Pheple Jeannette PA Credit Union | Affordable Auto Loans & Business Banking

Introduction

Welcome to Pheple, your trusted partner in financial well-being right here in Jeannette, PA. Established in 1951, we have grown into a cornerstone of our community, serving over 17,444 members and managing total assets of $120,598,756. Our commitment to providing personalized banking solutions is evident in every interaction, whether you're looking for checking accounts, auto loans, or mortgage refinancing. Located at 1075 Harrison City Export Rd, Jeannette, PA 15644, our branch is more than just a financial institution it's a hub for support and guidance. While members can visit us at this address, official correspondence should be sent to our mailing address: 1075 Harrison City Export Road, Jeannette, PA 15644. Under the leadership of CEO Maria LaVelle and Board President Kim Stawicki, we pride ourselves on being a member-focused credit union. Our dedicated team of 51 employees is here to ensure that you receive the best possible service tailored to your needs. With total deposits reaching $3,197,791 and cash in hand of $1,013,453, we are well-positioned to support your financial goals. At Pheple, we offer an array of services including personal banking options like checking and savings accounts as well as business banking solutions. We also provide convenient online and mobile banking services to make managing your finances easier than ever. We invite you to visit us or call at 724-744-0670 during our operating hours: Monday through Wednesday from 9:00 AM to 5:00 PM and Friday from 9:00 AM to 6:00 PM. Experience the difference with Pheple where you're not just a member; you're family!

Branch History & Mission

Commitment to Accessibility

Our branch is designed with accessibility in mind. We offer online and mobile banking solutions that make managing finances easy and convenient for all members. Whether you're accessing your account from home or on the go, you can count on us for secure transactions anytime. Additionally, we have an ATM available for quick cash withdrawals and balance checks. For those who prefer face-to-face interactions, our lobby hours are Monday through Wednesday from 9:00 AM to 5:00 PM and Friday from 9:00 AM to 6:00 PM. While we do not have drive-thru services, we provide shared service center availability so members can enjoy basic transactions across partner credit unions.

Join Us

As we look toward the future, Pheple remains committed to innovation and excellence in serving our community's financial needs. If you're looking for a place where your money works harder for you while also making a difference in the community, we invite you to join us. Visit us at 1075 Harrison City Export Rd or reach out at 724-744-0670. Experience the benefits of being part of Pheple today! While members can visit us at 1075 Harrison City Export Rd, official correspondence should be sent to 1075 Harrison City Export Road, Jeannette, PA 15644 if different information is needed. We can't wait to welcome you into our family!

Our Evolution

From our humble beginnings, Pheple has continuously evolved to meet the changing needs of our members. Over the years, we've expanded our services to include personal banking options like checking and savings accounts, auto loans, mortgages, and credit cards with rewards. Today, our assets stand at an impressive $120,598,756, reflecting our commitment to responsible growth and member-centric service. At Pheple, we understand that providing excellent financial services goes hand-in-hand with supporting our community. Our mission is clear: to enhance the financial lives of our members while contributing positively to the neighborhoods we serve. We achieve this through various outreach programs and partnerships that prioritize education and support for local initiatives.

Branch Location & Accessibility

Accessibility and Amenities

At Pheple, we prioritize accessibility for all our members. Our branch is equipped with features like ADA-compliant ramps to ensure everyone can easily access our services. While you visit us, you'll find ample parking space available right outside the entrance, making it hassle-free to pop in for any banking needs.

Get in Touch

While members can visit us at 1075 Harrison City Export Rd for their banking needs, official correspondence should be sent to our mailing address at 1075 Harrison City Export Road, Jeannette, PA 15644 if it differs. For any questions or assistance, feel free to give us a call at 724-744-0670. We invite you to stop by or reach out we're excited to help you achieve your financial goals!

Operating Hours and Services

We're here for you Monday through Wednesday from 9 AM to 5 PM, and on Fridays until 6 PM. Unfortunately, we don't offer drive-thru service, but our lobby hours are designed to accommodate your busy schedule. Our dedicated staff is ready to assist you with a wide range of services including checking and savings accounts, auto loans, mortgages, personal loans, and credit cards with rewards. If you're looking for quick transactions or need access to an ATM, we have you covered! With ATM availability on-site and basic shared branch transactions available for partner credit union members, banking with us is both simple and efficient.

Member Eligibility

Joining the Pheple family is more than just opening an account; it's about becoming part of a warm, supportive community. At Pheple, we welcome individuals who live, work, worship, or attend school in our local area. Whether you're looking for personal banking services, auto loans, or simply want to enjoy the benefits of being a member of a credit union, we've made it easy for you to get started. To learn more about our eligibility criteria and see if you qualify, feel free to visit us at this link. If you have any questions or need assistance, don't hesitate to call us at 724-744-0670. We're here to help you on your journey towards financial wellness right here at our Jeannette branch located at 1075 Harrison City Export Rd, Jeannette, PA 15644.

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. Additionally, we also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. These loans can assist with everything from purchasing equipment to expanding your operations.

