Pima Credit Union Oro Valley AZ | Affordable Auto Loans & Top Checking

Introduction

Welcome to Pima, your trusted financial partner located at 11025 N Oracle Rd, Oro Valley, AZ 85737. Established in 1951, we have proudly served our community for over seven decades, growing alongside our members and their families. With a total membership of 68,316, we are dedicated to providing personalized services that meet your unique financial needs. At Pima, we understand that banking is about more than just numbers; it's about relationships and trust. That's why our team, led by CEO Eric Renaud and Board President Linda Kennedy, works diligently to foster a welcoming environment where you feel valued. We have a robust financial foundation with total assets amounting to $1,266,826,533 and total deposits of $64,906,556. Our commitment to safety and soundness is evident in our strong net worth of $127,570,395 and cash in hand totaling $9,168,196. Whether you're looking for personal banking solutions like checking and savings accounts or financing options such as auto loans and mortgages, we're here to help you achieve your goals. With 36,030 loans and leases issued to date, our focus remains on empowering you through various financial products designed for every stage of life. While members can visit us at our Oro Valley branch for all their banking needs, official correspondence should be sent to the same address: 11025 N Oracle Rd, Oro Valley, AZ 85737. Feel free to reach out via phone at 520-887-5010 or explore more about our offerings by visiting our website at pimafederal.org. Join us today and experience the difference of being part of a credit union that truly cares about its members!

Branch History & Mission

Welcome to Pima, a credit union rooted in community spirit and dedicated to serving the members of Oro Valley, AZ. Since opening our doors in 1951, we have been on a remarkable journey, growing alongside our members and adapting to their needs. Located at 11025 N Oracle Rd, our branch has become a trusted resource for financial services, helping nearly 68,316 members achieve their financial goals. Over the years, Pima has evolved significantly. What began as a small local credit union has transformed into a robust institution with total assets exceeding $1.26 billion. This growth reflects our commitment to offering valuable services that empower our members. We provide a range of options including checking and savings accounts, auto loans, mortgages, personal loans, and business banking solutions. Our mission is clear: we strive to enhance the financial well-being of our community while ensuring that every member feels valued and supported. Our operating hours are designed to accommodate busy schedules: Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 1 PM. Additionally, we offer drive-thru banking and ATM access for those who prefer quick transactions without stepping inside the branch. At Pima, we believe that financial education is just as important as providing services. We actively engage with our community through workshops and outreach programs aimed at enhancing financial literacy. By partnering with local organizations and schools, we aim to foster a culture of informed decision-making regarding finances. While members can visit us at 11025 N Oracle Rd Oro Valley Az 85737, official correspondence should be sent to 11025 N Oracle Rd, Oro Valley, AZ 85737 if it differs from our physical location. We invite you to join us at Pima and experience firsthand how we can help you navigate your financial journey with confidence. Ready to take the next step? Call us at (520) 887-5010 or visit our website today! Join Pima and discover the benefits of being part of a credit union that truly cares about its members.

Branch Location & Accessibility

Welcome to Pima, your friendly credit union located at 11025 N Oracle Rd in the heart of Oro Valley, AZ. Our branch is easily accessible and conveniently situated near popular landmarks, making it simple for you to stop by for all your banking needs. Whether you're visiting us after a trip to the nearby Oro Valley Marketplace or heading back from a stroll through the picturesque local parks, our location is designed with your convenience in mind. At Pima, we prioritize accessibility for all our members. Our branch features ADA-compliant entrances and ramps, ensuring that everyone can navigate comfortably. Plus, there's ample parking available, so you can quickly find a spot without any hassle. We're here to serve you during our welcoming operating hours: Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday with drive-thru services from 9 AM to 1 PM. If you need assistance or have questions about our services including personal banking options like checking and savings accounts, auto loans, mortgage loans, and more don't hesitate to give us a call at 520-887-5010. For added convenience, we also offer an ATM on-site and drive-thru banking services for quick deposits and withdrawals. While you can visit us at our physical location for all your banking transactions, please note that official correspondence should be sent to our mailing address at 11025 N Oracle Rd, Oro Valley, AZ 85737. We invite you to come experience the exceptional service and friendly atmosphere at Pima. Whether you're a long-time member or considering joining us for the first time, we're here to help make your banking experience as enjoyable as possible!

Member Eligibility

At Pima, we believe that everyone deserves a financial partner who truly understands their needs. Joining our community is easy and welcoming! To become a member, you simply need to meet certain eligibility criteria, which often includes living, working, or attending school in the areas we serve. We're committed to making banking accessible for all, so even if you're unsure about your eligibility, don't hesitate to reach out. You can find more detailed information on the specific requirements by visiting http://www.pimafederal.org/connect/become-a-member . Once you've confirmed your eligibility, opening an account with us is straightforward and designed with you in mind. Whether you're interested in checking accounts, auto loans, or other services, our friendly team is here to help guide you through the process. Feel free to give us a call at (520) 887-5010 if you have any questions or need assistance. We're located at 11025 N Oracle Rd Oro Valley Az 85737, and we can't wait to welcome you into our family!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $355 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $19 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $254,116,931, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer comprehensive merchant services that simplify payment processing for businesses of all sizes. Picture this: a local retailer effortlessly accepting payments through mobile wallets or online transactions, thanks to our merchant services. This means faster checkouts and happier customers. Explore how Pima can empower your business today! Visit us at 11025 N Oracle Rd Oro Valley Az 85737 in Oro Valley, AZ or call us at (520) 887-5010 for personalized assistance.

