Point West Credit Union Portland OR | Convenient ATM Services

Introduction

Welcome to Point West, your trusted partner in financial well-being located at 5257 NE M L King Blvd Ste 301, Portland, OR 97211. Since our establishment in 1934, we have proudly served over 8,541 members, helping them achieve their financial goals with personalized service and a community-focused approach. At Point West, we believe that banking should be more than just transactions; it should be about building relationships and fostering a sense of belonging. With total assets exceeding $110 million and deposits amounting to $16,236,344, we are committed to providing our members with competitive rates and robust financial solutions. Our dedicated team of 29 employees, led by CEO Amy Nelson and Board President Pete Hand, works tirelessly to ensure you receive the best service possible. Whether you're looking for loans, savings accounts, or other financial services, Point West is here to support you every step of the way. We offer a range of lending options, with a total of 8,111 loans and leases provided to our members. We also ensure that your money is safe and sound with a net worth of $12,144,214, reflecting our stability and commitment to your financial health. While you can visit us at our branch for any inquiries or assistance, please note that official correspondence should be sent to our mailing address: PO Box 11999, Portland, OR 97211. We invite you to explore what Point West has to offer by visiting our website at pointwestcu.com or calling us at 503-546-5000. Let us help you take the next step towards a brighter financial future!

Branch History & Mission

Commitment to Innovation and Accessibility

As we navigate the modern banking landscape, we prioritize digital advancements to enhance your experience. With features like online banking, mobile payments, and electronic signatures, managing your finances has never been easier or more accessible. We are dedicated to ensuring ADA compliance so that everyone can benefit from our services without barriers.

Community Engagement

Point West is more than just a credit union; we actively participate in various community initiatives aimed at making Portland a better place for all its residents. Whether it's through financial literacy programs or local sponsorships, we strive to uplift those around us.

Join Us Today!

We invite you to experience the benefits of membership at Point West. Discover how our member-focused approach can help you achieve your financial goals while being part of a community-oriented organization. If you have any questions or would like to learn more about opening an account, don't hesitate to reach out at 503-546-5000 or visit us online at Point West. Together, let's build a brighter financial future!

Mission Statement

Our mission at Point West is straightforward yet powerful: to empower our members through personalized financial solutions while fostering a strong sense of community. We believe that financial well-being goes hand in hand with community support. That's why we focus not only on offering competitive rates and innovative banking products but also on engaging in meaningful partnerships and outreach efforts throughout the region.

Our Location and Community Roots

You can find us at 5257 NE M L King Blvd Ste 301, a location that is not just a place for transactions but a hub for community engagement. We are situated in a vibrant area of Portland where local businesses thrive and neighbors come together. If you need to send us official correspondence, please use our mailing address: PO Box 11999, Portland, OR 97211.

Branch Location & Accessibility

Accessibility Features

We prioritize accessibility for all our members. Our branch is equipped with ADA-compliant features, including ramps and designated parking spaces to ensure everyone can access our services comfortably. We want every visit to be as easy as possible!

Contact Us Today!

We invite you to visit us at Point West for all your banking needs. If you have any questions or would like more information before stopping by, don't hesitate to give us a call at 503-546-5000. We're excited to welcome you into our community!

Operating Hours and Services

At Point West, we understand your time is valuable. That's why we offer convenient lobby hours from 8 AM to 5 PM, Monday through Friday. Unfortunately, we're closed on weekends, but rest assured that when you're here during the week, our team is ready to assist you with various banking needs. While we don't have ATM services or drive-thru banking available at this location, our dedicated staff is always on hand to help with transactions and answer any questions you may have about our offerings.

Member Eligibility

At Point West, we believe that everyone deserves a supportive financial community, and becoming a member is an easy step towards that. If you're in the Portland area and looking for a place where your voice matters, you might be eligible to join us! Generally, membership is open to individuals who live, work, or worship in our local communities, along with their immediate family members. If you want to dive deeper into the specifics of eligibility, feel free to check out this resource: . Joining Point West comes with plenty of advantages from personalized service to competitive rates on loans and savings accounts. Plus, the process of opening an account is straightforward; you can start it right from the comfort of your home by visiting https://www.pointwestcu.com/open-account/. Should you have any questions or need assistance along the way, don't hesitate to call us at (503) 546-5000. We're excited to welcome you into our community!

Business Banking & Commercial Services

Practical Merchant Services

In addition to loans, our merchant services help streamline payment processing so you can focus on what matters most running your business. Whether it's managing transactions or offering convenient payment options for your customers, we provide tools that make everyday operations smoother. Visit us at 5257 Ne M L King Blvd Ste 301 Portland Or 97211 in Portland, OR, or call us at (503) 546-5000 to learn more about how our business banking and commercial services can fuel your success. Together, let's build a brighter future for your business!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Community-Centric Approach

At Point West, we believe in building strong relationships with our members. We're not just a credit union; we're part of the community. Our focus is on helping you achieve your financial goals while supporting local initiatives that enhance our neighborhood.

