Piedmont Advantage Credit Union Greensboro NC | Affordable Auto Loans & Top Checking Accounts

Introduction

Welcome to Piedmont Advantage Credit Union, your trusted financial partner located at 3717 Battleground Ave, Greensboro, NC 27410. Established in 1949, we have proudly served our community for over seven decades, building a strong foundation of trust and reliability. With a growing membership of 30,487, we are dedicated to providing personalized banking solutions tailored to meet the unique needs of our members. At Piedmont Advantage, we understand that your financial goals are important. That's why we offer a wide range of services including checking and savings accounts, auto loans, mortgage loans, and business banking solutions. As of now, our total assets stand at an impressive $391,164,905, with total deposits reaching $26,741,402. Our commitment to your financial well-being is also reflected in our strong net worth of $32,815,700 and cash in hand amounting to $1,495,517. Our leadership team is dedicated to ensuring you receive the best service possible. Under the guidance of CEO Dion Williams and Board President Tom Mekis, we strive to create a welcoming environment where you can feel confident in managing your finances. We also have a dedicated team of 93 employees ready to assist you during our operating hours: Monday through Thursday from 9:00 am to 5:00 pm and Friday until 6:00 pm. While members can visit us at our branch for friendly service and expert advice, official correspondence should be sent to the same address: 3717 Battleground Ave, Greensboro, NC 27410. We invite you to explore how Piedmont Advantage Credit Union can help you achieve your financial dreams. Feel free to reach out by calling us at 800-433-7228 or visiting our website at www.pacu.com. Join us today and experience the difference!

Branch History & Mission

Welcome to the Piedmont Advantage Credit Union, where our commitment to community and financial empowerment runs deep. Established in 1949, our Greensboro branch has been a trusted partner for nearly three-quarters of a century, helping individuals and families achieve their financial goals. Located at 3717 Battleground Ave, Greensboro, NC 27410, we are proud to serve a growing membership of over 30,487 individuals. Our journey began with a simple mission: to provide affordable financial services and support to our members. Since then, we have expanded our offerings and evolved with the needs of our community. Today, with total assets exceeding $391,164,905, we stand as a pillar of stability and service in Guilford County. Our mission is clear: to enhance the financial well-being of our members while making a positive impact in the communities we serve. We believe that everyone deserves access to quality banking services, whether it's through personal banking options like checking accounts and auto loans or through business banking solutions designed to help local enterprises thrive. While members can visit us at 3717 Battleground Ave, official correspondence should be sent to the same address. Our branch operates with convenient hours from 9:00 AM to 5:00 PM Monday through Thursday, and until 6:00 PM on Fridays. We also observe a break from 11:00 AM to 12:00 PM each day for staff training and development. At Piedmont Advantage Credit Union, we prioritize innovation alongside tradition. We offer modern conveniences such as online banking and mobile payments, ensuring our members can manage their finances anytime, anywhere. Our ATM availability makes cash withdrawal simple, while our commitment to ADA compliance ensures that all members have equal access to our services. Community outreach is at the heart of what we do. We actively participate in local events and initiatives aimed at supporting those in need within Greensboro. By partnering with various organizations, we strive to uplift and empower every member of our community. As you consider your financial future, we invite you to join us at Piedmont Advantage Credit Union. Experience firsthand how we put people before profit and work tirelessly for your benefit. Together, let's build a stronger community one member at a time! For more information about membership or services, please call us at 800-433-7228 or visit our website at www.pacu.com.

Branch Location & Accessibility

Accessibility and Convenience

Our branch is designed with accessibility in mind. We have ample parking available, and our facility meets ADA compliance standards to ensure everyone can easily reach us. While members can visit us at 3717 Battleground Ave, official correspondence should be sent to the same address.

Get In Touch

If you have any questions or need assistance, don't hesitate to give us a call at 800-433-7228. We're excited to help you achieve your financial goals! Come visit us today and discover how we can support your journey!

Operating Hours

We understand that life gets busy, so we're here when you need us! Our lobby hours are from 9:00 AM to 5:00 PM Monday through Thursday, and we stay open until 6:00 PM on Fridays. Please note that we take a brief break daily from 11:00 AM to 12:00 PM for our staff.

Services Offered

At Piedmont Advantage Credit Union, we offer a variety of services tailored to meet your personal and business banking needs. From checking and savings accounts to auto loans and mortgage options, we aim to provide flexible solutions that work for you. Plus, with ATM availability right at our location, accessing cash has never been easier!

Member Eligibility

At Piedmont Advantage Credit Union, we believe that becoming a member is like joining a family where everyone supports each other. If you're looking to become a part of our community, the process is straightforward and welcoming. To be eligible, you simply need to live, work, or worship in the Greensboro area or be an immediate family member of someone who qualifies. This means that many people can take advantage of our services! You can learn more about the specific eligibility criteria by visiting our website at this link. Once you've determined your eligibility, opening an account is just as easy. All you have to do is visit us online at this page or give us a call at 800-433-7228 for assistance. Our friendly staff is here to help you through every step of the process. Join us at Piedmont Advantage Credit Union located at 3717 Battleground Ave, Greensboro, NC 27410, and start enjoying the benefits of membership today!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In today's competitive market, efficient payment processing can set your business apart. Our merchant services offer you the tools to accept payments easily and securely, whether online or in-person. Imagine a local coffee shop being able to provide quick and easy transactions for customers while managing its inventory effortlessly this is what our merchant services bring to the table. Located at 3717 Battleground Ave Greensboro Nc 27410 in Greensboro, NC, we invite you to explore how our business banking and commercial services can empower your business journey. Reach out today at (800) 433-7228 or visit us online at http://www.pacu.com to learn more!

