Pinpoint Credit Union Milton PA | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Pinpoint, your trusted financial partner located at 37 Ferry Ln, Milton, PA 17847. Since our establishment in 1956, we have proudly served the community with a commitment to providing exceptional banking services tailored to meet the needs of our 2,985 members. With total assets of $31,977,463 and total deposits reaching $2,888,921, we focus on empowering individuals and families through reliable financial solutions. At Pinpoint, we understand that your financial journey is unique. That's why we offer a range of services including personal banking, auto loans, mortgages, and business banking solutions. Our dedicated team of 11 employees, led by our CEO Brenda Raker and Board President Jason Budman, is here to guide you every step of the way. We believe in the importance of community impact and strive to support our members not just through numbers but by building lasting relationships. Whether you need assistance with loans over 3,221 granted or simply want to open a savings account, we are here for you. While you can visit us at our branch address for all your banking needs, please note that official correspondence should be sent to our mailing address: 37 FERRY LN, MILTON, PA 17847-2601. Ready to take control of your financial future? Call us today at 570-742-3903 or explore more on our website at Pinpoint FCU. We look forward to serving you!

Branch History & Mission

Commitment to Innovation

As times change, so do we. With advancements in technology, we have embraced digital banking solutions that enhance your experience while ensuring security. From online banking to mobile payment options, we're dedicated to making your banking as convenient as possible while remaining compliant with ADA standards. Our branch also features essential services such as an ATM and drive-thru banking for quick transactions. Additionally, our shared service center allows members from partner credit unions access to basic banking services right here at Pinpoint. While you can visit us at 37 Ferry Ln Milton Pa 17847, official correspondence should be sent to our mailing address: 37 FERRY LN, MILTON, PA 17847-2601. We invite you to join our growing family at Pinpoint! Come experience firsthand how our dedicated team can help you navigate your financial journey and make meaningful connections within the community. For any inquiries or assistance, feel free to call us at (570) 742-3903. Together, let's build a brighter future!

Our Mission

At Pinpoint, our mission goes beyond just providing banking services; it's about building relationships and supporting the community we cherish. We believe that everyone deserves access to quality financial services that can help them achieve their goals whether that's purchasing a new vehicle, buying a home, or saving for the future. Our commitment is reflected in our range of offerings, including personal loans, auto financing, credit cards with rewards, and business banking services. We take pride in being more than just a financial institution; we are an active participant in community life. Through various outreach programs and partnerships, we aim to uplift those around us by providing education on financial literacy and assisting local organizations.

Branch Location & Accessibility

Accessibility and Amenities

At Pinpoint, we prioritize making banking as accessible as possible. Our branch features ADA-compliant facilities, including ramps for easy entry and exit. Parking is available on-site, ensuring that you have a hassle-free experience when visiting us. We offer both ATM services and drive-thru banking for your convenience. Need to make a quick deposit or withdrawal? Our drive-thru is perfect for those on-the-go moments. Plus, our shared service center allows members of partner credit unions to complete transactions such as deposits and withdrawals easily.

Operating Hours

Our doors are open for you during the following hours: Monday through Thursday from 8:30 AM to 5:00 PM, Friday from 8:30 AM to 6:00 PM, and Saturday from 8:30 AM to 12:00 PM. We know how busy life can get, so we strive to provide flexible hours that fit your schedule.

Reach Out Today!

Whether you have questions about our services or want assistance with your banking needs, don't hesitate to give us a call at 570-742-3903. We're excited to assist you and help you make the most of your financial journey. Visit us today at Pinpoint Credit Union where community and convenience come together!

Member Eligibility

Joining the Pinpoint community means becoming part of a supportive family that looks out for one another. If you're interested in membership, you'll find that it's designed to be welcoming and inclusive. At Pinpoint, eligibility is open to anyone who lives, works, worships, or attends school in Northumberland County, as well as their immediate family members. This means you can join not just for yourself but also extend the benefits to your loved ones. By becoming a member, you'll gain access to a range of financial services tailored to meet your needs, from personal banking to auto loans and credit cards. Getting started is simple! Just visit us at our branch located at 37 Ferry Ln, Milton, PA 17847, or give us a call at 570-742-3903 for more information. If you want the details on eligibility criteria and how you can open an account with us, check out our website at Pinpoint FCU Eligibility. We can't wait to welcome you into our community!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. Additionally, we also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine being able to accept payments anytime, anywhere this is where our merchant services come into play. Whether you run a bustling café or a small online shop, our payment processing solutions simplify transactions for you and your customers. By accepting various payment methods, you not only enhance customer experience but also ensure smoother cash flow for your business. Located at 37 Ferry Ln Milton Pa 17847 in Milton, PA, we're here to partner with you on your journey to success. Let's discuss how we can help your business grow! For more information, call us at (570) 742-3903.

Comprehensive List Of Services

Business Banking Services

For our entrepreneurial members, we offer robust business banking services including merchant services and business loans. Whether you're starting a new venture or looking to expand an existing one, we're here to support your journey.

Connect With Us Today!

If you're ready to experience personalized service and a variety of financial solutions, reach out to us at (570) 742-3903 or visit us at 37 Ferry Ln Milton Pa 17847. We invite you to explore all that Pinpoint has to offer! Join us today by visiting our website at Main Office for more information on how we can assist you in achieving your financial goals.

