P.H.I. FEDERAL CREDIT UNION - Lafayette, LA

Welcome to P.h.i., your trusted financial partner located at 714 E Kaliste Saloom Rd Ste A3, Lafayette, LA 70508. Established in 1975, we take pride in serving our community with dedication and care, helping nearly 900 members achieve their financial goals. Our commitment to providing excellent service is reflected in our robust assets of $5,482,917 and total deposits amounting to $980,496. At P.h.i., we understand that each member's financial journey is unique. Whether you're looking for personal banking solutions like checking and savings accounts or seeking assistance with auto loans and mortgages, we're here to guide you every step of the way. With a total of 383 loans and leases issued, we strive to support our members' needs through tailored lending solutions. While you can visit us at our branch for all your banking needs, please note that official correspondence should be sent to our mailing address: P O Box 82405, Lafayette, LA 70598-2405. Under the leadership of our CEO, Sandra Hall, and Board President, Kyle Boss, our team of three dedicated employees is always ready to assist you. We believe in building strong relationships within our community and ensuring that our members feel valued and supported. If you have any questions or need assistance, don't hesitate to reach out! You can contact us at (337) 233-2274 during our operating hours from 8:30 AM to 4:00 PM, Monday through Friday. Join us at P.h.i., where your financial well-being is our top priority! Explore more about our services at our website.

At P.h.i., we believe that becoming a member is like joining a warm, welcoming family dedicated to your financial well-being. If you're looking to join us, the good news is that eligibility is straightforward and inclusive! Generally, anyone who lives, works, worships, or attends school in the Lafayette area can become a member. It's our way of ensuring that we foster a community where everyone has access to great financial services tailored just for them. To learn more about the specific eligibility criteria, feel free to check out this resource: . Opening an account with us is simple and convenient. Just give us a call at (337) 233-2274, and our friendly team will guide you through the process. You can also visit us at our branch located at 714 E Kaliste Saloom Rd Ste A3 Lafayette La 70508 for personalized assistance. We're here to help you take your first steps toward becoming part of our community!

At P.h.i., financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that knowing your credit union is financially strong is essential to your peace of mind. With a net worth of $435,868, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $795 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $89,008 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $435,868 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $51 in used auto loans and $4,029,627 in total loans and leases. Our commitment to operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 3 full-time employees and 0 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share Accounts: 1,103 show a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, P.h.i. is your trusted partner. Visit us at 714 E Kaliste Saloom Rd Ste A3 Lafayette La 70508 or call (337) 233-2274 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.