Pinal County Credit Union Apache Junction AZ | Affordable Auto Loans & Business Banking

Introduction

Welcome to Pinal County, where your financial needs are our top priority! Located at 290 S Phelps Dr, Apache Junction, AZ 85120, our branch has been serving the community since 1954. With a strong commitment to our members, we proudly support over 26,308 individuals and families in achieving their financial goals. At Pinal County, we understand that trust and reliability are essential in banking relationships. That's why we have grown our total assets to an impressive $297,972,227, ensuring that we can provide you with the best services tailored just for you. Whether you're looking for personal banking options like checking and savings accounts or loans for auto financing and mortgages, we've got you covered. Our dedicated team of 92 employees works tirelessly under the leadership of our CEO, Amy Marshall, and Board President, Phyllis Wilbanks, to create an environment where members feel valued and supported. Our financial strength is evident with total deposits reaching $8,848,185 and a net worth of $21,997,938. While members can visit us at our branch for all their banking needs, official correspondence should be sent to our mailing address: 290 S Phelps Dr, Apache Junction, AZ 85120. Join us in experiencing personalized service that truly makes a difference. Feel free to call us at 800-221-4179 or visit our website at pinalcountyfcu.com for more information on how we can help you thrive financially!

Branch History & Mission

Commitment to Innovation

In today's fast-paced world, we understand the importance of staying connected. That's why Pinal County offers online and mobile banking services that allow members to manage their finances easily and securely from anywhere. Our focus on technology ensures that every member has access to essential tools that empower them financially. Our branch operates with ADA compliance in mind because we believe everyone deserves access to quality financial services. With operating hours designed for your convenience Monday through Friday we make it easy for you to reach out whenever you need assistance.

Join Us!

As we continue this journey together, we invite you to become part of the Pinal County family. Experience firsthand the benefits of membership where personalized service meets community spirit. Call us at 800-221-4179 or visit our website today to learn more about how you can join us in building a brighter financial future for yourself and your family. Together, let's make a difference!

Our Mission

At Pinal County, our mission is clear: we strive to enhance the lives of our members by offering tailored financial solutions that meet their needs. Whether it's personal banking services like checking and savings accounts, auto loans, mortgage options, or business banking support, we are dedicated to helping individuals and families achieve their financial goals. We believe in not just serving our members but also uplifting the entire Apache Junction community. Through various outreach efforts and partnerships with local organizations, we aim to give back and strengthen the bonds that tie us together. While members can visit us at 290 S Phelps Dr for all their banking needs whether through our convenient drive-thru service or ATM availability we encourage official correspondence to be sent to the same address.

Branch Location & Accessibility

Accessibility Features

At Pinal County, we prioritize accessibility for all our members. Our branch is fully compliant with ADA standards, ensuring that everyone can navigate our facilities with ease. Ample parking is available, including designated spaces for those who need them, as well as ramps to ensure smooth entry into the building.

Call to Action

We invite you to visit us at the Pinal County Apache Junction Branch! Feel free to reach out with any questions by calling us at 800-221-4179. Come experience our commitment to exceptional service and discover how we can help you achieve your financial goals!

Operating Hours

We understand that life can get busy! That's why we offer flexible operating hours designed to accommodate your schedule. You can visit us during our lobby hours on Monday, Tuesday, and Thursday from 8:30 AM to 5:00 PM; on Wednesday from 10:00 AM to 5:00 PM; and on Friday from 8:30 AM to 6:00 PM. Whether you're looking to open an account or discuss loan options, we're here for you when you need us.

Services Offered

At our branch, we offer a variety of services tailored to meet your banking needs. Enjoy personal banking options such as checking and savings accounts, auto loans, mortgage loans, personal loans, and credit cards with rewards. For businesses, we provide merchant services and business loans. Plus, with convenient online and mobile banking options available, managing your finances has never been easier! For those in a hurry, take advantage of our drive-thru service for quick deposits and withdrawals without leaving your vehicle. We also participate in shared branching services so that members of partner credit unions can conduct basic transactions at our location.

Member Eligibility

At Pinal County, we believe that everyone deserves a place to belong. Becoming a member is not just about opening an account; it's about joining a community that cares. If you're looking to be part of something special, you'll be happy to know that eligibility at our branch is quite inclusive. We welcome individuals who live, work, worship, or go to school in the Pinal County area. This means that if you have ties to our vibrant community, you're likely eligible for membership! For the most up-to-date details on eligibility, feel free to check out our resource page at . Getting started with us is easy! Simply visit our website and follow the steps outlined at https://my.pinalcountyfcu.com/enroll. If you have any questions or need assistance, don't hesitate to call us at (800) 221-4179. We're here to help you every step of the way as you take this exciting step towards financial empowerment with Pinal County.

Business Banking & Commercial Services

Loan Options Tailored for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $66 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $4 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $6,509,716, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Simplify Transactions

Imagine being able to accept payments easily while keeping track of your sales effortlessly. Our merchant services provide solutions that simplify everyday transactions for your business. From credit card processing to mobile payments, we ensure you have the tools necessary to serve your customers better while managing your cash flow effectively. Located at 290 S Phelps Dr Apache Junction Az 85120 in Apache Junction, AZ, we are here to partner with you on your journey toward success. Contact us at (800) 221-4179 to explore how our business banking and commercial services can empower your enterprise!

