PFD Firefighters Credit Union Portsmouth VA

Introduction

Welcome to Pfd Firefighters Credit Union Inc., where your financial well-being is our top priority. Located at 3209 Cedar Ln, Portsmouth, VA 23703, we have been proudly serving our community since 1955. With a focus on providing personalized service and competitive financial products, we are dedicated to supporting over 2,295 members in achieving their financial goals. As a trusted financial partner, we manage total assets of $32,493,222, ensuring that your deposits currently amounting to $3,432,773 are not only safe but also working for you. Our commitment to responsible lending is reflected in our total loans and leases reaching 1,213. We understand the importance of community impact; that's why we strive to be a reliable resource for all your banking needs. Under the leadership of our CEO, Susan Easter, and Board President, Grover Holloman, our team of 11 dedicated employees is here to assist you every step of the way. Whether you're looking for auto loans or savings accounts, we offer tailored solutions designed with your unique needs in mind. While you can visit us at our branch location for all your banking needs, please note that official correspondence should be sent to the same address: 3209 Cedar Lane, Portsmouth, VA 23703. Explore our website at Pfd Firefighters Credit Union for more information on how we can serve you better. If you have any questions or would like to learn more about our services, don't hesitate to call us at 757-686-3051. Join us today and experience the difference a member-focused credit union can make!

Branch History & Mission

At Pfd Firefighters Credit Union Inc., we take pride in our rich legacy that dates back to 1955. Founded to support the financial needs of firefighters and their families, our credit union has evolved into a trusted institution for the Portsmouth community. With a total membership of 2,295 and assets totaling $32,493,222, we have grown alongside our members, adapting to their changing needs while maintaining our core mission. Located at 3209 Cedar Ln, Portsmouth, VA 23703, our branch stands as a beacon of support for local heroes and their families. We are easily accessible and close to several community landmarks, allowing us to be an integral part of the neighborhood. While members can visit us at this address, official correspondence should be sent to 3209 Cedar Lane, Portsmouth, VA 23703 if necessary. Our mission is simple yet powerful: we strive to provide exceptional financial services while fostering community spirit. We believe in empowering our members through access to affordable loans and personalized banking solutions that cater to their unique circumstances. Our commitment extends beyond just banking; we actively engage in community outreach initiatives that aim to uplift those around us. Throughout the years, Pfd Firefighters Credit Union has embraced technology while ensuring ADA compliance and customer-centric services. Our digital offerings include online banking and mobile payments, making it easier than ever for members to manage their finances on-the-go. We understand the importance of partnerships in achieving meaningful impact. By collaborating with various local organizations, we aim to create opportunities that enhance the lives of our members and the wider community. Our drive-thru service may not currently be available; however, we ensure that every visit is met with warmth and dedication during our operating hours from Monday through Friday from 9:00 AM to 5:00 PM. As we look ahead, we invite you to join us at Pfd Firefighters Credit Union Inc. Experience firsthand how we blend tradition with innovation to serve your financial needs while supporting the community you call home. Together, let's build a brighter future! For more information or inquiries, please contact us at 757-686-3051 or visit our website at www.pfdcu.com.

Branch Location & Accessibility

Accessibility Features

At our branch, we prioritize your convenience. With ample parking available and features that comply with ADA standards, visiting us is hassle-free for everyone. If you need assistance, our friendly staff is always ready to help.

Operating Hours

We're open Monday through Thursday from 9:00 AM to 4:00 PM and on Fridays from 9:00 AM to 5:00 PM. We understand that life can get busy, so we make it easy for you to drop in when it works for you!

Services Offered

While we don't have an ATM or drive-thru services at this location, our team is here to assist you with all your banking needs during lobby hours. Whether you're looking to set up an account or inquire about loans, we are committed to providing personalized service just for you. For any official correspondence, please send it to the same address: 3209 Cedar Lane, Portsmouth, VA 23703. If you have questions or need further assistance, feel free to give us a call at 757-686-3051. We look forward to seeing you soon!

Member Eligibility

Becoming a member of Pfd Firefighters Credit Union Inc. is like joining a close-knit family that truly cares about your financial well-being. We welcome anyone who lives, works, or worships in the Portsmouth area to join us and enjoy all the benefits of membership. If you're looking for personalized service, competitive rates, and a community-focused approach to banking, you've come to the right place! To learn more about specific eligibility criteria, we encourage you to visit our detailed page. Opening an account is a breeze! You can easily start your membership journey by visiting us at our location on 3209 Cedar Ln Portsmouth Va 23703 or giving us a call at (757) 686-3051 for any questions. Our friendly team is here to guide you through the process and help you discover the wonderful advantages that await you as a member of Pfd Firefighters Credit Union Inc.. Don't miss out on being part of our supportive community!

Business Banking & Commercial Services

Merchant Services That Matter

Our merchant services simplify payment processing, allowing you to focus on what you do best running your business. By offering easy-to-use solutions, we help streamline transactions, making it easier for you to serve your customers efficiently. Located at 3209 Cedar Ln Portsmouth Va 23703 in Portsmouth, VA, we're ready to partner with you on your business journey. Reach out today at (757) 686-3051 to explore how we can assist you!

