At Pine Bluff Cotton Belt, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that in today's world, having a reliable financial partner is essential. That's why we are proud to share our strong financial position, which reflects our commitment to serving you. Our current
net worth stands at $9,658,562, showcasing our solid financial health. This allows us to offer better rates, lower fees, and enhanced services tailored to meet your needs. Additionally, with a
net worth ratio of $1,372, we have a robust capital foundation that ensures the continuity of loans and competitive savings rates, even during uncertain economic times. Members' savings are secured through
$6,986,441 in share certificates, providing you with stable and rewarding growth opportunities. While we focus on benefiting our members, it's also important to note that our non-member deposits total
$500,000. This strategic choice allows us to concentrate on enhancing member experiences through superior loan rates and exclusive perks. With
$9,031,997 in undivided earnings, we continuously reinvest in innovative banking tools and stronger lending options. This means more choices for you and improved security measures for your peace of mind. Our commitment to lending is evident as well; we currently have
$1,107 in used auto loans and
$51,556,236 in total loans and leases supporting your financial goals across various sectors. Our operational efficiency is highlighted by our
net income of $126,565, which enables us to maintain competitive loan rates and quality financial products for our members. The strength of our team also plays a critical role in your experience; we proudly employ
23 full-time staff members and
2 part-time staff who are dedicated to serving you with expertise and care. In terms of resources available for lending and investments, our net shares amount to
$398,389. We also enjoy the trust of a growing member base with a total of
10,863 share accounts, indicating strong community support. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Pine Bluff Cotton Belt is your trusted partner. Visit us at 1703 River Pines Blvd Pine Bluff Ar 71601 or call (870) 535-6365 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at:
https://www.ncua.gov, based on the latest results.
