Plainfield Police & Firemen's NJ Credit Union

Introduction

Welcome to Plainfield Police & Firemen's Credit Union, your trusted partner in financial well-being since 1938. Located at 315 Central Ave, Plainfield, NJ 07060, we pride ourselves on offering personalized services that cater to the unique needs of our community members. With a strong commitment to serving 519 members and a robust asset base of $1,584,316, we are dedicated to making a positive impact in your lives. At our credit union, you'll find not just a place to bank but a community that values trust and reliability. Our dedicated team, led by CEO J Joseph Woodring and Board President Carlton Owens, works hard to ensure your financial goals are met with care and expertise. We offer a range of services designed to support you whether it's saving for a new home or getting a loan for your next vehicle. Currently, we manage over $21,366 in deposits and have approved loans totaling 130, showcasing our commitment to providing essential financial solutions. While members can visit us at our branch location, official correspondence should be sent to 315 Central Ave, Plainfield, NJ 07060-4206. For any inquiries or assistance, feel free to reach out at 908-753-3089 during our operating hours: Tuesday through Thursday from 9 AM to 4 PM and Friday from 9 AM to 3 PM. Join us as we continue to build a brighter financial future together! Whether you're looking for advice on savings plans or need help with loans, we're here for you every step of the way. Visit us today and experience the difference that community banking can make!

Branch History & Mission

A Commitment to Accessibility

While members can visit us at 315 Central Ave, official correspondence should be sent to 315 Central Ave, Plainfield, NJ 07060-4206. We prioritize accessibility and inclusivity by ensuring that all our facilities meet ADA compliance standards. Our operating hours are designed with your convenience in mind: we're open from 9 AM to 4 PM on Tuesday through Thursday and until 3 PM on Friday. Although we currently do not offer ATM services or drive-thru banking, our dedicated team is always ready to assist you inside the branch. We invite you to join us at Plainfield Police & Firemen's Credit Union. Experience firsthand how we can help you achieve your financial goals while being part of a supportive community. Together, let's build a brighter future!

Our Mission

The mission of Plainfield Police & Firemen's Credit Union is straightforward yet profound: to provide exceptional financial services while enhancing the well-being of our community. We believe in empowering individuals through education and support, ensuring that every member has access to the tools they need for financial success. This mission goes beyond just banking; it's about building lasting relationships that foster growth and stability. In addition to traditional banking services, we are committed to making a positive impact through community outreach programs and partnerships. By working together with local organizations, we strive to improve the lives of those around us.

Branch Location & Accessibility

Accessibility Features

We prioritize accessibility for all our members. Our branch is compliant with ADA standards, featuring ramps and ample parking spaces to ensure everyone can access our services comfortably.

Operating Hours

We understand that life can be busy, so we've tailored our operating hours to fit your schedule. You can visit us on Tuesday through Thursday from 9 AM to 4 PM and on Friday from 9 AM to 3 PM. Whether you're coming in for a quick transaction or need time to discuss your financial options, we're here when you need us.

Services Offered

At Plainfield Police & Firemen's, we may not have an ATM or drive-thru service, but we do offer essential banking services designed for your convenience. We encourage you to reach out via phone at 908-753-3089 if you have any questions about our offerings or need assistance.

Visit Us Today!

We invite you to stop by and experience the welcoming atmosphere at Plainfield Police & Firemen's. Our team is eager to assist you with all your banking needs. Don't hesitate to give us a call or come in during our operating hours we look forward to seeing you soon!

Member Eligibility

Becoming a member of Plainfield Police & Firemen's is like joining a close-knit family that values your unique needs and goals. If you're living or working in the Plainfield area, you may be eligible to enjoy all the benefits we offer. We welcome individuals who are part of specific local groups, including first responders and their families, making it easy for you to become a part of our community. To find out more about the eligibility criteria, please check out this helpful resource: . Joining us is straightforward! When you're ready to open an account, just give us a call at (908) 753-3089, and our friendly team will guide you through the process. You can also visit us at 315 Central Ave Plainfield Nj 07060 during our lobby hours from Tuesday to Friday. We're excited to support you on your financial journey and look forward to welcoming you into the Plainfield Police & Firemen's family!