Convenient Access Anytime

We believe banking should be easy. That's why we offer comprehensive online and mobile banking services, enabling you to check balances, transfer funds, and pay bills right from your smartphone or computer. You can also take advantage of our ATM services for cash withdrawals and balance checks without any hassle. At Pinpoint, we make it easy for you to access essential services with our basic drive-thru banking options for deposits and withdrawals. Additionally, through shared branch transactions, members of partner credit unions can also enjoy convenient access to their accounts.

Financial Support When You Need It

Life can throw unexpected expenses your way, which is why we also provide personal loans and debt consolidation services. Our team will work with you to find solutions that alleviate financial stress while keeping your goals in mind. Plus, if you're looking for everyday spending flexibility, check out our credit cards with rewards that offer benefits on purchases.

Personal Banking Solutions

When it comes to personal banking, we understand that every member has unique goals. Whether you're looking for a checking or savings account to help you manage daily expenses or save for future plans, we've got you covered. Our accounts come with features designed for convenience, including online and mobile banking options, allowing you to access your funds anytime, anywhere. If you're considering purchasing a new vehicle, our auto loans and vehicle financing options are here to help turn your dream into reality. We offer competitive rates and flexible terms that make financing easy and affordable. Additionally, our mortgage loans and refinancing services ensure that you can find a home loan solution that fits your budget while helping you secure your dream home.

Digital & Online Banking

Key Features

Managing your finances has never been easier with features like electronic signature authorization, which allows you to sign documents securely without the hassle of printing or mailing. Plus, with e-statements readily available, you can view your account statements digitally saving paper and time while keeping everything organized. For those who prefer mobile banking, our mobile application makes transactions simple and accessible right from your smartphone. You can also take advantage of our mobile payments feature for quick and secure purchases at participating merchants. If you need to send money to friends or family, our person-to-person transfer option is straightforward and efficient, ensuring that you can share funds whenever necessary. In an age where security is paramount, rest assured that all these services are designed with your safety in mind. At Pinpoint, we prioritize protecting your information while providing tools that enhance your financial management experience. Explore the full range of our digital banking offerings today by visiting https://pinpointfcu.org/. Experience how easy it is to manage your finances with Pinpoint!

Financial Strength

A Committed Team

We also take pride in having 7 full-time employees and 4 part-time employees ready to serve you with expertise and dedication. Our team is here to guide you through every step of your financial journey. The strength of our operations is reflected in our $35,737, which enables us to continue offering competitive loan rates and solid financial products for our members. With a growing member base shown by 5,622, it's clear that many individuals trust us with their finances.

Investment in Our Future

With $2,050,337 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This strategy allows us to adapt and grow while maintaining the high standards of service you've come to expect from us. Our lending capacity is evident with $825 in used auto loans and $22,836,065 in total loans and leases. We support members' financial goals across various sectors, making it easier for you to achieve your dreams whether it's purchasing a vehicle or consolidating debt.

Member-Centric Savings

Members' savings are secured through $3,817,813 in share certificates, offering stable and rewarding financial growth opportunities. Additionally, while we currently have $0 in money market shares, this represents a commitment to providing various ways for our members to grow their savings. Unlike traditional banks, we prioritize our members. With non-member deposits at $4,828,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Our Solid Foundation

With a net worth of $2,050,337, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. This robust net worth showcases our ability to withstand economic fluctuations and continue serving our community effectively. Our net worth ratio of 6.41% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. This means that when you choose Pinpoint, you're selecting a credit union that prioritizes your financial well-being.

Your Trusted Partner

Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Pinpoint is your trusted partner. Visit us at 37 Ferry Ln Milton Pa 17847 or call (570) 742-3903 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $5,148,483 in used vehicle loans and $2,994,617 in new vehicle loans already helping members get on the road. We provide flexible terms and options for both new and used vehicles, ensuring that you find the right fit for your budget.

Credit Lines

For those looking for additional financial flexibility, our total credit lines amount to $1,500,000. This option allows you to access funds when you need them most without the hassle of reapplying for a loan each time.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $294,426, make buying or refinancing simple. Whether you're a first-time homebuyer or looking to refinance an existing mortgage, our team is here to guide you through the process.

Refinancing Options

If you're considering refinancing any of your existing loans or exploring eligibility options for our various products, our knowledgeable staff at Pinpoint is ready to assist you. We strive to make the refinancing process straightforward and beneficial for all our members. For more details on our loan offerings and how we can assist you with your financial needs, feel free to reach out at 570-742-3903 or visit us at 37 Ferry Ln Milton Pa 17847. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At Pinpoint, we're dedicated to providing you with tailored solutions that work for your unique situation because your success is our priority!

Unsecured Credit Card Loans

Managing everyday expenses can be challenging; that's why we also offer flexible terms on unsecured credit card loans, with a total of $532,099 in loans helping members manage their finances effectively. Enjoy the freedom of making purchases without tying up your cash reserves.

Loan Aggregator

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Real-Time Rate Comparisons

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Verified Data

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PINPOINT FEDERAL CREDIT UNION - Milton, PA

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