Tailored Loan Options

Imagine having access to the capital you need to take your business to the next level. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. While we currently have $0 in member and non-member commercial loans and an outstanding portfolio of $0, we are dedicated to helping local businesses thrive with flexible financing options when the time is right.

Comprehensive List Of Services

Banking Made Easy

One of the highlights of banking with us is our emphasis on convenience. Our online banking services allow you to manage your accounts anytime, anywhere. You can check balances, transfer funds, and pay bills without stepping foot in the branch. For those who prefer mobile banking, our mobile application offers similar features right at your fingertips. You can even make mobile payments easily.

Community Focused

Our mission goes beyond just providing financial products; it's about building lasting relationships with our members and contributing to the community. We are dedicated to ensuring that our services align with the values and needs of those we serve. For any questions about our services or how we can assist you further, feel free to reach out to us at (757) 686-3051. Our friendly team is ready to help during our operating hours from Monday to Thursday 9:00 am - 4:00 pm and Friday from 9:00 am - 5:00 pm.

Join Us Today

If you're not already a member of Pfd Firefighters Credit Union Inc., consider joining us today! Experience personalized service and a community-oriented approach that makes all the difference in your financial well-being. Visit us or check out our website at Pfd Firefighters Credit Union, Inc for more information on how we can help you achieve your financial goals!

Tailored Financial Products

At Pfd Firefighters Credit Union Inc., we understand that every member has unique financial needs. While we currently offer ATM Services Only, this means you can access your money quickly and efficiently through our ATMs. Imagine being able to withdraw cash or check your account balance with ease!

Digital & Online Banking

Accessibility and Real-Time Management

At Pfd Firefighters Credit Union Inc., we're committed to making banking easy and accessible for all our members. With real-time account management tools right at your fingertips, you'll always know where your money stands. Enjoy peace of mind knowing that managing your finances is just a click away. Embrace the future of banking with us! Join Pfd Firefighters Credit Union Inc. today and experience how our digital and online banking services can simplify your financial life.

Key Features

Our online banking isn't just about convenience; it's also secure. We offer electronic signature authorization for transactions, ensuring that your information is protected every step of the way. Plus, with e-statements available, you can go paperless and view your statements securely online no more waiting for mail delivery! Managing money has never been simpler with features like person-to-person transfers. Want to send money to a friend? Just a few taps on your mobile device will do the trick! And speaking of mobile devices, our mobile application makes banking even more accessible. Whether you're out shopping or relaxing at home, you can make payments through our mobile payments feature.

Financial Strength

Growing Member Base

We are thrilled to have 3,992 total share accounts, showing a strong and growing member base that trusts us with their finances. Each account represents a commitment to building a brighter future together. In conclusion, our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Pfd Firefighters Credit Union Inc. is your trusted partner. Visit us at 3209 Cedar Ln Portsmouth Va 23703 or call 757-686-3051 to learn more about how we can help you achieve your financial goals.

Investing Back into Our Community

With $4,449,406 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. This investment allows us to enhance security measures and expand our offerings.

Lending Support for Your Goals

Our capacity to support your financial goals is evident through our $26,947,228 in total loans and leases, which includes $473 in used auto loans. Whether you're looking to purchase a new vehicle or need funds for other significant expenses, we're here to help.

Member-Centric Focus

Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks tailored to meet your needs.

Operational Efficiency

Our net income of $77,800 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We take pride in having 7 full-time employees and 4 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team.

Our Financial Health

With a net worth of $4,844,260, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 14.91% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Secure Savings Options

Members' savings are secured through $11,534,109 in share certificates, offering stable and rewarding financial growth opportunities. This means you can rest easy knowing your hard-earned money is safe with us.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $8,505,477 in used vehicle loans and $6,999,870 in new vehicle loans already helping members get on the road. We provide flexible financing options tailored to fit your budget, ensuring that your next vehicle purchase is both affordable and straightforward.

Credit Lines

For those looking for added flexibility, our credit lines totaling $750,000 provide a safety net for unexpected expenses or planned purchases. This option allows you to borrow only what you need while keeping your monthly payments manageable. If you're considering refinancing or exploring eligibility options for any of our loan products, don't hesitate to ask! Our team is here to guide you through the process and find the best solution for your needs. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Whether you're ready to apply or just want more information about our offerings, feel free to visit us or give us a call!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $724,403, make buying or refinancing simple. We offer competitive rates and terms to help you secure your dream home without breaking the bank.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, although currently we do not have any active loans in this category. When available, these options can help you manage your finances effectively and give you access to funds when you need them most.

Loan Aggregator

Benefits of Using LendMesh

Verified Data: Loan offers are sourced from legitimate financial institutions, guaranteeing that users receive reliable and accurate information. No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. This commitment to impartiality allows users to make informed choices without being swayed by advertising tactics. Real-Time Rate Comparisons: The platform updates loan rates from multiple institutions in real time. This feature helps users stay informed about current market trends and make decisions that suit their financial needs. Thousands of users trust LendMesh for loan comparisons. One member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight the effectiveness of LendMesh in simplifying the loan search process while delivering genuine value. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

PFD FIREFIGHTERS CREDIT UNION INC. CREDIT UNION - Portsmouth, VA

Compare Loan Rates Near You

Loan rates in Portsmouth, VA (23703)