Business Banking & Commercial Services

Merchant Services

Imagine being able to accept payments seamlessly, whether your customers pay with cash or card. Our merchant services ensure you can focus on what you do best while we handle transactions securely and efficiently. This means faster sales, happier customers, and a boost to your bottom line. Whether you're looking to expand operations or improve cash flow, Plainfield Police & Firemen's is here to help you every step of the way. Visit us at 315 Central Ave Plainfield Nj 07060 or call us at (908) 753-3089 to explore how we can support your business today!

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

A Friendly Reminder

We know that navigating financial matters can sometimes feel overwhelming. That's why our friendly staff is always ready to assist you during our operating hours. You can visit us on Tuesdays, Wednesdays, and Thursdays from 9 AM to 4 PM, and Fridays from 9 AM to 3 PM. If you have any questions or need assistance, don't hesitate to call us at 908-753-3089. We are here to help make your banking experience as smooth as possible.

Banking Made Easy

One of the core services available at our branch is ATM Services Only. While we currently focus on these services, we understand that having easy access to your funds is essential. Whether you're withdrawing cash for a weekend outing or checking your balance, our ATM service ensures you can manage your finances conveniently.

Future Possibilities

While our current offerings may be limited, we are continuously exploring ways to expand our services. Your feedback is invaluable in helping us understand what you need most. We aim to evolve and enhance the banking experience for all members of the Plainfield community. In conclusion, at Plainfield Police & Firemen's, we are dedicated to providing reliable and straightforward financial services that fit into your daily life. We invite you to visit us and discover how we can support your financial journey. Don't forget your voice matters! Reach out today with any suggestions or inquiries about future services we could offer.

Digital & Online Banking

Key Features

While electronic signature authorization is not supported at this time, we prioritize your security by ensuring that your information is handled safely. We know that real-time account management is essential for our members, and we strive to provide solutions that are easy to understand and use. Additionally, while person-to-person transfers aren't available right now, we're continually exploring ways to enhance your banking experience. Our friendly staff is always ready to help you with any questions or concerns you might have. In summary, even without extensive digital services at this moment, Plainfield Police & Firemen's is dedicated to making your banking experience efficient and secure. We're here for you every step of the way!

Financial Strength

Growing Together

With a total of 531 share accounts, we have built a strong and growing member base that trusts us with their finances. Our resources allow us to focus on what matters most our members' success. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Plainfield Police & Firemen's is your trusted partner. Visit us at 315 Central Ave Plainfield Nj 07060 or call (908) 753-3089 to learn more about how we can help you achieve your financial goals.

Lending Capacity

We support your financial goals with $524,639 in total loans and leases. Our lending capacity ensures you have access to the funds necessary for various needs whether you're purchasing a car or planning an important investment. Although our net income stands at $-17,014, it reflects our operational efficiency as we strive to improve services for all members. We take pride in having 0 full-time employees and 3 part-time employees dedicated to serving you with knowledgeable support.

Member-Centric Resources

Members' savings are secured through $0 in share certificates and $0 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. Our dedication to growth is also reflected in our $271,597 in undivided earnings. This allows us to reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve you better.

Our Financial Health

With a net worth of $299,797, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. This net worth reflects our commitment to managing our resources responsibly while ensuring that we are well-equipped to meet your needs. Our net worth ratio of $1,892 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. This means you can trust us to be here for you now and in the future.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $4,888 in new vehicle loans already helping members get on the road. While we currently do not have any used vehicle loans available, our team is here to help you find the best option for your needs.

Credit Card Loans

For those looking to manage their finances effectively, we also offer flexible terms on unsecured credit card loans. While there are no current unsecured credit card loans available, our commitment to providing valuable financial products remains strong. If you're interested in refinancing or learning more about eligibility options for any of our loan products, please reach out. Our knowledgeable team at Plainfield Police & Firemen's is ready to assist you. Feel free to contact us at 908-753-3089 or visit us at 315 Central Ave, Plainfield NJ 07060 during our lobby hours: Tuesday through Thursday from 9 AM to 4 PM and Friday from 9 AM to 3 PM. Let's work together to find the right financial solution for you! *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.*

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. Although we don't currently offer Junior Lien 1-4 Family Residential Properties loans, we're dedicated to helping you explore alternative financing solutions that fit your situation.

Loan Aggregator

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PLAINFIELD POLICE & FIREMEN'S FEDERAL CREDIT UNION - Plainfield, NJ