Pioneer Credit Union Jerome ID | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Pioneer, your trusted partner in financial well-being since 1954. Located at 1865 S Lincoln Ave, Jerome, ID 83338, our branch is dedicated to serving our community with personalized financial solutions that fit your needs. With a strong membership of 49,045 and total assets exceeding $712 million, we are proud to offer a robust range of services designed to help you achieve your financial goals. At Pioneer, we understand that each member's journey is unique. That's why we provide services such as personal banking, auto loans, mortgage refinancing, and business banking options tailored just for you. Our commitment to excellence is reflected in our impressive total deposits of $19,311,607 and a net worth of $69,220,479, ensuring that your funds are safe and sound. While members can visit us at our physical location in Jerome, official correspondence should be sent to the same address: 1865 S Lincoln Ave, Jerome, ID 83338-6138. Under the leadership of our CEO, Curt Perry, and Board President, Nathan Price, we strive to create a welcoming environment where you feel valued and supported. We invite you to experience the difference at Pioneer. Whether you're looking for assistance with loans or simply need advice on managing your finances, our friendly staff is here to help. Feel free to reach out at 208-324-8553 or explore more about our offerings on our website: Pioneer FCU. Join us today and discover how we can assist you on your financial journey!

Branch History & Mission

Community Commitment

Beyond banking, Pioneer actively engages in community outreach efforts. We partner with local organizations and participate in events that uplift our community. By joining hands with other businesses and nonprofits, we work together towards shared goals that benefit everyone in Jerome. Whether you're looking for personal loans, business banking options, or simply want to learn more about managing your finances wisely, Pioneer is here for you. While members can visit us at 1865 S Lincoln Ave for all their banking needs, official correspondence should be sent to our mailing address at 1865 S Lincoln Ave, Jerome, ID 83338-6138. Join us today at Pioneer Credit Union! Experience the difference of being part of a family that cares about your financial future. For more information or assistance, feel free to call us at 208-324-8553 or visit our website at Pioneer. Your journey towards financial empowerment starts here!

Our Evolution

From the very start, Pioneer has been dedicated to providing quality financial services tailored to meet the needs of our members. As we expanded, we embraced innovative banking solutions while maintaining our core values of trust and community spirit. Today, with total assets amounting to $712,449,078, we continue to strengthen our commitment to member satisfaction and financial well-being. Our branch operates with efficiency and convenience in mind. With drive-thru banking available and an ATM on-site, we ensure that members can access their funds easily. Our friendly staff is always ready to assist you during our operating hours: Monday through Thursday from 9:00 AM to 5:00 PM for lobby services and from 7:00 AM to 7:00 PM on Monday through Saturday for drive-thru services.

Our Mission

Pioneer's mission is clear: we strive to empower our members by providing accessible financial services while actively contributing to the betterment of our community. We believe that strong financial health leads to stronger communities. Whether it's helping someone secure an auto loan or offering advice on personal finance management, we are here to support every step of your financial journey. We also prioritize inclusivity by ensuring ADA compliance across our services and investing in digital advancements that make banking easier than ever before. Our online and mobile banking platforms allow members to manage their finances anytime and anywhere.

Branch Location & Accessibility

Convenient Access and Features

Our location offers ample parking with features that ensure accessibility for everyone, including ramps that meet ADA standards. If you need to visit us during the week, our lobby hours are Monday through Friday from 9:00 AM to 5:00 PM. For those who prefer drive-thru banking, we're open from 7:00 AM to 7:00 PM Monday through Saturday. This flexibility allows you to manage your banking needs on your schedule.

Get in Touch

If you have any questions or need assistance, don't hesitate to reach out! You can call us at 208-324-8553. We invite you to stop by our branch or visit us online at Pioneer FCU to learn more about how we can serve you better. Your financial journey starts here at Pioneer!

Services Offered

At Pioneer, we provide a range of services designed to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we have something for everyone. Our drive-thru service ensures quick access for deposits, withdrawals, and simple transactions without ever leaving your car. We also offer shared services for partner credit union members, making it easy to conduct basic transactions wherever you are.

Member Eligibility

At Pioneer, we believe that everyone deserves access to financial services that empower them. Becoming a member is simple and welcoming it's like joining a family where your needs matter. If you live, work, or worship in the communities we serve, you're likely eligible for membership! We strive to make banking accessible for all, and our friendly team is here to help guide you through the process. You can check out the specific eligibility details on our website at for the most accurate information. Once you're ready to take that step, opening an account with us is just a few clicks away! Visit our account opening page at https://app.consumer.meridianlink.com/apply.aspx ?enc=kw21wblm1yxpjjabdozad1yo_pwax32k9_vyji5yqy6scue7rigiuuxuvxg3yhzci8g8dclhp4shi7rwsdiipfvxzyp1-us6bvv2ahgopecctaihhmw9bcn-gckidfydpkmgyu-vrmrw7zy3cks_3mv_ucajcairuvxuvmbafko&referralsource=newyouthhomepage to get started. If you have any questions along the way, don't hesitate to give us a call at (208) 324-8553. We can't wait for you to join our community at Pioneer, located conveniently at 1865 S Lincoln Ave Jerome Id 83338, where you'll find not only great financial products but also a supportive network dedicated to helping you thrive.

