. Unfortunately, we are closed on Saturdays and Sundays, but our online banking options allow you to manage your finances anytime. When you visit us, you'll find a range of services designed to meet your needs. From checking and savings accounts to auto loans and personal loans, we've got you covered. Our ATM is available for quick cash withdrawals and balance checks when you're on the go. While members can visit us at 1107 Ne 9Th Ave Ste 108 Portland Or 97232, official correspondence should be sent to PO Box 11999, Portland, OR 97211 if needed.

Member Eligibility

Becoming a member of Point West is like joining a caring community that truly values its members. At Point West, located at 1107 Ne 9Th Ave Ste 108 Portland Or 97232, we welcome individuals who share our commitment to mutual support and financial well-being. If you live, work, or attend school in the area, you're likely eligible to join us! We believe everyone deserves access to excellent financial services and support. By becoming a member, you'll enjoy benefits such as competitive rates on loans and savings accounts, personalized service, and access to a variety of financial products designed with you in mind. To learn more about the specific eligibility criteria, feel free to check out our detailed information at . When you're ready to take the next step toward membership, opening an account is easy! You can get started by visiting https://www.pointwestcu.com/open-account/ or simply give us a call at (503) 546-5000 for any questions. Join us today and experience the difference that being part of Point West can make!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. For those outside our membership, we also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions.

Merchant Services

In addition to loans, we offer robust merchant services designed to simplify transactions for your business. Imagine having a reliable partner that helps you process payments smoothly, manage cash flow efficiently, and keep your operations running without a hitch. Our services ensure that you can focus on what you do best growing your business. With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses. Partner with us at Point West and take the next step toward achieving your business goals!

Comprehensive List Of Services

Business Banking Support

For our business members, we offer specialized services including merchant services and business loans. Whether you're starting a new venture or expanding an existing one, we're here to support your business goals with reliable banking solutions.

Convenient Digital Banking

In today's fast-paced world, convenience is key. That's why we emphasize our online and mobile banking features. You can manage your accounts from anywhere, track spending, and even transfer money with just a few taps on your smartphone. Plus, our ATM services allow for easy cash withdrawals and balance checks at any time. At Point West, we strive to create an environment where financial success is attainable for everyone. With personalized service and comprehensive offerings like these, we're committed to being more than just a credit union; we're your trusted partner in achieving financial wellness. Ready to explore how we can assist you further? Visit us at Retail Branch, or give us a call at (503) 546-5000 today!

Flexible Loan Choices

If you're looking for ways to consolidate debt or cover unexpected expenses, our personal loans are an excellent choice. We aim to offer competitive rates that help relieve financial stress. Plus, our credit cards with rewards provide added benefits for everyday purchases, making every dollar count.

Home Financing Options

Thinking about buying a home? Our mortgage loans and refinancing services are designed to guide you through the process seamlessly. We understand that purchasing a home is one of the biggest decisions you'll make, which is why our knowledgeable staff will work closely with you to find the right mortgage solution.

Personal Banking Solutions

When it comes to managing your money, we offer various options to ensure you find what fits best for you. Our checking and savings accounts make day-to-day banking simple, allowing you to easily access your funds whenever needed. Imagine having the peace of mind that comes with knowing your savings are secure while earning interest on your balance. For those considering larger purchases or investments, our auto loans and vehicle financing options provide affordable solutions to get you on the road without breaking the bank. Whether you're eyeing a new car or need financing for a used one, we've got you covered.

Digital & Online Banking

Easy Access Anytime

With our 24/7 online banking services available at https://www.pointwestcu.com/ , you can check your account balance, transfer funds, and pay bills whenever it suits you. There's no need to rush to the bank before closing time! You can also enjoy the freedom of electronic statements, allowing you to keep track of your finances in a paperless format that's both eco-friendly and easy to access.

Embrace Mobile Convenience

If you prefer mobile payments, you'll love our mobile payments feature. It's perfect for those quick purchases without needing cash or cards. Plus, our mobile application makes it easy to manage everything from checking your balances to making deposits directly from your phone. At Point West, we are committed to providing tools that make banking easier for you. Experience the ease of managing your finances online with us today!

Safe and Secure

Security is our top priority. We offer electronic signature authorization for an added layer of protection, so you can feel confident when completing transactions online. Our mobile application provides a user-friendly interface for banking on the go. And with features like person-to-person transfers, sending money to friends and family is as simple as a few taps on your smartphone.

Financial Strength

Growing Community Trust

Total Share Accounts stand at 18,202, showing a strong and growing member base that trusts us with their finances. We believe that this growth is a testament to the quality service we provide every day. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Point West is your trusted partner. Visit us at 1107 Ne 9Th Ave Ste 108 Portland Or 97232 or call (503) 546-5000 to learn more about how we can help you achieve your financial goals.

Investing in Your Future

With $11,533,301 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our ability to support your financial goals is further highlighted by our lending capacity $581 in used auto loans and $79,838,858 in total loans and leases provide flexibility for various needs.

Member-Focused Savings

Members' savings are secured through $8,451,874 in share certificates and $12,519,546 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $9,018,059, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our net income of $0, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 29 full-time employees and 0 part-time employees. This dedicated team ensures our branches are always ready to serve you with knowledgeable support.

Solid Financial Health

With a net worth of $12,144,214, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,099 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $8,925,792 in used vehicle loans and $16,787,140 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates that make financing your next vehicle straightforward and affordable.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $33,101,066, make buying or refinancing simple. Whether you're a first-time buyer or looking to refinance an existing mortgage, our team is ready to guide you through the process.

Personal Financing Solutions

In addition to our auto and mortgage loans, we offer personal loans for various needs, from debt consolidation to unexpected expenses. Whatever your financial challenge may be, our dedicated team is here to help you find the right solution. At Point West, we recognize that refinancing options may also be available for many of our loan products. If you're interested in exploring these options or checking your eligibility for any of our loans, feel free to reach out. For more information about our loan offerings or to speak with a representative, call us at (503) 546-5000. We're committed to supporting you every step of the way as you navigate your financial journey. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $6,241,818 in loans helping members manage their finances effectively. These cards come with competitive interest rates and reward options that allow you to earn as you spend.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. With a focus on transparency and reliability, LendMesh is a tool you can trust for making informed financial decisions. LendMesh ensures accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This means that the offers you see are fair and transparent, reflecting actual terms from legitimate providers. Using LendMesh comes with several benefits: - Verified Data: Loan offers are sourced from trusted financial institutions, ensuring transparency in what you see. - No Sponsored Listings: Unlike other platforms, LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: You get up-to-date loan rates from multiple institutions, helping you make choices based on current market conditions. Thousands of users trust LendMesh for their loan comparisons. One satisfied member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimonial highlights how effective our tool is in helping individuals secure better financial options. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

POINT WEST CREDIT UNION - Portland, OR