Merchant Services

To further enhance your business experience, we offer merchant services that simplify transactions and improve cash flow. Imagine being able to accept payments easily from your customers, whether they are using credit cards or mobile payments. This convenience not only enhances customer satisfaction but also allows you to focus on what matters most growing your business. With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses. At Pheple, we are dedicated to providing the resources you need for a successful future. Visit us at 1075 Harrison City Export Rd Jeannette Pa 15644 or call us at (724) 744-0670 to learn more about how we can help you achieve your business goals!

Comprehensive List Of Services

Business Banking

For entrepreneurs and business owners, we offer comprehensive Business Banking solutions, including Merchant Services & Business Loans. We aim to support local businesses by providing essential tools and financing options that can help them thrive.

Credit Cards

Looking for flexibility in your spending? Our Credit Cards with Rewards provide not just purchasing power but also great perks that reward you for using them. Whether it's cash back or travel points, enjoy benefits tailored to your lifestyle.

Digital Banking Features

In today's fast-paced world, managing your finances should be easy and accessible. That's why at Pheple, we emphasize our robust Online & Mobile Banking platforms. You can conduct transactions anytime, anywhere from paying bills to making deposits all from the palm of your hand! Our ATM services further enhance accessibility, allowing cash withdrawals and balance checks whenever needed.

Loans and Financing

When it comes to financing, we understand that everyone's needs are different. That's why we offer a variety of loan options including Auto Loans & Vehicle Financing to help you get behind the wheel of your dream car. If you're looking to buy a home, our Mortgage Loans & Refinancing services can make the process easier and more affordable. For those unexpected expenses or consolidating debt, consider our Personal Loans & Debt Consolidation options designed to give you peace of mind.

Personal Banking

Whether you're opening your first checking account or saving for a big purchase, our personal banking services have you covered. With options for Checking & Savings Accounts, you can choose what works best for your lifestyle. Imagine easily managing your finances with online tools that let you check balances and transfer funds at your convenience.

Shared Services

Additionally, our partnership with other credit unions means basic shared branch transactions like deposits and withdrawals are available to members from partner institutions as well. This collaborative approach ensures that no matter where you are, banking is always convenient. Our friendly team at Pheple, located at 1075 Harrison City Export Rd Jeannette Pa 15644, is here to assist you with any questions or needs you may have. Feel free to reach out by calling us at (724) 744-0670 during our operating hours: Monday through Wednesday from 9:00 AM to 5:00 PM and Friday from 9:00 AM to 6:00 PM. We invite you to explore all that we have to offer and see how we can help make your financial goals a reality. Visit us or check out our website at https://www.pheplefcu.org/ today!

Digital & Online Banking

Key Features

Need to send money to a friend? With our person-to-person transfers feature, you can do just that in a few simple taps. If you're looking for a fast way to make payments, our mobile payments feature lets you pay using your smartphone no cash or cards needed! For those who prefer a paperless approach, we offer electronic statements (Yes) that give you easy access to your financial records without the clutter. Plus, if you're busy and can't make it to a branch, our electronic signature authorization (Yes) allows you to sign documents securely online.

Mobile Access

Stay connected with our mobile application (Yes), which brings all these features right to your fingertips. Whether you're checking your balance or making a quick payment, everything is just a click away. With Pheple, convenience meets security. Take advantage of our digital tools today and experience hassle-free banking that fits into your lifestyle!

Financial Strength

At Pheple, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are dedicated to ensuring your trust through our solid financial standing, which is backed by robust metrics sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. With a net worth of $11,037,867, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 9.12% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $22,195,534 in share certificates and $5,591,319 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $998,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $4,201,052 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $2,288 in used auto loans and $97,203,166 in total loans and leases. Our commitment to operational efficiency is evident in our $165,950, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 43 full-time employees and 8 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $44,830. Total Share and Deposit Accounts: 31,194, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Pheple is your trusted partner. Visit us at 1075 Harrison City Export Rd Jeannette Pa 15644 or call (724) 744-0670 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $35,650,780 in used vehicle loans and $24,081,303 in new vehicle loans already helping members get on the road. Whether you're interested in financing a new model or prefer a reliable used vehicle, our team is here to guide you through the process and find the best loan option for your situation.

Credit Lines

For those looking for additional flexibility, our total credit lines amount to $7,500,000. This gives you access to funds when you need them without having to apply for multiple loans. If you're considering refinancing any existing loans or want to know more about eligibility options, our knowledgeable staff at Pheple, located at 1075 Harrison City Export Rd Jeannette Pa 15644, Jeannette, PA PA, is ready to assist you. Feel free to reach out at (724) 744-0670 for personalized support or visit us online at https://www.pheplefcu.org/ for more information. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At Pheple, we are committed to providing services that empower our members financially while ensuring clarity and transparency throughout the lending process.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $22,298,009, make buying or refinancing simple. We provide personalized service to ensure that you understand your options and find a mortgage solution that fits your budget.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $4,211,370 in loans helping members manage their finances effectively. Our credit cards come with competitive rates and no hidden fees, making it easier for you to take control of your spending.

Loan Aggregator

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PHEPLE FEDERAL CREDIT UNION - Jeannette, PA

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