Pine Credit Union Pine Bluff AR | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Pine, your trusted partner in financial growth and community support. Located at 5100 Jefferson Pkwy, Pine Bluff, AR 71602, our credit union has been serving members since 1958 with a strong commitment to building lasting relationships. With a total membership of 4,494 and assets reaching an impressive $62,777,559, we pride ourselves on offering personalized financial solutions tailored to meet your unique needs. At Pine, we understand that every dollar counts, which is why we work hard to provide competitive rates on loans and savings. Our total loans stand at 2,893, ensuring that our members have access to the funds they need for everything from auto financing to personal loans. With $5,519,798 in total deposits, our members trust us to safeguard their savings while also benefiting from our reliable services. Our dedicated team of 17 employees, led by CEO Debbie Gatlin and Board President Robert Johnson, is here to assist you. Whether you're seeking advice on mortgages or looking for ways to enhance your savings strategy, we're just a call away at 870-247-5100. While members can visit us at our branch for all their banking needs including drive-thru services official correspondence should be sent to our mailing address: 5100 Jefferson Parkway, Pine Bluff, AR 71602. Join us today and experience the difference that comes with being part of a community-focused credit union. Explore our website at pinefcu.com for more information on the services we offer and how we can help you achieve your financial goals!

Branch History & Mission

Community Focus

We strive to create a welcoming environment where every member feels valued. Our drive-thru service ensures convenience for those on the go, while our commitment to ADA compliance means that everyone can access our services without barriers. Although we do not currently offer ATM services at this location, we are dedicated to making banking as easy as possible through online and mobile banking options. Moreover, we actively participate in local events and partnerships that uplift our community. Whether it's sponsoring local sports teams or hosting financial literacy workshops, we aim to make a positive impact beyond just financial transactions. As we look toward the future, we invite you to join us on this journey. Experience firsthand how being part of Pine can benefit you and your family. Together, let's build a stronger community rooted in trust and financial empowerment! For more information or to become a member today, please contact us at (870) 247-5100 or visit our website at https://pinefcu.com/.

Our Mission

The heart of Pine lies in our commitment to support not just our members, but also the entire community. Our mission is to empower individuals by providing financial solutions that enhance their quality of life. We believe that everyone deserves access to quality financial resources, which is why we focus on customer service and community outreach initiatives. While you can visit us at 5100 Jefferson Pkwy Pine Bluff Ar 71602 for all your banking needs, official correspondence should be sent to our mailing address: 5100 Jefferson Parkway, Pine Bluff, AR 71602. Our friendly staff is here during operating hours from 7:45 AM to 4:45 PM, Monday through Friday, ready to assist you with any inquiries or transactions you may have.

Branch Location & Accessibility

Come Visit Us!

We invite you to drop by Pine and experience our welcoming atmosphere and dedicated staff firsthand. Whether you're a long-time member or considering joining our credit union family, we're here to help you every step of the way! Visit us today and see how we can assist with your financial journey!

Convenient Access

Finding us is a breeze! Our branch features ample parking for all our visitors. For those who may need assistance, we have ADA-compliant facilities, including ramps and accessible entrances to ensure everyone can enjoy our services comfortably.

Operating Hours

At Pine, we know that convenience is key when it comes to banking. That's why we're open Monday through Friday from 7:45 AM to 4:45 PM. Feel free to stop by during these hours for all your banking needs.

Services Offered

We offer a range of services designed to meet your financial needs. Whether you're looking for personal banking options like checking and savings accounts, auto loans, or even mortgage refinancing, we've got you covered. For those on the go, we provide basic drive-thru banking services for quick deposits and withdrawals without leaving your car.

Stay Connected

While members can visit us at our main branch address, official correspondence should be sent to the same location: 5100 Jefferson Parkway, Pine Bluff, AR 71602. If you have any questions or need assistance, don't hesitate to give us a call at 870-247-5100.

Member Eligibility

At Pine, we believe in creating a welcoming community where everyone feels at home. Becoming a member is as simple as meeting a few friendly criteria. If you live, work, or worship in Jefferson County, or if you have a family member who is already a member, you're eligible to join us! We aim to support you with tailored financial services that truly make a difference in your life. You'll enjoy benefits like competitive loan rates and personalized banking services designed just for you. For the most up-to-date eligibility details, feel free to visit our website at . If you're ready to take the next step or have any questions, don't hesitate to give us a call at (870) 247-5100. We're here for you and excited to welcome you into our Pine family!

Business Banking & Commercial Services

Practical Merchant Services

Beyond loans, our merchant services simplify payment processing, allowing you to focus on what matters most: serving your customers. With user-friendly tools, you can accept payments quickly and securely, ensuring a smooth experience for both you and your clients. Located at 5100 Jefferson Pkwy Pine Bluff Ar 71602 in Pine Bluff, AR, we're here to partner with you on your journey to success. Contact us at (870) 247-5100 to learn more about how we can support your business today!