Digital Banking Made Easy

In today's fast-paced world, we understand the importance of having digital banking options at your fingertips. At Corporate Office, our online banking platform makes managing your finances simpler than ever. You can check your account balance, transfer funds, and pay bills from the comfort of your home or on the go using your smartphone.

Personalized Financial Solutions

Our offerings include ATM Services Only, allowing you quick access to your funds whenever you need them. Imagine being out and about in Portland and needing cash for an unexpected expense; with our reliable ATM services, you can withdraw money conveniently without any hassle.

Support When You Need It

If you have questions or need assistance, feel free to reach out to us at (503) 546-5000 during our operating hours from 8 AM to 5 PM, Monday through Friday. Our friendly staff is always ready to assist you with anything you need. We invite you to explore all that we have to offer and see how Point West can make a difference in your financial life. Visit us today or check out our website at https://www.pointwestcu.com/ for more information. Your journey toward better financial health starts here!

Digital & Online Banking

Key Features

One of the standout features at Point West is our electronic signature authorization. This means you can complete important transactions without needing to visit a branch in person. It's all about making your life easier while keeping your information safe. We also offer e-statements, allowing you to receive and review your bank statements electronically. No more waiting for paper statements in the mail stay organized and eco-friendly with this service! And if you're on the move, our mobile application makes banking even more accessible. You can check balances, pay bills, and manage your accounts right from your smartphone.

Simplified Transactions

Need to send money to a friend? Our person-to-person transfer feature lets you do just that with ease. You can quickly send or receive funds without any extra hassle. Additionally, take advantage of our mobile payments feature. Whether you're shopping online or making purchases in-store, using your phone for payments is fast and secure. At Point West, we prioritize not just accessibility but also security in every transaction. With robust measures in place, you can rest easy knowing that your financial information is protected. Join us today and experience how easy banking can be! For more details about our digital services, visit us at https://www.pointwestcu.com/ or give us a call at (503) 546-5000. Your financial journey starts here!

Financial Strength

Dedicated Team Ready to Serve

We also take pride in having 29 full-time employees and 0 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Our dedicated staff is here to provide personalized service tailored to your unique financial situation.

Growing Trust Among Members

Total Share and Deposit Accounts: 18,202, show a strong and growing member base that trusts us with their finances. This community trust strengthens our ability to support each member effectively. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Point West is your trusted partner. Visit us at 5257 Ne M L King Blvd Ste 301 Portland Or 97211 or call (503) 546-5000 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Member-Centric Savings

Members' savings are secured through $8,451,874 in share certificates and $12,519,546 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $9,018,059, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our financial performance is reflected in our $0, which highlights our operational efficiency. This enables us to continue offering competitive loan rates and solid financial products for our members.

Reinvestment for Improvement

With $11,533,301 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This commitment to reinvestment helps us stay ahead and adapt to your changing needs.

Solid Financial Health

With a net worth of $12,144,214, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,099 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Supporting Your Financial Goals

Our lending capacity supports members' financial goals across various sectors with $581 in used auto loans and $79,838,858 in total loans and leases. This range of options ensures that whether you're buying a car or financing other needs, we're here to help.

Loan Offering

At Point West, we understand that taking the next step in your financial journey is important. Whether you're looking to purchase a vehicle, secure a home, or manage everyday expenses, our diverse loan offerings are designed to meet your needs. Located at 5257 Ne M L King Blvd Ste 301, Portland, OR 97211, you can reach us at 503-546-5000 for any questions about our loans. With over 8111 loans issued, we've helped thousands of members achieve their financial goals. Our auto loans are particularly competitive; if you're in the market for a new car, you'll find our rates among the lowest available. We have already issued over $8,925,792 in used vehicle loans and $16,787,140 in new vehicle loans, making it easier for our members to get on the road with confidence. If homeownership is on your mind, consider our mortgage options. Our Junior Lien 1-4 Family Residential Properties loans total $33,101,066, simplifying the process of buying or refinancing your home. We also provide flexible terms on unsecured credit card loans, with a total of $6,241,818 in loans helping members manage their finances effectively. For those who may be interested in expanding their business operations, while we currently do not offer commercial loans at this time, we do encourage potential borrowers to explore other options available to them. Additionally, if you're considering refinancing your current loans or exploring eligibility options for our products, we're here to assist you every step of the way. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We invite you to visit us online at Point West or give us a call so we can help you find the right loan product tailored just for you!

Loan Aggregator

Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that all comparisons are fair and transparent. By only featuring offers from legitimate financial institutions, LendMesh guarantees that users receive verified data without any hidden biases.

Key Benefits of Using LendMesh

One of the standout features of LendMesh is its commitment to providing unbiased results. Unlike other platforms, LendMesh does not prioritize lenders based on paid promotions. This means that every loan offer is presented equally, allowing users to compare options based solely on their merits. Additionally, LendMesh provides real-time rate comparisons. Users can access up-to-date loan rates from multiple institutions instantly. This timely information enables them to make decisions based on the most current market conditions. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials underscore the platform's effectiveness and reliability. To take advantage of these benefits and find the best loan rates tailored to your needs, compare real-time loan offers today at LendMesh. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Point West