Business Banking & Commercial Services

Commercial Loans for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $14 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $4 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $1,432,053, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Work for You

In addition to loans, our merchant services make transactions smooth and straightforward. Imagine this: you run a bustling café in Jerome, ID. With our payment processing solutions, customers can pay quickly, and you can manage your finances efficiently, freeing up time to focus on what you love serving great food and building customer relationships. Visit us at 1865 S Lincoln Ave Jerome Id 83338 or call us at (208) 324-8553 to learn how we can help your business thrive!

Comprehensive List Of Services

ATM & Drive-Thru Services

We also provide essential ATM and cash withdrawal services for quick access to your funds. For those times when you prefer face-to-face interaction but are short on time, our drive-thru banking allows for simple transactions like deposits and withdrawals without leaving your car. Additionally, if you're a member of one of our partner credit unions, you can take advantage of basic shared branch transactions right here at Pioneer a great benefit when you're traveling or away from your home branch.

Business Banking

If you're a business owner, we've got you covered too! Our business banking services include merchant services and business loans tailored to help your enterprise thrive. We recognize that running a business comes with its own set of challenges, and we are here to support you every step of the way.

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why Pioneer offers robust online and mobile banking platforms. Manage your accounts from anywhere at any time check balances, transfer funds, and pay bills all from the comfort of your home or on the go. With features like mobile payments and person-to-person transfers, accessing your money has never been easier.

Join Us Today!

Your financial well-being is our priority at Pioneer in Jerome. With a wide variety of services designed just for you from personal banking solutions to comprehensive business support we're here to help simplify your financial journey. Feel free to reach out at 208-324-8553 or visit us online at pioneerfcu.org for more information on how we can assist you today!

Personal Banking

We understand that managing your personal finances is crucial. That's why we offer checking and savings accounts designed with you in mind. Whether you're saving for a rainy day or planning a special purchase, our accounts come with features that help you manage your money effectively. Need a new vehicle? Our auto loans and vehicle financing options make it easy to get behind the wheel without breaking the bank. If you're looking for a home, our mortgage loans and refinancing options provide competitive rates to help you secure your dream home. For those unexpected expenses, our personal loans and debt consolidation services can give you the relief you need. Plus, enjoy the benefits of credit cards with rewards that can turn everyday purchases into exciting perks.

Digital & Online Banking

Accessibility and Support

We're committed to providing accessible solutions for all our members. From e-statements to mobile payments, each feature is designed with ease-of-use in mind so that managing your finances feels intuitive. And if you ever have questions or need assistance, our dedicated support team is just a phone call away at (208) 324-8553. In short, Pioneer makes digital banking simple and secure, helping you take control of your financial future without the added stress. Explore all these features today by visiting us at https://www.pioneerfcu.org/ !

Key Features

Imagine being able to check your balance, transfer funds, or pay bills from the comfort of your home or on-the-go. Our online banking platform provides real-time account management that fits seamlessly into your busy lifestyle. You can also enjoy the benefits of electronic statements, which are not only eco-friendly but also allow you to keep track of your transactions effortlessly. Plus, with electronic signature authorization, signing documents is secure and hassle-free. For those who love using their smartphones, our mobile application is a game changer. Whether you want to make person-to-person transfers or utilize mobile payments for quick transactions at local stores, we've got you covered. Our app is user-friendly and secure, ensuring that all your financial activities are protected.

Financial Strength

A Growing Community

Total Share and Deposit Accounts: 115,368, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $13,111,624. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Pioneer is your trusted partner. Visit us at 1865 S Lincoln Ave Jerome Id 83338 or call (208) 324-8553 to learn more about how we can help you achieve your financial goals.

Commitment to Growth

With $68,329,844 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $10,174 in used auto loans and $508,765,514 in total loans and leases.

Member-Centric Savings

Members' savings are secured through $190,250,428 in share certificates and $34,799,801 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $14,975,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our $724,579, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 184 full-time employees and 4 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Strong Financial Health

With a net worth of $69,220,479, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $972 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $185,124,911 in used vehicle loans and $41,809,710 in new vehicle loans already helping members get on the road. Whether you're considering financing for a brand-new model or a reliable used car, we're here to assist you every step of the way.

Business Loans

For business owners looking to grow or expand their operations, our outstanding commercial loans totaling $1,432,053 provide the necessary capital. We understand that every business has unique needs and are committed to supporting our local economy. At Pioneer Credit Union in Jerome, ID, we also have refinancing options available if you're seeking better rates or terms on existing loans. Our knowledgeable staff can guide you through eligibility requirements and help find the best solution for your financial situation. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Ready to explore our loan options? Visit us today at our branch or check out our website at Pioneer FCU for more information!

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We provide various mortgage products tailored to fit your situation. With $62,506,251 in Junior Lien 1-4 Family Residential Property loans available, you can feel confident as you take this significant step toward securing your future.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans. With a total of $20,780,415 in loans helping members manage their finances effectively, our credit cards come with competitive rates and rewards that suit your lifestyle.

Loan Aggregator

Benefits of Using LendMesh

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How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This ensures that the offers presented are fair and transparent, giving users a reliable way to compare their options.

PIONEER FEDERAL CREDIT UNION - Jerome, ID