Picatinny Credit Union Parsippany NJ | Low Mortgage Rates & Business Loans

Introduction

Welcome to Picatinny, your trusted financial partner located at 200 Baldwin Rd 128, Parsippany, NJ 07054. Established in 1939, we have proudly served our community for over eight decades, helping nearly 19,783 members achieve their financial goals. As a member-focused credit union, we emphasize building relationships and providing personalized services tailored to meet your needs. At Picatinny, we understand that financial decisions can be daunting. That's why our experienced team, led by CEO Rob Albrecht and Board President Joe Shiposh, is dedicated to offering guidance every step of the way. With total assets of $442,379,229 and robust membership benefits, we're here to help you navigate everything from checking accounts to loans. While members can visit us at our branch location, official correspondence should be sent to 200 Baldwin Rd Store #128, Parsippany, NJ 07054-2010. Our team is ready to assist you during lobby hours from 8 AM to 6 PM on weekdays and 8:30 AM to 12 PM on Saturdays. With a strong net worth of $38,769,556 and cash reserves of $1,705,214, we are committed to ensuring your finances are secure. Whether you're looking for personal banking solutions or business financing options like our impressive portfolio of over 10,350 loans and leases we have the tools you need for success. Join us at Picatinny today! Give us a call at 973-361-5225 or visit our website at www.picacreditunion.com to explore our services and start your journey towards financial well-being. Together, we can build a brighter financial future!

Branch History & Mission

Join Us

Our operating hours are Monday through Friday from 8 AM to 6 PM and Saturday from 8:30 AM to 12 PM. If you're looking for a supportive financial partner that cares about your future as much as you do, consider becoming a member of Picatinny Credit Union today! Experience firsthand the benefits of joining a community-focused institution where your financial well-being is always the priority. For more information or assistance, please call us at 973-361-5225 or visit our website at Picatinny Credit Union. We look forward to welcoming you into our family!

Our Journey

Our story began in the heart of Parsippany when a group of individuals came together with a vision: to create a financial institution that prioritizes the needs of its members. From those humble beginnings, we have evolved into a trusted financial partner for many families and businesses in the area. Our commitment to providing exceptional service has led us to continuously expand our offerings. Today, we provide a wide range of services including personal banking, auto loans, mortgages, business loans, and more. Over the years, we have embraced technological advancements to enhance member experience. We offer online banking and mobile payment options, ensuring that our members can manage their finances conveniently from anywhere. Our ATM is available for easy access to cash, although we do not currently offer drive-thru banking.

Our Mission

At Picatinny Credit Union, our mission is clear: to empower our members with financial tools and resources that help them achieve their goals while fostering a strong sense of community. We believe that everyone deserves access to quality financial services without the pressures often found in traditional banking systems. We strive to make banking easier by providing personalized support tailored to each member's unique circumstances. We actively engage in community outreach programs and partnerships that reflect our commitment beyond just financial transactions. Whether it's sponsoring local events or providing educational workshops on budgeting and saving, we aim to uplift those around us. While you can visit us at our branch address for all your banking needs, official correspondence should be sent to our mailing address at 200 Baldwin Rd Store #128, Parsippany, NJ 07054-2010.

Branch Location & Accessibility

Easy Access and Amenities

At our branch, we prioritize accessibility. We have ample parking available and ADA-compliant features to ensure everyone can visit comfortably. Whether you're coming in to open a new account or just need to make a quick deposit, our welcoming environment is designed with your convenience in mind. While members can visit us at 200 Baldwin Rd 128, official correspondence should be sent to our mailing address: 200 Baldwin Rd Store #128, Parsippany, NJ 07054-2010. This way, we ensure your communication reaches us without delay.

Get in Touch!

If you have any questions or would like more information about our services, don't hesitate to give us a call at 973-361-5225. Our friendly team is here to help! We look forward to seeing you soon at the Picatinny Credit Union your trusted partner in financial success!

Operating Hours

We know that life can get busy! That's why we're here for you during flexible hours. Our lobby is open Monday through Friday from 8 AM to 6 PM and on Saturday from 8:30 AM to 12 PM. Whether you prefer visiting us during the week or on the weekend, we're ready to assist you when it's most convenient for you.

Services Available

At Picatinny Credit Union, we offer a range of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and mortgages, we've got you covered. Plus, enjoy the ease of online and mobile banking for managing your accounts anytime, anywhere! And if you're looking for quick cash access, rest assured that we have ATM availability right on site.

Member Eligibility

Becoming a member of Picatinny is like joining a family where your financial well-being is our top priority. If you're looking to enjoy personalized banking services and community support, you'll be glad to know that eligibility is open to anyone who lives, works, worships, or attends school in the areas we serve. This means that whether you're just starting out or are looking for a trusted partner for your financial journey, you're welcome here! For more details on eligibility, feel free to check out this page. Opening an account with us is straightforward and designed to be inclusive. Just visit us at 200 Baldwin Rd 128 Parsippany Nj 07054, or give us a call at (973) 361-5225 if you have any questions. We're here to guide you through the process and ensure you have everything you need to get started. Join us today and experience the advantages of being part of the Picatinny community!

Business Banking & Commercial Services

Business Loan Options

Imagine securing the financing needed to purchase new equipment or expand your workspace. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $213,140, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

To make everyday transactions smoother, we offer a range of merchant services designed for your convenience. Picture this: accepting payments from customers in-store or online without hassle. Our merchant services enable you to provide easy payment options, helping to enhance customer satisfaction while boosting your sales. Visit us at 200 Baldwin Rd 128 Parsippany Nj 07054 in Parsippany, NJ to learn how our business banking solutions can support your goals. Feel free to call us at (973) 361-5225 for more information!

