Pioneer Credit Union Meridian ID | Affordable Auto Loans & Business Banking

Introduction

Welcome to Pioneer, your trusted financial partner located at 850 E Fairview Ave, Meridian, ID 83642. Since our establishment in 1954, we have been dedicated to serving our community with integrity and excellence. With a membership of nearly 49,693 members and total assets reaching an impressive $707,821,960, we take pride in offering personalized banking solutions tailored to meet your needs. At Pioneer, we understand the importance of building a solid financial foundation. That's why our services range from checking and savings accounts to auto loans and mortgages, ensuring that you have access to the tools necessary for achieving your financial goals. With total deposits amounting to $24,480,205 and a net worth of $68,203,817, you can trust that your money is secure with us. We are not just about numbers; we are about people. Led by our CEO, Curt Perry, and Board President, Nathan Price, our dedicated team of 184 employees is here to assist you every step of the way. Whether you need assistance with personal banking or business financing options like our competitive member business loans currently standing at $1,890,639 we are committed to providing exceptional service. While members can visit us at our branch location in Meridian, official correspondence should be sent to the same address: 850 E Fairview Ave, Meridian, ID 83642. Feel free to reach out at 208-888-3401 for any inquiries or assistance. Join us today and experience the difference that a community-focused credit union can make in your life. Visit our website at Pioneer FCU or stop by to discover how we can help you achieve financial success!

Branch History & Mission

At Pioneer, we are proud of our rich history and unwavering commitment to the community of Meridian, ID. Established in 1954, our branch has grown alongside the city, evolving from a small credit union into a trusted financial partner for nearly 50,000 members. Located at 850 E Fairview Ave, right in the heart of Meridian, we are easily accessible to serve your banking needs. Our mission at Pioneer is straightforward yet powerful: to provide exceptional financial services while fostering a supportive community atmosphere. We believe that everyone deserves access to affordable banking options that empower them to achieve their financial goals. This mission drives us daily as we offer a wide range of services including checking and savings accounts, auto loans, mortgages, personal loans, and business banking solutions. Over the years, we've expanded our services and facilities to meet the growing needs of our members. Our branch not only features traditional banking options but also includes ATM availability and convenient drive-thru services. We understand that modern banking requires flexibility, which is why we have embraced digital advancements such as online banking and mobile payments to make managing finances easier than ever. Pioneer is more than just a credit union; we are deeply invested in our local community. We actively participate in outreach programs and partnerships that support local initiatives, ensuring that we contribute positively to the lives of those around us. Our team is dedicated to being there for you not just as your financial institution but as your neighbor. With total assets reaching over $707 million, we have the resources necessary to support our members effectively. Our staff is committed to providing personalized service and guidance tailored to your unique situation. As we look forward to continuing our legacy in Meridian, we invite you to join Pioneer Credit Union. Experience firsthand how we blend financial expertise with community spirit. Whether you're looking for assistance with loans or simple banking transactions, we're here for you every step of the way. Feel free to reach out at 208-888-3401 or visit us during our operating hours: Monday through Friday from 9 AM - 5 PM (Lobby) and Saturday from 7 AM - 7 PM (PTM). Join us today and be part of something great!

Branch Location & Accessibility

Convenient Access

Our branch is equipped with ample parking, making it easy for you to stop by without a hassle. If you're visiting us during our operating hours Monday through Friday from 9:00 AM to 5:00 PM (with extended hours on Fridays until 6:00 PM) and Saturday from 7:00 AM to 7:00 PM you'll find that our team is ready to assist you. For those who prefer a drive-thru option, we offer basic drive-thru banking services for quick deposits and withdrawals.

Fully Equipped Services

At Pioneer Credit Union, we pride ourselves on offering a range of services tailored just for you. From personal banking solutions like checking and savings accounts to auto loans and mortgages, we have everything you need under one roof. Our shared service center also allows members of partner credit unions to make deposits and withdrawals conveniently. For those who require assistance, our facility is ADA compliant with features like ramps for easy access. Plus, if you need to withdraw cash or check your balance after hours, our ATM is available for your convenience. While members can visit us at our main branch address, official correspondence should be sent to the same address: 850 E Fairview Ave, Meridian, ID 83642.

Get in Touch

We're here to help! Feel free to give us a call at 208-888-3401 if you have any questions or want more information about our services. We invite you to come visit us at Pioneer Credit Union today; let's explore how we can help you achieve your financial goals together!

Member Eligibility

At Pioneer, we believe that everyone deserves the opportunity to belong to a supportive financial community. Becoming a member is simple and welcoming. If you live, work, or worship in our local area, or have family who are already members, you're eligible to join us! We pride ourselves on offering a range of services tailored to meet your needs, from checking and savings accounts to auto loans and credit cards with rewards. The benefits of membership include personalized service and competitive rates that help you achieve your financial goals. Ready to take the next step? Opening an account at Pioneer is easy! You can start the process online by visiting our account opening page at https://app.consumer.meridianlink.com/apply.aspx?enc=kw21wblm1yxpjjabdozad1yo_pwax32k9_vyji5yqy6scue7rigiuuxuvxg3yhzci8g8dclhp4shi7rwsdiipfvxzyp1-us6bvv2ahgopecctaihhmw9bcn-gckidfydpkmgyu-vrmrw7zy3cks_3mv_ucajcairuvxuvmbafko&referralsource=newyouthhomepage . If you have any questions or need assistance, feel free to give us a call at (208) 888-3401. For detailed eligibility criteria, check out our website at . We can't wait to welcome you into our community at 850 E Fairview Ave Meridian Id 83642!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $14 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $5 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $1,447,448, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Beyond loans, we offer essential merchant services that simplify daily transactions for your business. Imagine a bustling café where quick payments enhance customer satisfaction, or a retail store that effortlessly manages sales and inventory our services empower you to focus on what you do best while we handle the financial side. Choose Pioneer as your trusted partner in business banking. Together, let's build a brighter future for your enterprise!

