Best Auto Loans & Quick Personal Banking | Pinellas Largo FL Credit Union

Introduction

Welcome to Pinellas, your trusted partner in financial well-being! Located at 350 E Bay Dr, Largo, FL 33770, our branch has been serving the community since 1956. With a strong commitment to our members, we proudly support over 11,500 individuals and families in achieving their financial goals. At Pinellas, we believe that banking should be accessible and straightforward. Our total assets of $169,882,752 and robust deposits totaling $19,236,366 reflect our dedication to providing reliable services. Whether you're looking for auto loans where we've facilitated over 4,362 loans or personal banking solutions like checking and savings accounts, we have you covered. Our team of 25 employees, led by CEO Sherry Belcher and Board President Sue Johnson, is here to ensure you receive personalized service tailored to your needs. We understand the importance of community involvement and strive to make a positive impact through various programs and services. For any official correspondence, please note that while you can visit us at our branch address, our mailing address is also 350 E Bay Drive, Largo, FL 33770. Experience the difference with Pinellas where your financial success is our priority! Feel free to call us at 727-586-4422 or visit our website at www.pinellasfcu.org for more information or to get started on your financial journey today!

Branch History & Mission

Commitment to Community

At Pinellas Credit Union, we understand that being part of a community means more than just offering financial services. It's about building relationships and giving back. We take pride in supporting local events, schools, and charities throughout Largo and Pinellas County. Our partnerships with local organizations reflect our dedication to making a positive impact on those we serve.

Join Us

As we continue to grow and adapt to meet the needs of our members, we invite you to become part of the Pinellas family. Experience firsthand how we put people before profits and focus on community well-being. Visit us today or learn more about joining by calling us at 727-586-4422 or visiting our website. Together, let's build a brighter future!

Modern Services for Today’s Member

In today's fast-paced world, we recognize the importance of staying connected with our members. That's why we offer a range of modern banking solutions including online banking, mobile payments, and e-statements all designed with your convenience in mind. For those who prefer face-to-face interactions, our drive-thru service allows for quick transactions without leaving your vehicle. With an ATM available at our branch and operating hours from 9 AM to 5 PM Monday through Thursday and until 6 PM on Fridays, we strive to make banking accessible for all. While members can visit us at 350 E Bay Dr for all their banking needs, official correspondence should be sent to the same address as well.

Our Story

From our humble beginnings in the mid-20th century, Pinellas has always been driven by a commitment to improve the lives of our members. We opened our doors to provide accessible banking solutions tailored to the unique needs of our community. The journey hasn't just been about numbers; it's been about people helping families buy their first homes, financing reliable transportation, and assisting individuals in achieving their financial goals. Our mission is simple yet profound: to empower our members through personalized financial services while fostering a sense of belonging and community. We believe that everyone deserves access to quality financial products without excessive fees or complicated processes. Whether you're looking for checking accounts, auto loans, or mortgage options, we are here to guide you every step of the way.

Branch Location & Accessibility

Additional Features

For those who prefer convenience, we also offer drive-thru banking for simple transactions such as deposits and withdrawals. You can expect a warm welcome every time you visit us at Pinellas. While members can visit us at 350 E Bay Dr, official correspondence should be sent to the same mailing address. If you have any questions or need assistance, don't hesitate to call us at 727-586-4422. We look forward to seeing you soon!

Nearby Landmarks

Situated close to popular spots like Largo Central Park, our branch is surrounded by a vibrant community. With ample parking available, you can visit us without any hassle. Our building is designed with accessibility in mind, featuring ADA-compliant entrances and ramps to ensure everyone can enjoy our services.

Operating Hours and Services

We understand that life can get busy, which is why we're here for you from 9 AM to 5 PM Monday through Thursday, and until 6 PM on Fridays. Our friendly staff is ready to assist you with a range of services including personal banking options like checking and savings accounts, auto loans, mortgage refinancing, and credit cards with rewards. Plus, if you're on the go, take advantage of our ATM services for quick withdrawals and balance checks.

Member Eligibility

Becoming a member of Pinellas is more than just opening an account; it's about joining a community that supports you and your financial goals. If you live, work, or worship in the Pinellas area, you're likely eligible to join us. We welcome individuals who share our commitment to helping each other succeed financially. You can find all the specific details about eligibility on our website at http://www.pinellasfcu.org/join-pinellas/who-can-join , where we outline everything you need to know to get started. Once you've confirmed your eligibility, opening an account is a breeze! Just visit us at our branch located at 350 E Bay Dr Largo Fl 33770, or simply click on this link to start the process online: https://my.pinellasfcu.org/enroll . Our friendly team is here to assist you every step of the way, so don't hesitate to reach out at (727) 586-4422 if you have any questions. Join us today and experience the benefits of being part of the Pinellas family!

Business Banking & Commercial Services

Commercial Loans

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Additionally, our merchant services are designed to simplify transactions for your business. Imagine accepting payments seamlessly from customers whether they prefer credit cards, mobile payments, or online transactions. Our services help you focus on what matters most: growing your business. Located conveniently at 350 E Bay Dr Largo Fl 33770 in Largo, FL, we invite you to reach out at (727) 586-4422 to explore how our business banking and commercial services can elevate your operations.

