COTTON BELT FEDERAL CREDIT UNION - Pine Bluff, AR

Welcome to Pine Bluff Cotton Belt, your trusted financial partner located at 1703 River Pines Blvd, Pine Bluff, AR 71601. Since our establishment in 1936, we've proudly served the community with a commitment to providing personalized financial solutions that meet your unique needs. With a membership base of over 5,965 members, we understand the importance of community and strive to foster strong relationships built on trust and reliability. At Pine Bluff Cotton Belt, we are more than just a credit union; we are a family dedicated to helping you achieve your financial goals. Our total assets amount to an impressive $70,381,998, reflecting our stability and dedication to serving you well. We offer a variety of services tailored to your needs, including loans totaling 3,086 accounts and deposits exceeding $1,194,211. Under the leadership of our CEO, Greg Hutchins, and Board President Joe Spadoni, our team of 25 employees is committed to providing exceptional service. Whether you're looking for assistance with loans or simply want to manage your accounts more effectively, we're here for you. You can reach us at (870) 535-6365 for any inquiries or visit our website at www.pbcbcu.org for more information. While members can visit us at our branch location, official correspondence should be sent to the same address: 1703 River Pines Blvd, Pine Bluff, AR 71601. Join us today and discover how we can help you navigate your financial journey with confidence!

At Pine Bluff Cotton Belt, we believe that everyone deserves a supportive financial community, and becoming a member is your first step toward that. If you live, work, worship, or attend school in the Pine Bluff area, you're already eligible to join us! We welcome individuals from all walks of life who are looking for a friendly place to manage their finances. The benefits of membership include access to personalized service, competitive loan rates, and savings options that really make a difference. Plus, you'll be part of a community that values you as more than just a number. Joining is simple! You can learn more about our eligibility criteria by visiting this page. Once you're ready to open an account, just check out the details at this link, or give us a call at (870) 535-6365. Our team is here to help you every step of the way as you embark on this exciting journey with us at Pine Bluff Cotton Belt!

At Pine Bluff Cotton Belt, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that in today's world, having a reliable financial partner is essential. That's why we are proud to share our strong financial position, which reflects our commitment to serving you. Our current net worth stands at $9,658,562, showcasing our solid financial health. This allows us to offer better rates, lower fees, and enhanced services tailored to meet your needs. Additionally, with a net worth ratio of $1,372, we have a robust capital foundation that ensures the continuity of loans and competitive savings rates, even during uncertain economic times. Members' savings are secured through $6,986,441 in share certificates, providing you with stable and rewarding growth opportunities. While we focus on benefiting our members, it's also important to note that our non-member deposits total $500,000. This strategic choice allows us to concentrate on enhancing member experiences through superior loan rates and exclusive perks. With $9,031,997 in undivided earnings, we continuously reinvest in innovative banking tools and stronger lending options. This means more choices for you and improved security measures for your peace of mind. Our commitment to lending is evident as well; we currently have $1,107 in used auto loans and $51,556,236 in total loans and leases supporting your financial goals across various sectors. Our operational efficiency is highlighted by our net income of $126,565, which enables us to maintain competitive loan rates and quality financial products for our members. The strength of our team also plays a critical role in your experience; we proudly employ 23 full-time staff members and 2 part-time staff who are dedicated to serving you with expertise and care. In terms of resources available for lending and investments, our net shares amount to $398,389. We also enjoy the trust of a growing member base with a total of 10,863 share accounts, indicating strong community support. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Pine Bluff Cotton Belt is your trusted partner. Visit us at 1703 River Pines Blvd Pine Bluff Ar 71601 or call (870) 535-6365 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.