Tailored Business Loan Options

Imagine having access to funds just when you need them whether it's for purchasing new equipment, expanding your location, or managing day-to-day expenses. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Banking at Your Fingertips

In today's fast-paced world, having access to your finances anytime is essential. Our online and mobile banking features let you manage your accounts from anywhere pay bills, transfer money, or check balances all from your smartphone or computer. Plus, with person-to-person payment options, sending money to friends or family has never been easier.

Business Solutions Tailored for You

We also cater to local businesses with specialized banking services. From merchant services that streamline transactions to business loans that fuel growth, we are here to support your entrepreneurial journey.

Convenient Access with Drive-Thru Services

While we don't currently have ATMs available, our basic drive-thru banking allows for easy deposits, withdrawals, and simple transactions without leaving your car. We strive to ensure that banking is convenient and hassle-free. At Pine, we believe in empowering our members through comprehensive financial solutions tailored just for you. If you have any questions about our services or need assistance, don't hesitate to reach out! Call us at (870) 247-5100 or visit us at 5100 Jefferson Pkwy Pine Bluff Ar 71602. Join us today at Pinefcu - Main Office your journey towards better financial health starts here!

Credit Cards That Reward You

With our credit cards featuring rewards programs, you can earn points on everyday purchases whether you're filling up your gas tank or shopping for groceries. It's like getting paid to spend!

Personal Banking Made Easy

Our personal banking services include checking and savings accounts tailored to fit your lifestyle. Whether you're saving for a special occasion or managing day-to-day expenses, our accounts offer flexibility and convenience. For those looking to buy a new car or refinance an existing loan, our auto loans and vehicle financing options provide competitive rates and terms. Imagine driving off in your dream car with a financing plan that works for you! If homeownership is on your mind, our mortgage loans and refinancing services can guide you through the process smoothly. We aim to make buying a home as straightforward as possible, ensuring you feel supported every step of the way. And if you're facing unexpected expenses or planning a big purchase, our personal loans and debt consolidation services can help lighten the load.

Digital & Online Banking

Key Services

Managing your money has never been easier with our user-friendly features. Our online banking platform allows you to view account balances, transfer funds, and pay bills all from one convenient location. Plus, with our person-to-person transfer option, sending money to friends or family is just a few clicks away. For those who prefer to handle their banking from their mobile devices, our mobile application is available for download, bringing all the functionality of online banking right into your pocket. Although we currently don't support mobile payments, you can still enjoy the ease of accessing e-statements online no more paper clutter!

Security You Can Trust

Your security is our priority. While we do not use electronic signature authorization at this time, rest assured that our online services are designed with robust security measures to protect your personal information. We strive to make your banking experience as safe as possible while ensuring that you have full control over your accounts. In a world where time is precious, Pine is here to make banking simple and accessible. Enjoy real-time account management and peace of mind knowing that help is just a call away if you need it. Whether you're checking balances or transferring funds, we're committed to providing the best digital banking experience for our members!

Financial Strength

Growing Member Base

We're proud to have a growing member base that trusts us with their finances; currently boasting 8,165 total share accounts. This reflects our commitment to serving you well. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Pine is your trusted partner. Visit us at 5100 Jefferson Pkwy Pine Bluff Ar 71602 or call (870) 247-5100 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings Options

Your savings are secure with us! Members' funds are backed by $7,003,331 in share certificates and $9,719,595 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Proven Operational Efficiency

Our $700,756 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We take pride in having 16 full-time employees and 1 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvesting for Your Benefit

With $13,428,457 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $820 in used auto loans and $32,951,894 in total loans and leases.

Solid Financial Health

With a net worth of $14,232,748, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $2,263 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Financing Options

For those seeking additional funding solutions, we also offer credit lines totaling $1,250,000. This option provides you with quick access to cash whenever you need it, giving you peace of mind and financial flexibility.

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $15,084,305 in used vehicle loans and $5,317,554 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive interest rates that make driving off in your dream car more accessible than ever.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $587,647, make buying or refinancing simple. We work closely with you to find the right loan structure that fits your budget and lifestyle.

Refinancing Opportunities

If you're considering refinancing any existing loans, our team is here to assist you through every step of the process. We provide insights into eligibility options that could save you money over time. Our dedicated team at Pine, located at 5100 Jefferson Pkwy Pine Bluff Ar 71602, is ready to assist you with any questions about our loan products or help guide you through the application process. You can reach us at (870) 247-5100 during our operating hours from 7:45 AM to 4:45 PM, Monday through Friday. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At Pine, we're committed to empowering our members with reliable financial solutions tailored just for them.

Unsecured Credit Card Loans

Managing day-to-day expenses is easier with our flexible unsecured credit card loans. With a total of $709,964 in loans, we help our members keep their finances in check while enjoying the benefits of rewards and low fees.

Loan Aggregator

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Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov), ensuring fair and transparent offers. This commitment to accuracy means users can trust that they are getting reliable information when comparing loan options.

Pine