Branch Location & Accessibility
Welcome to Pheple, your friendly neighborhood credit union located at 121 W 2Nd Ave in Latrobe, PA. Our branch is nestled in the heart of Westmoreland County, making it easy for you to access all your banking needs. Whether you're visiting us after a trip to the nearby Latrobe Hospital or enjoying a day out at the local parks, we're here to help you with personalized service and financial solutions that suit your lifestyle. At Pheple, we pride ourselves on being accessible. Our branch features ADA-compliant entrances and ample parking space, ensuring that everyone can easily visit us. We want every member of our community to feel welcome and supported. We understand that your time is valuable. That's why our lobby hours are designed for your convenience, open Monday through Friday from 8:30 AM to 3:00 PM. If you have questions or need assistance outside of these hours, don't hesitate to reach out by phone at 724-539-8820. Our dedicated team is always ready to provide assistance and guide you through our range of services. While members can visit us at our physical location, any official correspondence should be sent to the same address: 121 W 2Nd Ave, Latrobe, PA 15650. We also offer a variety of personal banking services such as checking and savings accounts, auto loans, mortgage options, and more all tailored to meet your unique needs. Please note that while we currently do not have an ATM or drive-thru service available at this branch, our staff is eager to assist you directly inside. We invite you to stop by and discover how Pheple can help you achieve your financial goals. Your satisfaction is our priority!
Financial Strength
At Pheple, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are committed to maintaining a solid financial foundation, ensuring that you can trust us with your hard-earned money. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. With a net worth of $11,037,867, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 9.12% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $22,195,534 in share certificates and $5,591,319 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $998,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $4,201,052 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $2,288 in used auto loans and $97,203,166 in total loans and leases. Our operational efficiency is reflected in our $165,950, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 43 full-time employees and 8 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $44,830. Total Share and Deposit Accounts: 31,194, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Pheple is your trusted partner. Visit us at 121 W 2Nd Ave Latrobe Pa 15650 or call (724) 539-8820 to learn more about how we can help you achieve your financial goals.
