Piedmont Advantage Credit Union Eden NC | Best Auto Loans & Business Banking

Introduction

Welcome to Piedmont Advantage Credit Union, your trusted financial partner since 1949, located at 212 E Kings Hwy, Eden, NC 27288. With a proud legacy of serving our community, we are dedicated to providing exceptional banking services tailored to your needs. Our commitment is reflected in our growing membership base of over 30,487 members and total assets amounting to an impressive $391,164,905. At Piedmont Advantage, we understand that each member has unique financial goals. That's why we offer a range of services from personal checking and savings accounts to auto loans and mortgage financing. Whether you're looking to finance a new vehicle with our total loans reaching 9,884 or simply want to save for the future with our robust deposit options totaling $26,741,402, we're here for you. While members can visit us at our Eden branch for in-person assistance or explore our services online at pacu.com, official correspondence should be sent to the same address. Our team, led by CEO Dion Williams and Board President Tom Mekis, is committed to fostering financial wellness in our community. Together, they guide a dedicated staff of 93 employees, ensuring you receive personalized support every step of the way. With a net worth of $32,815,700 and cash reserves of $1,495,517, we prioritize your security and peace of mind. We invite you to take advantage of our modern banking solutions like online banking and mobile payments. Ready to experience financial services designed with you in mind? Give us a call at 336-627-0688 or stop by today! Let's work together towards achieving your financial dreams.

Branch History & Mission

Welcome to the heart of Eden, North Carolina where you'll find the proud home of Piedmont Advantage Credit Union. Since opening our doors in 1949, we have been dedicated to serving our community and helping our members achieve their financial goals. Over the years, we've grown from a small group of visionaries into a robust credit union with over 30,000 members and total assets exceeding $391 million. Our branch is located at 212 E Kings Hwy, Eden, NC 27288, a place that has seen significant growth and change. As we've expanded our services, we've remained committed to making a positive impact on the lives of those in our community. Our roots run deep in Rockingham County, and we take pride in being a trusted partner for families and businesses alike. At Piedmont Advantage Credit Union, our mission is simple yet powerful: to provide exceptional financial services while fostering a sense of belonging among our members. We understand that financial well-being goes beyond just numbers; it's about building relationships and supporting one another through life's journey. Our services include personal banking options like checking and savings accounts, auto loans, mortgages, and more all designed with your needs in mind. We are also proud to offer modern conveniences such as online and mobile banking services, ensuring that you can manage your finances anytime and anywhere. Our commitment to accessibility includes ADA-compliant facilities so everyone can visit us comfortably. Plus, with an ATM on-site and drive-thru banking available, we make your banking experience as smooth as possible. Part of what makes us special is our dedication to community outreach. We actively engage with local organizations and initiatives that uplift our neighbors and foster growth within Eden. Whether it's sponsoring events or partnering with schools, we believe that investing in our community is an investment in ourselves. While you're welcome to visit us at 212 E Kings Hwy, if you need to send official correspondence, please direct it to the same address as there is no separate mailing address. If you have questions or want to learn more about becoming a member, don't hesitate to call us at 336-627-0688. Join us at Piedmont Advantage Credit Union today! Experience firsthand how we can support your financial journey while contributing positively to the Eden community. Your future starts here!

Branch Location & Accessibility

Easy Access and Convenience

At our Eden branch, we prioritize accessibility. Our location is designed to be welcoming for everyone, featuring ADA-compliant entrances and ramps. Parking is plentiful, making it easy for you to stop by and take care of your banking. If you prefer to bank from your vehicle, our drive-thru service offers a quick and easy way to handle deposits, withdrawals, and other simple transactions without leaving your car.

Operating Hours

We understand that life gets busy, so we've tailored our operating hours to fit your schedule. Our lobby is open Monday through Thursday from 9:00 AM to 5:00 PM and on Fridays until 6:00 PM. This gives you ample time during the week to visit us at your convenience.

Services Offered

At Piedmont Advantage Credit Union, we offer a variety of services designed with you in mind. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we're equipped to meet diverse financial needs. Our members also enjoy online and mobile banking for added convenience. If you need cash or want to check your balance, our ATM is available for quick access. If you have questions or need assistance, don't hesitate to give us a call at 336-627-0688. We're here to help! While members can visit us at 212 E Kings Hwy Eden Nc 27288, official correspondence should be sent to the same address: 212 E Kings Hwy, Eden, NC 27288. We look forward to welcoming you at Piedmont Advantage Credit Union in Eden where your financial wellness is our top priority!

Member Eligibility

Becoming a member of Piedmont Advantage Credit Union is like joining a family that genuinely cares about your financial well-being. If you live, work, or worship in the Eden area, or if you are related to someone who does, you're already on your way to enjoying the benefits of our community-focused services. We welcome anyone who shares our values and is ready to take charge of their financial future. At Piedmont Advantage Credit Union, you'll gain access to a range of personalized banking solutions designed just for you, including checking and savings accounts, loans, and more. Ready to get started? Opening an account with us is simple! Just visit us at our location at 212 E Kings Hwy Eden Nc 27288 or check out the detailed eligibility criteria at http://www.pacu.com/about-us/inside-pacu/membership-matters/. If you have questions or need assistance, don't hesitate to give us a call at (336) 627-0688. We can't wait to welcome you into our community!

