Pinal County Credit Union Florence AZ | Affordable Auto Loans & Business Banking

Introduction

Welcome to Pinal County, your trusted partner for financial growth and community support, located at 851 N Pinal Pkwy, Florence, AZ 85132. Established in 1954, our credit union has been dedicated to serving the needs of our members for nearly seven decades. With a strong membership base of over 26,000 individuals, we pride ourselves on providing personalized financial services that make a difference. At Pinal County, we understand that banking is not just about transactions; it's about relationships. Under the leadership of our CEO, Amy Marshall, and Board President Phyllis Wilbanks, we are committed to ensuring that each member feels valued and supported. Our team of 92 employees is here to assist you with a range of services including personal banking, auto loans, mortgages, and business banking solutions. We have cultivated a solid financial foundation with total assets amounting to $297,972,227 and total deposits reaching $8,848,185. This strength allows us to offer competitive loan options currently totaling 11,831 loans and leases to help you achieve your financial goals. Our net worth stands at an impressive $21,997,938, demonstrating our commitment to stability and growth. While members can visit us at our branch location in Florence, official correspondence should be sent to our mailing address: PO Box 969, Florence, AZ 85132-3020. We invite you to explore how we can empower your financial journey by visiting our website at pinalcountyfcu.com or by calling us at 800-221-4179. Join us as we continue to build a stronger community together!

Branch History & Mission

Join Us!

We invite you to become part of the Pinal County family. Experience first-hand how we prioritize your financial goals while contributing positively to our vibrant community. Visit us during our operating hours or reach out at (800) 221-4179 for any inquiries. Together, let's build a brighter financial future!

Our Evolution

From our humble beginnings more than six decades ago, Pinal County has continually evolved to meet the changing needs of our community. Our journey is marked by milestones that include expanding our range of services and embracing technology to enhance member experience. Today, we offer a comprehensive suite of financial products including checking and savings accounts, auto loans, mortgages, personal loans, and business banking solutions. We also understand the importance of accessibility; that's why we provide features like online banking and mobile payments, allowing members to manage their finances on-the-go. Our drive-thru service and ATM availability make banking convenient for everyone in the area.

Our Mission

At Pinal County, our mission is clear: to empower our members through exceptional financial services while fostering a sense of community. We believe that when individuals thrive financially, the entire community flourishes. Our approach is centered around understanding each member's unique needs and delivering tailored solutions that promote long-term financial health. In addition to serving our members, we actively engage in community outreach efforts that strengthen local ties and enhance quality of life in Florence and surrounding areas. Whether it's partnering with local organizations or sponsoring events that bring people together, we are dedicated to making a positive impact. While members can visit us at 851 N Pinal Pkwy Florence Az 85132, official correspondence should be sent to PO Box 969, Florence, AZ 85132-3020.

Branch Location & Accessibility

Easy Access and Nearby Landmarks

The Pinal County Florence Branch is strategically located near local landmarks, making it easy for you to visit us. Just a short drive from the heart of Florence, our branch is accessible with plenty of parking available. We strive to ensure that everyone can access our services, with ADA-compliant features and ramps for added convenience. While you can visit us at 851 N Pinal Pkwy for all your banking needs, please note that any official correspondence should be sent to our mailing address: PO Box 969, Florence, AZ 85132-3020.

Operating Hours That Work for You

Our friendly team is ready to serve you during convenient hours. Visit us on Monday, Tuesday, or Thursday from 8:30 AM to 5:00 PM; on Wednesdays from 10:00 AM to 5:00 PM; and on Fridays from 8:30 AM until 6:00 PM. We understand that life gets busy, so we're here when you need us!

Services Designed for Your Needs

At Pinal County, we offer a variety of services tailored just for you. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we've got your financial journey covered. Don't forget about our ATM availability for quick cash withdrawals and the convenience of drive-thru banking for simple transactions. Additionally, our shared service center allows members from partner credit unions to enjoy access to basic transactions such as deposits and withdrawals right here at our branch. We invite you to come experience the friendly service at the Pinal County Florence Branch! If you have any questions or need assistance before your visit, feel free to give us a call at 800-221-4179. We're excited to welcome you into our community!

Member Eligibility

At Pinal County, we believe that everyone deserves a supportive financial community, and becoming a member is a straightforward and welcoming process. If you're looking to join us at our Florence location, located at 851 N Pinal Pkwy Florence Az 85132, you'll find that eligibility is quite inclusive. Generally, anyone who lives, works, worships, or attends school in Pinal County can become a member. It's all about bringing people together to share in the benefits of credit union membership. Not only will you gain access to a variety of financial services tailored to your needs, but you'll also enjoy the perks of being part of a cooperative where your voice truly matters. Getting started is easy! You can open an account by visiting us online at https://my.pinalcountyfcu.com/enroll or by giving us a call at (800) 221-4179 for more information. We're here to help you every step of the way! For detailed eligibility criteria and any updates, feel free to check out our website at . Join us today and experience the advantages that come with being part of the Pinal County family!