Comprehensive List Of Services

Business Banking

For our business members, we provide essential tools through our Business Banking services, including merchant services and business loans. This means whether you're just starting out or looking to grow an existing business, we have solutions tailored for you.

Credit Cards and Rewards

We know that rewards matter! That's why we offer Credit Cards with Rewards that allow you to earn points on everyday purchases. Think about how those points could turn into cashback or travel rewards making your spending work for you.

Loans and Financing

When it comes to financing your dreams, whether it's buying a car or purchasing a home, Picatinny has you covered with competitive rates on Auto Loans & Vehicle Financing as well as Mortgage Loans & Refinancing options. Picture driving off in a new vehicle or settling into your dream home with the financial support from us. Additionally, if you're looking for a little extra help managing debt, our Personal Loans & Debt Consolidation services can provide the relief you need.

Member Support and Convenience

At Picatinny, we prioritize member convenience. Our operating hours are designed to fit around your busy life Monday through Friday from 8 AM to 6 PM and Saturdays from 8:30 AM to 12 PM. You can also reach us at (973) 361-5225 for any inquiries or assistance. As part of our commitment to modern banking solutions, we embrace technology with features like electronic signatures and e-statements, making it easier than ever to manage your finances securely and efficiently. In summary, whether you're interested in personal banking products, loans for significant purchases, or business solutions tailored to your needs, Picatinny is here for you in Parsippany, NJ. We invite you to explore all our services online at Parsippany or visit us at our branch located at 200 Baldwin Rd 128 Parsippany Nj 07054. Let us partner with you on your financial journey today!

Personal Banking

We understand that personal finances can be challenging, which is why we offer various Personal Banking options. Our checking and savings accounts are tailored to help you manage your money effectively. Imagine having access to your funds anytime, anywhere through our Online & Mobile Banking features. You can check your balance, transfer money, and pay bills right from your smartphone. Plus, our ATM & Cash Withdrawal Services ensure that you have easy access to cash whenever you need it.

Digital & Online Banking

Convenient Features

We also offer convenient features like e-statements, which allow you to view and download your bank statements electronically whenever you need them. This not only saves paper but also keeps your financial records organized and accessible. Plus, with electronic signature authorization available, signing documents has never been easier or more secure. If you're looking for ways to send money quickly, our person-to-person transfer feature lets you send funds to friends or family instantly without the hassle of cash or checks. And for those who love using their mobile devices for payments, our mobile payments feature allows you to make purchases with ease just tap and go!

Online Banking Services

With our 24/7 online banking services available at https://www.picacreditunion.com/ , you can check balances, pay bills, and transfer money from the comfort of your home or on the go. Our mobile application provides a simple way to manage your finances directly from your smartphone. Whether you're making a quick payment or monitoring your spending habits, everything is just a few taps away.

Security You Can Trust

Security is our top priority at Picatinny. Our online banking platform is equipped with advanced security measures to ensure that your personal information remains safe while you bank online. You can enjoy peace of mind knowing that we're dedicated to protecting your financial data. Join us today at Picatinny and experience the convenience of modern banking! For more details about our digital services, visit us at https://www.picacreditunion.com/ or give us a call at (973) 361-5225. Let us help you take control of your finances effortlessly!

Financial Strength

Commitment to Growth

With $38,630,866 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $2,215 in used auto loans and $260,269,490 in total loans and leases.

Growing Membership Base

Total Share and Deposit Accounts: 36,681, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Picatinny is your trusted partner. Visit us at 200 Baldwin Rd 128 Parsippany Nj 07054 or call (973) 361-5225 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Members' savings are secured through $55,217,558 in share certificates and $19,325,163 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 60 full-time employees and 0 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Strong Financial Position

With a net worth of $38,769,556, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $876 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $32,882,306 in used vehicle loans and $20,805,043 in new vehicle loans already helping members get on the road. We provide options for both new and used vehicles, ensuring that you find financing that fits your budget.

Business Loans

For business owners seeking to expand or improve cash flow, our outstanding commercial loans totaling $213,140 provide the capital needed for growth. We understand that every business has unique requirements and are dedicated to supporting your entrepreneurial journey.

Credit Card Loans

For those looking for flexibility in managing everyday expenses, we also offer flexible terms on unsecured credit card loans. With a total of $9,341,626 in unsecured credit card loans helping members manage their finances effectively, you can enjoy peace of mind knowing you have access to funds when needed.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $67,069,245, make buying or refinancing simple. Whether you're a first-time homebuyer or looking to refinance an existing mortgage, our team is here to guide you through the process.

Refinancing Options

If you're considering refinancing any of your current loans or mortgages, our knowledgeable staff can assist you in exploring various eligibility options tailored to fit your financial situation. Our commitment at Picatinny is to provide personalized service and support throughout your borrowing experience. You can reach us at 973-361-5225 or visit us at 200 Baldwin Rd 128 Parsippany NJ 07054 for more information on how we can assist you with your loan needs. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let us help you take the next step towards achieving your financial aspirations!

Loan Aggregator

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Reliable Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This ensures fair and transparent offers for users looking to secure loans.

PICATINNY FEDERAL CREDIT UNION