Pheple Credit Union Harrison City PA | Best Auto Loans & Business Banking

Introduction

Welcome to Pheple, your trusted partner in financial well-being since 1951. Located at 3381 Route 130, Harrison City, PA 15636, our branch is dedicated to serving the community with reliable banking solutions tailored to your needs. With a total membership of 17,444, we pride ourselves on being more than just a financial institution; we are a community-focused credit union that puts you first. At Pheple, we understand that every member's journey is unique. That's why we offer a wide range of services from personal banking options like checking and savings accounts to auto loans, mortgage refinancing, and even business banking solutions. Our assets have grown to an impressive $120,598,756, and our commitment to helping you achieve your financial goals remains unwavering. Under the leadership of our CEO Maria LaVelle and Board President Kim Stawicki, our team of 51 employees is here to provide exceptional service. We take pride in maintaining a net worth of $11,037,867 and total deposits amounting to $3,197,791 demonstrating our stability and strength as a credit union. While members can visit us at our branch location for all their financial needs, we encourage you to reach out anytime at 724-744-0670 for inquiries or assistance. Explore more about what we offer by visiting our website at Pheple FCU. Your financial success is our mission!

Branch History & Mission

Community Commitment

Pheple is not just about banking; it's about building lasting relationships within our community. We actively engage in outreach efforts that support local initiatives and partnerships. By participating in community events and providing educational resources, we aim to uplift those around us. In addition to traditional banking hours on Monday and Wednesday from 11 AM to 1 PM, we ensure that our services meet modern needs with features like online banking and mobile payments. Even though we do not currently have an ATM or drive-thru service available at this branch, we are always looking for ways to enhance member convenience and accessibility.

Join Us!

As we continue this journey together, we invite you to be part of the Pheple family. Experience firsthand how our personalized approach to banking can make a difference in your life. Visit us today at 3381 Route 130 in Harrison City or give us a call at 724-744-0670. Together, let's build a brighter financial future!

Our Mission

Our mission is simple yet powerful: to enhance the financial well-being of our members while fostering a sense of community. We strive to provide accessible banking services that empower individuals and families to achieve their financial goals. Whether it's helping you secure a loan for your dream car or guiding you through savings strategies, Pheple is here every step of the way. While members can visit us at 3381 Route 130, official correspondence should be sent to our headquarters in Greensburg, PA. Our team believes in transparency and accessibility; that's why we offer various services including checking and savings accounts, auto loans, mortgages, and credit cards with rewards.

Branch Location & Accessibility

Accessibility Features

We understand the importance of accessibility for all our members. Our branch is designed with ADA compliance in mind, ensuring that everyone can enter and navigate comfortably. Ample parking is available nearby, making your visit hassle-free.

Nearby Landmarks

Located along Route 130, our branch is just a short drive from popular local spots like the Harrison City Park. Whether you're coming from home or stopping by after running errands, you'll find us right in the heart of the community.

Services Offered

At Pheple, we offer a variety of services to meet your banking needs, including personal banking options like checking and savings accounts, auto loans, mortgage loans, and credit cards with rewards. Although we currently do not have ATM access or drive-thru services, we ensure that your banking experience remains efficient through online and mobile banking options. We invite you to visit us at the Penn Trafford Student Branch today! Let us help you achieve your financial goals with friendly service and support. We look forward to seeing you soon!

Member Eligibility

Becoming a member of Pheple is like joining a family that genuinely cares about your financial well-being. If you're in the Harrison City area, you might be eligible to join us! Membership is open to anyone who lives, works, worships, or attends school in Westmoreland County. This means that whether you're a long-time resident or new to the area, you have the chance to benefit from our personalized services and community-focused approach. At Pheple, we pride ourselves on offering competitive rates on loans and savings accounts, as well as exceptional customer service. To get started, simply visit our website at http://www.pheplefcu.org/become-a-member for more detailed information on eligibility and what it means to be part of our credit union. If you're ready to open an account or have questions, feel free to call us at (724) 744-0670. Our friendly team is here to guide you every step of the way! Come join us at 3381 Route 130 Harrison City Pa 15636, where your financial journey becomes a shared adventure.

Business Banking & Commercial Services

Business Loans That Fuel Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. Additionally, we also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions tailored to meet your needs. With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Simplify Transactions

Running a business means handling many transactions daily. Our merchant services make this process smoother. Imagine being able to accept payments easily from customers, whether they pay with a card or through mobile payment options. This convenience not only improves customer satisfaction but also helps you manage cash flow more effectively. When you're ready to take your business to the next level, visit us at 3381 Route 130 Harrison City Pa 15636 in Harrison City, PA or call us at (724) 744-0670. Together, let's build a successful future!

