P.i.e. Credit Union Houston TX | Affordable Vehicle Loans & Quick Personal Loans

Introduction

At P.i.e. Credit Union, we believe in building strong financial foundations for our members. Located at 12320 Main St, Houston, TX 77035, our branch has been serving the community since 1971 with dedication and integrity. With over 1,100 members counting on us, we pride ourselves on being a trusted partner in your financial journey. While members can visit us at our branch location, official correspondence should be sent to P.O. Box 35068, Houston, TX 77235. As a member-owned institution, we are committed to providing personalized services that fit the unique needs of each individual and family. Our total assets stand at an impressive $11,147,626, reflecting our solid foundation and commitment to responsible banking. We currently manage around $404,051 in deposits and have facilitated a diverse range of loans totaling 390 accounts, helping our members achieve their dreams whether it's buying a new car or managing personal finances. Under the leadership of CEO Orelia Clay and Board President Pete Kozak, our team of just three dedicated employees works tirelessly to ensure that every member receives top-notch service. We understand that banking is not just about numbers; it's about people and their stories. With a net worth of $2,453,582 and cash reserves of $51,172, we are well-equipped to support our community's financial aspirations while maintaining stability and growth. Our online services make banking convenient with options like online banking and person-to-person payments. Join us at P.i.e. Credit Union today! Whether you're interested in personal loans, auto financing, or exploring checking and savings accounts, we're here to help you navigate your financial landscape. Call us at 713-551-0491 or visit us online at piecu.org to learn more about how we can assist you!

Branch History & Mission

P.i.e. Credit Union, located at 12320 Main St, Houston, TX 77035, has a proud history that began in 1971. Over the years, we have grown significantly and are now home to over 1,100 members, showcasing our commitment to serving the community. With total assets amounting to $11,147,626, we have established ourselves as a trusted financial partner in the area. Our journey began with a simple mission: to provide accessible financial services that empower our members and support our local community. We believe in putting people first, offering a range of services including personal banking, auto loans, mortgages, credit cards with rewards, and business banking solutions. Our dedication to customer service is reflected in our operating hours from 9:00 AM to 4:00 PM on weekdays. At P.i.e., we understand the importance of community support. We engage with local organizations and initiatives to make a positive impact beyond just financial transactions. Our aim is not only to help our members achieve their financial goals but also to contribute to the overall well-being of Houston. While members can visit us at our branch address for all their banking needs, official correspondence should be sent to P.O. Box 35068, Houston, TX 77235. Though we currently do not offer ATM or drive-thru services, we strive to provide convenient online banking options for those who prefer digital interactions. As we continue our legacy of service and growth, we invite you to join P.i.e. Credit Union. Experience firsthand how we blend financial expertise with community spirit. Together, let's work towards building a brighter future for you and your family! For more information or to get started today, please call us at 713-551-0491 or visit our website at piecu.org.

Branch Location & Accessibility

Get in Touch

Have questions? Feel free to call us at 713-551-0491. We are here to help you navigate your financial journey with ease. We invite you to stop by soon and experience the personalized service that sets P.i.e. Credit Union apart!

Nearby Landmarks and Accessibility

Nestled in the heart of Harris County, our branch is just a stone's throw away from popular local spots like the vibrant Houston Community College and the bustling Westwood Mall. You'll find ample parking available right outside, making your visit hassle-free. Plus, our location is ADA compliant, ensuring that everyone can access our services without barriers.

Operating Hours and Services

We're open Monday through Friday from 9:00 AM to 4:00 PM, giving you plenty of time during the week to stop by. Although we don't have ATM or drive-thru services available at this location, our friendly staff is always ready to assist you with personal banking needs such as checking and savings accounts, auto loans, mortgage options, and even credit cards with rewards. While members can visit us at 12320 Main St for their banking needs, official correspondence should be sent to P.O. Box 35068, Houston, TX 77235.

Member Eligibility

Becoming a member of P.i.e. is like stepping into a welcoming community where your financial needs are prioritized. If you live, work, or worship in the Houston area, you're likely eligible to join us! Membership is open to individuals who share our commitment to the local community, making it easy for you to connect and benefit from our range of financial services. By joining P.i.e., you gain access to personalized banking solutions, competitive rates on loans, and a supportive team that genuinely cares about your financial journey. To get started with your membership, simply visit us at 12320 Main St Houston Tx 77035 or give us a call at (713) 551-0491. For more details about eligibility requirements, feel free to check out our website at . We look forward to welcoming you to the P.i.e. family!

Business Banking & Commercial Services

Merchant Services That Make Sense

Imagine a busy café bustling with customers. With our merchant services, accepting payments becomes effortless. From card processing to digital transactions, we streamline operations so you can focus on delighting your customers instead of worrying about payment issues. Our services are designed to enhance cash flow and reduce hassle, allowing your business to operate smoothly. At P.i.e., located at 12320 Main St Houston Tx 77035 in Houston, TX, we are dedicated to empowering local businesses. Let us be your partner in success! For more information, contact us at (713) 551-0491 or visit our website at P.i.e. Credit Union.