Comprehensive List Of Services

Business Banking Services

For entrepreneurs and small business owners, our Business Banking services include merchant services and business loans that can help you thrive in today's competitive market. We know that running a business involves many moving parts, so having reliable financial support is crucial.

Convenient Access to Your Money

At Pima, convenience is key. Our ATM & Cash Withdrawal Services allow for easy access to your funds whenever you need them. If you prefer face-to-face interactions for simple transactions like deposits and withdrawals, our Basic Drive-Thru Banking is available during lobby hours. With modern features like Person-to-Person payments, sending money to friends or family has never been easier. And if you're on the move, our mobile payments feature ensures you can pay with just a tap of your phone. Whether it's day-to-day banking or long-term financing solutions, Pima is here to support you every step of the way. We invite you to reach out at (520) 887-5010 or visit us in person at 11025 N Oracle Rd Oro Valley Az 85737. Let us help you achieve your financial goals today! For more information about becoming a member or opening an account, check out our website at Steampump.

Personal Banking Solutions

For individuals and families, we provide Personal Banking options that include checking and savings accounts tailored to fit your lifestyle. Imagine easily managing your finances from the comfort of home with our Online & Mobile Banking services. You can access your accounts anytime, anywhere, allowing you to check balances, pay bills, and transfer funds on the go. If you're considering purchasing a new vehicle, our Auto Loans & Vehicle Financing services are designed to make the process straightforward. We offer competitive rates and flexible terms so that you can hit the road without breaking the bank. Additionally, for those planning to buy a home or refinance an existing mortgage, our Mortgage Loans & Refinancing options provide the support you need. Life can throw unexpected expenses your way, which is why we also offer Personal Loans & Debt Consolidation services. These loans can help simplify your financial situation by consolidating debt into one manageable payment. Plus, if you're interested in earning rewards while spending, our Credit Cards with Rewards program allows you to earn points on everyday purchases.

Digital & Online Banking

Key Features

With our 24/7 online banking services, you can check balances, pay bills, and transfer funds with just a few clicks. If you need to send money to a friend or family member, our person-to-person transfers feature makes it simple and fast. Plus, we offer mobile payments so you can shop securely from your smartphone without the hassle of carrying cash. Need to sign documents? Our electronic signature authorization allows you to complete transactions quickly, right from your device. You'll also appreciate the convenience of e-statements, which let you view your account statements electronically instead of waiting for them in the mail. This not only saves time but also helps reduce paper clutter. To enhance your banking experience, we've developed a robust mobile application that puts all these features right at your fingertips. You can download it easily and enjoy real-time account management wherever you are. At Pima, we strive to provide accessible and efficient banking solutions that fit into your busy lifestyle while keeping your information safe. Join us today and discover how our digital banking services can simplify your financial life!

Financial Strength

Investing Back into Our Community

With $115,651,295 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $9,783 in used auto loans and $894,032,953 in total loans and leases.

Member-Centric Savings Options

Your savings are secured through $303,841,096 in share certificates and $242,212,544 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $49,410,889, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $9,825,302 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 127 full-time employees and 0 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Strong Financial Health

With a net worth of $127,570,395, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,005 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Trusted Partnership for Your Financial Goals

Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Pima is your trusted partner. Visit us at 11025 N Oracle Rd Oro Valley Az 85737 or call (520) 887-5010 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans provide some of the lowest rates in the industry. We currently have over $131,304,957 in used vehicle loans and $31,932,859 in new vehicle loans already helping members get on the road. We aim to make your vehicle financing experience smooth and straightforward.

Business Financing

If you're a business owner, our outstanding commercial loans totaling $254,116,931 provide the capital needed to grow and expand your operations. We recognize the unique challenges faced by businesses today and are committed to supporting their financial needs. Additionally, our credit lines can help you manage cash flow more effectively, with total credit lines amounting to $397,960,334. At Pima, we prioritize providing our members with exceptional service and value. If you're unsure about eligibility or would like more information on any of our products, don't hesitate to reach out at (520) 887-5010 or visit us at our branch located at 11025 N Oracle Rd Oro Valley Az 85737 in Oro Valley, AZ. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. We're excited to partner with you on your financial journey!

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $58,404,860, making buying or refinancing simple. We also have refinancing options available if you want to adjust your current mortgage terms.

Unsecured Credit Card Loans

For those looking for flexibility in managing their finances, we also offer unsecured credit card loans with a total of $17,379,316 in loans helping members effectively manage their expenses. This option provides easy access to funds without needing collateral.

Loan Aggregator

Benefits of Using LendMesh

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How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This adherence ensures fair and transparent offers to users seeking loans.

PIMA FEDERAL CREDIT UNION - Oro Valley, AZ

Type of Loan Offerings

Home Equity Loans

Personal Loans

Vehicle Loans