Comprehensive List Of Services

Accessing Your Funds

Need quick access to cash? Our ATM services allow you to withdraw money and check balances effortlessly. Plus, our drive-thru service ensures that simple transactions like deposits and withdrawals can be done without leaving your car perfect for busy days!

Business Banking

We also cater to local businesses with our business banking services. From merchant services to business loans, we understand the challenges entrepreneurs face and offer solutions that help businesses thrive. If you're a business owner, think about how we can partner with you to achieve your goals.

Credit Cards and Rewards

Our credit cards come with rewards that add value to your everyday spending. Imagine earning points for every purchase you make, which can be redeemed for travel, merchandise, or cash back! It's just another way we strive to benefit our members.

Digital Banking Features

In today's fast-paced world, convenience is key. That's why Pinal County offers robust online and mobile banking features. Manage your accounts anytime and anywhere with ease make deposits, transfer funds, or pay bills from the comfort of your home or on-the-go using our mobile app.

Home Financing

For those looking to buy a home or refinance an existing mortgage, our mortgage loans offer flexible terms to accommodate your situation. Whether you are a first-time homebuyer or seeking better rates on your current loan, we're here to guide you through the process step-by-step.

Personal Banking

Starting with personal banking, we offer checking and savings accounts designed for convenience and growth. Imagine having easy access to your funds while also earning interest on your savings! Our personal loans and debt consolidation options are perfect for those unexpected expenses or for managing existing debts more efficiently.

Shared Branch Transactions

Are you a member of another credit union? No problem! We participate in shared branching, which means you can complete basic transactions like deposits and withdrawals at our branch as well. At Pinal County, we're dedicated to making financial management simple and accessible for everyone. If you're ready to explore what we have to offer or if you have any questions about our services, don't hesitate to reach out at (800) 221-4179 or visit us online at our website. We look forward to serving you!

Vehicle Financing

If you're in the market for a new vehicle, our auto loans make the financing process straightforward. Picture driving off in that new car you've always wanted, knowing that you secured a great rate through us. We provide competitive vehicle financing options that can fit into any budget.

Digital & Online Banking

Accessibility & Benefits

Managing your finances has never been more accessible. You can opt for e-statements to reduce paper clutter and keep everything organized in one place. This means no more lost documents or waiting for mail delivery; everything is just a click away! Our digital banking services are designed with ease-of-use in mind so that you can focus on what matters most your financial goals. In conclusion, at Pinal County, we're committed to providing you with the tools you need for real-time account management and financial peace of mind. Explore our digital offerings today at https://www.pinalcountyfcu.com/ and experience the freedom of banking on your terms!

Key Features

Our online banking services provide a suite of user-friendly tools tailored to meet your needs. With 24/7 access, you can check your balance, transfer funds, and pay bills all from the comfort of your home or while out and about. Need to send money to a friend? Our person-to-person transfer feature makes it simple and fast. Plus, with mobile payments enabled, you can pay for purchases directly from your smartphone. We also offer an easy-to-use mobile application that keeps all these features right at your fingertips. Whether you're using our app or accessing your account through the web, rest assured that security is our top priority. We utilize electronic signature authorization for added protection when signing documents digitally, ensuring that your sensitive information remains safe.

Financial Strength

A Growing Community

We currently have a total of 45,791 share and deposit accounts. This shows a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Pinal County is your trusted partner. Visit us at 290 S Phelps Dr Apache Junction Az 85120 or call (800) 221-4179 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Commitment to Growth

With $21,351,355 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $3,417 in used auto loans and $195,542,211 in total loans and leases.

Member-Centric Savings

Members' savings are secured through $22,543,503 in share certificates and $10,781,160 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $11,057,616, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our commitment to operational efficiency is reflected in our $0, which enables us to continue offering competitive loan rates and solid financial products for our members. Additionally, we take pride in having 86 full-time employees and 6 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Strong Financial Health

With a net worth of $21,997,938, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $737 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We have already issued over $73,844,333 in used vehicle loans and $49,577,256 in new vehicle loans helping members get on the road. Whether you're purchasing a brand-new model or a reliable pre-owned vehicle, we can help you find a financing option that fits your budget.

Business Financing

For business owners seeking growth opportunities, our outstanding commercial loans totaling $6,509,716 provide essential capital needed for expansion and development. We are committed to supporting local businesses and helping them thrive.

Credit Lines and Personal Loans

For those looking for flexibility in managing expenses, our credit lines total $43,955,317 and provide easy access to funds when you need them most. Additionally, we offer unsecured credit card loans with a total amount of $4,989,011 available to help our members manage their finances effectively.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $16,884,410, making it easier for you to secure the home you've been dreaming of. Our team is ready to guide you through the mortgage process and ensure you understand all your options.

Refinancing Options

If you're considering refinancing any existing loans or credit lines with us or elsewhere, our team can assist you in exploring eligibility options tailored to your situation. At Pinal County, we pride ourselves on offering competitive rates and excellent member service. For more information or to discuss which loan product might be right for you, feel free to reach out at 800-221-4179. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We look forward to assisting you on your financial journey!

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Pinal County