Supporting Business Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Services

For our business members, we provide comprehensive business banking services including merchant services and business loans. Whether you're starting a new venture or looking to expand an existing one, we're here to help navigate the financial landscape so that you can focus on growing your business.

Connect With Us

Whether you're looking for personal finance solutions or business services, P.i.e. is ready to assist you. Give us a call at (713) 551-0491, visit us at 12320 Main St Houston Tx 77035, or explore more about us online at P.i.e. Credit Union. Let us help you achieve your financial goals today!

Convenient Digital Banking

In today's fast-paced world, convenience matters. That's why P.i.e. has embraced technology with our online and mobile banking platforms. Manage your accounts from anywhere at any time check balances, transfer money, and pay bills with just a few clicks. Our user-friendly online tools make banking easier than ever. Although we currently do not have ATMs or drive-thru services at our branch location, we remain committed to ensuring that accessing your funds is straightforward through digital means.

Financial Support for Life’s Needs

Life can throw unexpected challenges your way, which is why we offer personal loans and debt consolidation services. These solutions can help you manage unforeseen expenses or consolidate multiple debts into one manageable payment, giving you peace of mind. Don't forget about our credit cards with rewards! Perfect for everyday purchases, these cards allow you to earn points or cash back on what you spend. It's a great way to reward yourself while managing your finances effectively.

Personal Banking Solutions

We offer a robust selection of personal banking options tailored to fit your lifestyle. Our checking and savings accounts are crafted to help you manage your day-to-day expenses while also building your savings. Imagine having easy access to your funds while earning interest at competitive rates it's all possible with our accounts. If you're in the market for a new vehicle, look no further than our auto loans and vehicle financing services. We understand that purchasing a car is an important decision, and our flexible loan terms can make that process easier. With low-interest rates, you'll be driving off in your new car before you know it. For those looking to own a home or refinance their current mortgage, our mortgage loans and refinancing options provide the guidance and support you need. Whether you're buying your first home or looking for better rates on your existing mortgage, we are here to assist you in making informed decisions.

Digital & Online Banking

At P.i.e., we understand that managing your finances should be simple and secure. That's why we offer a variety of digital and online banking services designed to fit your lifestyle. Whether you're at home or on the go, our online platform makes it easy to access your accounts anytime, anywhere. One of the key features available at P.i.e. is our 24/7 Online Banking Services. You can check your balance, pay bills, and transfer money with just a few clicks. To get started, visit us at https://www.piecu.org/ and experience the convenience of banking from the comfort of your own home. For those who prefer paperless options, we offer E-Statements Availability. This feature allows you to receive your statements electronically, saving you time and helping the environment. Plus, you can easily access past statements whenever you need them. Sending money to friends or family has never been easier with our Person-to-Person Transfers. No more writing checks or dealing with cash just a few taps on your device, and you're done! While we currently do not offer a mobile application or mobile payments feature, rest assured that our website is fully optimized for mobile use, ensuring you can manage your accounts on any device with ease. Additionally, we prioritize security in all our digital services. Although we don't support Electronic Signature Authorization at this moment, our systems are designed to keep your information safe and secure while giving you peace of mind as you manage your finances. At P.i.e., we're committed to providing accessible and user-friendly banking solutions tailored to meet your needs. Whether you're checking balances late at night or transferring funds during lunch breaks, we're here to support you every step of the way!

Financial Strength

At P.i.e., financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are committed to maintaining a strong financial foundation so that you can feel confident in your banking decisions. With a net worth of $2,453,582, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $2,200 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $941,263 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. Our financial strength is further supported by $2,448,574 in undivided earnings, which allows us to reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. With $77 in used auto loans and $6,131,697 in total loans and leases, our lending capacity supports members' financial goals across various sectors. Additionally, our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 3 full-time employees and 0 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share and Deposit Accounts: 1,428, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, P.i.e. is your trusted partner. Visit us at 12320 Main St Houston Tx 77035 or call (713) 551-0491 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We've already issued $1,650,485 in used vehicle loans and $2,146,908 in new vehicle loans, helping members get on the road with confidence. Whether you're purchasing a brand-new vehicle or a reliable used one, our financing options can fit your budget and lifestyle.

Credit Lines

For those who need access to additional funds without the burden of high-interest rates, our credit lines are available at $1,000,000. This option provides members with the ability to cover unexpected expenses or take advantage of opportunities as they arise. Our branch is located at 12320 Main St Houston Tx 77035 in Houston, TX, where our team is ready to assist you from 9:00 am to 4:00 pm. For more information or to start your loan application process, give us a call at (713) 551-0491. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We invite you to explore how our loan offerings can support your financial journey today!

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $456,235. These mortgages are structured to support you through every step of your home-buying journey.

Unsecured Credit Card Loans

Managing daily expenses can be challenging, which is why we also offer flexible terms on unsecured credit card loans. With a total of $327,995 in loans available, our credit cards help members manage their finances effectively while enjoying the benefits of rewards and flexibility.

Loan Aggregator

Benefits of Using LendMesh

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Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to compliance ensures that all loan offers presented on LendMesh are fair and transparent, allowing users to trust the information they receive.

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