Business Banking & Commercial Services

Merchant Services That Make a Difference

Imagine running your operations smoothly with efficient payment processing that keeps your cash flow healthy. Our merchant services allow you to accept payments easily, whether online or in-person. This means you can focus on what you do best growing your business while we take care of the financial details. Let us be your partner in success at Piedmont Advantage Credit Union located at 212 E Kings Hwy Eden Nc 27288. Reach out today at (336) 627-0688 to learn how our business banking and commercial services can help elevate your enterprise!

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. For those outside our membership, we also provide $0 in non-member commercial loans, ensuring flexible financing solutions are available for everyone. With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

ATM and Drive-Thru Services

Accessing your money should be easy. With our ATM services, you can withdraw cash or check your balance anytime at one of our locations or through shared branches. For quick transactions, our drive-thru banking allows you to make deposits and withdrawals without leaving your vehicle.

Business Banking

For our business-minded members, we also provide robust business banking services, including merchant services and business loans. We aim to support local businesses by offering flexible solutions that can grow alongside them.

Convenient Online & Mobile Banking

In today's fast-paced world, convenience is key. That's why we offer comprehensive online and mobile banking features. Whether you want to check your balance, transfer funds, or pay bills, you can do it all from the comfort of your home or on the go using our user-friendly apps.

Credit Cards with Benefits

Looking for a way to earn rewards while you spend? Our credit cards with rewards let you enjoy perks for every dollar spent. You can use these cards for daily purchases or save them for special occasions.

Personal Banking Solutions

We understand that managing personal finances is crucial for everyone. That's why we offer various checking and savings accounts to fit different lifestyles and saving goals. Need to buy a car? Our auto loans and vehicle financing options can help get you behind the wheel without straining your budget. If you're considering buying a home, we provide mortgage loans and refinancing solutions that can make homeownership more accessible. Sometimes life throws unexpected expenses your way, which is where our personal loans and debt consolidation services come in handy. These options allow you to simplify payments or tackle larger costs with confidence.

Shared Branch Transactions

If you're traveling or away from home, don't worry! Our credit union provides basic shared branch transactions, allowing members from partner credit unions to complete deposits and withdrawals as if they were at their own branch. We invite you to visit us at 212 E Kings Hwy, Eden, NC 27288, or give us a call at 336-627-0688 during our operating hours Monday through Thursday from 9:00 AM to 5:00 PM and Friday until 6:00 PM. Explore all that Piedmont Advantage Credit Union has to offer by visiting our website at www.pacu.com. We look forward to helping you with all your financial needs!

Digital & Online Banking

At Piedmont Advantage Credit Union, we understand that modern banking needs to be as convenient and secure as possible. That's why we offer a range of digital and online banking services designed to keep your finances at your fingertips, no matter where you are. Our online banking platform is available 24/7, allowing you to manage your accounts whenever it suits you. You can easily access your account details, make transfers, and pay bills all from the comfort of your home or on the go. To get started, visit us at https://www.pacu.com/ and discover how easy managing your finances can be. One of our standout features is the ability to send money quickly and easily with person-to-person transfers. Whether you're paying back a friend or splitting a bill, this feature makes transactions simple and fast. Plus, our mobile application offers mobile payments, letting you make purchases directly from your phone no wallet needed! For added convenience, you can choose to receive e-statements instead of paper ones, helping you keep track of your finances without cluttering your mailbox. And when it comes to security, we offer electronic signature authorization for an extra layer of protection on important documents. Whether you're checking your balance or making a payment on the go, our user-friendly interface ensures that every action is straightforward. With all these features wrapped in one package, Piedmont Advantage Credit Union provides an accessible banking experience tailored for today's lifestyle. Enjoy peace of mind knowing that your financial needs are just a click away!

Financial Strength

Commitment to Growth

With $31,699,163 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity supports your financial goals with $38,845 in used auto loans and a total of $260,050,407 in loans and leases.

Operational Efficiency

Our operational efficiency is evident with a net income of $0, which allows us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 90 full-time employees and 3 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable team.

Secure Savings Options

Members' savings are secured through $53,602,004 in share certificates and $51,047,890 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Health

With a net worth of $32,815,700, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 839 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Trusted Partnership

Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Piedmont Advantage Credit Union is your trusted partner. Visit us at 212 E Kings Hwy Eden NC 27288 or call 336-627-0688 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $63,688,482 in used vehicle loans and $29,925,935 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable used option, we are here to assist you every step of the way.

Credit Lines

For those looking for more flexibility, our total credit lines amount to $182,710,283. These lines can be a great resource for managing cash flow or making unexpected purchases without the hassle of traditional loans. If you're considering refinancing any of these loan products or need clarification about eligibility options, don't hesitate to reach out. Our dedicated team is ready to guide you through the process. You can contact us at 336-627-0688 or visit us at 212 E Kings Hwy Eden Nc 27288 during our business hours Monday through Thursday from 9:00 AM to 5:00 PM and Friday from 9:00 AM to 6:00 PM. For additional information on our services and to explore more about how we can help you reach your financial goals, please visit Piedmont Advantage Credit Union. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us partner with you on your financial journey!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $20,129,889, make buying or refinancing simple. We aim to support you through every part of the process, ensuring that you find a solution that fits your lifestyle and budget.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans. While our total for these loans currently stands at $0, we focus on providing options that help our members manage their finances effectively. Keep an eye out for our upcoming offers which may suit your needs.

Loan Aggregator

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Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures fair and transparent offers that reflect current market conditions. Each lender featured on the platform is vetted for legitimacy, guaranteeing that users receive reliable information when comparing loan options.