Pioneer Credit Union Middleton ID | Quick Personal Loans & Business Banking

Introduction

Welcome to Pioneer, your trusted partner in financial growth and community support, located at 551 S Middleton Rd, Middleton, ID 83644. Since our establishment in 1954, we've been dedicated to serving our members with a wide range of financial services tailored to meet their needs. With a total membership of 49,693 and assets amounting to an impressive $707,821,960, we pride ourselves on being a cornerstone of the local community. At Pioneer, we understand that banking is not just about numbers; it's about building relationships. Our team, led by CEO Curt Perry and Board President Nathan Price, is committed to providing personalized service that empowers you to achieve your financial goals. Whether you're looking for personal banking options like checking and savings accounts or need assistance with auto loans and mortgages, we're here for you. While members can visit us at our branch location, official correspondence should be sent to the same address: 551 S Middleton Rd, Middleton, ID 83644-5992. We invite you to explore our offerings further through our website at www.pioneerfcu.org. With total deposits reaching $24,480,205 and cash in hand of $3,545,644, we are well-positioned to assist you with your financial needs. Join us as we continue to make a positive impact in our community while ensuring your money works hard for you. For more information or to speak with one of our friendly representatives, give us a call at 208-585-2851 today!

Branch History & Mission

Join Us

At Pioneer in Middleton, we invite you to be part of something special. Experience the difference of being a member-focused credit union where your needs come first. Join us today and take advantage of personalized banking solutions designed for your financial journey! For more information or assistance, feel free to reach out at (208) 585-2851 or visit our website at pioneerfcu.org. We look forward to welcoming you into our community!

Modern Convenience

While we honor our legacy, we're also committed to modern advancements. Our branch features convenient amenities like ATM access and drive-thru banking services. We ensure that all our facilities are ADA compliant so that everyone can enjoy seamless service without barriers. While members can visit us at 551 S Middleton Rd, official correspondence should be sent to 551 S Middleton Rd, Middleton, ID 83644-5992 if different from the branch address. Our operating hours cater to your busy schedule: Lobby hours are Monday through Thursday from 9:00 AM to 5:00 PM, while Drive-Thru hours extend from 7:00 AM to 7:00 PM on Mondays through Saturdays.

Our Mission

Our mission at Pioneer is clear: we aim to improve the financial well-being of our members while actively supporting the communities we serve. We believe that everyone deserves access to reliable financial services whether it's a checking account, auto loan, or mortgage. We are dedicated to making these services accessible through various channels, including online and mobile banking options. We understand that genuine care goes beyond transactions. That's why we engage in community outreach initiatives that uplift those around us. By partnering with local organizations and participating in events, we strive to make a positive impact within Middleton and its neighboring areas.

Branch Location & Accessibility

Accessibility Features

At Pioneer, we prioritize accessibility for all our members. Our branch is ADA compliant, ensuring that everyone can easily navigate our space. There's ample parking available, including designated spots for those needing extra assistance. If you prefer to bank from the comfort of your car, take advantage of our drive-thru service where you can handle deposits, withdrawals, and simple transactions without leaving your vehicle.

Get in Touch

Have questions or want to learn more about how we can help? Don't hesitate to give us a call at (208) 585-2851. We look forward to welcoming you into our branch soon!

Operating Hours

We are here for you during convenient hours! Our lobby welcomes you from Monday to Thursday between 9:00 AM and 5:00 PM. For those on-the-go, our drive-thru is open Monday through Saturday from 7:00 AM until 7:00 PM, making it easier than ever to access your banking needs.

Services Offered

Pioneer Credit Union offers a wide range of services tailored to fit your lifestyle. Whether you're interested in opening a checking or savings account, seeking auto loans or mortgages, or simply need assistance with personal loans or credit cards with rewards, we've got you covered. Plus, members can enjoy online and mobile banking options for added convenience. While members can visit us at 551 S Middleton Rd Middleton Id 83644, official correspondence should be sent to our mailing address at 551 S Middleton Rd, Middleton, ID 83644-5992.

Member Eligibility

At Pioneer, we believe that everyone deserves a chance to be part of a supportive financial community. Joining us is easy and welcoming! If you're living, working, or attending school in our service area, you're likely eligible for membership. We embrace people from all walks of life, and our friendly team is here to guide you through the process. You can enjoy a variety of benefits, including competitive rates on loans and savings accounts, personalized service, and access to community-focused programs. To get started, simply visit us at our branch located at 551 S Middleton Rd Middleton Id 83644 or give us a call at (208) 585-2851. For more detailed information about eligibility criteria, please check out our resource at . Once you're ready to open your account, you can easily apply online by following this link: https://app.consumer.meridianlink.com/apply.aspx?enc=kw21wblm1yxpjjabdozad1yo_pwax32k9_vyji5yqy6scue7rigiuuxuvxg3yhzci8g8dclhp4shi7rwsdiipfvxzyp1-us6bvv2ahgopecctaihhmw9bcn-gckidfydpkmgyu-vrmrw7zy3cks_3mv_ucajcairuvxuvmbafko&referralsource=newyouthhomepage . We can't wait to welcome you into the Pioneer family!