Business Banking & Commercial Services

Merchant Services That Matter

Imagine having a partner who simplifies transactions while you focus on what you do best running your business. Our merchant services are designed for ease of use, allowing you to accept payments seamlessly, whether in-person or online. This means you can serve your customers better and keep your cash flow steady. Located conveniently at 851 N Pinal Pkwy Florence Az 85132, Florence, AZ 85132, our team is ready to help you take the next step toward success. Connect with us today at (800) 221-4179 and discover how we can empower your business!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $66 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $4 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $6,509,716, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Accessible Branch Services

Visiting us in person? Our lobby hours are designed for your convenience: Monday, Tuesday, and Thursday from 8:30 AM to 5:00 PM, Wednesday from 10:00 AM to 5:00 PM, and Friday until 6:00 PM. Utilize our drive-thru for quick deposits and withdrawals without leaving your car. Plus, if you're a member of partner credit unions, you can take advantage of basic shared branch transactions right here at Florence Branch. We're dedicated to making your banking experience as smooth as possible. If you have any questions or need assistance with our services, don't hesitate to reach out at (800) 221-4179. Ready to explore what we can do for you? Visit us at Pinal County or check out our website at https://www.pinalcountyfcu.com/ today!

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why we provide robust online and mobile banking services that allow you to manage your accounts anytime, anywhere. With features like person-to-person payments and e-statements, banking with us fits seamlessly into your life.

Empowering Local Businesses

For local entrepreneurs, our business banking services include merchant services and business loans tailored to help you thrive. Whether you're starting a new venture or expanding an existing one, we have solutions that can grow with you.

Home Sweet Home Financing

Thinking about purchasing a home? Our mortgage loans and refinancing solutions make it easier than ever to find the perfect fit for your budget. We know that buying a home is one of the biggest decisions you'll make, and our team is here to guide you through every step of the process.

Personal Banking Made Easy

Whether you're just starting out or looking to manage your wealth, our personal banking options are designed with you in mind. We offer checking and savings accounts that fit your lifestyle, making it simple to save for that special vacation or manage everyday expenses. If you're considering a new vehicle, our auto loans and vehicle financing options provide competitive rates and flexible terms, helping you hit the road without breaking the bank.

Support for Your Financial Goals

Life can sometimes throw unexpected challenges your way. That's why we also offer personal loans and debt consolidation options to help you get back on track. With our credit cards featuring rewards, managing your finances becomes even more rewarding!

Digital & Online Banking

Accessibility and Support

With 24/7 online banking services, you have full control over your finances whenever it suits you. Our platform ensures that managing your money is not only accessible but also secure, giving you peace of mind while you're banking online. We're here to support you every step of the way! If you have any questions or need assistance, feel free to reach out to us at (800) 221-4179. At Pinal County, we're committed to making your banking experience as smooth and enjoyable as possible.

Key Features

Our online banking services offer a variety of tools designed to simplify your financial management. For instance, you can easily sign documents with our electronic signature authorization feature, saving you time and hassle. Plus, with e-statements available, you can keep track of your account activity without the clutter of paper statements. If you're always on the go, our mobile application is perfect for you. It allows you to manage your accounts directly from your smartphone or tablet. You can also make mobile payments effortlessly, ensuring you're never caught without cash when you need it most. Additionally, our person-to-person transfer feature lets you send money to friends or family with just a few taps on your screen. Whether it's splitting a dinner bill or helping someone in need, it's simple and quick.

Financial Strength

A Solid Foundation

With a net worth of $21,997,938, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. This strong foundation is further highlighted by our net worth ratio of $737, which ensures that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Committed Workforce

We take pride in having 86 full-time employees and 6 part-time employees who are dedicated to serving you. Our knowledgeable team is always ready to assist you with your banking needs.

Investing in Your Future

With $21,351,355 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is significant, with $3,417 in used auto loans and a total of $195,542,211 in loans and leases available to help you achieve your financial goals.

Member Trust

Our total share accounts stand at 45,791, showcasing a strong and growing member base that trusts us with their finances. This trust allows us to create an environment where everyone can thrive financially. In conclusion, our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Pinal County is your trusted partner. Visit us at 851 N Pinal Pkwy Florence Az 85132 or call (800) 221-4179 to learn more about how we can help you achieve your financial goals.

Securing Your Savings

Members' savings are secured through $22,543,503 in share certificates and $10,781,160 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $11,057,616, we focus our resources on benefiting you through better loan rates, lower fees, and exclusive perks.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $73,844,333 in used vehicle loans and $49,577,256 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive interest rates to ensure you can drive away with confidence.

Business Loans

For business owners, our outstanding commercial loans totaling $6,509,716 provide the capital needed to grow and expand your business. Whether you're starting a new venture or looking to enhance your existing operations, we're here to support your journey.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $16,884,410, making it easier than ever to secure your dream home. Our experienced team is here to guide you through every step of the mortgage process.

Refinancing Options

If you're considering refinancing any of your current loans or credit lines, our team can help you explore eligibility options tailored to your financial situation. This could potentially save you money on interest payments and improve your overall cash flow. You can reach us at 800-221-4179 for more information about our loan offerings or visit us at our branch located at 851 N Pinal Pkwy Florence AZ 85132. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. We're committed to providing personalized service and effective financial solutions for all our members. Let's work together towards achieving your financial goals!

Unsecured Credit Card Loans

Managing day-to-day expenses is vital for financial stability. We also offer flexible terms on unsecured credit card loans, with a total of $4,989,011 in loans helping members manage their finances effectively. With our credit cards, you can earn rewards while maintaining control over your spending.

Loan Aggregator

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PINAL COUNTY FEDERAL CREDIT UNION - Florence, AZ