Comprehensive List Of Services

Business Banking Services

For entrepreneurs and small business owners, we also offer robust business banking solutions. Our services include merchant services that simplify payment processing and business loans designed to fund growth opportunities.

Digital Banking Convenience

In today's fast-paced world, we understand the importance of managing your finances on-the-go. That's why we provide comprehensive online and mobile banking services. You can easily check balances, transfer funds, pay bills, and even send money to friends through our person-to-person payment feature all from the comfort of your home or while out running errands. Don't forget about our ATM services! With basic ATM access for withdrawals and balance checks available throughout Greensboro and beyond, accessing your funds has never been easier.

Get Started Today!

Your financial well-being is our priority at Piedmont Advantage Credit Union. Located at 3717 Battleground Ave, Greensboro NC 27410, we're here to serve you from 9:00 AM to 5:00 PM Monday through Thursday, and until 6:00 PM on Friday (closed daily from 11:00 AM to 12:00 PM). If you have any questions or would like more information about how we can assist you, please don't hesitate to reach us at 800-433-7228. We invite you to explore all the ways we can help you thrive financially! Visit us online at www.pacu.com for further details or to start your membership today!

Personal Banking Solutions

Our personal banking services are crafted for your convenience. We offer checking and savings accounts that help you manage your daily expenses while saving for future goals. If you're considering purchasing a new vehicle or refinancing an existing one, our auto loans and vehicle financing options make the process straightforward and accessible. For those planning to buy a home, our mortgage loans and refinancing services provide competitive rates and flexible terms tailored to your situation. Additionally, if you're facing unexpected expenses or need to consolidate debt, our personal loans and debt consolidation options can help you regain control over your finances. And don't forget about our credit cards with rewards, allowing you to earn points on everyday purchases!

Digital & Online Banking

Key Features

We know that managing money on-the-go is essential. Our mobile application allows you to handle transactions directly from your smartphone. You can send money to friends and family using our person-to-person transfer feature ideal for splitting bills or sending gifts. Plus, with mobile payments, making purchases becomes a breeze; just tap and go! Security is also a key focus at Piedmont Advantage Credit Union. We use electronic signature authorization, so you can sign documents digitally without worrying about safety. Plus, e-statements are available for those who prefer paperless options another step towards keeping your information secure while being eco-friendly. In a world that never stops moving, having real-time access to your accounts helps you stay in control of your finances. With these easy-to-use tools, you'll find that managing your money has never been simpler or more secure. Explore all the possibilities of digital banking today at https://www.pacu.com/. Your financial journey starts here!

Financial Strength

Growing Member Base

We have a strong and growing member base with 57,140 total share accounts that trust us with their finances. Our net shares available for lending and investments amount to $10,909,781, further reinforcing our ability to support your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Piedmont Advantage Credit Union is your trusted partner. Visit us at 3717 Battleground Ave Greensboro NC 27410 or call 800-433-7228 to learn more about how we can help you achieve your financial goals.

Member Savings Security

Members' savings are secured through $53,602,004 in share certificates and $51,047,890 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. We ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our net income of $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 90 full-time employees and 3 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team.

Reinvestment in Services

With $31,699,163 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our total loans and leases amount to $260,050,407, including $38,845 in used auto loans. This lending capacity supports your financial goals across various sectors.

Strong Financial Health

With a net worth of $32,815,700, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Additionally, our net worth ratio of 839 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $63,688,482 in used vehicle loans and $29,925,935 in new vehicle loans already helping members get on the road. We provide competitive terms that make financing your next vehicle simple and straightforward.

Credit Lines and Refinancing Options

If you are looking for more flexible borrowing options, consider our credit lines which total $182,710,283. These lines allow you to access funds as needed while only paying interest on what you use. Additionally, if you're thinking about refinancing any existing loans, we can help assess your eligibility and find the best solutions for your situation. For any questions regarding our loan offerings or to learn more about how we can assist you, don't hesitate to contact us at (800) 433-7228. Visit us at our branch located at 3717 Battleground Ave Greensboro Nc 27410, Greensboro, NC NC or check out our website at https://www.pacu.com/. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us be part of your financial success!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $20,129,889, make buying or refinancing simple. Whether you're purchasing your first home or looking to refinance an existing mortgage, our team is here to guide you through every step of the process.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $0 in loans helping members manage their finances effectively. Our credit cards come with benefits designed to suit your lifestyle while offering you the convenience you need.

Loan Aggregator

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PIEDMONT ADVANTAGE CREDIT UNION - Greensboro, NC

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