Comprehensive List Of Services

Business Banking Options

For those running a business or thinking about starting one, Pioneer offers robust business banking services. From merchant services that simplify payment processing to business loans that fuel growth, we're committed to helping local businesses thrive.

Convenient Access to Banking

We know convenience matters in today's fast-paced world. At Pioneer, you can take advantage of our ATM services for quick cash withdrawals and balance checks without any hassle. Our drive-thru banking allows for simple transactions like deposits and withdrawals from the comfort of your vehicle. Moreover, if you're a member of another partner credit union, you'll appreciate our shared branch transactions where you can make deposits and withdrawals easily.

Financial Assistance When You Need It

Life can throw unexpected expenses your way. That's where our personal loans come in handy. Whether it's for debt consolidation or covering an urgent expense, we aim to provide support when you need it most. Plus, with our credit cards offering rewards, you can earn benefits while making everyday purchases.

Personal Banking Solutions

We understand that managing your finances can be overwhelming. That's why we offer personal banking services like checking and savings accounts designed to fit your lifestyle. Imagine having easy access to your funds through our convenient online and mobile banking platforms, allowing you to check balances and transfer money with just a few taps on your phone. If you're considering purchasing a car or need to refinance an existing loan, our auto loans and vehicle financing options are here for you. With competitive rates and flexible terms, getting behind the wheel has never been easier! Additionally, our mortgage loans and refinancing options help you secure your dream home or lower your monthly payments.

Stay Connected Anytime

With our commitment to digital banking, enjoy features such as online banking that lets you manage accounts anytime from anywhere. Our mobile application also supports mobile payments and person-to-person transfers so that staying connected with your finances is straightforward. If you have any questions or need assistance with any of these services, feel free to reach out at 208-888-3401 or visit us in person at our branch in Meridian. We invite you to explore all that Pioneer has to offer and see how we can help fulfill your financial goals today!

Digital & Online Banking

Key Features

One of our standout features is the ability to set up e-statements. Say goodbye to paper clutter and hello to convenient, electronic access to your monthly statements. You'll receive notifications right in your inbox, ensuring you always have up-to-date information at your fingertips. For those who like to keep things simple, our person-to-person transfer feature allows you to send money directly to friends and family without any hassle. Whether it's splitting a bill or sending a gift, it's quick and easy. Our mobile application brings banking right into your pocket. With this handy app, you can make mobile payments, manage accounts, and even use electronic signature authorization for added convenience when signing documents no more printing required! Security is also a top priority for us. We utilize advanced technology to protect your personal information while making sure that every transaction is safe and sound. At Pioneer, we believe that banking should empower you with flexibility and ease. Dive into our digital world today and experience financial management that works for you!

Financial Strength

Financial Performance

Our $524,645 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 183 full-time employees and 1 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Growing Trust

Total Share Accounts: 115,127, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $13,452,089. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Pioneer is your trusted partner. Visit us at 850 E Fairview Ave Meridian Id 83642 or call (208) 888-3401 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Members' savings are secured through $198,511,517 in share certificates and $37,244,154 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $21,929,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Reinvestment for Growth

With $67,513,116 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust with $10,559 in used auto loans and $503,547,743 in total loans and leases, supporting your financial goals across various sectors.

Solid Foundation

With a net worth of $68,203,817, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $964 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $188,845,657 in used vehicle loans and $51,030,606 in new vehicle loans already helping members get on the road. Whether you want a brand-new ride or a reliable used vehicle, we have options tailored for you. Plus, if you're considering refinancing your current auto loan, we can help you explore eligibility options to lower your monthly payments.

Business Loans

For business owners, our outstanding commercial loans totaling $1,447,448 provide the capital needed to grow and expand your business. We understand the unique challenges faced by entrepreneurs and are here to support your journey with tailored financing solutions. At Pioneer, we're dedicated to making your borrowing experience straightforward and supportive. If you're ready to take the next step towards achieving your financial goals, give us a call at (208) 888-3401 or visit us at 850 E Fairview Ave Meridian Id 83642 in Meridian, ID. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let us help you find the perfect loan product that suits your needs today!

Credit Lines and Unsecured Loans

For those needing flexible borrowing solutions, we provide credit lines totaling $146,740,404 that allow you to access funds when you need them most. Additionally, we offer unsecured credit card loans with a total of $20,014,454, helping members manage their finances effectively without requiring collateral.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $58,091,984, make buying or refinancing simple. We offer various mortgage products to fit different financial situations, whether you're a first-time homebuyer or looking to refinance an existing mortgage.

Loan Aggregator

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How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This rigorous sourcing ensures that all offers presented are both fair and transparent. By focusing on verified institutions, LendMesh provides a reliable foundation for borrowers seeking the best rates available.

PIONEER FEDERAL CREDIT UNION