Picatinny Credit Union Denville NJ | Best Auto Loans & Business Banking

Introduction

Welcome to Picatinny at our Denville branch, located at 340 E Main St, Denville, NJ 07834. Established in 1939, we have proudly served our community for over eight decades, building trust and delivering financial solutions that cater to the unique needs of our members. With a total membership of 19,783, we are dedicated to fostering a supportive environment where everyone can achieve their financial goals. At Picatinny, we understand that every member's journey is different. That's why we offer a wide range of services, from personal banking and auto loans to mortgage refinancing and business banking. Our commitment to you is reflected in our robust financial health; we boast total assets of $442,379,229 and total deposits amounting to $28,120,700. We're here not just to provide services but also to empower you with the resources you need for a secure financial future. Our leadership team is passionate about guiding Picatinny towards excellence. Under the stewardship of CEO Rob Albrecht and Board President Joe Shiposh, we ensure that your interests remain at the forefront of our operations. Our dedicated team of 60 employees works tirelessly to deliver personalized service and support. While you can visit us at our branch location for all your banking needs, official correspondence should be directed to our mailing address: 340 E Main St, Denville, NJ 07834-2527. Join us today and experience the difference that a member-focused credit union can make in your life. For any questions or assistance, feel free to call us at 973-361-5225. We look forward to serving you!

Branch History & Mission

Join Us

As we continue this journey together with you our valued members we invite you to experience the difference that comes from being part of Picatinny Credit Union. Join us today and discover how we can help you achieve your financial dreams while being part of a vibrant community-focused institution. To learn more about membership or open an account, visit our website or call us at (973) 361-5225. Let's build a brighter financial future together!

Our Evolution

Situated at 340 E Main St, Denville, NJ 07834, Picatinny Credit Union has evolved significantly since its inception. We started with humble beginnings, focused on providing accessible financial services to our members. Today, our total assets have reached an impressive $442,379,229. This growth reflects not only our dedication to sound financial practices but also our commitment to meeting the diverse needs of our members. Our branch is open Monday through Friday with extended hours on Thursdays and Saturday mornings, making it convenient for everyone to access our services. With features like ATM availability and drive-thru banking, we strive to ensure that banking with us is as easy and efficient as possible.

Our Mission

At Picatinny, our mission goes beyond just providing financial services; we are dedicated to empowering individuals and families in our community. We believe that everyone deserves access to quality financial resources that can help them achieve their goals. From personal banking services like checking accounts and auto loans to business banking solutions and mortgage options, we offer a comprehensive suite designed with you in mind. While members can visit us at 340 E Main St for all their banking needs, official correspondence should be sent to the same address: 340 E Main St, Denville, NJ 07834-2527. We are proud of our partnerships within the community and actively engage in outreach efforts that support local initiatives. Whether it's sponsoring events or collaborating with local organizations, we aim to make a positive impact.

Branch Location & Accessibility

Branch Features and Accessibility

At Picatinny, we prioritize accessibility for all our members. Our branch features ADA-compliant facilities, including ramps and designated parking spots to ensure everyone can enjoy our services with ease. With ample parking available, visiting us is hassle-free.

Contact Us

If you have any questions or need assistance before your visit, feel free to give us a call at 973-361-5225. While members can visit us at 340 E Main St for all in-person services, official correspondence should be sent to the same address. We invite you to stop by and experience firsthand how Picatinny Credit Union can support your financial journey. We look forward to serving you!

Operating Hours and Services

We know your time is valuable, which is why we're here to serve you during convenient hours. Our lobby is open Monday through Wednesday and Friday from 8:00 AM to 3:30 PM, Thursdays until 6:00 PM, and Saturdays from 9:00 AM to noon. Whether you need assistance with personal banking, auto loans, or online services, our friendly staff is ready to help! For those on the go, we offer drive-thru banking for simple transactions like deposits and withdrawals. Plus, with ATM availability right at our branch, accessing your cash has never been easier.

Member Eligibility

Joining the Picatinny community is more than just opening an account; it's about becoming part of a supportive family that cares about your financial journey. To become a member of Picatinny, you'll find it easy and welcoming! If you live, work, worship, or attend school in Morris County, NJ, you're already eligible to join us. We're here to help you achieve your financial goals with a range of services tailored just for you. From personal banking to loans and more, being part of Picatinny means having access to friendly guidance and great benefits. Ready to take the next step? You can start your membership journey by visiting our website at https://www.picacreditunion.com/become-a-member/ for all the details on eligibility. If you have any questions or need assistance, don't hesitate to give us a call at (973) 361-5225. We can't wait to welcome you to Picatinny!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $213,140, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine having the ability to accept payments easily, whether your customers prefer cards or mobile wallets. Our merchant services are designed to simplify transactions so you can focus on what matters most running your business. From point-of-sale solutions to online payment processing, we provide the tools you need to thrive. Whether you're looking for financing options or robust merchant services, Picatinny is here for you. Visit us at 340 E Main St Denville Nj 07834 or call us at (973) 361-5225 to discover how we can support your business journey today!