Business Banking & Commercial Services

Merchant Services That Make a Difference

In today's fast-paced world, efficient payment processing can set you apart from competitors. Our merchant services offer seamless transaction solutions that allow you to accept payments effortlessly, whether in-store or online. Imagine the ease of having your funds available quickly, enabling you to reinvest in your business and serve your customers better. Visit us at 551 S Middleton Rd Middleton Id 83644, Middleton, ID or call us at (208) 585-2851 to learn more about how we can help elevate your business!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $14 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $5 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $1,447,448, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

ATM and Drive-Thru Services

At Pioneer, we also make it easy for you to access cash when you need it through our ATM & Cash Withdrawal Services. For those quick transactions, our basic Drive-Thru Banking allows for easy deposits and withdrawals without leaving your vehicle. Plus, we participate in shared branch transactions so members from partner credit unions can enjoy similar conveniences right here at Pioneer. In addition, our branch includes basic ATM access where you can perform withdrawals and check balances effortlessly.

Business Banking

If you run a business or are planning to start one, our Business Banking services are here to support you. We offer Merchant Services & Business Loans tailored to help small businesses thrive in the community.

Credit Cards and Rewards

Our members also enjoy access to Credit Cards with Rewards, allowing you to earn points on purchases that can be redeemed for travel, merchandise, or cash back perfect for those who love rewarding themselves as they spend!

Get Started Today!

Whether you're interested in personal banking solutions or exploring options for your business, Pioneer is here to help every step of the way. We invite you to visit us at our Middleton branch or call us at 208-585-2851 for more information about how we can assist you in achieving your financial goals. Your journey toward better banking starts here! Explore all our services and find out how Pioneer can make a difference in your financial life by visiting us online at Pioneer.

Online and Mobile Banking

We know that convenience is key in today's fast-paced world. That's why we offer robust Online & Mobile Banking features. Whether it's checking your balance on-the-go or transferring funds from the comfort of your home, managing your accounts has never been easier. Our mobile app supports functionalities like Mobile Payments, ensuring that you can handle transactions anytime and anywhere.

Personal Banking

When it comes to personal banking, we understand that everyone's needs are different. That's why we offer various Checking & Savings Accounts designed to help you manage your daily finances while earning interest on your savings. If you're considering buying a new car or refinancing an existing one, our Auto Loans & Vehicle Financing options can get you on the road with competitive rates and flexible terms. For those looking to purchase a home or refinance their current mortgage, our Mortgage Loans & Refinancing services make the process straightforward and stress-free. Additionally, if you're facing financial challenges or just want to consolidate debt into one easy payment, our Personal Loans & Debt Consolidation options can provide relief.

Digital & Online Banking

Key Features

You can easily check your balances, transfer funds, and pay bills through our user-friendly online banking platform at https://www.pioneerfcu.org/ . Need to sign documents? Our electronic signature authorization feature allows you to do just that from the comfort of your home no need for paper or in-person visits. Plus, with e-statements available, you'll receive your account statements electronically, helping you stay organized while reducing clutter. If you're always on the go, our mobile application is perfect for you. It offers the convenience of mobile payments, making it simple to pay friends or businesses right from your phone. You can even take advantage of our person-to-person transfer service; sending money has never been easier!

Security and Accessibility

We prioritize your security with robust measures that keep your information safe while allowing you to enjoy the convenience of digital banking. Our services are designed not only for ease-of-use but also to give you peace of mind as you manage your finances. With all these features at your fingertips, Pioneer ensures that whether you're at home or out and about, managing your money is both straightforward and secure. Join us today to experience the future of banking!

Financial Strength

A Strong Community Connection

Total Share and Deposit Accounts: 115,127, showing a strong and growing member base that trusts us with their finances. This community connection is essential to our mission at Pioneer, where we believe that together we can achieve more. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Pioneer is your trusted partner. Visit us at 551 S Middleton Rd Middleton Id 83644 or call (208) 585-2851 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Commitment to Growth and Innovation

With $67,513,116 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $10,559 in used auto loans and $503,547,743 in total loans and leases. Our operational efficiency is reflected in our $524,645, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 183 full-time employees and 1 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Member-Centric Resources

Members' savings are secured through $198,511,517 in share certificates and $37,244,154 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $21,929,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Robust Financial Health

With a net worth of $68,203,817, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. This solid foundation is further supported by our net worth ratio of $964, which ensures that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Financing Solutions

For those interested in expanding their business, our outstanding commercial loans totaling $1,447,448 provide the capital needed for growth and expansion. We also provide personal loans for various needs like debt consolidation or emergency expenses. Our friendly team is here to guide you through every step of the loan process, from application to closing. Plus, if you're considering refinancing existing loans or checking eligibility options, we can assist you with that too! If you'd like more information about any of our loan products or wish to discuss your financial situation further, please don't hesitate to reach out at (208) 585-2851 or visit us at our branch located at 551 S Middleton Rd Middleton Id 83644 in Middleton, ID. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let us help you find the right loan solution today!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $188,845,657 in used vehicle loans and $51,030,606 in new vehicle loans already helping members get on the road. Whether you're eyeing a reliable used car or a brand-new model, we have financing options that make it affordable for you.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $58,091,984, make buying or refinancing simple. We offer various programs that can suit first-time buyers as well as seasoned homeowners looking to refinance their existing mortgages.

Unsecured Credit Card Loans

Managing day-to-day expenses can sometimes be challenging. We also offer flexible terms on unsecured credit card loans, with a total of $20,014,454 in loans helping members manage their finances effectively. This option provides the freedom to cover unforeseen costs without affecting your budget significantly.

Loan Aggregator

Benefits of Using LendMesh

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Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ), ensuring fair and transparent offers. This means that you can trust the information presented to you, as it comes from legitimate sources committed to responsible lending practices.

PIONEER FEDERAL CREDIT UNION - Middleton, ID