Comprehensive List Of Services

Accessibility When You Need It

For those who prefer face-to-face service, we have a drive-thru banking option available for quick deposits, withdrawals, and simple transactions. Our friendly staff is always ready to assist you during regular hours from 9 am to 5 pm Monday through Thursday and until 6 pm on Fridays. We invite you to explore all these services at East Bay Main Office. For any questions or assistance, don't hesitate to call us at (727) 586-4422. Join us today and see how we can help make your financial journey smoother and more rewarding!

Banking at Your Fingertips

With modern life being so busy, convenience is key. That's why we offer robust online and mobile banking options. You can manage your accounts from anywhere, anytime whether it's transferring money, checking balances, or making payments with just a few taps on your smartphone. Plus, our ATM services allow for easy cash withdrawals and balance checks without stepping inside the branch.

Financing Your Dreams

If you're thinking about buying a new car or refinancing your home, our auto loans and mortgage options can help turn those dreams into reality. We offer competitive rates and flexible terms that fit your budget. Additionally, our personal loans and debt consolidation services are here to assist you in managing expenses or getting back on track financially.

Personal Banking Made Easy

We understand that managing your finances can sometimes feel overwhelming. That's why our personal banking services are designed with you in mind. Whether you're looking for checking and savings accounts to help you save for a rainy day or plan for your future, we've got you covered. Our accounts come with features that make it easy to access your funds whenever you need them.

Rewarding Credit Options

Looking for a credit card that rewards you? Check out our credit cards with rewards program! You can earn points for every purchase, making it easier to enjoy perks like travel discounts or cash back.

Supporting Local Businesses

For entrepreneurs and small businesses, our business banking services provide essential tools like merchant services and business loans. We believe in supporting local businesses because they are vital to the community's economy.

Digital & Online Banking

Key Features for You

Our online platform is user-friendly and packed with features that help you stay in control of your money. You can easily check your account balances, view transaction histories, and manage your funds with just a few clicks. We also provide e-statements, allowing you to view your account statements electronically, reducing paper clutter while keeping all your financial records at your fingertips. Need to send money quickly? Our person-to-person transfer service makes it easy to send cash to friends and family without any hassle. Plus, if you're on the go, our mobile application brings all these features right to your smartphone. Whether you want to deposit a check or set up mobile payments, we've got you covered.

Security and Convenience

Your security is our top priority. With electronic signature authorization available, you can complete transactions with confidence knowing that your personal information is protected. Our advanced security measures ensure that your data remains safe as you manage your finances online. With Pinellas, banking is not only easy but also designed around your lifestyle. Experience the freedom of real-time account management at your convenience wherever life takes you!

Financial Strength

A Growing Community

Our total share accounts stand at 17,438, showing a strong and growing member base that trusts us with their finances. As we expand our community, we remain committed to nurturing relationships built on trust and transparency. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Pinellas is your trusted partner. Visit us at 350 E Bay Dr Largo Fl 33770 or call (727) 586-4422 to learn more about how we can help you achieve your financial goals.

Committed Team

We also take pride in having 25 full-time employees ready to assist you with any questions or needs you may have. Our knowledgeable team is dedicated to providing exceptional service tailored to meet your individual requirements.

Focused on Our Members

Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Member Savings and Investments

Members' savings are secured through $37,767,429 in share certificates and $4,674,595 in money market shares, offering stable and rewarding financial growth opportunities. This commitment to safeguarding your assets underscores our dedication to your financial well-being.

Reinvestment in Member Services

With $20,103,250 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This approach not only supports current members but also attracts new ones seeking reliable financial services.

Solid Financial Health

With a net worth of $20,527,865, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,206 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Strong Lending Capacity

Our lending capacity is robust with $1,136 in used auto loans and $95,276,585 in total loans and leases available to support your financial goals across various sectors. Additionally, our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $20,597,714 in used vehicle loans and $10,997,059 in new vehicle loans already helping members get on the road. We provide financing options for both new and used vehicles, ensuring you find the perfect fit for your budget.

Business Loans

For business owners, our outstanding commercial loans provide the capital needed to grow and expand. Although we currently do not have any outstanding commercial loans listed, we are dedicated to supporting local businesses and fostering economic growth in our community. At Pinellas, we also offer refinancing options for eligible borrowers. If you're interested in exploring how our loan products can work for you, please reach out! You can contact us at (727) 586-4422 or visit us at our branch located at 350 E Bay Dr Largo Fl 33770 in Largo, FL. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Join us today and discover how our loan products can help pave your way to financial success!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $5,553,719, make buying or refinancing simple. Whether you're a first-time homebuyer or looking to refinance your existing mortgage, our team is here to guide you through every step of the process.

Unsecured Credit Card Loans

Managing everyday expenses has never been easier with our flexible terms on unsecured credit card loans. With a total of $2,968,053 in loans helping members manage their finances effectively, you can enjoy peace of mind knowing that you have access to funds when you need them.

Loan Aggregator

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PINELLAS FEDERAL CREDIT UNION - Largo, FL