PHEPLE FEDERAL CREDIT UNION

Welcome to Pheple, your trusted financial partner located at 145 Pavilion Ln, Youngwood, PA 15697. Since our establishment in 1951, we have proudly served our community with a commitment to excellence and member satisfaction. With over 17,000 members and total assets exceeding $120 million, we are dedicated to helping you achieve your financial goals. At Pheple, we understand that each member's needs are unique. Whether you're looking for personal banking options like checking and savings accounts, or services such as auto loans, mortgages, or credit cards with rewards, we've got you covered. Our team of 51 employees, led by CEO Maria LaVelle and Board President Kim Stawicki, is here to provide personalized service and guidance every step of the way. Our financial strength is reflected in our impressive figures: we have total deposits of $3,197,791 and a net worth of $11,037,867. This ensures that your money is safe and that we can continue offering competitive rates on loans currently totaling 8,258 across various categories. With cash in hand amounting to $1,013,453, we're well-positioned to meet your financial needs promptly. While members can visit us at our branch address for all their banking needs, official correspondence should be sent to the same location: 145 Pavilion Ln, Youngwood, PA 15697. If you have any questions or need assistance, don't hesitate to reach out at 724-834-5580 during our lobby hours from Monday to Friday between 9 AM and 2 PM. Join us at Pheple today and experience the difference of being part of a member-focused credit union! Visit our website at Pheple FCU to learn more about how we can assist you on your financial journey.

At Pheple, we take pride in our rich history and commitment to serving the community of Youngwood, PA. Established in 1951, our branch has grown from a small credit union into a trusted financial partner for over 17,000 members. Located at 145 Pavilion Ln, Youngwood, PA 15697, we are here to support your financial journey with personalized services and community-focused initiatives. Throughout the years, Pheple has evolved significantly. We have expanded our offerings to include a wide range of financial products such as checking and savings accounts, auto loans, mortgage loans, personal loans, and business banking services. As of now, our total assets stand at an impressive $120,598,756. This growth reflects our dedication to providing excellent service while ensuring the financial well-being of our members. Our mission is simple yet impactful: to empower our members with affordable financial solutions while fostering community growth and support. We believe that everyone deserves access to quality financial services that meet their unique needs. Our commitment extends beyond banking; we actively engage with local organizations and initiatives to uplift the communities we serve. While members can visit us at our branch location for personalized service during our operating hours from Monday to Friday between 9 AM and 2 PM, official correspondence should be sent to 145 Pavilion Lane, Youngwood, PA 15697 if you prefer that option. Although we currently do not have ATM or drive-thru services available, we ensure that all member transactions are handled efficiently and securely through our online and mobile banking platforms. At Pheple, we strive to incorporate modern technology while remaining accessible to all members. Our digital services include mobile payments and online banking options designed with convenience in mind. We also prioritize compliance with ADA standards to ensure all individuals can access our services comfortably. As we look towards the future, we remain committed to building lasting relationships with our members and enhancing the overall banking experience. If you haven't joined us yet, now is the perfect time! Experience the benefits of being part of a community-focused credit union like Pheple. For more information on how to become a member or explore our services further, visit us at Pheple FCU or call us at 724-834-5580. Join us today and see how we can help you achieve your financial goals!

At Pheple, we believe that everyone deserves a supportive financial community, and becoming a member is your first step toward enjoying that experience. If you're looking to join us at our welcoming branch located at 145 Pavilion Ln Youngwood Pa 15697, you'll find that eligibility is straightforward and inclusive. Whether you live or work in the area, or if you have family members who are already part of our credit union, you may qualify for membership. We are dedicated to serving individuals who share our values, making it easy for you to access the benefits of being a member like personalized service and competitive rates on loans and savings. Joining is simple! You can start by visiting our website for more detailed information about eligibility at http://www.pheplefcu.org/become-a-member . If you're ready to take the next step, feel free to call us at (724) 834-5580 with any questions or to get assistance with account opening details. We're here to guide you through every step of the process as you become part of the Pheple family!

At Pheple, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share the details of our financial strength, which reflects our commitment to serving you well. With a net worth of $11,037,867, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $912 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $22,195,534 in share certificates and $5,591,319 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $998,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $4,201,052 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $2,288 in used auto loans and $97,203,166 in total loans and leases. Our operational efficiency is reflected in our $677,137, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 43 full-time employees and 8 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $44,830. Total Share and Deposit Accounts: 31,194, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Pheple is your trusted partner. Visit us at 145 Pavilion Ln Youngwood Pa 15697 or call (724) 834-5580 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.