Comprehensive List Of Services

Additional Services

While we may not have ATMs or drive-thru services at this branch, our commitment to service remains strong. We prioritize member engagement through personalized support over the phone at 724-744-0670 during our lobby hours on Monday and Wednesday from 11 AM to 1 PM. At Pheple, we understand that each member's needs are unique. That's why we're always here to guide you through every step of your financial journey because when you succeed, we succeed too. Ready to explore how we can assist you? Visit us at Pheple today!

Business Banking Services

If you're a business owner, Pheple has you covered as well. Our business banking services include merchant services that simplify payment processing for your customers. Additionally, our business loans are here to support your growth ambitions whether you're starting out or expanding.

Credit Cards and Rewards

Shopping can be rewarding in more ways than one! With our credit cards that come with rewards programs, you can earn points on everyday purchases. It's not just about spending; it's about getting something back for it!

Digital Banking Convenience

In today's fast-paced world, having access to your finances anytime is essential. That's why we offer robust online and mobile banking features. Check balances, transfer money, or pay bills from the comfort of your home or on-the-go with ease. You can even use mobile payments for quick transactions wherever you are!

Personal Banking Solutions

When it comes to managing your finances, Pheple offers a variety of personal banking services designed with your convenience in mind. You can easily set up checking and savings accounts that help you keep track of your daily expenses and savings goals. Our auto loans and vehicle financing options make it simple to get behind the wheel of your dream car without breaking the bank. Plus, if you're looking to buy a home or refinance your existing mortgage, our mortgage loans provide competitive rates and flexible terms tailored to fit your budget. For those unexpected expenses or financial hurdles, we also offer personal loans and debt consolidation options. Imagine having one manageable payment instead of juggling multiple debts that's the peace of mind we aim to provide.

Digital & Online Banking

Key Features

Our mobile application brings all these services right to your fingertips. You can enjoy features like mobile payments, making it easier than ever to pay for purchases directly from your phone. Plus, with person-to-person transfers available, sharing expenses with friends or family has never been more straightforward. When it comes to security, we prioritize keeping your information safe. Our electronic signature authorization feature allows you to sign documents securely online, eliminating the need for physical paperwork. And for those who prefer going paperless, our e-statements give you instant access to your account statements without cluttering your inbox. At Pheple, we believe that banking should be as easy as possible. That's why our digital tools are not only user-friendly but also designed with real-time account management in mind. You can manage everything from checking balances to setting up alerts for transactions right through our app or online portal. Experience the convenience of modern banking with us at Pheple where managing your money is simple, secure, and always accessible!

Financial Strength

Investing Back into the Community

With $4,201,052 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals with $2,288 in used auto loans and $97,203,166 in total loans and leases.

Member-Centric Savings

Members' savings are secured through $22,195,534 in share certificates and $5,591,319 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $998,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $165,950 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 43 full-time employees and 8 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Strong Financial Position

With a net worth of $11,037,867, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 9.12% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Trust Built on Experience

Our total share accounts stand at 31,194, showing a strong and growing member base that trusts us with their finances. Net Shares available for lending and investments amount to $44,830. In summary, our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Pheple is your trusted partner. Visit us at 3381 Route 130 Harrison City Pa 15636 or call (724) 744-0670 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $35,650,780 in used vehicle loans and $24,081,303 in new vehicle loans already helping members get on the road. We provide options for both new and used vehicles, making it easy for you to find the perfect financing solution.

Credit Lines and Refinancing Options

If you're looking for additional flexibility, consider our total credit lines of $7,500,000. These lines can serve as a safety net for unexpected expenses or planned purchases. Additionally, if you're interested in refinancing existing loans, we provide clear eligibility options to ensure you get the best terms available. For more information on how we can assist you with our various loan offerings or to discuss eligibility details, feel free to reach out to us at (724) 744-0670 or visit us at our branch located at 3381 Route 130 Harrison City Pa 15636 in Harrison City, PA. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We're here to support your financial journey every step of the way!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $22,298,009, make buying or refinancing simple. We offer various mortgage products that can help you secure your dream home while ensuring manageable payments.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $4,211,370 in loans helping members manage their finances effectively. Our credit card options come with rewards and features designed to make everyday spending easier and more rewarding.

Loan Aggregator

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PHEPLE FEDERAL CREDIT UNION - Harrison City, PA

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