Plains Credit Union Plainview TX | Best Auto Loans & Business Banking

Introduction

Welcome to Plains, your trusted partner in financial well-being right here in the heart of Plainview, TX. Established in 1958, we have proudly served our community for over six decades, cultivating strong relationships with our 461 members. Our commitment to delivering personalized banking solutions is reflected in our total assets of $3,411,665 and total deposits amounting to $267,619. At 209 W 4Th St, you'll find a team that truly cares about your financial journey. While members can visit us at this location, official correspondence should be sent to our mailing address at P. O. Box 670, Plainview, TX 79073. With a dedicated staff of just three employees, including our CEO, Mickie Gregory, and Board President, Caryl Owens, we focus on providing exceptional service tailored to your needs. We offer a range of services designed to help you achieve your financial goals from checking and savings accounts to auto loans and credit cards with rewards. With total loans reaching 173, we're here to support both personal and business banking needs. Our commitment goes beyond just numbers; it's about enhancing the lives of our members and contributing positively to the community. Whether you're looking for financial advice or ready to make an investment in your future, we're here for you. Feel free to call us at 806-293-7091 or explore more about what we offer at plainsfcu.com. Join us today and experience the Plains difference!

Branch History & Mission

Community Engagement

At Plains Credit Union, community support is at the heart of what we do. We actively engage in outreach efforts that strengthen our ties within Plainview and surrounding areas. Whether it's sponsoring local events or collaborating with schools and organizations, we aim to give back and uplift those around us. We understand that in today's fast-paced world, convenience matters. While we currently do not offer ATMs or drive-thru services, we remain committed to providing essential banking options during our operating hours from 9:30 AM to 5:30 PM, Monday through Friday. Our dedicated staff is always ready to assist you with your financial needs.

Embracing the Future

As we look toward the future, we're excited about expanding our digital capabilities. Although we don't yet offer online banking or mobile applications, we're taking steps towards enhancing these services for greater member convenience. If you're looking for a financial partner who truly cares about your success and offers a wide range of services from checking accounts and auto loans to credit cards with rewards look no further than Plains Credit Union. Join us on this journey! Experience firsthand how our dedicated team can help you achieve your financial dreams. For more information or inquiries, please call us at 806-293-7091 or visit us at http://www.plainsfcu.com. We can't wait to welcome you into the Plains family!

Branch Location & Accessibility

Accessibility Features

At Plains, we prioritize accessibility for all our members. Our branch complies with ADA standards, ensuring that everyone can easily navigate our space. From ramps to spacious layouts, we strive to make your visit comfortable and convenient.

Connect with Us

If you have any questions or need more information before your visit, feel free to call us at 806-293-7091. Our team is eager to help guide you toward the best financial solutions for your lifestyle. We look forward to welcoming you at Plains your partner in financial wellness!

Conveniently Located

Situated near local landmarks, our branch is easy to find and accessible for everyone. If you're coming from downtown, just take a quick stroll over, and you'll see us right there on 4th Street. Parking is available nearby, making it simple for you to drop in whenever you need assistance.

Operating Hours

We understand that your time is valuable. That's why we're open from 9:30 AM to 5:30 PM Monday through Friday. Whether you're managing your accounts or seeking advice on loans, our friendly staff is ready to assist you during these hours.

Services Offered

While visiting us at Plains, you can explore various services tailored just for you. We offer personal banking options like checking and savings accounts, as well as loans for vehicles and homes. Plus, if you're interested in credit cards with rewards or business banking solutions, we've got those covered too! Although we currently do not have ATM services or drive-thru banking available at this location, our staff is here to help with any transactions you may need.

Member Eligibility

At Plains, we believe that everyone deserves a place to thrive, and becoming a member is your first step into our supportive community. If you're looking to join us, you'll be pleased to know that membership is open to individuals who live, work, worship, or attend school in the Plainview area. It's all about creating a strong network of people who care for one another and share common values. To find out more about specific eligibility requirements, feel free to check our detailed guidelines. Opening an account with us is straightforward and welcoming. We're here to help you through every step of the process. Just give us a call at (806) 293-7091, and our friendly staff will guide you on how to get started. By becoming a member of Plains, you not only gain access to a range of financial services tailored for your needs but also enjoy the peace of mind that comes from being part of a credit union focused on your success. We can't wait to welcome you!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, our merchant services are designed to streamline your payment processes. Imagine being able to accept payments from customers effortlessly, whether they pay with a card or mobile wallet. Our services ensure that you can focus more on your business while we take care of the transactions. If you're looking for a trusted partner for your business banking needs, visit us at 209 W 4Th St Plainview Tx 79072 or call us at (806) 293-7091. Let's work together to unlock your business's full potential!

Comprehensive List Of Services

Additional Services

While traditional banking is important, we also provide essential ATM and cash withdrawal services for those times when you need cash quickly. At Plains, we're not just about transactions; we're about building relationships with our members. We invite you to visit us or give us a call at (806) 293-7091 during our operating hours from 9:30 AM to 5:30 PM Monday through Friday. Let us help you navigate your financial journey with ease and confidence! Explore all these services today by visiting our website at http://www.plainsfcu.com/ or stop by our branch in Plainview. We look forward to serving you!