Comprehensive List Of Services

Business Banking Solutions

For our local entrepreneurs, Picatinny offers specialized business banking services, including merchant services and business loans. We understand how vital it is for businesses to have reliable banking support, and we are committed to helping you succeed.

Digital Convenience at Your Fingertips

In today's fast-paced world, convenience matters. That's why we've integrated digital solutions into our offerings. With online and mobile banking, managing your finances has never been easier. You can access your accounts anytime, anywhere whether it's checking your balance or transferring funds between accounts. Need cash? Our ATMs are available for quick withdrawals and balance checks, giving you access when you need it most. Plus, our basic drive-thru banking allows for deposits and simple transactions without leaving your car.

Personal Banking Made Simple

Starting with personal banking, we offer various checking and savings accounts designed to fit your lifestyle. If you're planning to buy a car, consider our auto loans and vehicle financing options that come with competitive rates and flexible terms. For those dreaming of homeownership, our mortgage loans and refinancing services can make that dream a reality. If you're dealing with debt or need some extra cash, our personal loans and debt consolidation options can provide the relief you need. We also have credit cards that come with rewards, ensuring you get more from every purchase you make.

Digital & Online Banking

At Picatinny, we understand that managing your finances should be as easy and convenient as possible. That's why we offer a range of digital and online banking services designed to give you control over your money anytime, anywhere. Whether you're at home or on the go, our secure online banking platform is here to help. With just a few clicks, you can access your accounts through our website at https://www.picacreditunion.com/. Need to check your balance, pay bills, or transfer funds? Our 24/7 online banking services let you handle these tasks effortlessly. Plus, for those who prefer using their smartphones, our mobile application makes banking even more accessible. You can download it today and take advantage of features like mobile payments and person-to-person transfers. We prioritize your security with electronic signature authorization, ensuring that your transactions are safe and verified. Additionally, opting for e-statements means you'll receive your account statements electronically no more paper clutter! This not only helps the environment but also allows for easier tracking of your finances. Our user-friendly interface makes it simple to manage your accounts in real time. Whether it's checking recent transactions or setting up automatic payments, everything is designed to save you time and effort. At Picatinny, we're committed to providing you with the tools you need for effective financial management. In short, our digital banking services offer convenience without compromising security. Join us today at Picatinny and experience banking that fits into your lifestyle!

Financial Strength

At Picatinny, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that in today's world, the strength of your financial institution matters more than ever. That's why we're proud to share our robust financial standing with you. With a net worth of $38,769,556, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $876 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $55,217,558 in share certificates and $19,325,163 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $38,630,866 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to lending is evident with $2,215 in used auto loans and $260,269,490 in total loans and leases, supporting our members' financial goals across various sectors. Our operational efficiency shines through with a net income of $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 60 full-time employees and 0 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Furthermore, our Net Shares (Funds available for lending and investments) stand at $0, reinforcing our ability to support your needs. With a total of 36,681 share accounts reflecting a strong and growing member base that trusts us with their finances, you can feel confident about your choice in banking with us. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Picatinny is your trusted partner. Visit us at 340 E Main St Denville Nj 07834 or call (973) 361-5225 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

When it comes to auto financing, we offer both new and used vehicle loans. Our new vehicle loans total $20,805,043, while our used vehicle loans amount to $32,882,306. We prioritize making your car-buying experience as smooth as possible, so you can hit the road without worrying about high-interest rates or hidden fees.

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $67,069,245. Whether you're purchasing your first home or looking to refinance, our team is here to guide you through the process and help you find a solution that fits your budget.

Refinancing and Eligibility Options

If you're interested in refinancing any existing loans or learning more about eligibility options for our various products, please don't hesitate to reach out. Our dedicated staff at Picatinny, located at 340 E Main St Denville Nj 07834 in Denville, NJ, is ready to assist you with personalized service. You can contact us at (973) 361-5225 during our operating hours: MTWF 8:00am - 3:30pm, Th 8:00am - 6:00pm, and Sat 9:00am - noon. In summary, whether it's auto loans, mortgage financing, or credit card solutions, Picatinny is committed to supporting your financial well-being with competitive rates and outstanding service. Explore our offerings today and take a step toward achieving your financial aspirations!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $9,341,626 in loans helping members manage their finances effectively. This product provides an excellent way to build credit while enjoying the benefits of easy access to funds whenever needed.

Loan Aggregator

Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that all offers presented are fair and transparent, allowing users to trust the information they receive.

Benefits of Using LendMesh

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