Pinal County Credit Union Maricopa AZ | Affordable Vehicle Loans & ATM Services

Introduction

Welcome to Pinal County, your trusted credit union located at 44600 W Smith Enke Rd, Maricopa, AZ 85139. Since our establishment in 1954, we have dedicated ourselves to serving the financial needs of our community with integrity and care. As a proud member of the Pinal County family, you join a growing community of over 26,308 members who enjoy personalized banking services tailored just for them. At Pinal County, we understand that life can be unpredictable. That's why we offer a range of financial products designed to help you navigate your journey whether you're looking for checking and savings accounts, auto loans, or mortgage refinancing options. With total assets exceeding $297 million and total deposits around $8.8 million, we ensure your hard-earned money is in safe hands. Our CEO, Amy Marshall, along with Board President Phyllis Wilbanks, leads a dedicated team of 92 employees who are always ready to assist you. We're proud to provide not only traditional banking services but also modern conveniences like online banking and mobile payments. With over 11,831 loans currently in place, we strive to offer competitive rates that empower our members to achieve their financial goals. While members can visit us at our branch address, official correspondence should be sent to the same address: 44600 W Smith Enke Rd, Maricopa, AZ 85139. If you're ready to take charge of your financial future or simply want to learn more about how we can help you thrive in today's world, don't hesitate to reach out! Call us at 800-221-4179 or visit our website at Pinal County FCU for more information. Your journey toward better financial health starts here!

Branch History & Mission

Community Commitment

Our dedication to community outreach is evident through various partnerships and programs designed to empower residents of all backgrounds. Whether it's offering financial education workshops or supporting local charities, we strive to make an impact that resonates beyond banking.

Join Us

We invite you to become part of the Pinal County family. Experience firsthand the benefits of membership with a credit union that prioritizes your needs. Visit us today or call us at 800-221-4179 for more information on how you can join our thriving community. Together, let's build a brighter financial future!

Our Evolution

From humble beginnings, Pinal County has evolved into a cornerstone of financial service in the region. We have continuously adapted to meet the changing needs of our community while maintaining our core mission: to provide accessible and affordable financial services that enhance the quality of life for our members. As we expanded our offerings, we have embraced technology, ensuring that members can access their accounts and manage their finances conveniently through online banking and mobile applications.

Our Mission

At Pinal County, our mission extends beyond just banking; we are here to uplift our community. We believe in building strong relationships with our members and supporting local initiatives that make a real difference. Our focus is on providing essential services such as checking and savings accounts, auto loans, mortgages, personal loans, and business banking solutions. We aim not only to help you achieve your financial goals but also to contribute positively to the communities we serve. While members can visit us at 44600 W Smith Enke Rd, official correspondence should be sent to 44600 W Smith Enke Rd, Ste 105, Maricopa, AZ 85139. Our branch features a drive-thru for your convenience and an ATM for easy access to your funds.

Branch Location & Accessibility

Accessibility Features

Our branch is fully accessible, with features that ensure everyone can bank with ease. From designated parking spots to ADA-compliant entrances, we've taken steps to make sure your visit is smooth and hassle-free. Plus, our drive-thru service allows you to handle basic transactions without leaving your vehicle.

Call to Action

We invite you to come explore what Pinal County Credit Union has to offer! For questions or more information about our services, feel free to give us a call at 800-221-4179. We look forward to serving you soon!

Operating Hours and Services

We're here for you during convenient hours. You can stop by during the week when it fits your schedule best. Our friendly staff is ready to assist with personal banking options like checking and savings accounts, auto loans, mortgage services, and more. If you're looking for a quick transaction, feel free to use our ATM services anytime! If you need assistance outside of regular hours or prefer online banking options, don't worry! We also offer mobile banking services so you can manage your finances from anywhere. While members can visit us at 44600 W Smith Enke Rd for in-person support, please send any official correspondence to the same address.

Member Eligibility

At Pinal County, we believe that everyone deserves a supportive financial community to call home. Becoming a member is simple and welcoming! If you live, work, worship, or attend school in Pinal County, you're likely eligible to join us. We love to help our neighbors, so if you have family members who are already members, they can also extend an invitation to you. Joining us means gaining access to personalized banking services and competitive rates designed to help you thrive financially. Ready to take the next step? Opening an account at Pinal County is a breeze! You can start your membership journey by visiting us at our branch located at 44600 W Smith Enke Rd Maricopa Az 85139 or check out more details online at https://my.pinalcountyfcu.com/enroll. If you have any questions or need assistance, don't hesitate to reach out to us at (800) 221-4179. For the most up-to-date eligibility information, feel free to visit our website at . Welcome to the family!

Business Banking & Commercial Services

Commercial Loans

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $66 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $4 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $6,509,716, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine running your business with ease accepting payments quickly and securely while managing transactions effortlessly. Our merchant services offer exactly that. They empower you to accept card payments, streamline invoicing, and manage financials all from one place. This means more time focusing on what you do best: growing your business. Located conveniently at 44600 W Smith Enke Rd Maricopa Az 85139, Maricopa, AZ, we invite you to explore how our business banking solutions can fuel your success. For inquiries, call us at (800) 221-4179. Let's take your business to the next level together!