Business Banking Services

For small business owners in Plainview, we offer specialized business banking services that include merchant services and business loans. Whether you're looking to expand your operations or simply need working capital, we're here to support your entrepreneurial journey.

Loans for Every Need

Life can throw unexpected expenses your way, but with our personal loans and debt consolidation options, you won't have to face them alone. These loans are crafted to give you the financial breathing room you need during tough times. Plus, if you're interested in building credit or earning rewards, consider our credit cards with rewards that give back as you spend.

Online & Mobile Banking Convenience

In today's fast-paced world, accessibility is crucial. That's why we offer online and mobile banking services that allow you to manage your accounts from anywhere at any time. Imagine checking your balance, transferring money between accounts, or paying bills all from the palm of your hand!

Personal Banking Solutions

We understand that banking should be convenient and straightforward. That's why our personal banking services include checking and savings accounts that help you manage your day-to-day finances effortlessly. Imagine being able to easily access your funds whenever you need them while also earning interest on your savings this is what we strive to provide at Office. When it comes to major purchases like a car, our auto loans and vehicle financing options make the process smooth and stress-free. You can focus on choosing the right vehicle while we handle the financing with competitive rates. If you're looking to buy a home or refinance an existing mortgage, our mortgage loans offer flexible terms that can fit any budget.

Digital & Online Banking

Accessibility and Security

Our 24/7 online banking services ensure you can access your account anytime, anywhere. This means you can manage your finances at your convenience without worrying about bank hours. Our commitment to security helps protect your information so you can bank confidently. Even though mobile payments and a dedicated mobile application are not part of our offerings right now, we're focused on providing user-friendly experiences that meet your needs. We're continuously exploring new technologies and services that will make banking even simpler for our members. In summary, Plains is dedicated to offering accessible and secure digital banking solutions tailored for you. We invite you to explore all the benefits of online banking with us today!

Key Services

With our online banking platform available at http://www.plainsfcu.com/, you can check your balances, view transactions, and transfer funds with just a few clicks. While we currently do not offer features like electronic signatures or e-statements, we're committed to making your banking experience as straightforward as possible. Imagine being able to send money directly to friends or family without needing cash or checks. Our person-to-person transfer feature makes this easy though it's not yet available, we're always looking for ways to enhance our services.

Financial Strength

Conclusion

Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Plains is your trusted partner. Visit us at 209 W 4Th St Plainview Tx 79072 or call (806) 293-7091 to learn more about how we can help you achieve your financial goals.

Dedicated Team Behind You

We also take pride in having 2 full-time employees and 1 part-time employees dedicated to serving you. Our knowledgeable team is always ready to assist you with your banking needs. With total share accounts numbering 629, our growing member base underscores the trust placed in us by those we serve.

Investment in Future Growth

With $583,485 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This strategy allows us to keep improving the services we offer while maintaining your trust.

Member-Focused Savings

Members' savings are secure through $1,027,940 in share certificates, providing stable and rewarding growth opportunities. We believe in prioritizing our members over profits; thus, with non-member deposits at $0, we focus our resources on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Health

With a net worth of $583,485, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. This solid foundation ensures that we can continue to support our community even during challenging economic times. Our net worth ratio of 17.10% demonstrates a robust capital structure. This ratio is crucial because it indicates our ability to absorb unexpected losses while continuing to provide loans and competitive savings rates without interruption.

Supporting Your Financial Goals

Our lending capacity is evident through $93 in used auto loans and a total of $2,398,357 in loans and leases. This range of financial products supports your goals across various sectors, whether you're looking to finance a vehicle or explore other borrowing options. Our operational efficiency is highlighted by a net income of $769, which enables us to continue offering competitive loan rates and solid financial products tailored for you.

Loan Offering

Auto Loans

Our auto loan offerings are straightforward and flexible. Whether you're interested in financing a new or used car, we can assist you with competitive rates that fit your budget. - New Vehicle Loans: Totaling $742,952, our new vehicle loans allow you to drive off in a brand-new car without breaking the bank. - Used Vehicle Loans: With $1,285,551 already financed for used vehicles, our options can help you find an affordable way to own a reliable car.

Credit Lines and Unsecured Loans

For added flexibility, we provide credit lines with a total of $100,000, making it easier for you to manage unexpected expenses or consolidate debt. Additionally, while we currently do not have unsecured credit card loans available, we are committed to exploring options that best serve our members' needs.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. Currently, we offer Junior Lien 1-4 Family Residential Properties loans totaling $0, which can help pave your way to owning a home.

Refinancing Options

If you're looking to refinance any existing loans, our team is here to guide you through the process and help you secure better terms that align with your financial situation. Eligibility options are also available; don't hesitate to reach out for more information. Our commitment at Plains is to support our community with tailored financial solutions. For any inquiries or assistance regarding our loan offerings, feel free to call us at (806) 293-7091 or visit us at our branch located at 209 W 4Th St Plainview Tx 79072 in Plainview, TX. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We look forward to helping you achieve your financial aspirations!

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PLAINS FEDERAL CREDIT UNION - Plainview, TX

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