Comprehensive List Of Services

Business Banking

For entrepreneurs and small business owners, we offer comprehensive business banking solutions. From merchant services that facilitate smooth transactions to business loans that can help launch or expand your operations, we're here to support your journey.

Digital Banking Convenience

In today's busy world, convenience is key. That's why at Pinal County, we provide robust online and mobile banking options. You can check balances, transfer funds, and pay bills right from your smartphone or computer. Our ATMs are available for quick cash withdrawals and balance checks whenever you need them.

Drive-Thru and Shared Services

We also understand that sometimes you prefer face-to-face interactions for certain transactions. Our basic drive-thru banking offers deposits, withdrawals, and simple transactions without having to leave your car. Additionally, through our shared branch services, members can easily conduct deposits and withdrawals at partner credit unions across the country. If you're ready to take advantage of these services or have any questions about how we can assist you further, don't hesitate to reach out! Call us at (800) 221-4179 or visit us online at Maricopa. We look forward to serving you!

Loans and Credit

Sometimes life presents unexpected challenges or opportunities that require a little extra financial support. With our personal loans and debt consolidation services, we make it easy for you to manage expenses without stress. Plus, our credit cards with rewards provide a great way to earn while you spend, making your purchases work harder for you.

Personal Banking

When it comes to personal banking, we have a variety of options designed for your everyday needs. Our checking and savings accounts are perfect for managing your finances with ease, providing you with the flexibility you need. If you're thinking about purchasing a new vehicle, our auto loans and vehicle financing can help you get on the road quickly without breaking the bank. For those looking to buy a home or refinance an existing mortgage, our mortgage loans are tailored to fit different financial situations.

Digital & Online Banking

Key Features

One of the standout features we offer is electronic signature authorization. This means you can sign documents digitally, making it faster and easier to handle important paperwork without needing to visit a branch. Plus, with e-statements available, you can keep track of your financial history without the clutter of paper statements. If you're always on the go, our mobile application makes banking even more accessible. With this app, you can perform transactions right from your smartphone. Want to send money to a friend? Our person-to-person transfer feature allows for quick and easy payments directly from your account. And if you're looking to make purchases conveniently, our mobile payments feature lets you pay using your phone no need for cash or cards. It's all about making sure you have what you need at your fingertips while keeping everything secure.

Security and Ease-of-Use

We prioritize security in every aspect of our digital banking services. Your information is protected with advanced security measures so that you can bank with peace of mind. The user-friendly design ensures that everyone regardless of tech-savviness can navigate their accounts easily. With these tools at your disposal, managing your money becomes straightforward and stress-free. Whether it's checking balances, paying bills, or transferring funds, Pinal County is here to support you every step of the way. Embrace the future of banking with us today!

Financial Strength

At Pinal County, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand the importance of trust when it comes to your finances, which is why we are proud to share our strong financial standing with you. Our net worth of $21,997,938 reflects our robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. This financial strength is essential for providing the kind of support you need, whether you're saving for a new home or financing a vehicle. With a net worth ratio of $737, we demonstrate a solid capital foundation. This ensures that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Your peace of mind is our priority. Members' savings are secured through $22,543,503 in share certificates and $10,781,160 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $11,057,616, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $21,351,355 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to your financial success means we're always looking for ways to improve our services. Our lending capacity supports your financial goals across various sectors, with $3,417 in used auto loans and $195,542,211 in total loans and leases available for you. This diverse range of loan options empowers you to achieve your dreams. We take pride in having 86 full-time employees and 6 part-time employees who are dedicated to serving you with knowledge and care. Our team is always ready to assist you with any questions or needs you may have. In addition to these strengths, we also have net shares (funds available for lending and investments) totaling $0. This indicates that we have the resources necessary to support our growing community of members, which currently stands at 45,791 a testament to the trust placed in us by our valued members. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Pinal County is your trusted partner. Visit us at 44600 W Smith Enke Rd Maricopa Az 85139 or call (800) 221-4179 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $73,844,333 in used vehicle loans and $49,577,256 in new vehicle loans already helping members get on the road. Whether you're looking for financing on a new or used vehicle, we have options to fit your budget and lifestyle.

Business Loans

For business owners, our outstanding commercial loans totaling $6,509,716 provide the capital needed to grow and expand. We know that running a business comes with its own set of challenges and opportunities; therefore, we're here to support your entrepreneurial journey.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $16,884,410, make buying or refinancing simple. We provide competitive rates and flexible terms to guide you through the home-buying process smoothly.

Refinancing Options

If you're considering refinancing any existing loans or looking into eligibility options for our loan products, don't hesitate to reach out. We're here to assist you every step of the way. For more information about our loan offerings or to discuss which option is right for you, feel free to visit us at our branch located at 44600 W Smith Enke Rd Maricopa Az 85139 or call us at 800-221-4179. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At Pinal County, we prioritize your financial well-being and are committed to providing personalized service tailored to your needs. Let us help you take the next step towards achieving your financial goals!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $4,989,011 in loans helping members manage their finances effectively. Our credit cards come with rewards that can benefit you as you spend on everyday purchases.

Loan Aggregator

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Ensuring Accurate Comparisons

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Pinal County